Features of the Bajaj Finserv DBS Bank Credit Card
Get up to 20,000 cash points as a welcome bonus
Monthly milestone benefits
Earn up to 10X cash points on minimum spends of Rs 20,000 per month
Discount on subscriptions
Get up to 40% discount (up to 12,000 cash points) in a year by subscribing to entertainment platforms like Hotstar, Gaana.com, Voot and many others through our rewards portal
Earn up to 20x rewards on spends made through our app on categories like travel and holiday bookings
Enjoy huge discounts on teleconsultations, up to 10% off at pharmacies at all network hospitals via the Bajaj mobile app
Airport lounge access
Up to 10 complimentary airport lounge access
Fuel surcharge waiver
Get a waiver of up to Rs. 200 per month on fuel surcharge expenses
Easy EMI conversion
Convert your spends worth Rs. 2,500 and above into affordable EMIs
Interest-free cash withdrawals
Cash withdrawal at 0% interest up to 50 days [processing fee of 2.5% of the cash amount (minimum Rs. 500) will be charge].
Savings on Bajaj Finserv EMI Network
Get 5% cashback on down payments made at any Bajaj Finserv Network partner store
Enjoy hassle-free payments using our tap and pay facility
The Bajaj Finserv DBS Bank Credit Card is a unique offering with a wide range of benefits such as welcome reward points, up to 10x rewards in the form of cash points on monthly spends, accelerated rewards, discounts, cashback and much more throughout the year.
Our diverse selection of 8 credit cards makes it easier for you to choose a card that suits your lifestyle. Select a card based on your offer and instantly apply online to get your own Bajaj Finserv DBS Bank Credit Card.
Experience a quick and seamless application process:
- Apply online
- Enter your personal details
- Get your application approved
- View and use your card
Eligibility criteria and documents required
Anyone who meets the criteria listed below can apply for our Bajaj Finserv DBS Bank Credit Card. If you meet the eligibility criteria, you will need to submit a set of documents to complete your application process.
Age: 21 to 70 years
Credit score: 720 or higher
Income: You must have a regular source of income
When applying for a Bajaj Finserv DBS Bank Credit Card, the most important documents needed are the Aadhaar Card and PAN Card. As the application process is online, you are required to submit the documents when going through the online application process. You are not required to submit the hard copies of your documents.
How to apply for a Bajaj Finserv DBS Bank Credit Card online?
Applying for this credit card is quick and easy. To obtain your credit card, apply online in a few simple steps.
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a Bajaj Finserv DBS Bank Credit Card offer
- 3 If you have an offer, fill the application form
- 4 Complete the KYC process
- 5 Your card is ready to be used
Bajaj Finserv DBS Bank Credit Card FAQs
The Bajaj Finserv DBS Bank Credit Card not only takes care of your daily credit needs but also helps you with any emergency cash requirements. Besides this, you can earn accelerated rewards on your spends, discounts and cashback on various categories, as well as easy EMI finance options.
A few distinguishing features that set the Bajaj Finserv DBS Bank Credit Card apart from other credit cards are:
- Rewards in the form of cash points on all your spends: This SuperCard offers up to 20,000 bonus reward points, up to 10X rewards on all monthly spends, up to 20X accelerated cash points on all transactions made through Bajaj Finserv or DBS apps
- Exciting Discounts: Discount of up to 40% on yearly subscriptions of various entertainment platforms made via our rewards portal
- Complimentary Bajaj Finserv Health membership
- Cashback and additional perks: 5% cashback on down payment of EMI loans at any Bajaj Finserv Network partner store
- Up to 10 complimentary airport lounge access
- Cash withdrawal from ATMs across India and short-term personal loan facility
You must fulfil all the below-mentioned criteria to be eligible for a Bajaj Finserv DBS Bank Credit Card:
- Creditworthiness: A vital factor in maintaining a CIBIL score of 720 points or above. This indicates a good credit history, which strengthens your application
- Age: You must be within the age group of 21 to 70 years
- Residential address: You must have a residential address in India where the Bajaj Finserv DBS Bank Credit Card is available
- You do not need to submit any hard copy documents to complete your application process.
- You only need to have your Aadhar number handy to complete your biometric or video KYC.
