Features of the Platinum ShopDaily SuperCard

  • Annual fee Waiver

    Annual fee Waiver

    Spend Rs. 50,000 in a year and get the next year’s annual fee waived off

  • Milestone bonuses

    Milestone bonuses

    Get Rs. 1,000 cashback on crossing spends of Rs. 1 lakh in a year

  • Cashback on grocery shopping

    Cashback on grocery shopping

    5% cashback on Grocery Spend (up to Rs. 250 per month)

  • Welcome rewards

    Welcome rewards

    Get Rs. 500 gift vouchers on spending Rs. 2,000 within 30 days of the card issuance

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    No interest on cash withdrawal for up to 50 days

  • Emergency advance

    Emergency advance

    Convert up to your available cash limit into a Personal Loan for 3 months at 1.16% interest rate per month and no processing fee

  • Contactless payments

    Contactless payments

    Tap your card to make fast and hassle-free transactions on payments up to Rs. 5000

The Bajaj Finserv RBL Bank Platinum ShopDaily SuperCard is a credit card that’s perfectly suited for the everyday shopper. You get benefits on grocery, travel and fuel purchases, making every transaction a seamless experience.

Besides shopping perks, it also helps you in times of emergency. You can take an advance against your credit limit or withdraw from any ATM and pay no interest for up to 50 days.

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    25 to 65 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address that must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP received and check if you have a pre-approved credit card offer
  3. 3 If you have an offer, avail your pre-approved offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Joining fee

Rs. 499 + GST

Annual fee

Rs. 499 + GST

Add-on card fees

Nil

Foreign currency transaction**

3.5% + GST

Cash payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.

Surcharge on purchase/ cancellation of railway tickets

IRCTC service charges * + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount +IRCTC service charge)].

Fuel transaction charge – for transaction made at petrol pumps to purchase fuel^

1% + GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher

Reward redemption fees

A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards. T&C apply

Cash advance transaction fee

2.5% of the amount (min Rs.500 + GST) of the cash amount *effective July’20

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88%+GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/ late payment

15% of the total amount due (Min. Rs. 50, max. Rs. 1,500)

Over-limit penalty

Rs. 600 + GST

Finance charges (retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Call-a-draft fee

2.5% + GST (min. Rs. 300+GST) of the draft amount

Card replacement (lost/ stolen/ reissue/ any other replacement)

Nil

Duplicate statement fee

Nil

Charge slip retrieval/ copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/ dishonour fee auto-debit reversal/ bank account out of funds

Rs. 500 + GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India attract a cross-border charge

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Frequently asked questions

Why is this credit card known as a SuperCard?

This credit card has the power of 4 cards in 1. It can be used as a credit card, loan card, EMI card and debit card.

What makes the SuperCard different?

The SuperCard is different from other credit cards since it allows you to convert purchases into EMIs, withdraw cash as and when you need it, avail discounts and reward points benefits throughout the year, take an emergency loan and much more.

Are cash withdrawals on the SuperCard expensive?

Besides a flat 2.5% processing fee, you don’t have to pay any interest for up to 50 days when you withdraw from an ATM.

In a regular credit card, the credit limit can be used for merchant transactions. How is SuperCard different?

The SuperCard credit limit can be used to get an emergency loan for 3 months, once a year.

How safe is my SuperCard from online fraud?

SuperCard has the ‘InControl’ security feature, which allows you to remotely control card usage through the app.

What exclusive offers will I get with a SuperCard?

Get a gift voucher worth Rs. 500, 5% cashback on grocery purchases and spend-based bonuses. Apart from these, we also have many partner-specific offers and discounts.

What do I do if I have other queries?

Simply call us at 022 7119 0900 or e-mail us at supercardservice@rblbank.com

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