Loans

Frequently asked questions

What is the rate of interest on a car loan balance transfer and top-up?

Bajaj Finance offers car loan balance transfer and top-up at an interest rate starting at 10% p.a.

How does the car loan balance transfer and top-up work?

With car loan balance transfer and top-up, you can shift your existing car loan to Bajaj Finance and get a top-up of up to 190% of your vehicle’s value. However, the maximum loan amount is up to Rs. 52 lakh.

What is a car loan balance transfer and top-up facility?

Car loan balance transfer and top-up is a facility where you can switch your existing car loan to Bajaj Finance and can also get some extra funds as a top-up based on your car’s valuation.

What are the tenure options for a car loan balance transfer and top-up?

With Bajaj Finserv Car Loan Balance Transfer and Top-up, you can repay the loan over tenures ranging up to 84 months.

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Understanding our car loan balance transfer and top-up

3 unique variants

A car loan balance transfer allows you to shift your existing loan to a different lender at better terms. Bajaj Finance offers car loan balance transfer and top-up at better terms. We also provide an additional top-up loan of up Rs. 52 lakh that can help you manage car-related expenses.

Features of car loan balance transfer and top-up

  • Transfer the balance of your existing car loan and get a high-value top-up of up to 190% of the car’s value with a limit of up to Rs. 52 lakh.
  • Repay your loan easily with convenient repayment options ranging up to 84 months.
  • In most cases, you will get the car loan balance transfer and top-up amount credited to your account within 48 hours of approval*.
  • Get additional services such as car insurance, life insurance, financial fitness report, and GPS tracker at a very nominal cost.
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