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What is a Mortgage Loan?

A mortgage loan is a type of secured loan where you can avail funds by providing your asset as collateral to the lender. This is a popular form of financing as it helps the borrower avail a high loan amount and prolonged repayment tenor.

A mortgage is usually a loan sanctioned against an immovable asset like a house or a commercial property. The lender keeps the asset as collateral until the borrower repays the total loan amount.

Mortgage loans are of 3 types: -
• Home loans
• Commercial property loans
• Loans against properties

A home loan or a commercial property loan can be availed only to purchase a home or a commercial space respectively. On the other hand, a loan against property has no end-use restrictions. It can be used to fund overseas education, a wedding, a home renovation, etc.
You can avail the fastest Loan Against Property from Bajaj Finserv and benefit from disbursal of laon amount within 4 days.

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