Key features and benefits

  • Extensive coverage at low premiums

    Extensive coverage at low premiums

    Our insurance partners offer affordable two-wheeler insurance policies that provides comprehensive coverage against own and third-party damage and the convenience of cashless repairing. Premiums start from as low as Rs. 702*.

  • Cashless claim settlement at 4,500+ network garages

    Cashless claim settlement at 4,500+ network garages

    Repair your damaged two-wheeler across 4,500+ partner garages and avail of cashless claim facilities.

  • Doorstep delivery after repairs

    Doorstep delivery after repairs

    Repair your two-wheeler at our insurance partner garages and get it delivered to your doorstep.

  • Own-damage coverage

    Own-damage coverage

    Get coverage against damages caused to your two-wheeler due to natural calamities, theft, fire, and accidents.

  • Third-party liability coverage

    Third-party liability coverage

    Get coverage for the expenses incurred due to physical injuries caused to a third party or damages or losses caused to their property or vehicle.

  • Personal accident cover

    Personal accident cover

    Get covered for up to Rs. 15 lakh in case of accidents that lead to injuries, disability, or death of the owner-rider of the vehicle.

  • No claim bonus

    No claim bonus

    Benefit from No Claim Bonus and get up to a 50% discount on your own damage premium, depending on the policy years.

  • Multiple optional add-on covers

    Multiple optional add-on covers

    Choose from multiple add-on covers, such as loss of accessories, legal liability to paid driver, cleaner, or any workman, and personal accident cover for occupants.

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Frequently asked questions

What is a cashless claim in two-wheeler insurance?

A cashless two-wheeler insurance claim is designed to provide you with instant aid after an accident or any unfortunate event and helps you avoid paying any repair costs. However, the cashless claim can only be availed when your two-wheeler is sent for repair to a network garage of your insurance provider.

What is a 'No Claim Bonus' in two-wheeler insurance?

A policyholder receives a No Claim Bonus (NCB) if they haven't filed any claims throughout the insurance period. The comprehensive insurance plan in India varies between 20-50%, according to current laws. A third-party motor insurance plan does not qualify for the NCB. At the time of the vehicle transfer, the insurance plan can be transferred to a new insurance provider, but NCB can't be transferred. The new buyer is responsible for paying the outstanding balance. The NCB can be used by the two-wheeler’s original owner when acquiring a new vehicle.

What are the risks covered by a comprehensive two-wheeler policy?

Comprehensive two-wheeler insurance gives coverage to your third-party liabilities in addition to the damage sustained by your bike/two-wheeler due to an accident, theft, fire, or natural calamities like earthquakes, floods, and man-made disasters.

How is a two-wheeler insurance premium calculated?

The following are the most significant elements that influence motor insurance premiums:
1. Insured declared value (IDV)
2. Make and model of the two-wheeler
3. Deductibles
4. Seating capacity
5. Cubic capacity
6. Previous insurance history
 The type of coverage has an impact on the premiums. Do compare insurance premiums to obtain the best deal. The IRDAI decides third-party premium amounts.

What is a deductible in two-wheeler insurance?

The deductible is the amount that must be paid out of pocket if a claim is filed. Generally, there is a standard or mandatory deductible for most automobiles, such as two-wheelers, or cars and commercial vehicles like trucks. It depends on the carrying capacity or cubic capacity of the vehicle. However, in some situations, the insurance carrier may impose a larger deductible based on the vehicle's age or the frequency with which the claims are filed.

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Insurance is the subject matter of solicitation. Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited and ManipalCigna Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Visitors are hereby informed that their information submitted on the website may be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt Ltd, etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective value added service provider or Assistance company.
Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.