Features and benefits of our Binge SuperCard - First-Year-Free
Features and benefits of the Bajaj Finserv RBL Bank Binge SuperCard First-Year-Free
Watch this video to know more about the features and benefits of the Bajaj Finserv RBL Bank Binge SuperCard First-Year-Free.
There is no joining fee for this SuperCard. You also do not have to pay any annual fee during the first year.
12X rewards on online spends*
Shop for home appliances, clothing, gadgets and more, and earn 12 reward points for every Rs. 100 spent.
Annual fee waiver
Get your annual fee waived off if you spend a minimum of Rs. 1,00,000 in a year using this card.
Offer on movie tickets*
Get 1 + 1 movie ticket free every month when you book tickets on BookMyShow using this card.
Airport lounge access
With this SuperCard, you will get 2 complimentary domestic airport lounge access in a year.
Fuel surcharge waiver
Use this card to get the fuel surcharge waived at any station across India for an amount of up to Rs. 1,200 in a year.
Interest-free cash withdrawal*
You can use this card to withdraw cash from any ATM across India without paying any interest for up to 50 days.
5% cashback on down payment
Get 5% cashback on down payments made at any of our network partner stores across 4,000+ large and small cities.
Easy EMI conversion
You can easily convert your purchases of minimum Rs. 2,500 into affordable EMIs and pay conveniently.
Emergency cash advance*
Convert your available cash limit into a personal loan and repay in 90 days at interest rate of 1.16%* per month with zero processing fee.
The Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free is a one-of-a-kind credit card that comes with features such as no joining fee, easy EMI conversion, emergency cash advance, and interest-free cash withdrawal.
You also get exclusive SuperCard benefits worth up to Rs. 9,000 with 5% cashback offer, fuel surcharge waiver, 12X rewards on online spends, airport lounge access and more.
*12X rewards are available on all online and Bajaj Finserv wallet app spends, except for spends made on education, insurance, utilities, and rent payments. The reward points are capped at 800 monthly reward points.
*Offer on movie tickets is available on any day of the month for tickets with a price of up to Rs. 200.
*A processing fee of 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable)
* 5% cashback terms: The cashback limit is up to Rs. 1000, to be provided on only the first eligible transaction in a month on a minimum down payment amount of Rs. 1,000 or above. You need to give a missed call on 9266012012 after swiping your card at the store within 15 days of the down payment. Cashback will be credited within 60 days of making the down payment.
*This loan is provided by RBL Bank at their discretion and is subject to its policies.
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Eligibility criteria and documents
- Nationality: Indian
- Age: 21 years to 70 years
- Credit Score & Income: Must be according to issuing bank’s criteria
- PAN card physical copy (Keep the PAN card copy handy to complete the KYC process)
- Aadhaar card number
It is essential to have a residential address in a location that is serviceable by RBL Bank and Bajaj Finserv to get the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free.
Did you know?
You can make contactless payments worth Rs. 5,000
Did you know?
You can get 5% cashback on down payment at any Bajaj Finserv EMI Network partner store
Did you know?
You can get rewards when you add money in your digital wallet using the SuperCard
Did you know?
Your credit limit can be increased in a year if you pay all your dues on time
How to apply for the Binge SuperCard - First-Year-Free
Applicable fees and charges
The following are the fees and charges for the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free:
|Type of fee||Applicable charges|
|Annual fee||Rs. 999 + GST (fee waiver on annual spends of Rs. 1,00,000)|
|Add-on card fees||NIL|
|Cash payment at branches||Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022|
|Surcharge on purchase/ cancellation of railway tickets||IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]|
|Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^||1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher
Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5%
|Reward redemption fees||A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card.
|Cash advance transaction fee||Flat fee: 2.5% of the cash amount (Minimum Rs. 500)|
|Over-limit penalty ^^||Rs. 600+ GST
(w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST
|Finance charges (retail purchases and cash)||APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)|
|Card replacement (Lost/stolen/reissue/any other replacement)||NIL|
|Duplicate statement fee||NIL|
|Cheque return/dishonour fee auto debit reversal-bank account out of funds||Rs. 500 + GST|
|Dynamic Currency Conversion Fee Markup +||3.5% of the transaction amount + GST|
|Merchant EMI transaction***||Rs. 199 + GST per merchant EMI transaction|
|Rental transactions||1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant|
Late payment charges
|Late payment fee|
|12.5% of the outstanding amount|
|Minimum Rs. 5||Maximum Rs. 1,300|
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100.
***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/website/app.
EMI transactions will not accrue base reward points.
^^ Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard. There will be no upper limit capping.
+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)
Frequently asked questions
There is no joining fee for this card. You also do not have to pay an annual fee during the first year.
The Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free offers the unique opportunity to earn 12X reward points on various online and offline purchases. You can earn 12 times the usual reward points on all your online spends and spends through the Bajaj Finserv app (including when you add money to your wallet). This does not apply to payments made towards education, insurance, utilities, and rent.
You must meet the following eligibility criteria to get the Binge SuperCard:
- You must be aged between 21 to 70 years
- You must be an Indian citizen
- You must fulfil the income and credit score criteria defined by the bank
- A residential address within serviceable locations
No, you do not need to provide hard copies of your documents for KYC verification. You will only need your Aadhaar number during the verification process.
To be eligible for the fuel surcharge waiver, you need to purchase fuel across any fuel station between Rs. 500 to Rs. 4,000. You can get an annual waiver of up to Rs. 1,200. This waiver is paid back to you, a month post the transaction date.
You don’t have to submit any documents to apply for a Bajaj Finserv RBL Bank Binge SuperCard – First-Year-Free. You only need your PAN card number and Aadhaar card number to complete the credit card application and KYC verification.
You can earn reward points through purchases made using the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free on groceries, home appliances, apparel, and more. You can redeem the reward points on the Bajaj Finserv app.
You can redeem your reward points across various categories like travel, shopping, voucher, mobile recharge, etc.
You can convert your available cash limit into a personal loan for up to 90 days at 1.16% interest rate per month with 0 processing fee by calling RBL bank’s customer care executives on +91 22 711 90900. The amount is to be paid in 3 instalments and this facility can be availed once a year.
Note: The said loan is provided by RBL bank as per their discretion and subject to its policies.