Features of the Shop Smart SuperCard

  • Welcome rewards

    Welcome rewards

    Get a Rs. 500 gift voucher on spending Rs. 2,000 within 30 days of card issuance

  • Offer on movie tickets

    Offer on movie tickets

    Get 1+1 movie tickets on BookMyShow (any day of the month, up to Rs. 200)

  • Airport lounge access

    Airport lounge access

    2 complimentary domestic airport lounge access in a year

  • Cashback on grocery shopping

    Cashback on grocery shopping

    5% cashback on grocery spends (up to Rs. 250 per month)

  • Annual savings

    Annual savings

    Savings of up to Rs. 9,400 annually

  • Annual Fee waiver

    Annual Fee waiver

    Spend Rs. 50,000 in a year and get the next year’s annual fee waived off

  • Interest-free cash withdrawal*

    Interest-free cash withdrawal*

    No interest on cash withdrawals for up to 50 days

  • Emergency advance*

    Emergency advance*

    Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month

The Bajaj Finserv RBL Bank Shop Smart SuperCard is loaded with features to meet all your daily and monthly credit needs. It is a great addition for avid shoppers, especially considering its range of benefits. For instance, as part of the welcome kit, you get a gift voucher worth Rs. 500 by simply paying the joining fee and shopping worth Rs. 2,000 in the first 30 days of card issuance.

What’s more, this SuperCard can also lend itself to your other financial needs. If you’re facing a cash crunch, you can get an emergency advance or withdraw interest-free cash from ATMs.

*A processing fee of 2.5% or Rs. 500 (whichever is higher, is applicable) + GST.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

Benefits Value earned (Rs.)
Welcome gift: Gift vouchers worth Rs. 500 (no welcome rewards are given for the first year free card variant) 500
5% cashback on grocery spend (up to Rs. 250 per month) 3,000
BookMyShow offer: 1+1 movie tickets on any day of the month (up to Rs. 200) 2,400
2 complimentary domestic airport lounge access in a year 3,000
Spend based waiver: Spend Rs. 50,000 in a year and get an annual card fee waiver 500
Total benefits per annum 9,400
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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    21 to 70 years

  • Employment

    Employment

    At bank’s discretion

  • Credit score

    Credit score

    At bank’s discretion

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy to meet eligibility criteria to apply for the credit card. These include:

  • Age should be within 21 to 70 years
  • Nationality should be Indian
  • Applicant must fulfil the income and credit score criteria set by bank

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 Get a call from our representative

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

 

Types of fees Charges applicable
Joining fee Rs. 499 + GST
Annual fee Rs. 499 + GST
Add-on card fees NIL
Foreign currency transaction** 3.50% + GST
Cash payment at branches Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/cancellation of railway tickets IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ 1% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher
Fuel surcharge will depend on the merchant
and it may vary from 1% to 2.5%
Reward redemption fees A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019.
T&C apply
Cash advance transaction fee 2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20
Overdue interest on extended credit Up to 3.99% + GST per month or 47.88% + GST per annum
Over-limit penalty Rs. 600 + GST
Finance charges (retail purchases and cash) APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Card replacement (Lost/stolen/reissue/any other replacement) NIL
Duplicate statement fee NIL
Cheque return/dishonour fee auto debit reversal-bank account out of funds Rs. 500 + GST
Merchant EMI processing fee Rs. 199 + GST per merchant EMI transaction
Fee on Rental Transactions 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023)

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

^The surcharge waiver is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.

Late payment charges

Late payment fee

12.5% of the outstanding amount

Minimum Rs. 5

Maximum Rs. 1,300

*The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.

-EMI transactions will not accrue base reward points.

Terms and conditions apply

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Frequently asked questions

Why is the card known as a SuperCard?

This SuperCard offers EMI facilities, interest-free ATM withdrawals*, emergency advance*, and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.

*A processing fee of 2.5% or Rs. 500 (whichever is higher, is applicable) + GST.
*The loan is provided by RBL Bank at their discretion and is subject to its policies.

What makes the SuperCard different?

The SuperCard acts as 4 cards in 1. It can be used as a credit card, a cash card, a loan card and an EMI Card. Due to unique features like these, it has been named as ‘SuperCard’.

Are cash withdrawals on the SuperCard expensive?

When you withdraw cash from ATMs with a SuperCard, you don’t have to pay interest for up to 50 days. You only pay a 2.5% or Rs. 500 (whichever is higher) + GST processing fee.

In a regular credit card, the credit limit can be used for merchant transactions; how is SuperCard different?

The SuperCard offers an emergency loan for 90 days*, once a year. The amount is based on your cash limit and has a nominal interest rate.

*The loan is provided by RBL Bank at their discretion and is subject to its policies.

What are the exclusive offers I get with a SuperCard?

There are many exclusive offers that can be availed at partner stores with the SuperCard. Apart from this, you can avail easy EMI financing* at most Bajaj Finserv partner stores to make purchases pocket-friendly.

What are the additional benefits of this credit card?

With credit card, you get reward points worth Rs. 500 and a 5% cashback on grocery purchases.

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