Annual fee waiver
An annual fee of ₹999 + GST on the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card is waived off...
View details, claim rewards, and manage your card
The Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card – First-Year-Free is your ticket to a world of benefits, including annual savings of approximately ₹10,650. Along with no joining fee, it provides 5X rewards on your eligible monthly spends if your spending crosses ₹10,000 in that month and 10X rewards on eligible spends made via the DBS Card+ IN app. It offers 1 complimentary domestic airport lounge visit per quarter, interest-free cash withdrawal, and fuel surcharge waiver. The card also provides cash points on regular spends and an annual fee waiver on spending above ₹75,000 in a year.
An annual fee of ₹999 + GST on the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card is waived off...
Get complimentary access to 4 domestic airport lounges per year. You may visit maximum 1 lounge per...
1 per quarter
Complimentary access to 2 domestic airport lounges per year. You can visit maximum 1 per quarter.
on bills, recharges, etc.
On utility bills, mobile and wallet recharges, and travel bookings (except air travel) made using t...
on monthly spends
On your total eligible spends per month if it exceeds ₹10,000 in that month. Get maximum 3,000 cash...
on this credit card
Joining fee of ₹999+GST on this card is waived off for the 1st year.
on spends over ₹75,000 per annum
Get the annual fee waived off on spending a minimum of ₹75,000 in a year using this card.
on a yearly Amazon Prime subscription
Get 20% off as cash points on a yearly subscription to Amazon Prime. Get maximum 1,000 cash points.
waived on fuel surcharge per month
Up to ₹100 off per month on fuel purchased at any station across India. Applicable on spends betwee...
cash withdrawals for up to 50 days
Interest-free cash withdrawals for up to 50 days A processing fee of 2.5% or Rs. 500 + GST (whichev...
First-year-free
There is no joining fee for this credit card. You also do not have to pay any joining fee in the first year.
10X accelerated cash points
You can use this card to get 10X cash points on utility bill payments, and travel bookings made (except for air travel) using the Bajaj Finserv app or the DBS Bank app – ‘DBS Card+ IN’.
Monthly milestone benefit
Shop for daily groceries, apparel, home appliances, and more to get 5X cash points on minimum spends of ₹10,000 per month.
*Rental, wallet, fuel and cash withdrawal transactions would not be considered in milestone calculation.
Welcome bonus
You get 4,000 cash points as welcome bonus with this credit card, which can be redeemed on the DBS Bank app – ‘DBS Card+ IN’.
Discount on subscriptions
Get a 20% discount in the form of cash points when you buy subscriptions to Amazon Prime, Hindustan Times, Airtel Xtream, TOI+, OTT Play and more.
Flat ₹200 cashback
Apply for the Bajaj Finserv DBS Bank Credit Card and get ₹200 cashback. Submit your application successfully on the Bajaj Finserv app to be eligible for the cashback. ₹200 is credited to your Bajaj Pay Wallet within 15 days of digital card creation.
Airport lounge benefit
Get 1 complimentary domestic airport lounge access per quarter.
Annual fee waiver
Get your annual fee waived off on spending a minimum of ₹75,000 in a year using this card.
Fuel surcharge waiver
Use this card to get a fuel surcharge waiver at any station across India for an amount of up to ₹1,200 in a year.
Waiver on fuel surcharge is applicable on spends between ₹400 - ₹4,000 per transa
*Terms and conditions apply
Step-by-step guide to applying for a credit card
You must fulfil the basic eligibility criteria as mentioned below
Eligibility criteria
Documents required
Types of fees | Charges applicable* |
Annual fee (1st year) | NIL |
Annual fee (2nd year onwards) | Rs. 999 + GST waived off on spends over ₹1 lakh p.a. |
Click here to read charges and the Most Important Terms and Conditions (MITCs) applicable to the card.
Click here to read the detailed benefits of the card.
This card has no joining fee.
Yes, there is an annual fee of ₹999 + GST, which is applicable from the second year. However, this fee will be waived off if you spend a minimum of ₹75,000 in a year.
With the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card - First-Year-Free, you can get 1 complimentary domestic lounge access every quarter.
A cash point is a benefit offered in the form of points to users whenever they transact using the Bajaj Finserv DBS Bank Credit Card. Instead of receiving cashback, points earned against the transaction are credited to your credit card account.
The value of 1 cash point adds up to ₹0.25. For every ₹200 spent, you earn 2 cash points. These can be redeemed on the Bajaj Finserv app or DBS Card+ IN app on categories like hotel and travel bookings, shopping, food, etc.
If you pay for subscriptions such as Amazon Prime, OTT Play, Airtel Xtream, TOI+, Wynk Music, and Hindustan Times using this card, you get a 20% discount in the form of cash points.
For example, if you take a subscription worth ₹1,000 from DBS Bank app - DBS Card + IN, you will get 20% of the subscription amount as the cash points, which is 800 cash points in this case. 800 cashpoints will be equivalent to ₹200.
Please note: The maximum limit up to which you can earn cash points on Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card - First-Year-Free via subscription benefits is 2,000 in a year.
Find answers to all your credit card queries
Bajaj Finance Limited in partnership with RBL and DBS bank is only responsible for marketing and distribution, and has no role in approval, fulfilment and service of the Co-brand Credit Card. RBL/DBS bank has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.