Features of the Platinum ShopGain SuperCard

  • Welcome reward points

    Welcome reward points

    Get 6,000 reward points on the spending Rs. 2,000 within 30 days of card issuance

  • Offer on movie tickets

    Offer on movie tickets

    Get 1+1 movie ticket twice a month on BookMyShow (any day of the month)

  • Airport lounge access

    Airport lounge access

    4 complimentary domestic airport lounge access in a year

  • Rewards on regular spends

    Rewards on regular spends

    Get 1 reward point on every Rs. 100 spent on shopping

  • Annual savings

    Annual savings

    Savings of up to Rs. 21,000 annually

  • Bill payments

    Bill payments

    Get 25 reward points on every Rs. 100 spent on utility bill payments

  • Milestone rewards

    Milestone rewards

    Get 10,000 reward points on crossing spends of Rs. 3 lakh in a year
    Additional 10,000 RP on spends of Rs. 4 Lakh and above Zomato Pro-voucher/ Amazon Prime voucher - on spends of Rs. 2 Lakh annually

  • Annual fee waiver

    Annual fee waiver

    Spend Rs. 1,50,000 in a year and get the next year’s annual fee waived off

  • Emergency advance*

    Emergency advance*

    Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month

Besides this, it is a smart choice as it has other benefits too. For instance, you can have the annual fee waived off by spending Rs. 1.5 lakh and above annually. It also has the 1+1 free offer on movie tickets booked on BookMyShow and offers complimentary airport lounge access 4 times a year.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

Read More Read Less

Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    25 to 65 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

Read More Read Less

How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Joining fee

Rs. 1,499 + GST

Annual fee

Rs. 1,499 + GST

Add-on card fees

NIL

Foreign currency transaction**

3.5% + GST

Cash payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.

Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1st July'2022

Surcharge on purchase/ Cancellation of railway tickets

IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount +IRCTC service charge). Refer IRCTC website for details.

Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^

1% + GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher

Reward redemption fees

A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Cash advance transaction fee

2.5% of the amount (min. Rs. 500 + GST) of the cash amount *effective July’20

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88% + GST per annum

Overdue interest on secured credit cards

2.5% + GST per month or 30% + GST per annum

Overdue penalty/ Late payment

Fee 15% + GST of total amount due (min. = Rs. 50 max. = Rs. 1,250) *effective July’20

Effective from 1st July'2022 revised late payment charges will be applicable*.

Over-limit penalty

Rs. 600 + GST

Finance charges (Retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Card replacement (lost/ stolen/ reissue/ any other replacement)

NIL
Duplicate statement fee

NIL

Call-a-draft fee

2.5% + GST (min. Rs. 300 + GST) of the draft amount

Charge slip retrieval/ Copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/ Dishonour fee auto-debit Reversal-bank account out of funds

Rs. 500 + GST

Merchant EMI transaction

Rs. 199 + GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

*Late payment charges

Total amount due (Rs.)

Late payment fee (Rs.) 

Up to 100 

0

100.01 - 500

100

500.01 - 5,000 

500

5,000.01 - 10,000

750

10,000.01 - 25,000

900

25,000.01 - 50,000

1,000

Above 50,000

1,300

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details.
** Transactions at merchant establishments registered overseas, even if the merchant is in India, attract a cross-border charge.

*Terms and Conditions apply

Read More Read Less

Frequently asked questions

Why is the card known as a SuperCard?

This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.

What makes the SuperCard different?

Features like robust security, emergency loan on credit limit, and interest-free ATM withdrawals for 50 days set it apart from the rest.

How expensive are cash withdrawals on the SuperCard?

Cash withdrawals are inexpensive as you pay no interest for up to 50 days. You only pay a flat 2.5% processing fee.

A regular credit card can be used for merchant transactions. How is the SuperCard different?

With a SuperCard, you can take an emergency loan against the credit limit and repay over 3 months at a nominal rate.

How safe is my SuperCard from online fraud?

The SuperCard is protected by the ‘InControl’ feature that allows you to control card usage remotely through the mobile app.

What exclusive offers will I get with a SuperCard?

Get cashback, discounts and offers at Bajaj Finserv partner stores, No Cost EMI financing* and much more.

What do I do if I have queries?

If you have any queries, call us at 022 71190900 or e-mail us at supercardservice@rblbank.com

Read More Read Less