Features of the Platinum ShopGain SuperCard

  • Welcome package
    Welcome package

    Get a bonus of 6,000 reward points on paying the joining fee and shopping worth Rs. 2,000 in the first 30 days of card issuance

  • Pocket-friendly fees
    Pocket-friendly fees

    Pay a joining and annual fee of Rs. 1,499 each

  • Free movie tickets
    Free movie tickets

    1+1 movie tickets (up to Rs. 200 per month) twice a month

  • Airport lounge access
    Airport lounge access

    Avail 4 complimentary domestic airport lounge accesses in a year (1 per quarter)

  • Reward points on regular spends
    Reward points on regular spends

    Get 1 reward point for every Rs. 100 spent on shopping

  • Fuel surcharge waiver
    Fuel surcharge waiver

    Monthly waiver of Rs. 100 on fuel surcharge

  • Annual savings
    Annual savings

    Use the SuperCard and save over Rs. 19,000 annually on your expenses

  • Bill payments
    Bill payments

    Get 25 reward points for every Rs. 100 spent on utility bill payments - up to 500 reward points per month

  • Milestone rewards
    Milestone rewards

    Zomato pro-voucher/ Amazon Prime voucher on spends of Rs. 2 lakh annually.
    10,000 reward points on spends of Rs. 3 lakh and above.
    Additional 10,000 reward points on spends of 4 lakh and above.

The Bajaj Finserv RBL Bank Platinum ShopGain SuperCard is a truly unique credit card designed to reward every purchase you make. Its reward program is excellent, as it gives you 10,000 reward points on spends of Rs. 3 lakh and above, with an additional 10,000 reward points on spends of Rs. 4 lakh and above. You get 2x reward points on all online purchases, except those made on education, insurance, utilities (including Bills2Pay) and Wallet load.

Besides this, it is a smart choice as it has other benefits too. For instance, you can have the annual fee waived off by spending Rs. 1.5 lakh and above annually. It also has the 1+1 free offer on movie tickets booked on BookMyShow and offers complimentary airport lounge access 4 times a year.

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Eligibility criteria

  • Nationality
    Nationality

    Indian

  • Age
    Age

    25 to 65 years

  • Employment
    Employment

    Must have a regular source of income

  • Credit score
    Credit score

    750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Joining fee

Rs. 1,499 + GST

Annual fee

Rs. 1,499 + GST

Add-on card fees

NIL

Foreign currency transaction**

3.5% + GST

Cash payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.

Surcharge on purchase/ Cancellation of railway tickets

IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount +IRCTC service charge). Refer IRCTC website for details.

Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^

1% + GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher

Reward redemption fees

A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Cash advance transaction fee

2.5% of the amount (min. Rs. 500 + GST) of the cash amount *effective July’20

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88% + GST per annum

Overdue interest on secured credit cards

2.5% + GST per month or 30% + GST per annum

Overdue penalty/ Late payment

Fee 15% + GST of total amount due (min. = Rs. 50 max. = Rs. 1,250) *effective July’20

Over-limit penalty

Rs. 600 + GST

Finance charges (Retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Call-a-draft fee

2.5% + GST (min. Rs. 300 + GST) of the draft amount

Charge slip retrieval/ Copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/ Dishonour fee auto-debit Reversal-bank account out of funds

Rs. 500 + GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details.
** Transactions at merchant establishments that are registered overseas, even if the merchant is in India, attract a cross-border charge.

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Frequently asked questions

Why is the card known as a SuperCard?

With the power of 4 cards in 1, it can fund daily/ monthly credit needs, address urgent cash needs and convert purchases into easy EMIs.

What makes the SuperCard different?

Features like robust security, emergency loan on credit limit, and interest-free ATM withdrawals for 50 days set it apart from the rest.

How expensive are cash withdrawals on the SuperCard?

Cash withdrawals are inexpensive as you pay no interest for up to 50 days. You only pay a flat 2.5% processing fee.

In a regular credit card, the credit limit can be used for merchant transactions. How is SuperCard different?

With a SuperCard, you can take an emergency loan against the credit limit, and repay over 3 months at a nominal rate.

How safe is my SuperCard from online fraud?

SuperCard is protected by the ‘InControl’ feature that allows you to control card usage remotely, through the mobile app.

What exclusive offers will I get with a SuperCard?

Get cashback, discounts and offers at Bajaj Finserv partner stores, No Cost EMI financing* and much more.

What do I do if I have queries?

If you have any queries, call us at 022 71190900 or e-mail us at supercardservice@rblbank.com

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