Features of the Platinum Advantage SuperCard

  • Welcome bonus
    Welcome bonus

    Get 2,000 reward points on spending Rs. 2,000 within 30 days

  • Affordable fees
    Affordable fees

    Pay a joining fee and annual fee of Rs. 499 each (+GST)

  • Movie ticket deals
    Movie ticket deals

    Get 20% discount on BookMyShow, up to Rs. 100

  • Reward points
    Reward points

    Get 1 reward point on every Rs. 100 spent on shopping

  • Easy EMI facility
    Easy EMI facility

    Convert the cost into easy EMIs on purchases over Rs. 3,000

  • Fuel surcharge waiver
    Fuel surcharge waiver

    Get up to Rs. 100 per month as a fuel surcharge waiver

  • Massive yearly savings
    Massive yearly savings

    Save big with benefits of up to Rs. 3,275 for using the SuperCard

  • 5% cashback on down payment
    5% cashback on down payment

    Get up to Rs. 1,000 cashback on your down payments

  • Pay with points
    Pay with points

    Make down payments using the accumulated SuperCard reward points

The Bajaj Finserv RBL Bank Platinum Advantage SuperCard is a credit card that complements your daily spends with ease. Whether you’re buying movie tickets, paying for a cab, fuel expenses or shopping, it makes every transaction better.

For instance, when you book movie tickets on BookMyShow, you can avail a 20% discount (up to Rs. 100) on movie tickets up to 15 times a year. Moreover, for purchases over Rs. 3,000, you can convert the costs into easy EMIs, without needing any paperwork whatsoever. Another notable perk is that you can use the reward points you’ve accumulated when making a down payment. This feature is only available to you if you have at least 5,000 reward points.

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Eligibility criteria

  • Nationality
    Nationality

    Indian

  • Age
    Age

    25 to 65 years

  • Employment
    Employment

    Must have a regular source of income

  • Credit score
    Credit score

    750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Joining fee

Rs. 499 + GST

Annual fee

Rs. 499 + GST

Add-on card fees

NIL

Foreign currency transaction**

3.5% + GST

Cash payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.

Surcharge on purchase/ Cancellation of railway tickets

IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount +IRCTC service charge).

Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^

1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher

Reward redemption fees

A reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88% + GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/ Late payment

15% of total amount due (min. Rs. 50, max. Rs. 1,500)

Over-limit penalty

Rs. 600 + GST

Finance charges (retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Call-a-draft fee

2.5% + GST (min. Rs. 300 + GST) of the draft amount

Charge slip retrieval/ Copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/ Dishonour fee auto debit reversal-bank account out of funds

Rs. 500 + GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details.
** Transactions at merchant establishments that are registered overseas even if the merchant is in India, attract a cross-border charge.

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Frequently asked questions

Why is the card known as a SuperCard?

This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.

What kind of exclusive offers will I get on SuperCard?

At most Bajaj Finserv partner stores, you can avail easy EMIs and pay with reward points to make purchases easier.

What makes the SuperCard different?

A SuperCard is loaded with features that make it a 4-in-1 card. You can avail a loan, withdraw cash and convert purchases into EMIs.

What are the value-added services with SuperCard?

The Buy Now, Pay Later facility allows you to convert your purchases of Rs. 3,000 and above into easy EMIs.

How safe is my SuperCard from online fraud?

SuperCard comes with a feature called ‘InControl’ that helps you control usage through the mobile app.

How do I reach out for queries about the SuperCard?

If you have any query, call us at 022 7119 0900 or e-mail us at supercardservice@rblbank.com

What is the cash limit on the Platinum Advantage SuperCard?

There is no cash limit on this card.

What is the minimum amount due payment in my monthly statement?

It is calculated by adding new EMI debits for the month and previously unpaid EMI debits. Know more by reading the terms document.

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