Features of the Platinum Choice SuperCard

  • Welcome rewards

    Welcome rewards

    Get 2,000 reward points on spending Rs. 2,000 within 30 days of card issuance

  • Offer on movie tickets

    Offer on movie tickets

    Get 10% off up to Rs. 100 on movie tickets on BookMyShow

  • Rewards on regular spends

    Rewards on regular spends

    Get 1 reward point on every Rs. 100 spent on shopping, except for purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)

  • Rewards on online spends

    Rewards on online spends

    2x reward points on online spend, except for online purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)

  • Annual savings

    Annual savings

    Savings of up to Rs. 4,500 annually

  • Annual Fee waiver

    Annual Fee waiver

    Spend Rs. 50,000 in a year and get the next year’s annual fee waived off

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get fuel surcharge waiver up to Rs. 100 per month

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    No interest on cash withdrawal for up to 50 days

  • Emergency advance*

    Emergency advance*

    Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month

With the Platinum Choice SuperCard, you can easily handle all credit requirements. Features like the emergency advance, interest-free cash withdrawals, EMI conversion on shopping and more make it a great option to have.

What’s more, other spend-related benefits like the credit card reward points and fuel surcharge waiver make transacting with this card a pleasure as it saves you money in the long run.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    25 to 65 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

The following are the charges applicable on the Platinum Choice SuperCard:

Type of fee Charges applicable
Joining fee Rs. 499 + GST
Annual fee Rs. 499 + GST (fee waiver on annual spends of Rs. 50,000)
Add-on card fees NIL
Foreign currency transaction** 3.50% + GST
Cash payment at branches Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/ cancellation of railway tickets IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ 1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Fuel surcharge will depend on the merchant
end & it may vary from 1% to 2.5%
Reward redemption fees A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019.
T&C apply
Cash advance transaction fee 2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20
Overdue interest on extended credit Up to 3.99% + GST per month or 47.88% + GST per annum
Overdue penalty/ late payment 15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500)
Effective from 1st July 2022, revised late payment charges are applicable*
Over-limit penalty Rs. 600 + GST
Finance charges (retail purchases and cash) APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Card replacement (Lost/ stolen/ reissue/ any other replacement) NIL
Duplicate statement fee NIL
Cheque return/ dishonour fee auto debit reversal-bank account out of funds Rs. 500 + GST
Merchant EMI processing fee Rs. 199 + GST
Fee on Rental Transactions 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023)

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.

Late payment charges

Outstanding amount (Rs.)

Late payment fee (Rs.)
Up to Rs. 100 NIL
Above Rs. 100 12.5% of total due amount (Max Rs. 1300/-)

*Terms and Conditions apply

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Platinum Choice SuperCard: Frequently asked questions

How can I get the welcome reward points?

To get the welcome gift of 2,000 reward points, pay the joining fee and spend Rs. 2,000 within 30 days of card issuance.

What is the annual fee on the card?

The annual fee for this card is Rs. 499. This annual fee is waived off on an annual spend of Rs. 50,000.

How can I earn reward points?

You earn reward points through purchases made with the SuperCard. Check for these at the end of the month and redeem them online.

Which categories do the reward points apply to?

You can redeem your reward points for purchases on categories like travel, shopping, voucher, mobile recharge, etc.

How will I receive the fuel surcharge waiver?

The waiver amount is credited in the next month when you transact for fuel of value between Rs. 500 to Rs. 4,000.

What are the annual milestone rewards?

For the Platinum Choice SuperCard, you can get 5,000 reward points annually for spending Rs. 75,000.

How can I avail the emergency advance facility?

To convert your cash limit into a loan, call customer care on 022 6232 7777. You can be avail of this facility once a year.

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