Features and benefits of our Platinum Plus SuperCard
00:44
Features and benefits of our Platinum Plus SuperCard
Watch this video to know more about the Bajaj Finance RBL Bank Platinum Plus SuperCard
-
Welcome rewards*
As a welcome reward, you get 4,000 reward points with this credit card, which you can redeem on the RBL rewards website.
-
2X rewards on online spends*
Buy electronics, lifestyle products, groceries, and more online and get 2 reward points for every Rs. 100 spent.
-
Annual fee waiver
Get an annual fee waiver when you spend above Rs. 1,00,000 in a year using this credit card.
-
Offer on movie tickets*
Get 1 + 1 movie ticket every month when you book tickets on BookMyShow using this card.
-
Airport lounge access
With the Platinum Plus SuperCard, you get 2 complimentary domestic airport lounge access in a year.
-
Fuel surcharge waiver
Get the surcharge on fuel waived off at any fuel station across India for up to Rs. 1,200 in a year.
-
Rewards of regular spends*
Shop for daily essentials and more and get 1 reward point for every Rs. 100 spent.
-
Annual savings
Save up to Rs. 9,499 in a year when you use this SuperCard to shop for your daily needs, dine at your favourite restaurants, and more.
-
Interest-free cash withdrawal*
You can use this card to withdraw cash from any ATM across India without paying any interest for up to 50 days.
-
5% cashback on down payment
Get 5% cashback on down payments made at any of our network partner stores across 4,000+ large and small cities.
-
Easy EMI conversion
You can easily convert your purchases above Rs. 2,500 into affordable EMIs and pay as per your convenience.
-
Emergency cash advance*
Convert your available cash limit into a personal loan for up to 3 months at a nominal interest rate of 1.16%* per month and zero processing fee.
-
Loaded with unmatched benefits and reward options, the Bajaj Finserv RBL Bank Platinum Plus SuperCard provides you with privileges like airport lounge access, offers on movie tickets, fuel surcharge waivers and more.
With industry-first features like emergency advance against your cash limit, interest-free cash withdrawals at ATMs and hassle-free EMI conversion, this credit card offers various financial services at your fingertips. Apart from this, our SuperCard rewards you for every spend, whether it is online or offline.
*Welcome rewards would be awarded when you pay the joining fee and spend Rs. 2,000 within 30 days of card issuance.
*2X rewards are available on all online spends, except for spends on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay).
*This offer is applicable on any day of the month between Monday to Friday.
*Reward points are available on all spends, except for spends on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay).
*A processing fee of 2.5% or Rs. 500 (whichever is higher, is applicable) + GST.
*This loan is provided by RBL Bank at their discretion and is subject to its policies.
Still haven’t found what you are looking for? Click on any of the links at the top of this page.
Eligibility criteria and documents
Anyone can get the Bajaj Finserv RBL Bank Platinum Plus SuperCard, as long as they meet the basic eligibility criteria mentioned below. If you meet all basic criteria, you will need a set of documents to complete your application process.
Eligibility criteria
- Nationality: Indian
- Age: 21 years to 70 years
- Income and credit score at the bank’s discretion
Details required
- PAN card number
- Aadhaar card number
It is essential to have your residential address in a location that is serviceable by RBL Bank and Bajaj Finserv to get the Bajaj Finserv RBL Bank Platinum Plus SuperCard.
