Health EMI Network Card eligibility and documents

Read on to know the criteria required to apply for our Health EMI Network Card.

APPLY

Eligibility criteria and documents required

Anyone can get the Health EMI Network Card, as long as you meet the basic criteria mentioned below.

Eligibility criteria

  • Nationality: Indian
  • Age: 21 years to 65 years
  • Income: You must have a regular source of income

Documents required

  • PAN Card
  • Address proof
  • Cancelled cheque (at the time of loan application)
  • Signed ECS mandate
  • NACH mandate

More Details

Existing Bajaj Finserv EMI Network Card holders do not have to submit any extra documentation to get the Health EMI Network Card. New Bajaj Finserv customers must submit their KYC documents and NACH mandate to get the Health EMI Network Card.

Your personal information is required to determine if you can get a Health EMI Network Card.

These factors are considered to check your eligibility and card limit.

  1. Age: Customers who have an existing relation with us and are between the age of 21 and 65 are eligible to get the Health EMI Network Card.
  2. Regular source of income: Your monthly income will determine your card limit. There is a catch to this. If you already have many loans open, you can be given a lesser limit until you settle one of them.
  3. City: Depending on the city that you reside in, your Health EMI Network Card limit may differ. This is due to the fact that larger cities often have higher incomes than smaller cities.
  4. Credit rating: Numerous organisations known as credit bureaus keep track of all of your loans and credit cards as well as your payment history to determine your credit score. A better credit score increases your chances of receiving the card as well as the sanctioned limit. For our application, you need a good CIBIL Score with no past record of defaults.
  5. Repayment history: Repaying EMIs on time is a sign of financial responsibility. Your credit score increases when you pay your EMI on time.

Still haven’t found what you’re looking for? Click on any of the links at the top of this page.

How to apply for the Health EMI Network Card

Video Image 00:59
 
 

Step-by-step guide to get the Health EMI Network Card

  1. Select the card variant of your choice (Gold/ Platinum).
  2. Enter your 10-digit mobile number and verify the OTP sent to your phone.
  3. Fill in the application form with your basic details, such as your full name, PAN, date of birth, PIN code and email ID.
  4. Select your employment type and gender.
  5. Click on ‘Proceed’ to know your card limit.
  6. Verify your KYC using your Aadhaar Card or DigiLocker.
  7. Post successful KYC, pay a one-time joining fee of Rs. 707 for Gold/ Rs. 999 for Platinum (inclusive of applicable taxes).
  8. Click on ‘Activate Now’ and enter your bank account number and IFSC code to complete the e-mandate process.
  9. After successful, e-mandate registration, your card is ready to use.

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Frequently asked questions

What does Bajaj Finserv provide in terms of its health card?

Bajaj Finserv offers the Health EMI Network Card, a valuable financial tool designed to ease the burden of healthcare expenses. It grants individuals the ability to convert medical bills into manageable EMIs, making quality healthcare accessible without immediate financial strain.

What medical procedures can I pay for using the Bajaj Finserv Health EMI Network Card?

The Bajaj Finserv Health EMI Network Card covers an extensive spectrum of medical procedures. This includes hospitalization, surgeries, diagnostics, dental treatments, eye care, fertility treatments, and more, allowing users to avail of essential medical services conveniently.

Is there a cost associated with obtaining the Bajaj Finserv Health EMI Network Card?

While specific costs may vary, obtaining the Bajaj Finserv Health EMI Network Card might involve a nominal issuance fee or annual charges. These fees, however, are often outweighed by the card's benefits and convenience.

What advantages does the Bajaj Finserv Health EMI Network Card offer?

The Bajaj Finserv Health EMI Network Card offers several advantages. It provides pre-approved credit limits tailored for medical expenses, immediate activation, a vast network of partner healthcare providers, and the flexibility to repay expenses through easy EMIs, thus ensuring healthcare doesn't disrupt financial stability.

What is included with the Bajaj Finserv Health EMI Network Card?

With the Bajaj Finserv Health EMI Network Card, users receive benefits like family coverage options, instant digital access for transactions, the ability to convert medical bills into EMIs for up to 38 months, and the convenience of managing health-related costs efficiently, all in one powerful financial instrument.

Show More Show Less