- 10,000+ network hospitals
- 94% claim settlement ratio
- Lifelong renewability of policies
- 1.78 solvency ratio
- Buy and renew plans online
4 reasons to choose us
Easy application and quick response
From application to approval, all in one seamless digital journey.
Say goodbye to paperwork and hello to hassle-free applications.
Fast, transparent, and stress-free claims.
Step-by-step guide to buy Aditya Birla Health Insurance plans
Here is step by step process of buying Aditya Birla Health Insurance-
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Step 1
Click here to open our online application form.
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Step 2
Fill in the application form with basic details such as name, gender, mobile number, date of birth, and residential PIN code for you or the person you want to insure.
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Step 3
Now click on ‘Get Quote’ to proceed.
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Step 4
From the list of policies shown, choose your preferred Aditya Birla Health Insurance plan by clicking the ‘Buy Now’ button placed under each plan. You can further modify the insured amount, policy term, and plan-type to get a list of policies tailored to your preference.
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Step 5
Based on the plan you choose, you may get the option to select the policy term and premium amount.
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Step 6
Enter your email ID and check if all personal details shown are correct. Click ‘Next’ to proceed.
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Step 7
Enter some additional details, such as height, weight, nationality, marital status, address, and nominee details (if applicable).
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Step 8
Answer a few questions about your health and lifestyle by clicking the relevant checkboxes. Click on the ‘Next’ button to proceed.
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Step 9
Verify if the previously filled details are correct and click on the ‘Proceed’ button to visit the payment page.
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Step 10
Make the payment through net banking, UPI, debit or credit card to buy the policy.
How to raise a cashless claim for Aditya Birla Health Insurance policy
Follow these steps to raise claim requests for cashless hospitalisation with Aditya Birla Health Insurance.
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Step 1 - Contact the insurer
Reach out to the insurer within 48 hours of emergency hospitalisation and 3 days before planned hospitalisation.
- Toll-free: 1800-270-7000
- E-mail at : care.healthinsurance@adityabirlacapital.com
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Step 2 - Locate a network hospital near you
You can get cashless treatment at 10,000+ Aditya Birla Health Insurance network hospitals across India. Click here to locate a hospital near you.
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Step 3 - Verify patient’s identity
Share the patient’s policy number or the Aditya Birla Health Card along with a valid identity proof (PAN, voter ID, passport) at the hospital reception.
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Step 4 - Submit the pre-authorisation form
Fill and submit the pre-authorisation form available at the hospital desk. You can also download the form online and fill it beforehand.
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Step 5 - Claim settlement
The insurer will review and verify the documents and process the claim per the policy terms and conditions. The bills will be settled between the insurer and the hospital.
How to raise a reimbursement claim Aditya Birla Health Insurance policy
To reimburse your hospital and medical expenses with Aditya Birla Health Insurance, follow these steps.
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Step 1 - Contact the insurer
Reach out to the insurer within 48 hours of emergency hospitalisation and 3 days before planned hospitalisation.
- Toll-free: 1800-270-7000
- E-mail at: care.healthinsurance@adityabirlacapital.com
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Step 2 - Settle all hospital bills
Settle all medical bills and other costs involved in hospitalisation and treatment at the hospital.
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Step 3 - Submit necessary documents
Submit the required documents like the reimbursement claim form, hospital discharge summary, bills and prescriptions, and more to the nearest branch office of the insurer.
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Step 4 - Claim settlement
The insurer will review and verify the documents and process the claim as per the policy's terms and conditions.
Documents Required for Aditya Birla Health Insurance Claim
Here is the list of documents you need to raise a claim request with Aditya Birla Health Insurance.
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Claim form (Part A and B). Part A to be filled by the insured and Part B to be filled by the hospital
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Aditya Birla Health Card
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Valid ID proof (PAN, voter ID, passport)
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Original discharge summary
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Original hospital bills and payment receipts
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All doctor consultation papers
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FIR copy or post-mortem report in case of an accident or death
Renewal process of Aditya Birla Health Insurance
Here are steps to renew Aditya Birla Health Insurance.
- Login to your account on the Aditya Birla Health Insurance official website.
