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Bajaj Finserv RBL Bank Platinum ShopGain SuperCard

Platinum ShopGain SuperCard: Features & benefits

Easy and quick finance for your daily needs. The Bajaj Finserv RBL Bank Platinum ShopGain SuperCard is a credit card which lets you plan and enjoy your benefits on grocery, travel and fuel purchases. It also helps you in emergency cash and loan requirements, EMI finance options, discounts/cashback on various categories, and many other offerings.

 

Get complimentary health benefits up to Rs. 14,000 on the Bajaj Finserv Health app with SuperCard

  • Welcome gift

    Get a bonus of 8,000 reward points as a welcome gift on spending 2000 within 30 days.

  • Joining & Annual fee

    Upgrade to your own Platinum ShopGain SuperCard by paying a joining fee of Rs. 1499 (Plus GST) & an annual fee of Rs. 1499 (Plus GST). Also, annual fee gets waived off on spends of Rs. 1,50,000 and above.

  • Milestone gift

    Get 10,000 reward points on an annual spends of Rs. 1,50,000. Additional 5,000 reward points redeemable on every Rs. 1,00,000 annual spends.

  • Free movie tickets

    Get 1+1 movie ticket (up to Rs. 200) on BookMyShow , once a month, any day of the month.

  • Airport lounge access

    Enjoy benefit of 4 complementary domestic airport lounge access in a year (1 per quarter)

  • Reward points

    Get 2 reward point on every Rs. 100 spend on regular expenses.

  • Reward points on online spends

    Get 4 reward points on every 100 online spends. (up to 1,000 reward points). Get 2X reward points on all online spends, except for online purchases made on Education, Insurance, Utilities (including Bills2Pay) and Wallet Load. (Maximum cap: 1,000 reward points)

  • Fuel surcharge waiver

    Fill your vehicle with fuel across any pump and get fuel surcharge waiver up to Rs. 100 per month.

  • Save big

    Total benefits per annum Rs. 19,000+.

Fee and charges on Platinum ShopGain SuperCard

Types of fees Charges applicable
Joining fee Rs. 1499+GST
Annual fee Rs. 1499+GST
Add-on card fees NIL
Foreign currency transaction** 3.5%+GST
Cash payment at branches Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.
Surcharge on purchase/Cancellation of railway tickets IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge). Refer IRCTC website for details.
Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^ 1% +GSTSurcharge on Fuel transaction value or Rs. 10+GST, whichever is higher
Reward redemption fees A Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply
Cash advance transaction fee 2.5 % of the amount (min Rs.500+GST) of the cash amount *effective July’20
Overdue interest on extended credit Upto 3.99% +GST per month or 47.88%+GST per annum
Overdue interest on secured credit cards 2.5% +GST per month or 30%+GST per annum
Overdue penalty/Late payment Fee 15% +GST of Total amount due (Min. = Rs. 50 Max. = Rs. 1250) *effective July’20
Over-limit penalty Rs. 600+GST
Finance charges (Retail purchases and cash) APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)
Call-a-draft fee 2.5%+GST (min Rs. 300+GST) of the draft amount
Charge slip retrieval/Copy fee Rs. 100+GST
Outstation cheque fee Rs. 100+GST
Cheque return/Dishonour fee auto debit Reversal-bank account out of funds Rs. 500+GST

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge

Contact us

For assistance, you can reach us via the RBL helpline at the below number:

022-71190900 (if you are using your mobile phone, prefix your city’s STD code to the number)

You can also e-mail us at: supercardservice@rblbank.com

Bajaj Finserv RBL Bank Platinum ShopGain SuperCard FAQs

Q. Why is the card known as the SuperCard?

A. The one-of-its-kind card in the industry not only takes care of your daily/monthly credit needs, but also helps you in emergency cash requirements, EMI finance options, discounts/cashback on various categories, and many other offerings. You can experience the power of 4 cards in 1 with the SuperCard.

Q. How is SuperCard different from any other credit card in the industry?

A. SuperCard not only comes with the regular features offered by credit cards but also offers features like:

  • Emergency loan at an interest rate as low as 1.16% per month for up to 3 months
  • Cash withdrawal at no interest for up to 50 days
  • Best security features through in-hand security
  • Instant approval/rejection of the application form
  • Attractive discounts and No Cost EMI options on Bajaj Finserv EMI network

Q. ATM cash withdrawals on credit cards are very expensive, how can SuperCard help?

A. In times of an emergency, other bank credit cards offer cash withdrawals with a lot of fees and interest. With SuperCard, you can easily withdraw cash from ATM for up to 50 days at no interest with 2.5% processing fee or Rs. 500. The amount that you can withdraw will be dependent on bank policies

Q. The credit limit for a regular credit card can be used for merchant transactions, how is SuperCard different?

A. SuperCard offers a unique feature, where in case of urgent cash requirement, you can request for an emergency loan by converting your cash limit into a loan at low interest of 1.16% per month with no processing fee and pre-closure charges. You can avail a loan under this offer once a year and the amount that you can convert is dependent on bank policies. You must return the amount in 3 equal monthly instalments.

Q. How safe is my SuperCard from online fraud?

A. SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the RBL MyCard app.

Q. What kind of exclusive offers will I get on SuperCard?

A. You will receive offers and benefits at Bajaj Finserv partner stores like No Cost EMI option, pay with reward points. You can also enjoy cashback, offers, discounts, and much more on your regular online and offline purchases.

Q. With an increasing number of cybercrimes, how safe is my SuperCard from online fraud?

A. SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the mobile App too.

Q. What kind of exclusive offers will I get on SuperCard?

A. You will receive super benefits at Bajaj Finserv Limited partners like No Cost EMI option* on all your purchases.

Q. Do you have any other login related query?

A. If you have any other query, call us at 022 71190900 or e-mail us at supercardservice@rblbank.com and we’ll be glad to assist you.

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