Features and benefits of our Binge SuperCard - First-Year-Free

All you need to know about our credit card

Watch this video to know everything about our SuperCard – features and benefits, fees, and charges.

  • First-year-free


    There is no joining fee for this SuperCard. You also do not have to pay any annual fee during the first year.

  • 12X rewards on online spends*

    12X rewards on online spends*

    Shop for home appliances, clothing, gadgets and more, and earn 12 reward points for every Rs. 100 spent.

  • Annual fee waiver

    Annual fee waiver

    Get your annual fee waived off if you spend a minimum of Rs. 1 lakh in a year using this card.

  • Offer on movie tickets*

    Offer on movie tickets*

    Get one movie ticket free every month when you book tickets on BookMyShow using this card.

  • Airport lounge access

    Airport lounge access

    With this SuperCard, you will get 2 complimentary domestic airport lounge access in a year.

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Use this card to get the fuel surcharge waived at any station across India for an amount of up to Rs. 1,200 in a year.

  • Interest-free cash withdrawal*

    Interest-free cash withdrawal*

    You can use this card to withdraw cash from any ATM across India without paying any interest for up to 50 days.

  • 5% cashback on down payment

    5% cashback on down payment

    Get 5% cashback on down payments made at any of our network partner stores across 4,000+ large and small cities.

  • Easy EMI conversion

    Easy EMI conversion

    You can easily convert your purchases above Rs. 2,500 into affordable EMIs and pay conveniently.

  • Emergency cash advance*

    Emergency cash advance*

    Convert your available cash limit into a personal loan and repay in 3 months at 1.16% interest with zero processing fee.

  • The Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free is a one-of-a-kind credit card that comes with features such as no joining fee, easy EMI conversion, emergency cash advance, and interest-free cash withdrawal.
    You also get exclusive SuperCard benefits worth up to Rs. 9,000 with 5% cashback offer, fuel surcharge waiver, 12X rewards on online spends, airport lounge access and more.
    *12X rewards are available on all online and Bajaj Finserv wallet app spends, except for spends made on education, insurance, utilities, and rent payments. These rewards are capped at 800 monthly reward points.

    *Offer on movie tickets is available on any day of the month for tickets with a price of up to Rs. 200.

    *A flat processing fee of 2.5% is applicable. A minimum processing fee of Rs. 500 is charged.

    *This loan is provided by RBL Bank at their discretion and is subject to its policies.

    Still haven’t found what you are looking for? Click on any of the links at the top of this page.

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Eligibility criteria and documents

You can get the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free, as long as you meet our basic eligibility criteria. If you meet all basic criteria, you will need a set of documents to complete your application process.

Eligibility criteria

  • Nationality: Indian
  • Age: 21 years to 70 years
  • Credit score: 720 or higher
  • Employment: Must have a regular source of income
  • Existing relationship: You should be an existing Bajaj Finserv customer and own the Bajaj Finserv Insta EMI Card

Documents required

  • PAN card
  • Aadhaar card
  • A photograph
  • Address proof

* You may require additional documents during the application process.

It is essential to have a residential address in a location that is serviceable by RBL Bank and Bajaj Finserv to get the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free.

RBL Bank

About RBL Bank

The RBL Bank offers specialised services under six business verticals namely: Corporate and Institutional Banking, Commercial Banking, Branch and Business Banking, Retail Assets and Treasury, and Financial Markets Operations.

In March 2019, the SuperCard successfully catered to 1 million customers across the country. Out of these, 40% were first-time credit cardholders, making this a giant leap towards financial inclusion in India.

Our collaboration with RBL Bank has resulted in 19 different variants of the SuperCard, each with a unique proposition that caters to a large and diverse customer base in India.

How to apply for the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free

Step-by-step guide to applying for the Bajaj Finserv RBL Bank SuperCard

  1. Enter your 10-digit mobile number and click on ‘APPLY’.
  2. Verify the OTP sent to your phone.
  3. Fill in the application form with your basic details such as your gender, full name, PAN, date of birth, residential address, and email ID.
  4. Click on ‘PROCEED’ to know your approved credit card offer and card limit.
  5. In case you do not have an offer, we will record your interest and notify you when an offer is available.
  6. If you have an offer, your credit limit will be displayed on the screen.
  7. Click on ‘GET IT NOW’ and enter your mother’s name, father’s name, and residential address.
  8. Now click on ‘PROCEED’ and enter the OTP sent to your phone to validate the application.
  9. Select ‘YES’ for E-KYC and click on ‘PROCEED’.
  10. After your application is successfully submitted, you will be redirected to the RBL Bank’s website for further verification and approval.

After your KYC verification, your card will be sent to your residential address within 5 to 7 working days.

