Features of the Platinum ShopGain SuperCard
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Welcome reward points
Get 6,000 reward points on the spending Rs. 2,000 within 30 days of card issuance
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Offer on movie tickets
Get 1+1 movie ticket twice a month on BookMyShow (any day of the month)
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Airport lounge access
4 complimentary domestic airport lounge access in a year
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Rewards on regular spends
Get 1 reward point on every Rs. 100 spent on shopping
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Annual savings
Savings of up to Rs. 21,000 annually
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Bill payments
Get 25 reward points on every Rs. 100 spent on utility bill payments
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Milestone rewards
Get 10,000 reward points on crossing spends of Rs. 3 lakh in a year
Additional 10,000 RP on spends of Rs. 4 Lakh and above Zomato Pro-voucher/ Amazon Prime voucher - on spends of Rs. 2 Lakh annually
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Annual fee waiver
Spend Rs. 1,50,000 in a year and get the next year’s annual fee waived off
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Emergency advance*
Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
Besides this, it is a smart choice as it has other benefits too. For instance, you can have the annual fee waived off by spending Rs. 1.5 lakh and above annually. It also has the 1+1 free offer on movie tickets booked on BookMyShow and offers complimentary airport lounge access 4 times a year.
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
Eligibility criteria
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Nationality
Indian
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Age
25 to 65 years
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Employment
Must have a regular source of income
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Credit score
750 or higher
What are the eligibility criteria for getting a credit card?
Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:
- Age should be within 25 to 65 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
- A residential address which must fall within the SuperCard live locations in the country
- Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder
What documents are needed to apply for a credit card?
There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.
How to apply for a SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 In case of no offer, submit your details
- 5 Get a call from our representative
- 6 Submit the necessary documents
Fees and charges
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees |
Charges applicable |
Joining fee |
Rs. 1,499 + GST |
Annual fee |
Rs. 1,499 + GST |
Add-on card fees |
NIL |
Foreign currency transaction** |
3.5% + GST |
Cash payment at branches |
Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch. Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1st July'2022 |
Surcharge on purchase/ Cancellation of railway tickets |
IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount +IRCTC service charge). Refer IRCTC website for details. |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ |
1% + GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher |
Reward redemption fees |
A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply |
Cash advance transaction fee |
2.5% of the amount (min. Rs. 500 + GST) of the cash amount *effective July’20 |
Overdue interest on extended credit |
Up to 3.99% + GST per month or 47.88% + GST per annum |
Overdue interest on secured credit cards |
2.5% + GST per month or 30% + GST per annum |
Overdue penalty/ Late payment |
Fee 15% + GST of total amount due (min. = Rs. 50 max. = Rs. 1,250) *effective July’20 Effective from 1st July'2022 revised late payment charges will be applicable*. |
Over-limit penalty |
Rs. 600 + GST |
Finance charges (Retail purchases and cash) |
APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
| Card replacement (lost/ stolen/ reissue/ any other replacement) |
NIL |
| Duplicate statement fee |
NIL |
Call-a-draft fee |
2.5% + GST (min. Rs. 300 + GST) of the draft amount |
Charge slip retrieval/ Copy fee |
Rs. 100 + GST |
Outstation cheque fee |
Rs. 100 + GST |
Cheque return/ Dishonour fee auto-debit Reversal-bank account out of funds |
Rs. 500 + GST |
Merchant EMI transaction |
Rs. 199 + GST |
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
*Late payment charges
Total amount due (Rs.) |
Late payment fee (Rs.) |
Up to 100 |
0 |
100.01 - 500 |
100 |
500.01 - 5,000 |
500 |
5,000.01 - 10,000 |
750 |
10,000.01 - 25,000 |
900 |
25,000.01 - 50,000 |
1,000 |
Above 50,000 |
1,300 |
The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to the IRCTC website for details.
** Transactions at merchant establishments registered overseas, even if the merchant is in India, attract a cross-border charge.
Frequently asked questions
This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.
Features like robust security, emergency loan on credit limit, and interest-free ATM withdrawals for 50 days set it apart from the rest.
Cash withdrawals are inexpensive as you pay no interest for up to 50 days. You only pay a flat 2.5% processing fee.
With a SuperCard, you can take an emergency loan against the credit limit and repay over 3 months at a nominal rate.
The SuperCard is protected by the ‘InControl’ feature that allows you to control card usage remotely through the mobile app.
Get cashback, discounts and offers at Bajaj Finserv partner stores, No Cost EMI financing* and much more.
If you have any queries, call us at 022 71190900 or e-mail us at supercardservice@rblbank.com