You receive bonus cash points known as welcome rewards on any Bajaj Finserv DBS Bank Credit Card purchase. This is subject to the joining fee payment and a transaction being made within the first 60 days of getting the credit card.
Every month, you get the opportunity to reach a rewards milestone, wherein you will be rewarded with extra cash points. You can earn up to 10X cash points on all monthly spends if they cross a certain threshold in a statement month, excluding fees. There is a maximum capping on the cash points for the monthly milestone bonus programme per statement.
*The threshold limit will differ for every Bajaj Finserv DBS Bank Credit Card variant.
*The capping will depend on the credit card variant purchased.
The Bajaj Finserv DBS Bank Credit Card allows you to earn cash points over and above normal rewards and your monthly milestone in the accelerated rewards programme. You can earn up to 20 times the normal rewards you earn on spends.
You can earn accelerated rewards on all purchases and expenses made using the Bajaj Finance Limited and DBS mobile application. These include bill payments and spends like insurance, hotel and holiday bookings, except air travel and gift vouchers.
The accelerated rewards earned depends on the kind of Bajaj Finserv DBS Bank Credit Card variant you choose.
Visit the DBS Bank website to check for your credit card application status.
Bajaj Finserv DBS Bank Credit Cards offer a host of reward programs. Some of the best variants offer rewards like a welcome bonus of 20,000 cash points, 10X monthly cash points and 20X accelerated cash points. Additionally, you can avail of perks like airport lounge access, a 40% discount on OTT, 5% cash back, and more.
Visit the Bajaj Finserv website and go to the cards section. Follow the below steps to apply for the credit card
- Enter your 10-digit mobile number and click on ‘APPLY’.
- Verify the OTP sent to your phone to check if you have an offer.
- If you have an offer, your credit card limit will be displayed on the screen.
- Click on ‘GET IT NOW’ and enter your basic details such as your, PAN, date of birth, father’s name, occupation type, company name, marital status, and address details.
- Now click on ‘PROCEED’ to submit your application.
- After your submission, our representative will call you to complete the KYC.
After your KYC verification, your card will be sent to your residential address within 5 to 7 working days.
The credit card application is processed immediately after you fill out the online application on the Bajaj Finserv website.
When you withdraw cash using the Bajaj Finserv DBS Bank Credit Card, you are charged 2.50% of the cash amount (minimum Rs. 500).
You need to meet the following criteria to apply for the Bajaj Finserv DBS Bank Credit Card in India:
- Nationality: Indian
- Age: 21 to 70 years
- Credit score: 720 or higher
- Income: You must have a regular source of income
You need a PAN card and an Aadhaar card to apply for the Bajaj Finserv DBS Bank Credit Card.
The Bajaj DBS credit card can be a good option for individuals who are looking for convenient financial tools with attractive features. This card offers various benefits such as cashback, rewards, and exclusive privileges. However, whether it is good for you depends on your specific financial needs and spending habits. It is essential to compare it with other credit cards and consider its fees and interest rates to make an informed decision.
To convert your DBS credit card transactions into EMI, you can typically contact the bank's customer service or visit their website or mobile app. The process may vary, but you will need to select the specific transactions you want to convert, choose the EMI tenure, and pay any processing fees or interest charges as per the terms and conditions of your credit card agreement.
Yes, DBS Bank is approved by the Reserve Bank of India (RBI). It is a licensed bank operating in India and is subject to the regulations and oversight of the RBI, ensuring that it complies with the country's banking laws and regulations.
Yes, you can withdraw cash from your DBS credit card, but it is important to note that cash withdrawals typically come with certain fees and higher interest rates compared to regular credit card transactions. You can use your credit card at ATMs to withdraw cash, but it is advisable to do this only in emergencies due to the associated costs. Additionally, there may be a daily withdrawal limit on your card, so be aware of these terms.
The credit card limit on a Bajaj Finserv DBS Bank credit card varies depending on factors such as the individual's creditworthiness, income, and existing credit obligations.
DBS Bank stands for ‘Development Bank of Singapore’. It is a multinational banking and financial services corporation headquartered in Singapore, with a significant presence in India. It offers various banking products and services, including credit cards, loans, and investment opportunities.
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