Features of the Platinum Advantage SuperCard

  • Welcome rewards

    Welcome rewards

    Get 2,000 reward points on the spends of Rs. 2,000 within 30 days of card issuance

  • Offer on movie tickets

    Offer on movie tickets

    Get 20% off on movie tickets on BookMyShow (15 times a year, up to Rs. 100 for each transaction)

  • Rewards on regular spends

    Rewards on regular spends

    Get 1 reward point on every Rs. 100 spent on shopping

  • Annual savings

    Annual savings

    Savings of up to Rs. 3,400 annually

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get fuel surcharge waiver up to Rs. 100 per month

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    No interest on cash withdrawals for up to 50 days

  • Emergency advance*

    Emergency advance*

    Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month

  • Contactless payments

    Contactless payments

    Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000

The Bajaj Finserv RBL Bank Platinum Advantage SuperCard is a credit card that complements your daily spends with ease. Whether you’re buying movie tickets, paying for a cab, managing fuel expenses or just shopping, it makes every transaction better.

For instance, when you book movie tickets on BookMyShow, you can avail a 20% discount (up to Rs. 100) on movie tickets up to 15 times a year. Moreover, for purchases over Rs. 2,500, you can convert the costs into easy EMIs, without needing any paperwork whatsoever. Another notable perk is that you can use the reward points you’ve accumulated when making a down payment. This feature is only available if you have at least 5,000 reward points.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    25 to 65 years

  • Income source

    Income source

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder

What documents are needed to apply for a credit card?

The 3 primary documents required to get a Bajaj Finserv RBL Bank co-brand credit card are - a photograph, an identity proof and address proof. Additional documents may also be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Joining fee

Rs. 499 + GST

Annual fee

Rs. 499 + GST

Add-on card fees

NIL

Foreign currency transaction**

3.5% + GST

Cash payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.

Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1st July'2022

Surcharge on purchase/ Cancellation of railway tickets

IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount +IRCTC service charge).

Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^

1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher

Reward redemption fees

A reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88% + GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/ Late payment

15% of the total amount due (min. Rs. 50, max. Rs. 1,500)

Effective from 1st July'2022 revised late payment charges will be applicable*.

Over-limit penalty

Rs. 600 + GST

Finance charges (retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Card replacement (lost/ stolen/ reissue/ any other replacement)

NIL
Duplicate statement fee

NIL

Call-a-draft fee

2.5% + GST (min. Rs. 300 + GST) of the draft amount

Charge slip retrieval/ Copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/ Dishonour fee auto debit reversal-bank account out of funds

Rs. 500 + GST

Merchant EMI transaction

Rs. 199 + GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

*Late payment charges

Total amount due (Rs.)

Late payment fee (Rs.) 

Up to 100 

0

100.01 - 500

100

500.01 - 5,000 

500

5,000.01 - 10,000

750

10,000.01 - 25,000

900

25,000.01 - 50,000

1,000

Above 50,000

1,300

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details.
** Transactions at merchant establishments that are registered overseas, even if the merchant is in India, attract a cross-border charge.

*Terms and Conditions apply

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Frequently asked questions

Why is the card known as a SuperCard?

This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.

What kind of exclusive offers will I get on SuperCard?

At most Bajaj Finserv partner stores, you can avail easy EMIs and pay with reward points to make purchases easier.

What makes the SuperCard different?

A SuperCard is loaded with features that make it a 4-in-1 card. You can avail a loan, withdraw cash and convert purchases into EMIs.

What are the value-added services with SuperCard?

The Buy Now, Pay Later facility allows you to convert your purchases of Rs. 2,500 and above into easy EMIs.

How safe is my SuperCard from online fraud?

SuperCard comes with a feature called ‘InControl’ that helps you control usage through the mobile app.

How do I reach out for queries about the SuperCard?

If you have any query, call us at 022 7119 0900 or e-mail us at supercardservice@rblbank.com

What is the cash limit on the Platinum Advantage SuperCard?

There is no cash limit on this card.

What is the minimum amount due payment in my monthly statement?

It is calculated by adding new EMI debits for the month and previously unpaid EMI debits. Know more by reading the terms document.

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