Platinum Plus SuperCard : Features & Benefits
Loaded with unmatched financial benefits & endless reward options, Bajaj Finserv RBL Bank Platinum Plus SuperCard empowers you with privileges like exclusive access to airport lounge, offers on movie tickets, fuel surcharge waiver & much more.
With industry-first features like emergency advance, interest free cash withdrawal and hassle-free EMI Conversion facility, this Credit Card rewards you on every spend whether it’s a regular spend, online spend or achievement of milestone spend. Also enjoy a welcome benefit on your premier spend. and save more, the more you spend.
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Welcome gift
Get a bonus of 4,000 reward points as a welcome gift.
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Milestone bonus
Get 10,000 additional Reward Points on reaching an annual spends milestone of Rs.1,50,000.
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Airport lounge access
Get complimentary airport lounge access, up to 2 times in a year, along with unlimited paid access.
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Reward Points on Normal Spends
Get 1 Reward Point on every Rs.100 spent on regular expenses.
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Reward Points on Online Spends
Get 2 reward points for every Rs.100 spent on online usage
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Save big
Total benefits per annum Rs. 11,000+. Save even more with unique features like personal loan, cash access, and easy EMIs at no additional cost.
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Movie treat
Get 1+1 free movie ticket (up to Rs. 200) on www.bookmyshow.com once a month (Valid from Monday to Friday).
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Fuel surcharge freedom
Fill your vehicle with fuel across any pump and get fuel surcharge waiver up to Rs. 100 per month.
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Easy cash
Interest-free cash withdrawal up to 50 days.
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Emergency advance
Interest-free loan on cash limit for up to 90 days, once a year.
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EMI finance
Shop for durables, electronics, and much more and divide all you buy into easy EMIs*
*Upcoming feature
Fees and Charges
| Types of Fees | Charges Applicable |
|---|---|
| Joining fee | Rs. 999+GST |
| Annual fee | Rs. 999+GST |
| Add-on Card Fees | NIL |
| Foreign Currency Transaction** | 3.5%+GST |
| Cash Payment at branches | Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch. |
| Surcharge on Purchase / Cancellation of Railway Tickets | IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge). Refer IRCTC website for details |
| Fuel Transaction Charge - for transaction made at petrol pumps to purchase fuel^ | 1% +GSTSurcharge on Fuel transaction value or Rs. 10+GST, whichever is higher |
| Reward Redemption Fees | A Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply |
| Cash Advance Transaction fee | 2.5%+GST (min Rs. 100+GST)of the cash amount |
| Overdue Interest on extended Credit | Upto 3.99% +GST per month or 47.88%+GST per annum |
| Overdue Interest on Secured Credit Cards | 2.5% +GST per month or 30%+GST per annum |
| Overdue Penalty / Late Payment | Fee 15%+GST of Total amount due (Min Rs. 50+GST, Max Rs. 1000+GST) |
| Over-limit Penalty | Rs. 600+GST |
| Finance Charges (Retail Purchases and cash) | APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.) |
| Call-a-draft fee | 2.5%+GST (min Rs. 300+GST) of the draft amount |
| Card Replacement (Lost / Stolen / Reissue / any other replacement) | Rs. 200+GST |
| Duplicate Statement Fee | Rs. 100+GST |
| Charge Slip Retrieval / Copy Fee | Rs. 100+GST |
| Outstation Cheque Fee | Rs. 100+GST |
| Cheque Return / Dishonour Fee Auto debit Reversal-Bank Account out of funds | Rs. 500+GST |
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge
Contact us
For assistance, you can reach us via the RBL helpline at the below number:
022-71190900 (if you are using your mobile phone, prefix your city’s STD code to the number)
You can also e-mail us at: supercardservice@rblbank.com
Platinum Plus SuperCard - Frequently Asked Questions
Q. How can a customer earn welcome reward points?
A. A customer can earn 4000 reward points as a welcome gift, if he/she spends Rs. 2,000 within 60 days of card issuance and if he/she has paid the joining fee.
Q. What is the annual fee on the card?
A. The annual fee on the card is Rs. 999 plus GST.
Q. How does a customer earn reward points?
A. A customer earns reward points on every transaction that he/she does while using SuperCard. Reward points are credited into customer’s account at the end of the month and can be redeemed at www.rblrewards.com/SuperCard
Q. What are the categories available on www.rblrewards.com/SuperCard on which a customer can redeem his reward points?
A. A customer can redeem his/her reward points on www.rblrewards.com/SuperCard on various categories like travel, shopping, voucher and mobile recharge etc.
Q. How will a customer receive fuel surcharge waiver?
A. Fuel surcharge waiver is given back to customer in the next month of the transaction. To be eligible for this, a customer must transact for fuel of value between Rs. 500 to Rs. 4,000. The maximum waiver in a month is Rs. 100.
Q. What are Annual Milestone rewards points?
A. Annual milestone reward points are the benefits that a customer gets when he/she achieves a spending milestone. In Platinum Plus SuperCard, customer can earn 10000 reward points in an year on crossing Rs. 1,50,000 annual spend.
Q. How can a customer convert cash limit to loan?
A. A customer can convert his cash limit into loan by calling customer care on 022-62327777. The amount is to be paid on 3 instalments and this facility can be availed once per year.
