Features of the Platinum Choice SuperCard

  • Welcome rewards

    Welcome rewards

    Get 2,000 reward points on spending Rs. 2,000 within 30 days of card issuance

  • Offer on movie tickets

    Offer on movie tickets

    Get 10% off up to Rs. 100 on movie tickets on BookMyShow

  • Rewards on regular spends

    Rewards on regular spends

    Get 1 reward point on every Rs. 100 spent on shopping, except for purchases made on education, insurance, fuel, wallet load, and utilities (including Bills2Pay)

  • Rewards on online spends

    Rewards on online spends

    2x reward points on online spend, except for online purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)

  • Annual savings

    Annual savings

    Savings of up to Rs. 3,775 annually

  • Annual Fee waiver

    Annual Fee waiver

    Spend Rs. 50,000 in a year and get the next year’s annual fee waived off

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get fuel surcharge waiver up to Rs. 100 per month

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    No interest on cash withdrawal for up to 50 days

  • Emergency advance*

    Emergency advance*

    Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month

With the Platinum Choice SuperCard, you can easily handle all credit requirements. Features like the emergency advance, interest-free cash withdrawals, EMI conversion on shopping and more make it a great option to have.

What’s more, other spend-related benefits like the credit card reward points and fuel surcharge waiver make transacting with this card a pleasure as it saves you money in the long run.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

Benefits Value earned (Rs.)
Spend based waiver: Spend Rs. 50,000 in a year and get an annual card fee waiver 500
Welcome gift: 2,000 reward points (No welcome rewards will be given to First Year Free cards) 500
10% off on BookMyShow (maximum discount of Rs. 100 in a month) 1,200
1 reward point* for every Rs. 100 spent (assuming spends of Rs. 50,000); total reward points earned: 500 125
Get 2X reward points (2 reward points on every Rs. 100 spent)*on all online spends (maximum 1,000 reward points and assuming online spends of Rs. 50,000); total reward points earned: 1,000 250
Fuel surcharge waiver of up to Rs. 100 per month. (The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000.) 1,200
Total benefits per annum 3,775

*Except for online purchases made on education, insurance, utilities (including Bill2Pay), rent payments, wallet load, and fuel.

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    21 to 70 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    685 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 21 to 70 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL Score of 685 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, enter your personal details
  4. 4 Get a call from our representative

Fees and charges

The following are the charges applicable on the Platinum Choice SuperCard:

Type of fee Charges applicable
Joining fee Rs. 499 + GST
Annual fee Rs. 499 + GST (fee waiver on annual spends of Rs. 50,000)
Add-on card fees NIL
Cash payment at branches Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/ cancellation of railway tickets IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher
 
Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5%
Reward redemption fees

A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card.

T&C apply

Cash advance transaction fee 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable)
Over-limit penalty ^^

Rs. 600+ GST

(w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST

Finance charges (retail purchases and cash) APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Card replacement (Lost/ stolen/ reissue/ any other replacement) NIL
Duplicate statement fee NIL
Cheque return/ dishonour fee auto debit reversal-bank account out of funds Rs. 500 + GST
Dynamic Currency Conversion Fee Markup + 3.5% of the transaction amount + GST
Merchant EMI transaction*** Rs. 199 + GST per merchant EMI transaction
Rental transactions 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant


Click here to know the applicable schedule of charges on SuperCard

Late payment charges

Late payment fee 
12.5% of the outstanding amount 
Minimum Rs. 5  Maximum Rs. 1,300  

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100.

***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.

EMI transactions will not accrue base reward points.

Terms and Conditions apply

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Platinum Choice SuperCard: Frequently asked questions

How can I get the welcome reward points?

To get the welcome gift of 2,000 reward points, pay the joining fee and spend Rs. 2,000 within 30 days of card issuance.

What is the annual fee on the card?

The annual fee for this card is Rs. 499. This annual fee is waived off on an annual spend of Rs. 50,000.

How can I earn reward points?

You earn reward points through purchases made with the SuperCard. Check for these at the end of the month and redeem them online.

Which categories do the reward points apply to?

You can redeem your reward points for purchases on categories like travel, shopping, voucher, mobile recharge, etc.

How will I receive the fuel surcharge waiver?

The waiver amount is credited in the next month when you transact for fuel of value between Rs. 500 to Rs. 4,000.

How can I avail the emergency advance facility?

To convert your cash limit into a loan, call customer care on 022 6232 7777. You can be avail of this facility once a year.

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