The Bajaj Finserv Shop Smart SuperCard is loaded with features to meet all your daily and monthly credit needs. It’s a perfect addition for avid shoppers, especially considering its range of benefits. For instance, as part of the welcome kit, you get cashback worth Rs. 500 by simply paying the joining fee and shopping worth Rs. 2,000 in the first 30 days of card issuance.
What’s more, this SuperCard can also lend itself to your other financial needs. If you are facing a cash crunch, you can get an emergency advance or withdraw interest-free cash from ATMs.
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Get cashback worth Rs. 500, usable at various retail brands.
For every lakh you spend in a year, get cashback worth Rs. 1,000.
Enjoy 5% cashback on grocery expenses, up to Rs. 250 per month.
Save over Rs. 5,000 in a year with this SuperCard.
Withdraw cash and pay no additional interest for up to 50 days.
Get a loan against your cash limit at a nominal rate for 90 days.
Buy furniture, electronics and much more on easy EMIs.
Tap your card to make fast and hassle-free transactions of up to Rs. 5,000.
|Types of fees||Charges applicable|
|Joining fee||Rs. 499+GST|
|Annual fee||Rs. 499+GST|
|Add-on card fees||NIL|
|Foreign currency transaction**||3.5%+GST|
|Cash payment at branches||Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.|
|Surcharge on purchase/cancellation of railway tickets||IRCTC service charges* + payment gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge).|
|Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^||1%+GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher|
|Reward redemption fees||A reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply|
|Cash advance transaction fee||2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20|
|Overdue interest on extended credit||Upto 3.99%+GST per month or 47.88%+GST per annum|
|Overdue interest on secured credit cards||3.33% per month or 40% per annum|
|Overdue penalty/late payment fee||15% of total amount due (min. Rs. 50, max. Rs. 1,500)|
|Over-limit penalty||Rs. 600+GST|
|Finance charges (retail purchases and cash)||APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)|
|Call-a-draft fee||2.5%+GST (min. Rs. 300+GST) of the draft amount|
|Card replacement (lost/stolen/reissue/any other replacement)||Rs. 200+GST|
|Duplicate statement fee||Rs. 100+GST|
|Charge slip retrieval/copy fee||Rs. 100+GST|
|Outstation cheque fee||Rs. 100+GST|
|Cheque return/dishonour fee auto debit reversal-bank account out of funds||Rs. 500+GST|
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge
It offers the benefits of 4 cards in 1 and can easily handle any credit needs you may have.
It offers complete security, emergency advance on the cash limit and allows you to withdraw interest-free cash from ATMs.
When you withdraw cash from ATMs with a SuperCard, you don’t have to pay interest for up to 50 days. You only pay a 2.5% processing fee.
The SuperCard offers an emergency loan for 3 months, once a year. The amount is based on your cash limit and has a nominal interest rate.
The ‘InControl’ features ensure safety as you can control the usage of your card through the mobile app.
You can avail easy EMI financing* at most Bajaj Finserv partner stores to make purchases pocket friendly.
You get a cashback of Rs. 500, a 5% cashback on grocery purchases and a cashback worth Rs. 1,000 for every lakh you spend in a year.