Bajaj Finserv DBS Bank Credit Card

Card Protection plan provides services to protect you in case of card loss, theft, damage, or fraud. A membership for a card protection plan comes with the facility to block payment cards, avail emergency cash, replace your lost PAN card and other complimentary benefits.

A few distinguishing features that set the Bajaj Finserv DBS Bank Credit Card apart from other credit cards are:

• Rewards in the form of cash points on all your spends: This SuperCard offers up to 20,000 bonus reward points, up to 10X rewards on all monthly spends, up to 20X accelerated cash points on all transactions made through Bajaj Finserv or DBS apps
• Exciting Discounts: Discount of up to 40% on yearly subscriptions of various entertainment platforms made via our rewards portal
• Complimentary Bajaj Finserv Health membership
• Cashback and additional perks: 5% cashback on down payment of EMI loans at any Bajaj Finserv Network partner store
• Up to 10 complimentary airport lounge access
• Cash withdrawal from ATMs across India and short-term personal loan facility

T&C apply

You must fulfil all the below-mentioned criteria to be eligible for a Bajaj Finserv DBS Bank Credit Card:

• Creditworthiness: A vital factor in maintaining a CIBIL score of 720 points or above. This indicates a good credit history, which strengthens your application
• Age: You must be within the age group of 21 to 70 years
• Residential address: You must have a residential address in India where the Bajaj Finserv DBS Bank Credit Card is available

• You do not need to submit any hard copy documents to complete your application process.
• You only need to have your Aadhar number handy to complete your biometric or video KYC.

You receive bonus cash points known as welcome rewards on any Bajaj Finserv DBS Bank Credit Card purchase. This is subject to the joining fee payment and a transaction being made within the first 60 days of getting the credit card.

Every month, you get the opportunity to reach a rewards milestone, wherein you will be rewarded with extra cash points. You can earn up to 10X cash points on all monthly spends if they cross a certain threshold in a statement month, excluding fees. There is a maximum capping on the cash points for the monthly milestone bonus programme per statement.
*The threshold limit will differ for every Bajaj Finserv DBS Bank Credit Card variant.
*The capping will depend on the credit card variant purchased.

The Bajaj Finserv DBS Bank Credit Card allows you to earn cash points over and above normal rewards and your monthly milestone in the accelerated rewards programme. You can earn up to 20 times the normal rewards you earn on spends.

You can earn accelerated rewards on all purchases and expenses made using the Bajaj Finance Limited and DBS mobile application. These include bill payments and spends like insurance, hotel and holiday bookings, except air travel and gift vouchers.

The accelerated rewards earned depends on the kind of Bajaj Finserv DBS Bank Credit Card variant you choose.

Visit the DBS Bank website to check for your credit card application status.

Bajaj Finserv DBS Bank Credit Cards offer a host of reward programs. Some of the best variants offer rewards like a welcome bonus of 20,000 cash points, 10X monthly cash points and 20X accelerated cash points. Additionally, you can avail of perks like airport lounge access, a 40% discount on OTT, 5% cash back, and more.

Visit the Bajaj Finserv website and go to the cards section. Follow the below steps to apply for the credit card

1. Enter your 10-digit mobile number and click on ‘APPLY’.
2. Verify the OTP sent to your phone to check if you have an offer. 
3. If you have an offer, your credit card limit will be displayed on the screen.
4. Click on ‘GET IT NOW’ and enter your basic details such as your, PAN, date of birth, father’s name, occupation type, company name, marital status, and address details.
5. Now click on ‘PROCEED’ to submit your application.
6. After your submission, our representative will call you to complete the KYC.

After your KYC verification, your card will be sent to your residential address within 5 to 7 working days.

The credit card application is processed immediately after you fill out the online application on the Bajaj Finserv website.

When you withdraw cash using the Bajaj Finserv DBS Bank Credit Card, you are charged 2.50% of the cash amount (minimum Rs. 500).

You need to meet the following criteria to apply for the Bajaj Finserv DBS Bank Credit Card in India:

• Nationality: Indian
• Age: 21 to 70 years
• Credit score: 720 or higher
• Income: You must have a regular source of income

You need a PAN card and an Aadhaar card to apply for the Bajaj Finserv DBS Bank Credit Card.