Features of the Platinum ShopDaily SuperCard
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Annual fee Waiver
Spend Rs. 50,000 in a year and get the next year’s annual fee waived off
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Milestone bonuses
Get Rs. 1,000 cashback on crossing spends of Rs. 1 lakh in a year
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Cashback on grocery shopping
5% cashback on Grocery Spend (up to Rs. 250 per month)
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Welcome rewards
Get Rs. 500 gift vouchers on spending Rs. 2,000 within 30 days of the card issuance
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Interest-free cash withdrawal
No interest on cash withdrawal for up to 50 days
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Emergency advance*
Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
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Contactless payments
Tap your card to make fast and hassle-free transactions on payments up to Rs. 5000
The Bajaj Finserv RBL Bank Platinum ShopDaily SuperCard is a credit card that’s perfectly suited for the everyday shopper. You get benefits on grocery, travel and fuel purchases, making every transaction a seamless experience.
Besides shopping perks, it also helps you in times of emergency. You can take an advance against your credit limit or withdraw from any ATM and pay no interest for up to 50 days.
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
Eligibility criteria
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Nationality
Indian
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Age
25 to 65 years
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Employment
Must have a regular source of income
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Credit score
750 or higher
What are the eligibility criteria for getting a credit card?
Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:
- Age should be within 25 to 65 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
- A residential address that must fall within the SuperCard live locations in the country
- Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder
What documents are needed to apply for a credit card?
There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.
How to apply for a SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP received and check if you have a pre-approved credit card offer
- 3 If you have an offer, avail your pre-approved offer
- 4 In case of no offer, submit your details
- 5 Get a call from our representative
- 6 Submit the necessary documents
Fees and charges
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees |
Charges applicable |
Joining fee |
Rs. 499 + GST |
Annual fee |
Rs. 499 + GST |
Add-on card fees |
Nil |
Foreign currency transaction** |
3.5% + GST |
Cash payment at branches |
Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch. Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1st July'2022 |
Surcharge on purchase/ cancellation of railway tickets |
IRCTC service charges * + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount +IRCTC service charge)]. |
Fuel transaction charge – for transaction made at petrol pumps to purchase fuel^ |
1% + GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher |
Reward redemption fees |
A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards. T&C apply |
Cash advance transaction fee |
2.5% of the amount (min Rs.500 + GST) of the cash amount *effective July’20 |
Overdue interest on extended credit |
Up to 3.99% + GST per month or 47.88%+GST per annum |
Overdue interest on secured credit cards |
3.33% per month or 40% per annum |
Overdue penalty/ late payment |
15% of the total amount due (min. Rs. 50, max. Rs. 1,500) Effective from 1st July'2022 revised late payment charges will be applicable*. |
Over-limit penalty |
Rs. 600 + GST |
Finance charges (retail purchases and cash) |
APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Call-a-draft fee |
2.5% + GST (min. Rs. 300+GST) of the draft amount |
Card replacement (lost/ stolen/ reissue/ any other replacement) |
Nil |
Duplicate statement fee |
Nil |
Charge slip retrieval/ copy fee |
Rs. 100 + GST |
Outstation cheque fee |
Rs. 100 + GST |
Cheque return/ dishonour fee auto-debit reversal/ bank account out of funds |
Rs. 500 + GST |
Merchant EMI transaction |
Rs. 199 + GST |
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
*Late payment charges
Total amount due (Rs.) |
Late payment fee (Rs.) |
Up to 100 |
0 |
100.01 - 500 |
100 |
500.01 - 5,000 |
500 |
5,000.01 - 10,000 |
750 |
10,000.01 - 25,000 |
900 |
25,000.01 - 50,000 |
1,000 |
Above 50,000 |
1,300 |
The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to the IRCTC website for details
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India attract a cross-border charge
Frequently asked questions
This credit card has the power of 4 cards in 1. It can be used as a credit card, loan card, EMI card and debit card.
The SuperCard is different from other credit cards since it allows you to convert purchases into EMIs, withdraw cash as and when you need it, avail discounts and reward points benefits throughout the year, take an emergency loan and much more.
Besides a flat 2.5% processing fee, you don’t have to pay any interest for up to 50 days when you withdraw from an ATM.
The SuperCard credit limit can be used to get an emergency loan for 3 months, once a year.
SuperCard has the ‘InControl’ security feature, which allows you to remotely control card usage through the app.
Get a gift voucher worth Rs. 500, 5% cashback on grocery purchases and spend-based bonuses. Apart from these, we also have many partner-specific offers and discounts.
Simply call us at 022 7119 0900 or e-mail us at supercardservice@rblbank.com
