How to apply mudra loan

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What are the eligibility criteria for MSME loans?

Bajaj Finserv offers easy-to-meet MSME Loan eligibility criteria to ease prospective borrowers. Avail an MSME loan with ease to induce additional capital to your business and give it a boost. A substantial loan amount of Rs.45 lakh can suitably meet big-ticket business funding requirements of a concern to help improve and scale-up operations.

The funds can be availed to meet business requirements like office renovation, improvement of cash flow, inventory purchase, up-gradation to advanced technology, lease new premises for expansion, raw material purchase, and many more. Also, furnish a handful of documents when applying to streamline the application procedure.

Simple MSME loan criteria along with minimal documentation help avail the funds without any hassle. Enjoy customised MSME loan with attractive features that also reduce EMI burden and make repayment affordable. Other facilities that further make managing the loan easy include anytime access of loan account through our customer portal Experia, collateral-free funds, fast disbursal, etc.

To apply for an SME or MSME loan from Bajaj Finserv, you must be one of the following:
  • Self-employed professionals (SEP) – Allopathic doctors, company secretaries, chartered accountants, and architects who are practicing their profession
  • Self-employed non-professionals (SENP) – Traders, retailers, manufacturers, proprietors, and service providers
  • Entities - Partnerships, limited liability partnerships, private limited, and closely held limited companies
In addition:
  • You should be an Indian resident aged between 24 to 70 years*
    (*Age should be 70 years at loan maturity.)
  • Your business should have a vintage of at least 3 years

MSME Loan Documents Required

Once you fulfil the eligibility criteria, you have to submit only a handful of documents to get a Bajaj Finserv MSME Loan. The list of required MSME loan documents are as follows:

KYC documents Aadhar card, Pan card, Voter ID card, driving license or any KYC document approved by the government
Address proof Documents such as electricity bill, rent agreement, passport, etc.
Financial documents Copy of GST returns, bank account statement and profit and loss statement
Business ownership proof The registration documents for your business

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