Bajaj Allianz General Insurance - Laptop Charger Insurance at Rs. 401
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of up to Rs. 10,000, premium starts at Rs. 401
Coverage against expenses arising out of loss or damage to your laptop charger. This may be due to natural or man-made calamities.
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Coverage for loss/damage
Get financial protection if your laptop charger accidentally damages while being used by you (at your insured premises). Replacement or repair costs, maximum up to the sum insured amount.
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Coverage against fire and special perils
Get coverage for your laptop charger against perils like fire, strikes, natural disasters: earthquakes, floods, typhoons, etc.
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Theft and burglary cover
Get coverage against any loss or damage to your laptop charger as a result of theft or burglary. This is only applicable if the damage occurs at your insured premises.
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End-to-end online process
You can easily buy the policy online through our 100% digital process in just a few steps.
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No documents are required to buy
When buying the laptop charger insurance policy, you do not need to present any documents at the time of making the purchase.
You can also get an extended warranty for laptop, wherein, you can get additional warranty to cover repair and replacement costs of your laptop.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy the Laptop Charger Insurance. If you meet all the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18+ years
- You need to purchase the policy within 30 days from purchase of the charger
Documents required
No documents are required to buy the policy.
Simply provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Mobile number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your details on the form will be pre-filled. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment via one of the following options: UPI, net banking, credit/debit cards, and wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the plan document from ‘My Account’ after 5 to 7 working days from the purchase date.
Policy details
Here's a quick look at the policy details of Laptop Charger Insurance:
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 10,000 |
| Premium including GST (in Rs.) | 401 |
| Policy tenure | 1 year |
Key inclusions and exclusions
Here's a quick look at the key inclusions and exclusions under the Laptop Charger Insurance:
- Key inclusions
- Key exclusions
| Key Inclusions | Description |
|---|---|
| Standard fire and special perils cover | Provides coverage against fire, explosion/implosion, lightning, landslide, flood, earthquake, typhoons, etc. You can also claim coverage for damage or loss due to perils such as strikes and riots |
| Coverage for loss/damage | Get financial protection if your laptop charger accidentally damages (at your insured premises). Replacement or repair costs, maximum up to the sum insured amount |
| Burglary and robbery cover | Provides coverage against loss or damage due to an actual or attempted robbery at your insured premises |
| Key exclusions | Description |
|---|---|
| Charger older than 30 days | Chargers older than 30 days at the time of purchase of this plan |
| Damage due to act of terrorism | Any loss or damage to the laptop charger due to any terrorist activity |
| Damage due to pollution | Any loss or damage to your laptop charger due to pollution or contamination |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to claim
You can contact the insurer (Bajaj Allianz General Insurance) to claim the benefits of the Laptop Charger Insurance by or email or phone:
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Insurer’s email address
Write to the insurer at bagichelp@bajajallianz.co.in and share your policy document
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Insurer’s toll-free number
You can also call on the toll-free helpline number 1800-209-5858 and claim the benefits
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Documents required to claim
Collect and submit the following documents:
1. Policy document at the time of purchase
2. FIR in case of theft or burglary
3. Invoice of your lost/damaged product
4. Document supporting the loss like a photograph or evidence -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in
Frequently asked questions
The Laptop Charger Insurance through Bajaj Finance is available at a nominal fee of Rs. 401, offering coverage of up to Rs. 10,000. The plan covers damage or loss to your laptop charger due to fire, lightning, riots, strikes, and natural disasters. Apart from this, also get coverage against damage due to robbery, breakdown, or accidental damage.
You can write to the insurer (Bajaj Allianz General Insurance) at bagichelp@bajajallianz.co.in and share the relevant documents. You can also call on the toll-free number at 1800-209-5858 and claim the benefits.
Accidental damage to your laptop charger covers repair or replacement expenses incurred due to accidental loss or damage caused to the charger. However, the charger should have been in your possession at the time of damage.
To claim the benefits of the Laptop Charger Insurance policy, you need to present the following documents:
1. Policy document received at the time of buying the policy
2. FIR in case the charger is stolen
3. Invoice/evidence to confirm the extent of damage
The deductible of the first 5% of each claim amount subject to a maximum of Rs. 1,000 must be borne by the policyholder, unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance.
Insurance glossary
Disclaimer
*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third-party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finserv Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.
Note - While we have made all the efforts and taken utmost care in gathering precise information about the products, features, benefits etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective products sales brochure and policy/membership wordings before concluding sales.
