You have a Loan Balance Transfer of
Rs.50,00,00
You also have pre-approved of Health EMI Network Card of Rs. - Get it Now
Loan Against Property up to Rs. 2 crore, for all your financial needs
Online application process with minimal documentation and approval in 24 hours, to save your time
Flexi loan facility, with a fixed loan limit given to you for a pre-decided tenor. Withdraw and prepay funds from within this loan limit, and choose to pay only the interest component of your loan as monthly EMIs. Interest is charged only on the amount utilised. Prepay the principal amount without any charge, or repay it at the end of the loan tenor, as per your convenience.
Transfer of your existing home loan balance, so that you get the benefits of an attractive interest rate, a high-value top-up loan
Tenors ranging up to 18 years, to fit your repayment preference
Exclusive pre-approved offers, so you get more value for your money
Complete online management of your Home Loan account, for your convenience
Assistance with discovering the perfect property for your home or clinic, from search to purchase
A report to familiarise you with the financial and legal aspects of being a homeowner
Customised insurance schemes against the payment of a one-time premium, to protect your family from financial difficulties in case of unforeseen events
*You must also own a house or clinic, or your parents must own a house, in a location where Bajaj Finserv operates.
Bajaj Finserv Loan Against Property for Doctors requires minimal documentation, for faster processing. These documents are:
Types of Fees | Charges Applicable |
---|---|
Rate of interest | 12.5 % p.a. onwards |
Processing fees | Up to 2% of the loan amount (Plus Applicable Taxes) |
DOCUMENT/STATEMENT CHARGES Statement of Account/ Repayment Schedule/Foreclosure Letter/No Dues Certificate/Interest Certificate/List of documents |
Download your e-statements/letters/certificates at no extra cost by logging into Customer Portal – Experia. You can get a physical copy of your statements/letters/certificates/List of Documents from any of our branches at a charge of Rs. 50/- (Inclusive of Applicable taxes) per statement/letter/certificate. |
Penal interest | 2% per month |
Bounce charges | Rs. 2000 inclusive of Applicable taxes |
Document processing charges | Rs. 2000 + applicable taxes |
Property Insight | Rs.6999 inclusive of applicable taxes |
Details | Charges |
---|---|
Flexi Term Loan | 0.25% of the current Flexi Term Loan amount + Applicable taxes (as per the repayment schedule) on the date of levy of such charges |
Flexi Dropline Loan | 0.5% of the loan amount + Applicable taxes during initial tenure. 0.25% of the current Flexi Term Loan amount + Applicable taxes during Subsequent Tenure |
Loan Variant | Applicable Charges |
---|---|
Loan (Term Loan/Advance EMI/ Step-Up Structured Monthly Instalment/ Step-Down Structured Monthly Instalment) | If the loan is foreclosed before 12 months from the date of the sanction of the loan - 6% + applicable taxes on the outstanding loan amount payable by the Borrower on the date of such full Pre-Payment. If the loan is foreclosed after 12 months from the date of the sanction of the loan – 4% + applicable taxes on the outstanding loan amount payable by the Borrower on the date of such full Pre-Payment. |
Flexi Term Loan | If the loan is foreclosed before 12 months from the date of the sanction of the loan – 6% + applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment. If the loan is foreclosed after 12 months from the date of the sanction of the loan – 4% + applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment. |
Flexi Hybrid Loan | If the loan is foreclosed before 12 months from the date of the sanction of the loan – 6% + applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment. If the loan is foreclosed after 12 months from the date of the sanction of the loan – 4% + applicable taxes of the Total Withdrawable Amount as per the repayment schedule, on the date of such full Pre-Payment |
Borrower Type | Time Period | Part-Prepayment Charges |
---|---|---|
Not applicable if the Borrower is an Individual and the Loan is availed on floating interest rate and not applicable for Flexi Term Loan/Hybrid Flexi variant | More than 1 month from date of loan disbursal. | 2% + applicable taxes on part-payment amount paid. |
You can apply for a Bajaj Finserv Loan Against Property for Doctors offline as well as online. To apply offline, you can:
Write to us at doctorloan@bajajfinserv.in, or
SMS DLM to 9773633633, or
Give a missed call on 9266900069
To apply online, follow these simple steps:
Click here and fill out the online application form
Receive a confirmation call within 24 hours from our executive to know your approved loan amount
Submit the required documents with our representative
The amount would be approved within 24 hours from documents Submission.
Download the Bajaj Finserv Wallet app for loan details and offers
Indemnity Insurance for Doctors
Instant activation with a pre-approved limit of up to Rs. 4 Lakh
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