Features of the Platinum Plus SuperCard
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Welcome reward points
Get 4,000 reward points on the spends of Rs. 2,000 within 30 days of card issuance
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Milestone bonus
Get 10,000 reward points on crossing spends of Rs. 1.5 lakh in a year
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Airport lounge access*
2 complimentary domestic airport lounge access in a year
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Rewards for regular spends
Get 1 reward point on every Rs. 100 spent on shopping, except for purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)
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Rewards on online spends
2x reward points on online spends, except for online purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)
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Annual savings
Savings of up to Rs. 12,000 annually
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Offer on movie tickets*
Get 1+1 movie ticket on BookMyShow (Monday to Friday)
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Fuel surcharge waiver
Get fuel surcharge waiver up to Rs. 100 per month
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Interest-free cash withdrawal
No interest on cash withdrawals for up to 50 days
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Emergency advance*
Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
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Annual fee waiver
Spend Rs. 75,000 in a year and get the next year’s annual fee waived off
Loaded with unmatched benefits and reward options, the Bajaj Finserv RBL Bank Platinum Plus SuperCard empowers you with privileges like exclusive access to airport lounges, offers on movie tickets, fuel surcharge waivers and more.
With industry-first features like the quick emergency advance against your cash limit, interest-free cash withdrawals at ATMs and the hassle-free EMI conversion facility, this credit card provides a ton of financial services at your fingertips. Further, it rewards you for every spend, whether it’s a spend at a store or at an online partner. You also get a welcome gift, along with milestone benefits and save more when you spend more.
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
*This offer is applicable on any one day of the month for movie tickets worth up to Rs. 200.
*Maximum of 1 lounge access can be availed in a quarter.
Eligibility criteria
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Nationality
Indian
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Age
25 to 65 years
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Employment
Must have a regular source of income
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Credit score
750 or higher
What are the eligibility criteria for getting a Platinum Plus SuperCard?
The Bajaj Finserv RBL Bank credit card has easy to meet eligibility criteria. These include:
- Age should be within 25 to 65 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL score of 750 and no past records of default
- A residential address which must fall within the SuperCard live locations in the country
- Applicants must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder
What are documents are required while applying for the Platinum Plus SuperCard?
There are 3 primary documents required to avail a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.
Fees and charges
To know more about the fees and charges applicable on this credit card, refer to the table below:
Types of fees |
Charges applicable |
Joining fee |
Rs. 999 + GST |
Annual fee |
Rs. 999 + GST |
Add-on card fees |
NIL |
Foreign currency transaction** |
3.5% + GST |
Cash payment at branches |
Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch. Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1st July'2022 |
Surcharge on purchase / Cancellation of railway tickets |
IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge). Refer to the IRCTC website for details |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel |
1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher |
Reward redemption fees |
A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply |
Cash advance transaction fee |
2.5% of the amount (min. Rs. 500 + GST) of the cash amount* effective July’20 |
Overdue interest on extended credit |
Up to 3.99% + GST per month or 47.88% + GST per annum |
Overdue interest on secured credit cards |
3.33% per month or 40% per annum |
Overdue penalty/ late payment |
15% of the total amount due (min. Rs. 50, max. Rs. 1,500) Effective from 1st July'2022 revised late payment charges will be applicable*. |
Over-limit penalty |
Rs. 600 + GST |
Finance charges (retail purchases and cash) |
APR up to 3.99% + GST per month (up to 47.88% + GST per annum) |
Call-a-draft fee |
2.5% + GST (min. Rs. 300 + GST) of the draft amount |
Card replacement (lost/ stolen/ reissue/ any other replacement) |
NIL |
Duplicate statement fee |
NIL |
Charge slip retrieval/ copy fee |
Rs. 100 + GST |
Outstation cheque fee |
Rs. 100 + GST |
Cheque return/ dishonour fee auto-debit Reversal-bank account out of funds |
Rs. 500 + GST |
Merchant EMI transaction |
Rs. 199 + GST |
*Late payment charges
Total amount due (Rs.) |
Late payment fee (Rs.) |
Up to 100 |
0 |
100.01 - 500 |
100 |
500.01 - 5,000 |
500 |
5,000.01 - 10,000 |
750 |
10,000.01 - 25,000 |
900 |
25,000.01 - 50,000 |
1,000 |
Above 50,000 |
1,300 |
Frequently asked questions
You can earn 4,000 reward points as a welcome gift by spending Rs. 2,000 and pay the joining fee within 30 days of card issuance.
The annual fee on the card is Rs. 999 + GST. However, the next year’s annual fee is waived off when you spend Rs. 75,000 or more in a year.
You earn reward points on every transaction you make with your SuperCard. Reward points are credited to your account at the end of the month and can be redeemed on this website.
You can redeem your reward points on the RBL website through various categories like travel, stays, flights, shopping, vouchers, mobile recharges, etc.
Fuel surcharge waiver is given back to you in the next month, after the transaction. To be eligible for this, your fuel transactions must be worth between Rs. 500 to Rs. 4,000. The maximum waiver per month is Rs. 100.
Annual milestone reward points are the benefits you get when you achieve a spending milestone. With the Platinum Plus SuperCard, you can earn 10,000 reward points in a year on when your annual spend crosses Rs. 1,50,000.
You can convert your cash limit into a loan by dialling our customer care on 022-62327777. The amount is to be paid through 3 instalments and this facility can be availed once a year.
