Features and benefits of our Binge SuperCard - First-Year-Free
All you need to know about our credit card
Watch this video to know everything about our SuperCard – features and benefits, fees, and charges.
-
First-year-free
There is no joining fee for this SuperCard. You also do not have to pay any annual fee during the first year.
-
12X rewards on online spends*
Shop for home appliances, clothing, gadgets and more, and earn 12 reward points for every Rs. 100 spent.
-
Annual fee waiver
Get your annual fee waived off if you spend a minimum of Rs. 1 lakh in a year using this card.
-
Offer on movie tickets*
Get one movie ticket free every month when you book tickets on BookMyShow using this card.
-
Airport lounge access
With this SuperCard, you will get 2 complimentary domestic airport lounge access in a year.
-
Fuel surcharge waiver
Use this card to get the fuel surcharge waived at any station across India for an amount of up to Rs. 1,200 in a year.
-
Interest-free cash withdrawal*
You can use this card to withdraw cash from any ATM across India without paying any interest for up to 50 days.
-
5% cashback on down payment
Get 5% cashback on down payments made at any of our network partner stores across 4,000+ large and small cities.
-
Easy EMI conversion
You can easily convert your purchases above Rs. 2,500 into affordable EMIs and pay conveniently.
-
Emergency cash advance*
Convert your available cash limit into a personal loan and repay in 3 months at 1.16% interest with zero processing fee.
-
The Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free is a one-of-a-kind credit card that comes with features such as no joining fee, easy EMI conversion, emergency cash advance, and interest-free cash withdrawal.
You also get exclusive SuperCard benefits worth up to Rs. 9,000 with 5% cashback offer, fuel surcharge waiver, 12X rewards on online spends, airport lounge access and more.
*12X rewards are available on all online and Bajaj Finserv wallet app spends, except for spends made on education, insurance, utilities, and rent payments. These rewards are capped at 800 monthly reward points.*Offer on movie tickets is available on any day of the month for tickets with a price of up to Rs. 200.
*A flat processing fee of 2.5% is applicable. A minimum processing fee of Rs. 500 is charged.
*This loan is provided by RBL Bank at their discretion and is subject to its policies.
Still haven’t found what you are looking for? Click on any of the links at the top of this page.
Eligibility criteria and documents
You can get the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free, as long as you meet our basic eligibility criteria. If you meet all basic criteria, you will need a set of documents to complete your application process.
Eligibility criteria
- Nationality: Indian
- Age: 21 years to 70 years
- Credit score: 720 or higher
- Employment: Must have a regular source of income
- Existing relationship: You should be an existing Bajaj Finserv customer and own the Bajaj Finserv Insta EMI Card
Documents required
- PAN card
- Aadhaar card
- A photograph
- Address proof
* You may require additional documents during the application process.
It is essential to have a residential address in a location that is serviceable by RBL Bank and Bajaj Finserv to get the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free.
About RBL Bank
.png)
Applicable fees and charges
The following are the fees and charges for the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free:
| Type of fee | Applicable charges |
| Joining fee | NIL joining fee |
| Annual fee | Rs. 999 + GST |
| Add-on card fees | NIL |
| Foreign currency transaction** | 3.50% + GST |
| Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
| Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
| Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher |
| Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card. T&C apply |
| Cash advance transaction fee | 2.5% of the amount (minimum Rs. 500 + GST) of the cash amount |
| Overdue interest on extended credit | Up to 3.99% + GST per month or 47.88% + GST per annum |
| Over-limit penalty | Rs. 600 + GST |
| Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
| Card replacement (Lost/stolen/reissue/any other replacement) | NIL |
| Duplicate statement fee | NIL |
| Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
| Goods and Services Tax | A standard rate of 18% |
| Merchant EMI transaction* | Rs. 199 + GST per merchant EMI transaction |
| Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver for Platinum card is Rs. 100.
Late payment fee |
|
12.5% of the outstanding amount |
|
Minimum Rs. 5 |
Maximum Rs. 1,300 |
*The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
-EMI transactions will not accrue base reward points.
Pre-approved offers for new customers
Both our new and existing customers can choose from various pre-approved offers. All we need is your mobile number to check.
If you have a pre-approved offer, you do not have to go through the complete application procedure. Consider it our green channel.
You might not require a credit card right now or you may not have a pre-approved offer. You can still pick from a variety of our products:
-
1 million+ products on No Cost EMIs
Shop for electronics, gadgets, home appliances, and more and split the bill into No Cost EMIs with the Insta EMI Card. Use this card across 1.5 lakh partner stores in 4,000+ cities.
-
Check your credit score
Some of the most crucial factors for you are your credit health and CIBIL Score. Get our Credit Health Report to keep your credit in tip-top shape.
-
Convert your medical bills into easy EMIs
Convert your healthcare bills for 1,000+ treatments across 1,700+ hospitals into easy EMIs with the Health EMI Network Card.
-
Insurance in your pocket to cover every life event
In order to cover all of your life's events, including trekking, monsoon-related illnesses, car key loss/ damage, and more, we offer more than 400 insurance covers starting at just Rs. 19.
-
Start an SIP with just Rs. 100 per month
Pick from over 900 mutual funds across 40+ companies, such as SBI, HDFC, ICICI Prudential Mutual Fund, Aditya Birla, and more.
-
Create a Bajaj Pay Wallet
The only four-in-one wallet in India that allows you to pay or transfer money using your digital wallet, a credit card, and UPI.
Frequently asked questions
There is no joining fee for this card. You also do not have to pay an annual fee during the first year.
The Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free offers the unique opportunity to earn 12X reward points on various online and offline purchases. You can earn 12 times the usual reward points on all your online spends and spends through the Bajaj Finserv app (including when you add money to your wallet). This does not apply to payments made towards education, insurance, utilities, and rent.
You must meet the following eligibility criteria to get the Binge SuperCard:
- You must be aged between 21 to 70 years
- You must have a minimum CIBIL Score of 720 or higher with no past records of default on your payments
- You must have a regular source of income
- A residential address within serviceable locations
No, you do not need to provide hard copies of your documents for KYC verification. You will only need your Aadhaar number during the verification process.
To be eligible for the fuel surcharge waiver, you need to purchase fuel across any fuel station between Rs. 500 to Rs. 4,000. You can get an annual waiver of up to Rs. 1,200. This waiver is paid back to you, a month post the transaction date.
You require three primary documents to apply for a Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free – a photograph, an identity proof, and an address proof. You may need to produce additional documents during the application process if required.
You can earn reward points through purchases made using the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free on groceries, home appliances, apparel and more. You can redeem the reward points on the Bajaj Finserv app.
You can redeem your reward points across various categories like travel, shopping, voucher, mobile recharge, etc.
You can convert your available cash limit into a loan by calling our 24x7 helpline at 022 711 90900. The amount needs to be paid back in 3 instalments and this facility can be availed once per year.