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FD (Fixed Deposit)

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FD Features & Benefits

Fixed Deposit is one of the safest investment avenues, which can help you grow your savings, while offering stability and safety of principal amount. By investing in FD, you can take control of your investments, with greater flexibility, assured returns and high stability. Anyone can choose tenor between 12 months and 60 months, as per his financial needs.
In addition to attractive FD interest rates of upto 9.10% that offer greater returns, you can avail a suite of exciting features and benefits, such as choosing your tenor, or the frequency of your interest payouts. You can also check your final maturity amount with the help of FD Calculator.

Features and Benefits of Bajaj Finance Fixed Deposits

  • 8.75% Return on Your Investment

    Bajaj Finance Fixed Deposits provide a lucrative interest rate of 8.75%, which can go up to 9.10%, with a reliable interest flow that helps you plan and manage your expenses easily. With a high interest rate on FD, you can accumulate your wealth and grow your corpus. These stable returns make Bajaj Finance FDs one of the best investment avenues for growing your savings easily.

  • Higher Interest Rates for Senior Citizens

    Senior citizens can benefit greatly from investing their life’s savings in an FD with us as they are eligible for an additional rate of interest—as high as 0.35% over and above the regular interest rate. Find out more about the Senior Citizen Fixed Deposits.

  • Minimum deposit of Rs. 25,000

    The minimum deposit required to invest in a Bajaj Finance Fixed Deposit is Rs. 25,000, which makes it easier to invest. With this minimum deposit amount, you can start investing any time, without having to wait and accumulate a larger corpus. Even with a smaller minimum deposit amount, you can ladder your investments, so you can earn better returns.

  • High Stability and Credibility

    Bajaj Finance Fixed Deposits are rated high on safety and stability with ICRA’s MAAA (stable) rating and CRISIL’s FAAA/Stable rating, so your investments are never at risk.

  • Assured Returns

    No influence of market fluctuations, so you get assured gains on your investment.

  • Flexible Tenors

    With Bajaj Finance Fixed Deposits, you can choose tenor between 12 and 60 months, to suit your financial needs. This can impact your liquidity needs, and help you ladder your investments, so that you can enjoy a higher cash inflow. What else, we also have a 15 month special tenure FD which offers 0.25% more than the ROI of a 12 month FD.

  • Fixed Deposit Calculator

    With the easy to use Bajaj Finance FD Calculator you can evaluate your returns in advance, before making an investment. This helps you get clarity on your investments and helps you plan your finances easily.

  • Online Application Process

    With Bajaj Finance, you can easily invest in FD with an easy online application process, which saves you time and trouble. You can save the hassle of submitting lengthy documentation or waiting in queues for opening your Fixed Deposits with Bajaj Finance.

  • 200+ Branches Across India

    Offered in over 200 cities across the country, opening a Bajaj Finance Fixed Deposit is easy with greater access.

  • Online Account Management

    Online access to your Fixed Deposit account, so that you can keep track of your investment easily.

    With Bajaj Finance FDs, experience profitable and hassle-free investing at its simplest. With an interest rate of 8.75%, get one of the best interest rates in the country. With high stability ratings from ICRA and CRISIL, our Fixed Deposits are a great option if you need regular income from your investment

    Check FD Interest Rate Calculate Maturity Amount Invest in FD

Fixed Deposit Features & Benefits

Fixed Deposit Interest Rate

Bajaj Finance offer best FD Interest Rates in the country. You can earn an interest rate of up to 8.75%, which comes with an exclusive suite of features. Senior citizens can earn a higher rate of interest up to 9.10% on a cumulative scheme tenor of 36-60 months. Existing Fixed Deposit customers can earn a high rate of interest of up to 9.00% on a cumulative scheme tenor of 36-60 months. There should be a gap of two months between the first and second deposit. Existing loan customers can earn a high rate of interest up to 9.00% on a cumulative scheme tenor of 36-60 months.
With high stability and credibility, you can invest in Fixed Deposits for stable returns that come along with flexibility in terms of tenor and interest payouts.


  • Special tenor scheme

Choose your Fixed Deposit amount


Choose your investment tenor (in months)


Rs. 25,000

is your principal amount

Rs. 26,900

is Your maturity amount

Rs. 1,900

is Your interest earned

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