Systematic Deposit Plan Calculator

Know your interest and maturity amount with the calculator

SDP - SMS calculator

SDP – Single Maturity Scheme Calculator

Calculate total payout amount and total interest earned on monthly SDP investments

Single Maturity Scheme :

With the Single Maturity Scheme of our Systematic Deposit Plan, you can choose to make between 6 and 29 deposits over a flexible tenure of 19 to 60 months. The tenure for individual deposits gradually reduces as the maturity date of each succeeding deposit is adjusted according to your chosen tenure.

If you are looking to build a corpus to cover a large expense, such as paying for the down payment of a car, or financing a vacation, you will find that this monthly income investment plan is ideal for you.

SDP - MMS calculator

SDP – Monthly Maturity Scheme Calculator

Calculate monthly payout amount and interest earned on monthly SDP investments

Monthly Maturity Scheme

In the Monthly Maturity Scheme, each deposit you make during the tenure matures at a different date. The tenure you choose applies to each deposit you make. You can choose to make between 6 and 48 deposits throughout a flexible tenure of 12 to 60 months. The monthly income scheme helps you get a regular payouts and is good for those customers who need an additional steady monthly income to manage recurring expenses such as rent, paying bills, and EMIs.

Frequently asked questions

How to use an SDP calculator online? 

You can visit the official Bajaj Finserv website to access the Systematic Deposit Plan (SDP) calculator. In just a few steps you can estimate your returns by filling in the required information in the order mentioned below:

  • Choose between the senior citizen and non-senior citizen option
  • Monthly deposit amount
  • Desired tenor
  • Number of deposits

After giving these basic details you can easily check your returns. 

How to calculate the SDP maturity amount?

Calculating the maturity amount is a simple task. First, visit the official Bajaj Finserv website and go to the Systematic Deposit Plan (SDP) calculator page. Next, provide some required information like citizen category, monthly deposit amount, tenor and number of deposits. Doing this will automatically display your returns at maturity.

How does the Bajaj Finance SDP calculator work?

Using the Systematic Deposit Plan (SDP) calculator is fairly simple. You can visit the official Bajaj Finserv website and go to the Systematic Deposit Plan (SDP) page. After that, all you have to do is provide a few details like

  • citizen category
  • monthly deposit
  • amount
  • tenure
  • the number of deposits.

Just by simply giving this information the screen will automatically display the returns at maturity.

How much can you put in SDP?

The minimum amount required to start a Systematic Deposit Plan (SDP) is Rs. 5,000 monthly. It goes up to Rs. 5 crores. For deposits more than Rs. 5 crores you need to connect with a branch office for further assistance. 

How do I set up SDP?

Setting up a Systematic Deposit Plan (SDP) is simple. Just visit the official Bajaj Finserv website and click on the online application form that redirects you to a page where you need to fill in basic details. With your personal details, KYC details and investment details like tenor, deposit amount, and the number of deposits you can link your bank account where your deposit will be auto-debited every month. Once the money is debited your SDP is booked. It can all be done under 10 minutes from anywhere at any time.

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What is SDP in FD?

The Systematic Deposit Plan (SDP) is an industry-first offering by Bajaj Finance that enables investors to grow their money without having to invest a large sum in one go like the traditional FD. This instrument is a fix of the Systematic Investment Plan (SIP) and FD. Here you can make small monthly deposits and still earn handsome returns at maturity.

What is SDP investment?

A Systematic Deposit Plan (SDP) investment is a financial tool where investors can make small monthly deposits in separate FDs that accrue interest based on the prevailing interest rate. This proves a major benefit over traditional FDs where the interest rate is locked in when booking an FD. This also comes with the added advantage of safety. The SDP is an extremely safe investment option that offers 100% guaranteed returns.

Is the Bajaj Finserv SDP safe?

Yes, the Bajaj Finserv Systematic Deposit Plan (SDP) investment is lately safe. It is an FD, making it a very reliable stable income instrument that gives guaranteed returns. Bajaj Finance Fixed Deposit has been rated CRISIL AAA/STABLE and [ICRA]AAA(Stable). These high credit ratings indicate a default-free investment without having to worry about untimely payouts. 

What is the difference between FD and SDP?

The key difference between FD and SDP is that Systematic Deposit Plan (SDP) allows you to invest in smaller, periodic installments, while Fixed Deposit (FD) requires a lump-sum investment.

Is SDP a good investment?

SDP can be a good investment for those seeking disciplined savings with flexibility. It allows you to build a diversified portfolio with regular contributions, potentially reducing market timing risks.

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The returns are indicative and computed based on the assumption that ROI will not change. Hence, this amount may vary. In practice, the prevailing interest rate on the date of each Deposit will apply to that particular Deposit.