Features of the Platinum Advantage SuperCard
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Welcome rewards
Get 2,000 reward points on the spends of Rs. 2,000 within 30 days of card issuance
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Offer on movie tickets
Get 20% off on movie tickets on BookMyShow (15 times a year, up to Rs. 100 for each transaction)
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Rewards on regular spends
Get 1 reward point on every Rs. 100 spent on shopping
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Annual savings
Savings of up to Rs. 3,400 annually
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Fuel surcharge waiver
Get fuel surcharge waiver up to Rs. 100 per month
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Interest-free cash withdrawal
No interest on cash withdrawals for up to 50 days
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Emergency advance*
Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
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Contactless payments
Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000
The Bajaj Finserv RBL Bank Platinum Advantage SuperCard is a credit card that complements your daily spends with ease. Whether you’re buying movie tickets, paying for a cab, managing fuel expenses or just shopping, it makes every transaction better.
For instance, when you book movie tickets on BookMyShow, you can avail a 20% discount (up to Rs. 100) on movie tickets up to 15 times a year. Moreover, for purchases over Rs. 2,500, you can convert the costs into easy EMIs, without needing any paperwork whatsoever. Another notable perk is that you can use the reward points you’ve accumulated when making a down payment. This feature is only available if you have at least 5,000 reward points.
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
Eligibility criteria
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Nationality
Indian
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Age
25 to 65 years
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Income source
Must have a regular source of income
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Credit score
750 or higher
What are the eligibility criteria for getting a credit card?
Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:
- Age should be within 25 to 65 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
- A residential address which must fall within the SuperCard live locations in the country
- Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder
What documents are needed to apply for a credit card?
The 3 primary documents required to get a Bajaj Finserv RBL Bank co-brand credit card are - a photograph, an identity proof and address proof. Additional documents may also be needed during the application process.
How to apply for a SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 In case of no offer, submit your details
- 5 Get a call from our representative
- 6 Submit the necessary documents
Fees and charges
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees |
Charges applicable |
Joining fee |
Rs. 499 + GST |
Annual fee |
Rs. 499 + GST |
Add-on card fees |
NIL |
Foreign currency transaction** |
3.50% + GST |
Cash payment at branches |
Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets |
IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)] |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ |
1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher |
Reward redemption fees |
A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019. |
| Cash advance transaction fee | 2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20 |
Overdue interest on extended credit |
Up to 3.99% + GST per month or 47.88% + GST per annum |
Overdue penalty/ late payment |
15% of the total amount due (minimum Rs. 50, maximum Rs. 1,500) |
Over-limit penalty |
Rs. 600 + GST |
Finance charges (retail purchases and cash) |
APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
| Card replacement (Lost/ stolen/ reissue/ any other replacement) |
NIL |
| Duplicate statement fee |
NIL |
Cheque return/ dishonour fee auto debit reversal-bank account out of funds |
Rs. 500 + GST |
Merchant EMI processing fee |
Rs. 199 + GST |
| Fee on Rental Transactions | 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023) |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.
Late payment charges
Outstanding amount (Rs.) |
Late payment fee (Rs.) |
Up to Rs. 100 |
NIL |
Above Rs. 100 |
12.5% of total due amount (Max Rs. 1300/-) |
Frequently asked questions
This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.
At most Bajaj Finserv partner stores, you can avail easy EMIs and pay with reward points to make purchases easier.
A SuperCard is loaded with features that make it a 4-in-1 card. You can avail a loan, withdraw cash and convert purchases into EMIs.
The Buy Now, Pay Later facility allows you to convert your purchases of Rs. 2,500 and above into easy EMIs.
SuperCard comes with a feature called ‘InControl’ that helps you control usage through the mobile app.
If you have any query, call us at 022 7119 0900 or e-mail us at supercardservice@rblbank.com
There is no cash limit on this card.
It is calculated by adding new EMI debits for the month and previously unpaid EMI debits. Know more by reading the terms document.
