About Bank of India Credit Card Payment
Bank of India is one of the leading public sector banks in the country that provides a range of financial products and services to its customers. One of the most popular offerings from Bank of India (BOI) is its credit card, which comes with a host of features and benefits. If you are a BOI credit cardholder, learning how to pay your credit card bill can help you manage your finances and avoid late payment fees.
You can pay for the BOI Credit Card bill using the BBPS platform on Bajaj Finserv or the company’s official website. The BBPS platform on Bajaj Finserv allows you to pay your credit card bill online from the comfort of your home. Visit the Bajaj Finserv website or app to make the payment and use from the various payment modes available for your convenience.
Features and Benefits of Bank of India credit card Bill on Bajaj Finserv
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Quick and hassle-free
With Bajaj Finserv's BBPS platform, you can pay your Bank of India credit card bill quickly and effortlessly.
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Safe and secure
Bajaj Finserv provides a safe and secure payment platform on BBPS. Your payment details are secure with the platform’s robust security measures.
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Multiple payment options
Bajaj Finserv offers multiple payment options, including debit cards, credit cards, net banking, and UPI. This allows you to choose the payment method that suits you best.
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Instant confirmation
After making the payment, the platform immediately confirms the payment through an email and SMS.
How to pay Bank of India credit card bill online on Bajaj Finserv BBPS platform
Follow these procedures to pay your credit card bill online using the Bajaj Finserv BBPS platform:
- 1 Click on 'DOWNLOAD APP' to open the Google Play Store
- 2 Login through the email ID registered with your mobile
- 3 Click on ‘INSTALL’
- 4 Open the app on your mobile phone
- 5 Enter your 10-digit mobile number to 'GENERATE OTP'
- 6 Enter the OTP and click on 'PROCEED'
- 7 Under the FINANCIAL SERVICES AND TAXES SECTION, tap on 'CREDIT CARD'
- 8 Choose ‘BANK OF INDIA’ from the drop-down menu
- 9 Enter your registered mobile number and click on 'PROCEED'
Bank of India credit card bill payment options
There are quite a few payment options that can be used for Bank of India credit card payment. Some of these options are:
- Online payment facility through the BBPS platform on the Bajaj Finserv website or app
- Debit card payment
- Net banking
- UPI payments
- Cash payment at Bank of India branch or ATM
Fees and charges
The following charges are applicable on mobile recharges and bill payments:
| Payment | Charges (Rs.) |
| Payment for bills and recharges | Convenience fee up to 2% per transaction (inclusive of applicable taxes) * |
| Payment of rent using credit card as a payment mode | 2% per transaction (inclusive of applicable taxes) * |
| Platform fee | Up to Rs. 5/- for each prepaid mobile recharge |
*Convenience fee is applicable on specific payment instrument and subject to revision from time to time
Note - For failed transactions, the total amount including charges except taxes are reversed.
Frequently asked questions
Yes, you can use your BOI credit card for UPI payments. You can make your credit card payment on the BBPS platform on Bajaj Finserv using UPI as your payment mode.
Yes, you can pay your credit card bill online on the BBPS platform on Bajaj Finserv various payment modes like net banking, credit card, debit card, e-Wallet, and UPI.
You can reset your BOI credit card pin by logging in to your net banking account or by visiting the nearest BOI branch.
