Activ Assure Diamond Health Plan starting at Rs. 5,196*
Product highlights
Key features and benefits of this policy
00:37
Wellness Benefits of Aditya Birla Activ Assure Diamond Health Plan
Learn about the wellness benefits you get in addition to coverage against medical costs with this policy.
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Cashless treatment at 10,000+ hospitals
Contact the insurer within 48 hours of emergency hospitalisation or three days before any planned hospitalisation. Find the nearest hospital here.
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Modern treatment methods covered
Get coverage for new-age treatments such as robotic surgeries, oral chemotherapy, and balloon sinuplasty.
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Health coach benefit
Get the best advice on nutrition and wellness from an expert health coach as part of this health insurance plan.
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HealthReturns™ benefit
Get up to 30% of your premium as HealthReturnsTM. You can use the benefit to pay for renewal premiums, medicine, or diagnostic tests. You will get it in the digital cash form on the Activ health app.
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No room rent capping
You can get admitted to any type of hospital room if the sum insured on your policy is Rs. 7 lakh and above. Know more about no room rent capping in health insurance online.
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Daycare procedures cover
Get coverage for 586 listed daycare procedures, which need hospitalisation for less than 24 hours.
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Sum insured reinstatement
Reload your sum insured on the policy by 150% if the original sum insured gets exhausted.
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AYUSH treatment cover
Get coverage for ayurveda, yoga, unani, siddha, and homoeopathy treatments as part of in-patient care.
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Annual health checkup benefit
Get annual free health checkup on the policy. Benefit applicable from the first day of the individual health insurance and family floater plans.
Eligibility criteria and documents required
Anyone can apply for Aditya Birla Group Activ Health plan as long as you meet the basic criteria mentioned below. If you meet all the eligibility criteria, we will need some basic information to complete your application process.
Eligibility criteria
- Nationality: Indian
- Age (individual plan): Minimum 5 years
- Age (family floater plan): For dependent children - 91 days | adults - 18 years
- Maximum age: No maximum age at entry
Documents required
Only basic information required while buying the policy:
- Date of birth as per the PAN Card
- Valid 10-digit mobile number
- Residential PIN code
Step-by-step guide to buy this policy
00:59
How to apply for the Aditya Birla Activ Assure Diamond Health Insurance
Watch this video to know how to apply for the Aditya Birla Activ Assure Diamond Health Insurance.
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Step 1
Click on ‘Get Quote’ to open our online application form.
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Step 2
Fill in the application form with some basic details of the insured/proposer. Fill in the name, gender, mobile number, date of birth, and residential PIN code.
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Step 3
Now click on ‘Get Quote’ to proceed.
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Step 4
From the list of policies shown, choose Aditya Birla Activ Assure Diamond Health plan by clicking the ‘Buy Now’ button.
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Step 5
Select the policy term and premium amount.
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Step 6
Enter your email ID and check if all personal details shown are correct. Click on ‘Next’ to proceed.
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Step 7
Enter some additional details, such as height, weight, nationality, marital status, address, and nominee details (if applicable).
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Step 8
Answer a few questions about your health and lifestyle by clicking the relevant checkboxes. Click on ‘Next’ button to proceed.
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Step 9
Verify if the previously filled details are correct and click on the ‘Proceed’ button to visit the payment page.
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Step 10
Make the payment through net banking, UPI, debit, or credit card to buy the policy.
After successful payment, your policy document will be available for you to download instantly. You will receive the policy document copy on your registered email ID within 5-7 working days.
You will also receive an SMS confirmation immediately after processing the payment successfully.
You can also access your policy details through the My Account section within 5-7 days after purchase.
