Features of the Platinum Plus SuperCard

  • Welcome reward points

    Welcome reward points

    Get 4,000 reward points on the spends of Rs. 2,000 within 30 days of card issuance

  • Airport lounge access*

    Airport lounge access*

    2 complimentary domestic airport lounge access in a year

  • Rewards for regular spends

    Rewards for regular spends

    Get 1 reward point on every Rs. 100 spent on shopping, except for purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)

  • Rewards on online spends

    Rewards on online spends

    2x reward points on online spends, except for online purchases made on education, insurance, rent payments, fuel, wallet load, and utilities (including Bills2Pay)

  • Annual savings

    Annual savings

    Savings of up to Rs. 12,000 annually

  • Offer on movie tickets*

    Offer on movie tickets*

    Get 1+1 movie ticket on BookMyShow (Monday to Friday)

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get fuel surcharge waiver up to Rs. 100 per month

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    No interest on cash withdrawals for up to 50 days

  • Emergency advance*

    Emergency advance*

    Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month

  • Annual fee waiver

    Annual fee waiver

    Spend Rs. 75,000 in a year and get the next year’s annual fee waived off

Loaded with unmatched benefits and reward options, the Bajaj Finserv RBL Bank Platinum Plus SuperCard empowers you with privileges like exclusive access to airport lounges, offers on movie tickets, fuel surcharge waivers and more.

With industry-first features like the quick emergency advance against your cash limit, interest-free cash withdrawals at ATMs and the hassle-free EMI conversion facility, this credit card provides a ton of financial services at your fingertips. Further, it rewards you for every spend, whether it’s a spend at a store or at an online partner. You also get a welcome gift, along with milestone benefits and save more when you spend more.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

*This offer is applicable on any one day of the month for movie tickets worth up to Rs. 200.

*Maximum of 1 lounge access can be availed in a quarter.

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Eligibility criteria

  • Nationality



  • Age


    25 to 65 years

  • Employment


    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

What are the eligibility criteria for getting a Platinum Plus SuperCard?

The Bajaj Finserv RBL Bank credit card has easy to meet eligibility criteria. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicants must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder

What are documents are required while applying for the Platinum Plus SuperCard?

There are 3 primary documents required to avail a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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Fees and charges

The following are the charges applicable on the Platinum Plus SuperCard:

Type of fee Charges applicable
Joining fee Rs. 999 + GST
Annual fee Rs. 999 + GST (fee waiver on annual spends of Rs. 1,00,000 Effective from 1st April 2023)
Add-on card fees NIL
Foreign currency transaction** 3.50% + GST
Cash payment at branches Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022
Surcharge on purchase/ cancellation of railway tickets IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ 1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Fuel surcharge will depend on the merchant
end & it may vary from 1% to 2.5%
Reward redemption fees A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019.
T&C apply
Cash advance transaction fee 2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20
Overdue interest on extended credit Up to 3.99% + GST per month or 47.88% + GST per annum
Overdue penalty/ late payment 15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500)
Effective from 1st July 2022, revised late payment charges are applicable*
Over-limit penalty Rs. 600 + GST
Finance charges (retail purchases and cash) APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)
Card replacement (Lost/ stolen/ reissue/ any other replacement) NIL
Duplicate statement fee NIL
Cheque return/ dishonour fee auto debit reversal-bank account out of funds Rs. 500 + GST
Merchant EMI processing fee Rs. 199 + GST
Fee on Rental Transactions 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023)

All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.

Late payment charges

Outstanding amount (Rs.) Late payment fee (Rs.)
Up to Rs. 100 NIL
Above Rs. 100 12.5% of total due amount (Max Rs. 1300/-)

*Terms and Conditions apply

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Frequently asked questions

How can I earn welcome reward points?

You can earn 4,000 reward points as a welcome gift by spending Rs. 2,000 and pay the joining fee within 30 days of card issuance.

What is the annual fee on the card?

The annual fee on the card is Rs. 999 + GST. However, the next year’s annual fee is waived off when you spend Rs. 75,000 or more in a year.

How do I earn reward points?

You earn reward points on every transaction you make with your SuperCard. Reward points are credited to your account at the end of the month and can be redeemed on this website.

What are the categories available on which I can redeem my reward points?

You can redeem your reward points on the RBL website through various categories like travel, stays, flights, shopping, vouchers, mobile recharges, etc.

How will I receive a fuel surcharge waiver?

Fuel surcharge waiver is given back to you in the next month, after the transaction. To be eligible for this, your fuel transactions must be worth between Rs. 500 to Rs. 4,000. The maximum waiver per month is Rs. 100.

What are annual milestone rewards points?

Annual milestone reward points are the benefits you get when you achieve a spending milestone. With the Platinum Plus SuperCard, you can earn 10,000 reward points in a year on when your annual spend crosses Rs. 1,50,000.

How can I convert my cash limit to a loan?

You can convert your cash limit into a loan by dialling our customer care on 022-62327777. The amount is to be paid through 3 instalments and this facility can be availed once a year.

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