Features of the Platinum ShopGain SuperCard

  • Welcome reward points

    Welcome reward points

    Get 6,000 reward points on the spending Rs. 2,000 within 30 days of card issuance

  • Offer on movie tickets

    Offer on movie tickets

    Get 1+1 movie ticket twice a month on BookMyShow (any day of the month)

  • Airport lounge access

    Airport lounge access

    4 complimentary domestic airport lounge access in a year

  • Rewards on regular spends

    Rewards on regular spends

    Get 1 reward point on every Rs. 100 spent on shopping

  • Annual savings

    Annual savings

    Savings of up to Rs. 21,000 annually

  • Bill payments

    Bill payments

    Get 25 reward points on every Rs. 100 spent on utility bill payments

  • Milestone bonus*

    Milestone bonus*

    Get a Zomato Pro/ Amazon Prime voucher on annual spends above Rs. 2,00,000. Also get 10,000 reward points on crossing annual spends of Rs. 3,00,000 and additional 10,000 reward points on spending Rs. 4,00,000 annually.

  • Annual fee waiver

    Annual fee waiver

    Spend Rs. 1,50,000 in a year and get the next year’s annual fee waived off

  • Emergency advance*

    Emergency advance*

    Convert your available cash limit into a personal loan for 90 days with zero processing fee and an interest rate of 1.16% per month

Besides this, it is a smart choice as it has other benefits too. For instance, you can have the annual fee waived off by spending Rs. 1.5 lakh and above annually. It also has the 1+1 free offer on movie tickets booked on BookMyShow and offers complimentary airport lounge access 4 times a year.

*Milestone bonus is applicable on all spends except for spends on rent.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

Benefits Value earned (Rs.)
Welcome reward points: 6,000 reward points as welcome bonus (no welcome rewards are given for the first year free card variant) 1,500
1+1 movie ticket on BookMyShow twice a month (up to Rs. 200 per month) 4,800
Milestone reward: Zomato Pro Voucher/ Amazon Prime Voucher on annual spends of Rs. 2,00,000 1,000
Spend based waiver: Spend Rs. 1,50,000 in a year and get an annual card fee waiver 1,500
Milestone: reward 10,000 reward points on spends of Rs. 3,00,000 and above (excluding rental spends)  2,500
Milestone reward: Additional 10,000 reward points on spends of Rs. 4,00,000 and above (excluding rental spends)  2,500
25 reward points for every Rs. 100 spent on utility bill payments (up to 500 reward points per month) 1,500
4 complimentary domestic airport lounge access 6,000
1 reward point for every Rs. 100 spent 125
Total benefits per annum 21,425
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Eligibility criteria

  • Nationality



  • Age


    21 to 70 years

  • Employment


    At bank’s discretion

  • Credit score

    Credit score

    At bank’s discretion

What are the eligibility criteria for getting a credit card?

Our partner bank has easy to meet eligibility criteria to apply for the credit card. These include:

  • Age should be within 21 to 70 years
  • Nationality should be Indian
  • Applicant must fulfil the income and credit score criteria set by bank
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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 Get a call from our representative

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees Charges applicable
Joining fee Rs. 1,499 + GST
Annual fee Rs. 1,499 + GST
Add-on card fees NIL
Cash payment at branches Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/ cancellation of railway tickets IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^

1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is high

Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5%

Reward redemption fees

A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card.

T&C apply

Cash advance transaction fee 2.5% of the cash withdrawn amount or Rs. 500 + GST (whichever is higher, is applicable)
Over-limit penalty^^ 

Rs. 600+ GST

(w.e.f Oct 9, 2023) Higher of 2.5% of overlimit amount or Rs. 500 + GST

Finance charges (retail purchases and cash) APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Card replacement (Lost/stolen/reissue/any other replacement) NIL
Duplicate statement fee NIL
Cheque return/dishonour fee auto debit reversal-bank account out of funds Rs. 500 + GST
Dynamic Currency Conversion Fee Markup +  3.5% of the transaction amount + GST 
Merchant EMI transaction*** Rs. 199 + GST per merchant EMI transaction
Rental transactions 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant

Late payment charges

Late payment fee
12.5% of the outstanding amount
Minimum Rs. 5 Maximum Rs. 1,300

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

*Refer to the IRCTC website for details.

^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100

***The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.

EMI transactions will not accrue base reward points

^^Here “Overlimit Amount” is the difference between the Overlimit outstanding amount and the assigned credit limit (Only If OVL consent is provided in MyCard). There will be no upper limit capping.

+ Dynamic currency conversion fee will be applicable for each international transaction performed in Indian currency at an international location or transactions performed in Indian currency with merchants located in India but registered overseas.)

Terms and Conditions apply

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Frequently asked questions

Why is the card known as a SuperCard?

This SuperCard offers EMI facilities, interest-free ATM withdrawals*, emergency advance*, and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.

How expensive are cash withdrawals on the SuperCard?

Cash withdrawals are inexpensive as you pay no interest for up to 50 days. You only pay a processing fee of 2.5% or Rs. 500 (whichever is higher) + GST.

A regular credit card can be used for merchant transactions. How is the SuperCard different?

With a SuperCard, you can take an emergency loan against the credit limit and repay over 3 months at a nominal rate.

*The loan is provided by RBL Bank at their discretion and is subject to its policies.

What exclusive offers will I get with a SuperCard?

Get cashback, discounts and offers at Bajaj Finserv partner stores, No Cost EMI financing* and much more.

What do I do if I have queries?

If you have any queries, call us at 022 71190900 or e-mail us at supercardservice@rblbank.com

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