Features of the Platinum Choice SuperCard
Get 2,000 reward points on spending Rs. 2,000 within 30 days of card issuance
Offer on movie tickets
Get 10% off up to Rs. 100 on movie tickets on BookMyShow
Rewards on regular spends
Get 1 reward point on every Rs. 100 spent on shopping, except for purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)
Rewards on online spends
2x reward points on online spend, except for online purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)
Savings of up to Rs. 4,500 annually
Annual Fee waiver
Spend Rs. 50,000 in a year and get the next year’s annual fee waived off
Fuel surcharge waiver
Get fuel surcharge waiver up to Rs. 100 per month
Interest-free cash withdrawal
No interest on cash withdrawal for up to 50 days
Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
With the Platinum Choice SuperCard, you can easily handle all credit requirements. Features like the emergency advance, interest-free cash withdrawals, EMI conversion on shopping and more make it a great option to have.
What’s more, other spend-related benefits like the credit card reward points and fuel surcharge waiver make transacting with this card a pleasure as it saves you money in the long run.
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
25 to 65 years
Must have a regular source of income
750 or higher
What are the eligibility criteria for getting a credit card?
Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:
- Age should be within 25 to 65 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
- A residential address which must fall within the SuperCard live locations in the country
- Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder
What documents are needed to apply for a credit card?
There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.
How to apply for a SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 In case of no offer, submit your details
- 5 Get a call from our representative
- 6 Submit the necessary documents
Fees and charges
The following are the charges applicable on the Platinum Choice SuperCard:
|Type of fee||Charges applicable|
|Joining fee||Rs. 499 + GST|
|Annual fee||Rs. 499 + GST (fee waiver on annual spends of Rs. 50,000)|
|Add-on card fees||NIL|
|Foreign currency transaction**||3.50% + GST|
|Cash payment at branches||Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022|
|Surcharge on purchase/ cancellation of railway tickets||IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]|
|Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^||1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Fuel surcharge will depend on the merchant
end & it may vary from 1% to 2.5%
|Reward redemption fees||A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019.
|Cash advance transaction fee||2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20|
|Overdue interest on extended credit||Up to 3.99% + GST per month or 47.88% + GST per annum|
|Overdue penalty/ late payment||15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500)
Effective from 1st July 2022, revised late payment charges are applicable*
|Over-limit penalty||Rs. 600 + GST|
|Finance charges (retail purchases and cash)||APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)|
|Card replacement (Lost/ stolen/ reissue/ any other replacement)||NIL|
|Duplicate statement fee||NIL|
|Cheque return/ dishonour fee auto debit reversal-bank account out of funds||Rs. 500 + GST|
|Merchant EMI processing fee||Rs. 199 + GST|
|Fee on Rental Transactions||1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023)|
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.
Late payment charges
Outstanding amount (Rs.)
|Late payment fee (Rs.)|
|Up to Rs. 100||NIL|
|Above Rs. 100||12.5% of total due amount (Max Rs. 1300/-)|
Platinum Choice SuperCard: Frequently asked questions
To get the welcome gift of 2,000 reward points, pay the joining fee and spend Rs. 2,000 within 30 days of card issuance.
The annual fee for this card is Rs. 499. This annual fee is waived off on an annual spend of Rs. 50,000.
You earn reward points through purchases made with the SuperCard. Check for these at the end of the month and redeem them online.
You can redeem your reward points for purchases on categories like travel, shopping, voucher, mobile recharge, etc.
The waiver amount is credited in the next month when you transact for fuel of value between Rs. 500 to Rs. 4,000.
For the Platinum Choice SuperCard, you can get 5,000 reward points annually for spending Rs. 75,000.
To convert your cash limit into a loan, call customer care on 022 6232 7777. You can be avail of this facility once a year.