Health EMI Network Card features

Read on to know why our Health EMI Network Card is best for you

Features and benefits of our Health EMI Network Card

Features and benefits of our Health EMI Network Card 00:59

All you need to know about the Health EMI Network Card

Learn about how our Health EMI Card makes your health care manageable. Pay for health treatments, medicine bills, lab tests, and more on EMIs.

  • All you need to know about the Health EMI Network Card

    All you need to know about the Health EMI Network Card

    Learn about how our Health EMI Card makes your health care manageable. Pay for health treatments, medicine bills, lab tests, and more on EMIs.

  • Pre-approved loan limit of up to Rs. 4 lakh

    Pre-approved loan limit of up to Rs. 4 lakh

    Get a loan limit of up to Rs. 4 lakh and convert your healthcare expenses and medical bills into easy EMIs.

  • Rs. 2,500 consultation and lab benefits*

    Rs. 2,500 consultation and lab benefits*

    Avail consultation and lab benefits worth Rs. 2,500 with the Health EMI Network Card – Platinum.

  • 10  free tele consultations*

    10 free tele consultations*

    Get free tele consultations from our partner specialists.

  • Free 45+ preventive lab test package

    Free 45+ preventive lab test package

    Avail of a free health check-up package with up to 45+ lab tests.

  • A single card for your entire family

    A single card for your entire family

    Family members including parents, spouse, children, and siblings are also covered.

  • Flexible tenure

    Flexible tenure

    Pay for your medical treatments in flexible tenures up to 38 months.

  • Minimal documentation

    Minimal documentation

    Submit your basic documents to avail the card.

  • Exclusive wellness benefits

    Exclusive wellness benefits

    Get exclusive wellness benefits of up to Rs. 10,000.

  • Digital card with instant activation

    Digital card with instant activation

    A fully digital card that is activated instantly on application.

  • 5,500 hospitals and healthcare centres

    5,500 hospitals and healthcare centres

    This card is accepted in 1,000 cities. Our partner network covers leading hospital chains and cosmetic care centres.

  • Healthcare expenses on easy EMIs

    Healthcare expenses on easy EMIs

    Divide the cost of all your medical and healthcare expenses into easy EMIs from any part of the country across multiple health and wellness centres.

  • Covers cost that insurance may not

    Covers cost that insurance may not

    Covers everything in healthcare and which is beyond health insurance.

  • Still haven’t found what you’re looking for? Click on any of the links at the top of this page.

    This digital card lets you pay for medical treatments in instalments over a period of time for medical services such as hospitalisation, surgery, medications, cosmetic operations, hair transplants, and lab testing.

    Our Health EMI Network Card offers many benefits that are put together keeping in mind the complexities around healthcare.

    Over 1,500+ hospitals in 1000+ cities throughout India are connected to our network. This includes national hospitals like Apollo and Columbia Asia as well as local hospitals like Sahyadri and Narayana Hrudalaya and Manipal Hospitals.

    All costs associated with cosmetic procedures and maternity are covered by our Health EMI Network Card. You won't have to read through a laundry list of exclusions or second-guess your room category selection because you don't know what's covered. You can pay for all this as a part of your card limit and put it on EMIs.

    We continue to expand our coverage every month by adding not just hospitals but also diagnostics and wellness centres.

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How to apply for the Health EMI Network Card

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Step-by-step guide to get the Health EMI Network Card

  1. Select the card variant of your choice (Gold/ Platinum).
  2. Enter your 10-digit mobile number and verify the OTP sent to your phone.
  3. Fill in the application form with your basic details, such as your full name, PAN, date of birth, PIN code and email ID.
  4. Select your employment type and gender.
  5. Click on ‘Proceed’ to know your card limit.
  6. Verify your KYC using your Aadhaar Card or DigiLocker.
  7. Post successful KYC, pay a one-time joining fee of Rs. 707 for Gold/ Rs. 999 for Platinum (inclusive of applicable taxes).
  8. Click on ‘Activate Now’ and enter your bank account number and IFSC code to complete the e-mandate process.
  9. After successful, e-mandate registration, your card is ready to use.

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Frequently asked questions

What are the benefits of using a Health EMI Card for medical expenses?

A Health EMI Card offers the convenience of splitting medical bills into manageable monthly instalments, easing financial strain. It often provides preapproved credit limits for swift access during emergencies, without immediate lump-sum payments. Interest-free or low-interest EMIs are common, reducing overall costs. The card enhances healthcare accessibility, granting flexibility in choosing treatments and medical facilities.

Can I use the Health EMI Card for all types of medical treatments and procedures?

Health EMI Cards generally cover a wide array of medical treatments like hospitalisation, surgeries, diagnostics, dental care, and maternity services. However, specific coverage can vary; elective or cosmetic procedures might not be included. Confirm treatment eligibility with the card provider before proceeding.

How can I apply for a Health EMI Card, and what documents are required?

Applying is usually simple; submit ID proof, address proof, photos, and income proof. Providers may differ, so check required documents on their website. Online applications are common. After submission, the issuer assesses your eligibility. Ensure the card aligns with your medical and financial needs.