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Bajaj Finserv RBL Bank Platinum Choice Supercard

Bajaj Finserv RBL Bank Platinum Choice SuperCard

Platinum Choice SuperCard: Features & benefits

With the Bajaj Finserv Platinum Choice SuperCard, you can handle all credit requirements with ease. Features like the emergency advance, interest-free cash withdrawals, EMI conversion on shopping and more make it a great option to have.

What’s more, other spend-related benefits like the credit card reward points and fuel surcharge waiver make transacting with this card a pleasure as it saves you money in the long run.  

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  • Welcome gift

    Bonus of 2,000 reward points as a welcome gift with your Platinum Choice SuperCard.

  • Milestone bonus

    5,000 additional reward points on annual spends of Rs. 75,000.

  • Movie ticket discount

    Avail 10% off on movie tickets on BookMyShow.

  • Reward points

    Get 1 reward point for every Rs. 100 spent on regular purchases.

  • Reward for online spends

    Get 2x reward points on online purchases.

  • Fuel surcharge waiver

    Get fuel surcharge waiver of up to Rs. 100 per month.

  • Easy EMIs

    Pay for purchases in easy, affordable EMIs.

  • Withdrawal facility

    Withdraw interest-free cash and pay no interest for up to 50 days.

  • Emergency personal loan

    Take an advance on your available cash limit for 90 days.

  • Annual fee waiver

    Spend Rs. 30,000 in a year and get a waiver of Rs. 499 on the next year.

  • Contactless payments

    Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000

Platinum Choice SuperCard: Fees and Charges

Types of fees Charges applicable
Joining fee Rs. 499+GST
Annual fee Rs. 499+GST
Add-on card fees NIL
Foreign currency transaction** 3.5%+GST
Cash payment at branches Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.
Surcharge on purchase/cancellation of railway tickets IRCTC service charges* + payment gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge).
Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^ 1%+GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher
Reward redemption fees A reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply
Cash advance transaction fee 2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20
Overdue interest on extended credit Upto 3.99%+GST per month or 47.88%+GST per annum
Overdue interest on secured credit cards 3.33% per month or 40% per annum
Overdue penalty/late payment fee 15% of total amount due (min. Rs. 50, max. Rs. 1,500)
Over-limit penalty Rs. 600+GST
Finance charges (retail purchases and cash) APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)
Call-a-draft fee 2.5%+GST (min. Rs. 300+GST) of the draft amount
Card replacement (lost/stolen/reissue/any other replacement) Rs. 200+GST
Duplicate statement fee Rs. 100+GST
Charge slip retrieval/copy fee Rs. 100+GST
Outstation cheque fee Rs. 100+GST
Cheque return/dishonour fee auto debit reversal-bank account out of funds Rs. 500+GST

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge

Contact Us

For assistance, reach us on the RBL Bank Credit Card Customer Care Number: 022-7119 0900 (if you are using your mobile phone, prefix your city’s STD code to the number). You can also e-mail us at: supercardservice@rblbank.com

Platinum Choice SuperCard: Frequently asked questions

How can I get the welcome reward points?

To get the welcome gift of 2,000 reward points, pay the joining fee and spend Rs. 2,000 within 30 days of card issuance.

What is the annual fee on the card?

The annual fee on the card is Rs. 499 plus GST.

How can I earn reward points?

You earn reward points through purchases made with the SuperCard. Check for these at the end of the month and redeem them online.

Which categories do the reward points apply to?

You can redeem your reward points for purchases on categories like travel, shopping, voucher, mobile recharge, etc.

How will I receive the fuel surcharge waiver?

The waiver amount is credited in the next month, when you transact for fuel of value between Rs. 500 to Rs. 4,000.

What are the annual milestone rewards?

For the Platinum Choice SuperCard, you can get 5,000 reward points annually for spending Rs. 75,000.

How can I avail the emergency advance?

To convert your cash limit into a loan, call the customer care on 022-6232 7777. This can be availed once a year.

*Conditions Apply

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