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Platinum ShopGain SuperCard: Features & Benefits

The Bajaj Finserv RBL Bank Platinum ShopGain SuperCard is a truly unique credit card, designed to reward every purchase you make using it. Its reward program is excellent, as it gives you 10,000 reward points for spending Rs. 1.5 lakh annually, with an additional 5,000 points redeemable on every additional lakh. You get 2x reward points on all online purchases, except for those made on education, insurance, utilities (including Bills2Pay) and Wallet load.

Besides this, it is a smart choice as it has other benefits too. For instance, you can have the annual fee waived off by spending Rs. 1.5 lakh and above annually. It also has the 1+1 free offer on movie tickets booked on BookMyShow and offers complimentary airport lounge access 4 times a year.

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  • Welcome package

    Get a bonus of 8,000 reward points on spending Rs. 2,000 within 30 days.

  • Pocket-friendly fees

    Pay a joining and annual fee of Rs. 1499 each.

  • Spending bonuses

    Get 10,000 reward points for spending Rs. 1.5 lakh in a year.

  • Free movie tickets

    Get 1+1 movie ticket (up to Rs. 200) on BookMyShow, once a month.

  • Airport lounge access

    Avail 4 complementary domestic airport lounge accesses in a year (1 per quarter).

  • Reward program

    Get 2 reward points for every Rs. 100 you spend.

  • Rewards on online purchases

    Get 4 reward points for spending Rs. 100 online (up to 1,000 reward points).

  • Fuel surcharge waiver

    Monthly waiver of Rs. 100 on fuel surcharge.

  • Annual savings

    Use the SuperCard and save over Rs. 19,000 annually on your expenses.

Fee and charges on Platinum ShopGain SuperCard

Types of fees Charges applicable
Joining fee Rs. 1499+GST
Annual fee Rs. 1499+GST
Add-on card fees NIL
Foreign currency transaction** 3.5%+GST
Cash payment at branches Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.
Surcharge on purchase/Cancellation of railway tickets IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8%+GST of (ticket amount +IRCTC service charge). Refer IRCTC website for details.
Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^ 1%+GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher
Reward redemption fees A reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply
Cash advance transaction fee 2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20
Overdue interest on extended credit Upto 3.99% +GST per month or 47.88%+GST per annum
Overdue interest on secured credit cards 2.5%+GST per month or 30%+GST per annum
Overdue penalty/Late payment Fee 15% +GST of Total amount due (min. = Rs. 50 max. = Rs. 1250) *effective July’20
Over-limit penalty Rs. 600+GST
Finance charges (Retail purchases and cash) APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)
Call-a-draft fee 2.5%+GST (min. Rs. 300+GST) of the draft amount
Charge slip retrieval/Copy fee Rs. 100+GST
Outstation cheque fee Rs. 100+GST
Cheque return/Dishonour fee auto debit Reversal-bank account out of funds Rs. 500+GST

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000 Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge

Contact us

For assistance, you can reach us via the RBL Credit Card Customer Care at the below number: 022-7119 0900 (if you are using your mobile phone, prefix your city’s STD code to the number). You can also e-mail us at:

Platinum ShopGain SuperCard: Frequently asked questions

Why is the card known as a SuperCard?

With the power of 4 cards in 1, it can fund daily/monthly credit needs, address urgent cash needs and convert purchases into easy EMIs.

What makes the SuperCard different?

Features like robust security, emergency loan on cash limit and interest-free ATM withdrawals for up to 50 days set it apart from the rest.

How expensive are cash withdrawals on the SuperCard?

Cash withdrawals are inexpensive as you pay no interest for up to 50 days. You only pay a flat 2.5% processing fee.

In a regular credit card, the credit limit can be used for merchant transactions, how is SuperCard different?

With a SuperCard, you can take an emergency loan against the cash limit and repay over 3 months at a nominal rate.

How safe is my SuperCard from online fraud?

The SuperCard comes with a feature called ‘InControl’, to help you monitor the usage of your card through the mobile app.

What exclusive offers will I get with the SuperCard?

With the Bajaj Finserv RBL Bank SuperCard, you can avail cashback, discounts, offers at Bajaj Finserv partner stores, No Cost EMI financing* and much more.

What do I do if I have queries?

If you have any queries, call us at 022 71190900 or e-mail us at
*Conditions apply

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