- Click on the ‘Renew’ option and enter your policy number.
- Details of your health insurance policy will appear; you can review the policy and make changes if required.
- Pay the premium using any of your preferred online payment gateway.
- You will receive the policy document on your registered email ID instantly.
Contact Details of Aditya Birla Health Insurance
For queries related to the policy, claim settlement and other related information, you can contact the insurer in the following ways:
- Write an email at: care.healthinsurance@adityabirlacapital.com
- Send a WhatsApp message to: +91 88288 00035
Frequently Asked Questions
Overview
Features
Coverage
What is Aditya Birla Health Insurance?
Aditya Birla Health Insurance offers comprehensive health insurance plans that cover medical expenses incurred due to illnesses, injuries, or accidents. These plans provide coverage against hospitalisation, surgeries, medical tests, and treatments.
Is Aditya Birla Capital Health Insurance good?
Yes, Aditya Birla Capital Health Insurance is considered a good option for many individuals and families because of its comprehensive coverage, wellness benefits, flexible plans, and extensive cashless hospital network across India.
Is it good to take Aditya Birla Health Insurance?
Yes, Aditya Birla Health Insurance is a popular choice due to:
- High claim settlement ratio
- Large network hospital base
- Wellness features like HealthReturns™
- Chronic care support
- Lifetime renewability
- Tax-saving benefits under Section 80D
However, users should always review policy terms, waiting periods, and premium changes before purchasing.
Does Aditya Birla Health Insurance offer a cashless treatment facility?
Yes, Aditya Birla Health Insurance offers cashless treatment facilities across 10,000+ network hospitals. Policyholders can avail of treatment by showing their health card or policy number at an empanelled hospital.
How can I avail of the cashless treatment facility?
To avail of cashless treatment:
- Visit a network hospital
- Show your health card or policy details
- Complete the hospital documentation
- The insurer directly settles eligible medical expenses with the hospital
What is covered under Aditya Birla Health Insurance?
Coverage generally includes:
- In-patient hospitalisation expenses
- Pre- and post-hospitalisation expenses
- Daycare procedures
- Modern treatments
- Organ donor expenses
- Ambulance charges
- Wellness benefits
- Annual health check-ups (in select plans)
What is the coverage limit of Aditya Birla Health Insurance?
Coverage options generally range from Rs. 5 lakh to Rs. 2 crore depending on the selected policy and age of the insured.
What are the key benefits of Aditya Birla Health Insurance policies?
Major benefits include:
- Cashless claim settlement
- Coverage for daycare procedures
- Organ donor expense cover
- Free health check-ups
- Lifelong renewability
- Pre- and post-hospitalisation cover
What factors affect the cost of health insurance premiums?
Health insurance premiums are usually based on:
- Sum insured amount
- Age of the insured
- Smoking or tobacco habits
- Medical history
- Occupation and lifestyle
- Body Mass Index (BMI)
What is the Aditya Birla Super Top-up Plan?
The Aditya Birla Super Top-up Plan provides additional health coverage above your base health insurance policy. It helps cover high medical expenses, including:
- Daycare procedures
- Pre- and post-hospitalisation expenses
- Domiciliary treatment
- Organ donor expenses
The plan offers both cashless and reimbursement claim options.
What is the Aditya Birla Group Activ Health Plan?
The Group Activ Health Plan is a comprehensive policy designed for individuals and families. It offers coverage for:
- Chronic illnesses like diabetes, asthma, cholesterol, and hypertension
- Hospitalisation expenses
- Organ donor expenses
- Ambulance charges
- Pre- and post-hospitalisation costs
Policyholders can also choose between a private room or shared accommodation during hospitalisation.
Disclaimer
*T&C Apply. Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited), HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Axis Max Life Insurance Limited (Formerly known as Max Life Insurance Company Limited.), Bajaj General Insurance Limited (Formerly known as Bajaj Allianz General Insurance Company Limited), SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finserv Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.
Note- While we have made all the efforts and taken utmost care in gathering precise information about the products, features, benefits etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective products sales brochure and policy/membership wordings before concluding sales.