About RBL Bank
.png)
How to apply for the Bajaj Finserv RBL Bank Platinum Plus SuperCard
01:05
Applicable fees and charges
The following are the fees and charges for the Bajaj Finserv RBL Bank Platinum Plus SuperCard:
| Type of fee | Applicable charges |
| Joining fee | Rs. 999 + GST |
| Annual fee | Rs. 999 + GST (fee waiver on annual spends of Rs. 1,00,000 Effective from 1st April 2023) |
| Add-on card fees | NIL |
| Foreign currency transaction** | 3.50% + GST |
| Cash payment at branches | Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
| Surcharge on purchase/ cancellation of railway tickets | IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
| Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ | 1.00% + GST surcharge on fuel transaction value of Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant and it may vary from 1% to 2.5% |
| Reward redemption fees | A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card.. T&C apply |
| Cash advance transaction fee | 2.5% of the amount (minimum Rs. 500 + GST) of the cash amount |
| Overdue interest on all other credit cards | Up to 3.99% + GST per month or 47.88% + GST per annum |
| Overdue penalty/late payment | 15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500) Effective from 1st July 2022, revised late payment charges are applicable* |
| Over-limit penalty | Rs. 600 + GST |
| Finance charges (retail purchases and cash) | APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
| Card replacement (Lost/ stolen/ reissue/ any other replacement) | NIL |
| Duplicate statement fee | NIL |
| Cheque return/ dishonour fee auto debit reversal-bank account out of funds | Rs. 500 + GST |
| Merchant EMI transaction* | Rs. 199 + GST per merchant EMI transaction |
| Rental transactions | 1% fee on the transaction amount will be levied on all rental transactions done on any applicable merchant |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.
*Refer to the IRCTC website for details.
^The surcharge waiver is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. Maximum waiver is Rs. 100.
Late payment fee |
|
12.5% of the outstanding amount |
|
Minimum Rs. 5 |
Maximum Rs. 1,300 |
*The charges are applicable per merchant EMI transaction, i.e. EMI conversion done at the time of transaction through credit card at merchant outlet/ website/ app.
-EMI transactions will not accrue base reward points.
Pre-approved offers for new customers
Both our new and existing customers can choose from various pre-approved offers. All we need is your mobile number to check.
If you have a pre-approved offer, you do not have to go through the complete application procedure. Consider it our green channel.
You might not require a credit card right now or you may not have a pre-approved offer. You can still pick from a variety of our products:
-
Convert your medical bills into easy EMIs
Convert your healthcare bills for 1,000+ treatments across 1,700+ hospitals into easy EMIs with the Health EMI Network Card.
-
1 million+ products on No Cost EMIs
Shop for electronics, gadgets, home appliances, and more and split the bill into No Cost EMIs with the Insta EMI Card. Use this card across 1.5 lakh partner stores in 4,000+ cities.
-
Check your credit score
Some of the most crucial factors for you are your credit health and CIBIL score. Get our Credit Health Report to keep your credit in tip-top shape.
-
Insurance in your pocket to cover every life event
In order to cover all of your life's events, including trekking, monsoon-related illnesses, car key loss/damage, and more, we offer more than 400 insurance covers starting at just Rs. 19.
-
Start an SIP with just Rs. 100 per month
Pick from over 900 mutual funds across 40+ companies, such as SBI, HDFC, ICICI Prudential Mutual Fund, Aditya Birla, and more.
-
Create a Bajaj Pay Wallet
The only four-in-one wallet in India that allows you to pay or transfer money using your digital wallet, a credit card, and UPI.
Frequently asked questions
The annual fee for the card is Rs. 999 + GST. However, this fee will be waived off if your annual spends using this card are above Rs. 1,00,000.
You can earn 4,000 reward points as a welcome gift if you spend Rs. 2,000 within 30 days of card issuance and pay the joining fee.
Yes, you get access to 2 complimentary domestic airport lounges in a year with this credit card.
You will receive your fuel surcharge waiver one month after the date of the transaction. To be eligible for the waiver, purchase fuel across any fuel station for an amount between Rs. 500 to Rs. 4,000.
You can convert your available cash limit into a personal loan* by calling our 24*7 helpline at 022 711 90900. The amount has to be repaid in 3 instalments, and this facility can be availed once per year.
*This loan is provided by the RBL Bank at their discretion and is subject to its policies.
You can redeem your reward points on various categories like travel, stays, flights, shopping, vouchers, mobile recharges, etc.