Platinum ShopGain SuperCard: Features & benefits
Easy and quick finance for your daily needs. The Bajaj Finserv RBL Bank Platinum ShopGain SuperCard is a credit card which lets you plan and enjoy your benefits on grocery, travel and fuel purchases. It also helps you in emergency cash and loan requirements, EMI finance options, discounts/cashback on various categories, and many other offerings.
Get complimentary health benefits up to Rs. 14,000 on the Bajaj Finserv Health app with SuperCard
Get a bonus of 8,000 reward points as a welcome gift on spending 2000 within 30 days.
Upgrade to your own Platinum ShopGain SuperCard by paying a joining fee of Rs. 1499 (Plus GST) & an annual fee of Rs. 1499 (Plus GST). Also, annual fee gets waived off on spends of Rs. 1,50,000 and above.
Get 10,000 reward points on an annual spends of Rs. 1,50,000. Additional 5,000 reward points redeemable on every Rs. 1,00,000 annual spends.
Get 1+1 movie ticket (up to Rs. 200) on BookMyShow , once a month, any day of the month.
Enjoy benefit of 4 complementary domestic airport lounge access in a year (1 per quarter)
Get 2 reward point on every Rs. 100 spend on regular expenses.
Get 4 reward points on every 100 online spends. (up to 1,000 reward points). Get 2X reward points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay) and Wallet Load. (Maximum cap: 1,000 reward points)
Fill your vehicle with fuel across any pump and get fuel surcharge waiver up to Rs. 100 per month.
Total benefits per annum Rs. 19,000+.
|Types of fees||Charges applicable|
|Joining fee||Rs. 1499+GST|
|Annual fee||Rs. 1499+GST|
|Add-on card fees||NIL|
|Foreign currency transaction**||3.5%+GST|
|Cash payment at branches||Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.|
|Surcharge on purchase/Cancellation of railway tickets||IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge). Refer IRCTC website for details.|
|Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^||1% +GSTSurcharge on Fuel transaction value or Rs. 10+GST, whichever is higher|
|Reward redemption fees||A Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply|
|Cash advance transaction fee||2.5 % of the amount (min Rs.500+GST) of the cash amount *effective July’20|
|Overdue interest on extended credit||Upto 3.99% +GST per month or 47.88%+GST per annum|
|Overdue interest on secured credit cards||2.5% +GST per month or 30%+GST per annum|
|Overdue penalty/Late payment||Fee 15% +GST of Total amount due (Min. = Rs. 50 Max. = Rs. 1250) *effective July’20|
|Over-limit penalty||Rs. 600+GST|
|Finance charges (Retail purchases and cash)||APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)|
|Call-a-draft fee||2.5%+GST (min Rs. 300+GST) of the draft amount|
|Charge slip retrieval/Copy fee||Rs. 100+GST|
|Outstation cheque fee||Rs. 100+GST|
|Cheque return/Dishonour fee auto debit Reversal-bank account out of funds||Rs. 500+GST|
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge
For assistance, you can reach us via the RBL helpline at the below number:
022-71190900 (if you are using your mobile phone, prefix your city’s STD code to the number)
You can also e-mail us at: firstname.lastname@example.org
A. The one-of-its-kind card in the industry not only takes care of your daily/monthly credit needs, but also helps you in emergency cash requirements, EMI finance options, discounts/cashback on various categories, and many other offerings. You can experience the power of 4 cards in 1 with the SuperCard.
A. SuperCard not only comes with the regular features offered by credit cards but also offers features like:
A. In times of an emergency, other bank credit cards offer cash withdrawals with a lot of fees and interest. With SuperCard, you can easily withdraw cash from ATM for up to 50 days at no interest with 2.5% processing fee or Rs. 500. The amount that you can withdraw will be dependent on bank policies
A. SuperCard offers a unique feature, where in case of urgent cash requirement, you can request for an emergency loan by converting your cash limit into a loan at low interest of 1.16% per month with no processing fee and pre-closure charges. You can avail a loan under this offer once a year and the amount that you can convert is dependent on bank policies. You must return the amount in 3 equal monthly instalments.
A. SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the RBL MyCard app.
A. You will receive offers and benefits at Bajaj Finserv partner stores like No Cost EMI option, pay with reward points. You can also enjoy cashback, offers, discounts, and much more on your regular online and offline purchases.
A. SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the mobile App too.
A. You will receive super benefits at Bajaj Finserv Limited partners like No Cost EMI option* on all your purchases.
A. If you have any other query, call us at 022 71190900 or e-mail us at email@example.com and we’ll be glad to assist you.
Congratulations! You have a pre-approved personal loan/top-up offer.