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Applicable fees and charges

The following are the fees and charges for the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free:

Type of fee Applicable charges
Joining fee NIL joining fee
Annual fee Rs. 999 + GST
Add-on card fees NIL
Foreign currency transaction** 3.50% + GST
Cash payment at branches Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/ cancellation of railway tickets IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ 1.00% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Reward redemption fees A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card.

T&C apply
Cash advance transaction fee 2.5% of the amount (minimum Rs. 500 + GST) of the cash amount
Overdue interest on extended credit Up to 3.99% + GST per month or 47.88% + GST per annum
Over-limit penalty Rs. 600 + GST
Finance charges (retail purchases and cash) APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Card replacement (Lost/stolen/reissue/any other replacement) NIL
Duplicate statement fee NIL
Cheque return/dishonour fee auto debit reversal-bank account out of funds Rs. 500 + GST
Goods and Services Tax A standard rate of 18%
Merchant EMI transaction* Rs. 199 + GST per merchant EMI transaction
Rental transactions 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver for Platinum card is Rs. 100.

Late payment fee

12.5% of the outstanding amount

Minimum Rs. 5

 Maximum Rs. 1,300

*The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.

-EMI transactions will not accrue base reward points.

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Pre-approved offers for new customers

Both our new and existing customers can choose from various pre-approved offers. All we need is your mobile number to check.

If you have a pre-approved offer, you do not have to go through the complete application procedure. Consider it our green channel.

You might not require a credit card right now or you may not have a pre-approved offer. You can still pick from a variety of our products:

  • 1 million+ products on No Cost EMIs

    1 million+ products on No Cost EMIs

    Shop for electronics, gadgets, home appliances, and more and split the bill into No Cost EMIs with the Insta EMI Card. Use this card across 1.5 lakh partner stores in 4,000+ cities.

    Check your pre-approved card limit

  • Check your credit score

    Some of the most crucial factors for you are your credit health and CIBIL Score. Get our Credit Health Report to keep your credit in tip-top shape.

    Check your CIBIL Score for free

  • Convert your medical bills into easy EMIs

    Convert your medical bills into easy EMIs

    Convert your healthcare bills for 1,000+ treatments across 1,700+ hospitals into easy EMIs with the Health EMI Network Card.

    Check your Health EMI Network Card limit

  • Insurance in your pocket to cover every life event

    Insurance in your pocket to cover every life event

    In order to cover all of your life's events, including trekking, monsoon-related illnesses, car key loss/ damage, and more, we offer more than 400 insurance covers starting at just Rs. 19.

    Discover Insurance Mall

  • Start an SIP with just Rs. 100 per month

    Start an SIP with just Rs. 100 per month

    Pick from over 900 mutual funds across 40+ companies, such as SBI, HDFC, ICICI Prudential Mutual Fund, Aditya Birla, and more.

    Discover Investment Mall

  • Create a Bajaj Pay Wallet

    Create a Bajaj Pay Wallet

    The only four-in-one wallet in India that allows you to pay or transfer money using your digital wallet, a credit card, and UPI.

    Download Bajaj Pay

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Frequently asked questions

Is there a joining fee for this card?

There is no joining fee for this card. You also do not have to pay an annual fee during the first year.

What do you mean by 12X reward points?

The Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free offers the unique opportunity to earn 12X reward points on various online and offline purchases. You can earn 12 times the usual reward points on all your online spends and spends through the Bajaj Finserv app (including when you add money to your wallet). This does not apply to payments made towards education, insurance, utilities, and rent.

What are the eligibility criteria for a Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free?

You must meet the following eligibility criteria to get the Binge SuperCard:

  • You must be aged between 21 to 70 years
  • You must have a minimum CIBIL Score of 720 or higher with no past records of default on your payments
  • You must have a regular source of income
  • A residential address within serviceable locations
Do I need to provide hard copies of my documents for KYC verification?

No, you do not need to provide hard copies of your documents for KYC verification. You will only need your Aadhaar number during the verification process.

How will I receive the fuel surcharge waiver?

To be eligible for the fuel surcharge waiver, you need to purchase fuel across any fuel station between Rs. 500 to Rs. 4,000. You can get an annual waiver of up to Rs. 1,200. This waiver is paid back to you, a month post the transaction date.

What documents do I need to apply for a Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free?

You require three primary documents to apply for a Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free – a photograph, an identity proof, and an address proof. You may need to produce additional documents during the application process if required.

How can I earn reward points?

You can earn reward points through purchases made using the Bajaj Finserv RBL Bank Binge SuperCard - First-Year-Free on groceries, home appliances, apparel and more. You can redeem the reward points on the Bajaj Finserv app.

Where can I redeem my reward points?

You can redeem your reward points across various categories like travel, shopping, voucher, mobile recharge, etc.

How can I use the emergency advance facility on this SuperCard?

You can convert your available cash limit into a loan by calling our 24x7 helpline at 022 711 90900. The amount needs to be paid back in 3 instalments and this facility can be availed once per year.

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