ManipalCigna Health Insurance - Accident – 1 EMI Protection at Rs. 59
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage up to Rs. 50,000, premium starting at Rs. 59
Get coverage up to Rs. 50,000 for a single EMI if the insured suffers any injury due to an accident.
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Medical expenses covered
Covers medical expenses arising from permanent total or partial disablement, and temporary total disablement. Also, covers expenses incurred during hospitalisation and coma.
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Cash benefit
Avail of the cash benefit to pay for your EMIs on the existing insurance-linked loan.
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End-to-end online process
You can buy the policy online through our 100% digital and paperless process.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Accident – 1 EMI Protection Cover. If you meet the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-65 years
Documents required
You only need to provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Accident – 1 EMI Protection Cover:
- Premium of Rs. 59
| Policy details | Description |
|---|---|
| Sum insured (in Rs.) | 50,000 |
| Premium including GST (in Rs.) | 59 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the inclusions and exclusions under the Accident – 1 EMI Protection Cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| EMI cover | Get financial assistance to pay one month’s EMI in case the insured suffers an injury due to an accident |
| Key exclusions | Description |
|---|---|
| Pre-existing disease | Treatment against pre-existing diseases |
| Adventure sports-related accidents | Any injury due to adventure sports-related accidents |
| Self-inflicted injury | Any injury caused intentionally |
Product information
For complete details on product benefits, features, terms and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accident – 1 EMI Protection Cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
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Documents required to claim
To claim the benefits of the Accident – 1 EMI Protection Cover, you need to present the following documents:
1. Policy document received at the time of purchase
2. Discharge summary
3. Complete billing in case of reimbursement
4. For cashless, policy document, cashless card issued by the insurer if any
In case of cashless claims, the insurer will directly settle the bills with network hospital before getting discharged. -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
The policy comes at a premium of Rs. 59. Get coverage up to Rs. 50,000.
No, you can buy this policy online only at the Bajaj Finance Insurance Mall.
This policy is valid for 1 year.
The policy does not cover hospitalisation due to pre-existing diseases, injuries incurred during adventure sports, and self-inflicted injuries.
