Bajaj Aliianz General Insurance

Bajaj Allianz General Insurance - Laptop Charger Insurance at Rs. 401

Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions

Key features and benefits

  • Coverage of up to Rs. 10,000, premium starts at Rs. 401

    Coverage against expenses arising out of loss or damage to your laptop charger. This may be due to natural or man-made calamities.

  • Coverage for loss/damage

    Get financial protection if your laptop charger accidentally damages while being used by you (at your insured premises). Replacement or repair costs, maximum up to the sum insured amount.

  • Coverage against fire and special perils

    Get coverage for your laptop charger against perils like fire, strikes, natural disasters: earthquakes, floods, typhoons, etc.

  • Theft and burglary cover

    Theft and burglary cover

    Get coverage against any loss or damage to your laptop charger as a result of theft or burglary. This is only applicable if the damage occurs at your insured premises.

  • End-to-end online process

    End-to-end online process

    You can easily buy the policy online through our 100% digital process in just a few steps.

  • No documents are required to buy

    No documents are required to buy

    When buying the laptop charger insurance policy, you do not need to present any documents at the time of making the purchase.

    You can also get an extended warranty for laptop, wherein, you can get additional warranty to cover repair and replacement costs of your laptop.

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Eligibility criteria and documents required

You need to fulfil the following criteria to buy the Laptop Charger Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.

Eligibility criteria

  • Exclusively for Bajaj Finance customers
  • Nationality: Indian
  • Age: 18+ years
  • You need to purchase the policy within 30 days from purchase of the charger

Documents required

No documents are required to buy the policy.
Simply provide the following details at the time of buying the policy:

  • Name
  • Address
  • Email address
  • Mobile number

Step-by-step guide to buy this policy

  • Step 1

    Click on the ‘Buy Now’ button on this page.

  • Step 2

    Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.

  • Step 3

    Enter the One Time Password (OTP) received on your registered mobile number for verification.

  • Step 4

    If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.

  • Step 5

    At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.

  • Step 6

    After the payment is successful, you can download the policy receipt instantly.

    Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.

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Policy details

Here's a quick look at the policy details of Laptop Charger Insurance:

Policy details Description
Sum insured (in Rs.) 10,000
Premium including GST (in Rs.) 401
Policy tenure 1 year

Key inclusions and exclusions

Here's a quick look at the key inclusions and exclusions under the Laptop Charger Insurance:

  • Key inclusions
  • Key exclusions
Key Inclusions Description
Standard fire and special perils cover Provides coverage against fire, explosion/implosion, lightning, landslide, flood, earthquake, typhoons, etc. You can also claim coverage for damage or loss due to perils such as strikes and riots
Coverage for loss/damage Get financial protection if your laptop charger accidentally damages (at your insured premises). Replacement or repair costs, maximum up to the sum insured amount
Burglary and robbery cover Provides coverage against loss or damage due to an actual or attempted robbery at your insured premises
Key exclusions Description
Charger older than 30 days Chargers older than 30 days at the time of purchase of this plan
Damage due to act of terrorism Any loss or damage to the laptop charger due to any terrorist activity
Damage due to pollution Any loss or damage to your laptop charger due to pollution or contamination

How to claim

You can contact the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Laptop Charger Insurance by or email or phone:

  • Insurer’s email address

    Insurer’s email address

    Write to the insurer at bagichelp@bajajallianz.co.in and share your policy document

  • Insurer’s toll-free number

    Insurer’s toll-free number

    You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits

  • Documents required to claim

    Documents required to claim

    Collect and submit the following documents:
    1. Policy document at the time of purchase
    2. FIR in case of theft or burglary
    3. Invoice of your lost/damaged product
    4. Document supporting the loss like a photograph or evidence

  • Contact Bajaj Finance Ltd.

    Contact Bajaj Finance Ltd.

    In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in

Frequently asked questions

What is the coverage under laptop charger insurance?

The Laptop Charger Insurance through Bajaj Finance is available at a nominal fee of Rs. 401, offering coverage of up to Rs. 10,000. The plan covers damage or loss to your laptop charger due to fire, lightning, riots, strikes, and natural disasters. Apart from this, also get coverage against damage due to robbery, breakdown, or accidental damage.

How can you claim the benefits of Laptop Charger Insurance?

You can write to the insurer (Bajaj Allianz General Insurance) at bagichelp@bajajallianz.co.in and share the relevant documents. You can also call on the toll-free number at 1800-209-5858 and claim the benefits.

What counts as accidental damage to a laptop?

Accidental damage to your laptop charger covers repair or replacement expenses incurred due to accidental loss or damage caused to the charger. However, the charger should have been in your possession at the time of damage.

What documents do I need to present to claim the benefits of the Laptop Charger Insurance?

To claim the benefits of the Laptop Charger Insurance policy, you need to present the following documents:
1. Policy document received at the time of buying the policy
2. FIR in case the charger is stolen
3. Invoice/evidence to confirm the extent of damage

Does this plan have any deductibles?

The deductible of the first 5% of each claim amount subject to a maximum of Rs. 1,000 must be borne by the policyholder, unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.

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Disclaimer

*Conditions apply. This product is offered under the Group Insurance scheme wherein Bajaj Finance Limited is the Master policyholder. The insurance coverage is provided by our partner Insurance Company Bajaj Allianz General Insurance Co. Ltd. Bajaj Finance Limited does not underwrite the risk. IRDAI Corporate Agency Registration Number CA0101. BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage under Group Affinity Insurance Policy UIN: IRDAN113CP0004V03201819. Please refer insurer's website for Policy Wordings. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.