Features and benefits of our 7X Rewards Credit Card
Features & Benefits of the Bajaj Finserv DBS Bank 7X Rewards Credit card
Here's all you need to know about the Bajaj Finserv DBS Bank 7X Rewards Credit Card.
As a welcome bonus, you get 6,000 cash points with this credit card, which you can redeem when you shop on the DBS Bank app – ‘DBS Card+ IN’.
Monthly milestone benefit
Shop for daily grocery, apparel, home appliances, and more to get 7X cash points on minimum spends of Rs. 15,000 per month.
15X accelerated cash points
You can use this card to get 15X cash points on utility, bill payments, and travel bookings made using the Bajaj Finserv app or DBS Bank app – ‘DBS Card+ IN’.
Discount on subscriptions*
Get a 20% discount in the form of cash points when you subscribe to platforms like Amazon Prime, Wynk Music, Hindustan Times, Airtel Xtream OTT Play, TOI+ and more.
Airport lounge benefit
With this SuperCard, get 4 domestic airport lounge access in a year. You can use this facility only once a quarter.
Fuel surcharge waiver
Use this card to get a fuel surcharge waiver at any station across India for an amount of up to Rs. 1,800 in a year.
Interest-free cash withdrawal*
You can use this card to withdraw cash from any ATM across India for up to 50 days without being charged an interest.
Cashback on down payment
Get 5% cashback on down payments made at any of our 1.5 lakh+ EMI Network partner stores across 4,000+ large and small cities.
Cash points on all spends
Shop online and offline using this credit card and earn 2 cash points on every Rs. 200 spent.
Easy EMI conversion
You can easily convert your purchases above Rs. 2,500 into affordable EMIs and pay as per your convenience.
*Welcome rewards would be awarded when you pay the joining fee and use the card within 60 days of issuance.
*Online subscriptions include Amazon Prime, Wynk Music, Hindustan Times, Airtel Xtream OTT Play, TOI+, and more, purchased through DBS Bank app - DBS Card + IN.
*Processing fee of 2.50% of the cash amount (minimum Rs. 500) is applicable.
Still haven’t found what you are looking for? Click on any of the links at the top of this page.
Eligibility criteria and documents
- Nationality: Indian
- Age: 21 to 70 years
- Credit score: 720 or higher
- Employment: Must have a regular source of income
- PAN card
- Aadhaar card number
It is also essential to have your residential address in a location that is serviceable by DBS Bank and Bajaj Finserv to get the Bajaj Finserv DBS Bank 7X Rewards Credit Card.
Did you know?
You can get 6,000 welcome cash points with this card
How to apply for the 7X Rewards Credit Card
Applicable fees and charges
The following are the key fees and charges for the Bajaj Finserv DBS Bank 7X Rewards Credit Card:
|Type of fee
Rs. 1,499 + GST
Rs. 1,499 + GST
Reward redemption fee
Rs. 99+ GST per redemption
Cash advance fee
2.50% of the cash amount (minimum Rs. 500)
Late payment fee
|•No charge for the amount due up to Rs. 100
•Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500
•Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000
•10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299)
Over limit fee
Rs. 600 + GST
Up to 4% per month or 48% per annum
EMI conversion processing fee
2% of the conversion amount. Minimum of Rs. 249
Pre-approved offers for new customers
Both our new and existing customers can choose from pre-approved offerings. All we need is your mobile number to check.
You do not have to go through the complete application procedure if you are one of our customers who has been pre-approved. Consider it our green channel.
You might not require a card right now or might not have a pre-approved offer. You can still pick from a variety of offerings:
Convert your medical bills into easy EMIs
Convert your healthcare bills for 1,000+ treatments across 1,700+ hospitals into easy EMIs with the Health EMI Network Card.
1 million+ products on No Cost EMIs
Shop for electronics, gadgets, and apparel and split the bill into No Cost EMIs with the Insta EMI Card. Use this card across 1.2 lakh partner stores in 3,000+ cities.
Examine your credit standing
Some of the most crucial factors for you are your credit health and CIBIL Score. Get our Credit Health Report to keep your credit in tip-top shape.
Insurance in your pocket to cover every life event
In order to cover all of your life's events, including trekking, monsoon-related illnesses, car key loss/ damage, and more, we offer more than 400 insurance covers starting at just Rs. 19.
Create a Bajaj Pay Wallet
The only four-in-one wallet in India that allows you to pay or transfer money using your digital wallet, a credit card, and UPI.
Start an SIP with just Rs. 100 per month
Pick from over 900 mutual funds across 40+ companies, such as SBI, Aditya Birla, HDFC, ICICI Prudential Mutual Fund, and more.
Discover Investment Mall
Frequently asked questions
You will receive 6,000 cash points as a welcome bonus on your Bajaj Finserv DBS Bank 7X Rewards Credit Card. The cash points will be credited to your rewards account only after you have paid the joining fees and made a transaction within the first 60 days of card delivery.
The Bajaj Finserv DBS Bank 7X Rewards Credit Card offers you 2 cash points on every Rs. 200 spent. Here are the other unique benefits:
- When you spend a minimum of Rs. 15,000 in a month, you get 7X cash points, which means 7 times the regular cash points.
For example, if you spend Rs. 1,000 after achieving the monthly milestone, which is Rs. 15,000, you get 7 times the regular cash point, which will be 70 cash points.
- When you make utility, bill payments, and travel bookings through the Bajaj Finserv app or DBS Bank app – ‘DBS Card+ IN’, you get 15X rewards, which means 15 times the regular rewards.
For example, if you spend Rs. 1,000 using the DBS Bank app on hotel and travel bookings, you get 15 times the regular rewards, which will be 150 reward points.
With the Bajaj Finserv DBS Bank 7X Rewards Credit Card, you get 1 complimentary domestic lounge access every quarter, i.e. 4 domestic lounge access in a year.
A cash point is a benefit offered in the form of points to users whenever they transact using the Bajaj Finserv DBS Bank Credit Card. Instead of receiving cashback, points earned against the transaction are credited to your credit card account.
The value of 1 cash point adds up to Rs. 0.25. For every Rs. 200 spent, you earn 2 cash points. These can be redeemed on the Bajaj Finserv app or DBS Card+ IN app on categories like hotel and travel bookings, shopping, food, etc.
You must fulfil all the criteria mentioned below to be eligible for the Bajaj Finserv DBS Bank 7X Rewards Credit Card:
- Creditworthiness: A CIBIL Score of 720 points or above. This indicates a good credit history, which strengthens your application
- Age: You must be within the age group of 21 to 70 years
- Residential address: You must have a residential address in India where the Bajaj Finserv DBS Bank Credit Card is available
You may need to share the following documents to verify and authenticate your application:
- PAN card
- Marriage certificate
- Gazette certificate