Features and benefits of our Health EMI Network Card
All you need to know about our Health EMI Network Card
Watch this video to know more about the features and benefits of the Health EMI Network Card. Get to know about the card limit, partner network, wellness benefits, where to use, repayment period, and more.
5,500 hospital and wellness partners
You can use our card at all leading hospital chains and cosmetic care centres across 1,000+ cities.
Healthcare expenses on easy EMIs
Pay for all your medical and healthcare expenses in monthly instalments and pay back in 24 months.
Pre-approved card loan limit
Get a card loan limit of up to Rs. 4,00,000 and convert your healthcare expenses and medical bills into easy EMIs.
One card for your family
All your family members can use the same Health EMI Network Card for all their healthcare expenses. No need to carry multiple cards.
Covers costs that insurance may not
The Health EMI Network Card covers everything in healthcare and treatments beyond health insurance.
Flexible repayment tenures
Convert your healthcare expenses into monthly instalments and pay back over in 3 to 24 months.
100% digital process
All it takes is 10 minutes to complete the application process and get the Health EMI Network Card.
No need to carry a plastic card in your wallet. You can access the card on the Bajaj Finserv app.
Still haven’t found what you’re looking for? Click on any of the links at the top of this page.
Pre-approved offers for new customers
Both our new and existing customers can choose from pre-approved offerings. All we need is your mobile number to check.
You do not have to go through the complete application procedure if you are one of our customers who has been pre-approved.
You might not require a card right now, or you might not have a pre-approved offer. You can still pick from a variety of offerings:
Examine your credit standing
Some of the most crucial factors for you are your credit health and CIBIL score. Get our Credit Health Report to keep your credit in tip-top shape.
Insurance in your pocket to cover every life event
In order to cover all of your life's events, including trekking, monsoon-related illnesses, car key loss/ damage, and more, we offer more than 400 insurance covers starting at just Rs. 19.
Create a Bajaj Pay Wallet
The only four-in-one wallet in India that allows you to pay or transfer money using your digital wallet, an EMI Network Card, a credit card, and UPI.
Start an SIP with just Rs. 100 per month
Pick from over 900 mutual funds across 40+ companies such as SBI, Aditya Birla, HDFC, ICICI Prudential Mutual Fund, and more.
Eligibility criteria and documents required
Anyone can get the Health EMI Network Card, as long as you meet the basic criteria mentioned below. If you meet the criteria, you will need to submit a few basic details to complete your application process.
- Nationality: Indian
- Age: 21 years to 65 years
- Income: You must have a regular source of income
- PAN Card
- Address proof
- Cancelled cheque
Applicable fees and charges
|FEES AND CHARGES|
|The following charges are applicable on Health EMI Network Card:|
|Types of fees||Charges applicable|
|Health EMI Network Card fee - Gold||Rs. 707/- (inclusive of applicable taxes)|
|Health EMI Network Card fee - Platinum||Rs. 999/- (inclusive of applicable taxes)|
|FEES & CHARGES APPLICABLE FOR LOAN AVAILED THROUGH HEALTH EMI NETWORK CARD|
|Processing Fee||Up to Rs. 1,017/- (Inclusive of applicable taxes) collected upfront|
|Bounce Charges||Rs. 500/- per bounce|
|Penal Interest||Any delay in payment of Monthly Instalment/ EMI shall attract penal interest at the rate of 3.5% per month on the Monthly Instalment/ EMI outstanding, from the date of default until the receipt of Monthly Instalment/ EMI.|
|Mandate Rejection Charges||Rs. 450/- per month from the first month of due date for mandate rejected by customer's bank until the new mandate is registered|
|Mandate Registration Charges||Rs. 118/- (Inclusive of applicable taxes) if applicable|
|Loan Enhancement Fees||Rs. 117/- (Inclusive of applicable taxes) for temporary increase in EMI card limit for the loan transaction. Same will be charged only for increase in limit in excess of Rs. 999/- to be collected along with the first instalment|
|Convenience Fee||Rs. 117/- (Inclusive of applicable taxes) will be collected along with the first instalment|
|Full Pre-payment (Foreclosure) Charges||Nil, anytime post disbursal of loan|
|Part Pre-payment Charges||Nil, anytime post disbursal of loan|
2 unique variants of our Health EMI Network Card
Health EMI Network Card – Platinum
Our Platinum Health EMI Network Card variant offers a pre-approved card limit of up to Rs. 4,00,000. You can use the card for 1,000+ treatments across 5,500 hospital and wellness partners and convert your medical bills into easy EMIs. You can also avail of the lab and OPD benefits worth Rs. 2,500 along with 10 free tele consultations in 35+ specialities from 90,000+ doctors.
Health EMI Network Card – Gold
Our Gold Health EMI Network Card offers exclusive health benefits worth Rs. 8,000. Plus, you get an annual preventive health check-up package with 45+ tests worth Rs. 3,000.
With our Gold Health EMI Network Card, you can easily book online teleconsultation with our 90,000 specialists. All you need to do is, select a doctor on the Bajaj Health app and book an appointment as per convenience.
Frequently asked questions
The Health EMI Network Card can be used to convert the cost of 1,000+ healthcare treatments into EMIs. You can use it across a network of 5,500+ hospital and wellness partners.
The Bajaj Finserv Health EMI Network Card is a unique payments solution that allows you to avail of finance to pay for medical expenses that you incur for yourself and your family and pay in easy EMIs. The Health EMI Network Card can be used to avail finance for treatments such as dental care, eye care, hair transplantation, cosmetic treatments, diagnostic care, and many more from over 5,500+ partners.
The Health EMI Network Card can be used for 1,000+ treatments such as dental care, cosmetic treatments, hair transplants, wellness procedures, and eye care to diagnostic care, stem cell banking and more.
If you are an existing Bajaj Finserv customer, you can avail the Health EMI Network Card by following the below steps:
- Go to the “Health EMI Network Card” section on the website
- Click on “Apply now”
- Verify yourself with your registered mobile number with Bajaj Finserv
- Eligible customers can view their offer and make a payment online
- The Health EMI Network Card can be viewed on your Bajaj Finserv app
Alternatively, you can also get the card at a store or at a partner hospital/ clinic/ medical centre.
If you are not a Bajaj Finserv customer, you can get the Health EMI Network Card at your nearest partner store or partner hospital/ clinic/ medical centre.
As the loan limit on your Bajaj Finserv Health EMI Network Card is already approved, your card gets activated instantly.