Policy details
Here’s a quick look at the policy details of the Aditya Birla Activ Assure Diamond Health Plan:
| Policy details | Description |
|---|---|
| Policy type | Individual (self only)/family floater |
| Starting premium (in Rs.) | 5,196* |
| Maximum sum insured (in Rs.) | 2 crore |
| Policy term | One, two, and three years |
| Renewal | Lifetime renewable |
| Number of members covered | 6 members (2 adults + 4 children) |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Aditya Birla Activ Assure Diamond Health Plan:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Accidental hospitalisation booster | Optional coverage of another 100% of the sum insured |
| Cancer hospitalisation booster | Get an additional 100% of the sum insured for hospitalisation due to cancer |
| Cumulative bonus | Get a cumulative bonus of up to 50% of the sum insured if no claims made for one fiscal year |
| Key exclusions | Description |
|---|---|
| War | Losses arising due to an act of war/terrorism/invasion |
| Breach of law | Criminal intent, intentional self-injury, or attempted suicide while sane or insane |
| Substance abuse | Abuse of intoxicants or hallucinogenic substances such as intoxicating drugs and alcohol |
| Cosmetic surgery | Cosmetic, aesthetic, and re-shaping treatments and surgeries |
| Others | Hearing aids, spectacles or contact lenses, including optometric therapy |
| Waiting period | 30 Days (not applicable in case of accident and subsequent renewal) |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product brochure and policy wordings carefully before buying a policy.
How to raise a cashless claim
Follow these steps to raise claim requests for cashless hospitalisation with Aditya Birla Health Insurance.
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Step 1 - Contact the insurer
Contact the insurer within 48 hours of emergency hospitalisation. In case of planned admission, contact three days before hospitalisation.
1. Toll-free: 1800-270-7000
2. E-mail: care.healthinsurance@adityabirlacapital.com -
Step 2 - Locate a network hospital near you
You can get cashless treatment at 10,000+ Aditya Birla Health Insurance network hospitals across India. Click here to locate a hospital near you.
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Step 3 - Verify patient’s identity
Share the patient’s policy number or the Aditya Birla Health Card at the hospital reception. Also, provide valid identity proof (PAN, voter ID, passport).
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Step 4 - Submit the pre-authorisation form
Fill and submit the pre-authorisation form available at the hospital desk. You can also download the form online and fill it beforehand.
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Step 5 - Claim settlement
The insurer will review and verify the documents and process the claim per the policy terms and conditions. Insurer will directly settle the bill with the hospital.
How to raise a reimbursement claim
To reimburse your hospital and medical expenses with Aditya Birla Health Insurance, follow these steps.
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Step 1 - Contact the insurer
Contact the insurer within 48 hours of emergency hospitalisation. In case of planned admission, contact three days before hospitalisation.
1. Toll-free: 1800-270-7000
2. E-mail: care.healthinsurance@adityabirlacapital.com -
Step 2 - Settle all hospital bills
Settle all medical bills and other costs involved in hospitalisation and treatment at the hospital.
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Step 3 - Submit necessary documents
Submit reimbursement claim form, hospital discharge summary, bills, and prescriptions to the insurer. You need to submit the required documents at the nearest branch office.
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Step 4 - Claim settlement
The insurer will review and verify the documents and process the claim as per the policy's terms and conditions.
Documents required for raising a claim request
Here is the list of documents that you need to raise a claim request with Aditya Birla Health Insurance.
- Claim form (part A filled by policyholder and part B by the hospital)
- Aditya Birla Health Card
- Valid ID proof (PAN, voter ID, passport)
- Original discharge summary
- Original hospital bills and payment receipts
- All doctor consultation papers
- FIR copy or post-mortem report in case of an accident or death
Frequently asked questions
There are 10,000+ network hospitals of Aditya Birla Health Insurance across India. Click here to look at the list of hospitals you can avail of the cashless facility. Alternatively, you can also access the list on the official Aditya Birla Health Insurance website.
Aditya Birla Activ Assure Diamond Health Insurance is an all-inclusive health policy. The policy offers a maximum cover of Rs. 2 crore for individuals as well as family members. You get added benefits such as cumulative bonus, cancer cover, AYUSH care cover, and more.
The family floater policy type covers dependent children between the age group of 91 days and 5 years. An individual policy has a minimum entry age of 5 years. Age calculated as the number of years completed on the last birthday.
Aditya Birla Health Insurance plans do not cover expenses incurred from specific conditions. The policies do not cover substance abuse, dental treatments, and plastic surgeries.
You can contact the Aditya Birla Health Insurance for any claim or policy-related queries in the following ways:
1. Toll-free: 1800-270-7000
2. E-mail: care.healthinsurance@adityabirlacapital.com
