The Bajaj Finserv RBL Bank Value Plus SuperCard is a powerful credit card that has the power of 4 cards in 1. You can use it to address all daily or monthly needs, shop affordably and enjoy a range of benefits whenever you transact. For instance, it offers a range of cashback offers on day-to-day travelling expenses. You get this benefit on fuel expenses and even benefit from a fuel surcharge waiver of up to Rs. 100 a month.
It also comes with other features like the emergency advance, interest free-cash withdrawal and the hassle-free EMI conversion facility. You also get rewarded with cashback worth Rs. 1,000 for hitting a spending milestone of Rs. 1 lakh. You can redeem these at popular brands like Flipkart, Shoppers Stop, MakeMyTrip and many more.
Get gift vouchers, redeemable on Flipkart, MakeMyTrip and many more.
With every lakh you spend, you get a gift voucher worth Rs. 1,000.
Get 10% cashback on fuel purchases (up to Rs. 250 per month).
Save more than Rs. 6,200 a year with the SuperCard’s unique offers.
Avail a fuel surcharge waiver of up to Rs. 100 per month.
Get interest-free cash withdrawals for up to 50 days
Take a loan on your cash limit, for up to 90 days, once a year.
Divide your purchases into easy EMIs when you shop using the SuperCard.
|Types of fees||Charges applicable|
|Joining fee||Rs. 499+GST|
|Annual fee||Rs. 499+GST|
|Add-on card fees||NIL|
|Foreign currency transaction**||3.5%+GST|
|Cash payment at branches||Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.|
|Surcharge on purchase/cancellation of railway tickets||IRCTC service charges* + payment gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge).|
|Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^||1%+GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher|
|Reward redemption fees||A reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply|
|Cash advance transaction fee||2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20|
|Overdue interest on extended credit||Upto 3.99%+GST per month or 47.88%+GST per annum|
|Overdue interest on secured credit cards||3.33% per month or 40% per annum|
|Overdue penalty/late payment fee||15% of total amount due (min. Rs. 50, max. Rs. 1,500)|
|Over-limit penalty||Rs. 600+GST|
|Finance charges (retail purchases and cash)||APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)|
|Call-a-draft fee||2.5%+GST (min. Rs. 300+GST) of the draft amount|
|Card replacement (lost/stolen/reissue/any other replacement)||Rs. 200+GST|
|Duplicate statement fee||Rs. 100+GST|
|Charge slip retrieval/copy fee||Rs. 100+GST|
|Outstation cheque fee||Rs. 100+GST|
|Cheque return/dishonour fee auto debit reversal-bank account out of funds||Rs. 500+GST|
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge
This credit card helps address credit needs, cash requirements in a cash crunch and offers the EMI facility for affordable shopping.
With the SuperCard, you can withdraw from any ATM and get interest-free cash, convert purchases into EMIs* or get an instant loan.
Withdrawing cash from ATMs is inexpensive as you don’t have to pay interest for up to 50 days and you only pay a 2.5% processing fee.
With a SuperCard, you can avail an emergency loan for 3 months, once a year. The loan amount is based on your cash limit.
The SuperCard comes with a feature called ‘InControl’, to help you monitor the usage of your card through the mobile app.
You get cashback, offers from Bajaj Finserv partner stores, No Cost EMI financing* and much more.
Yes, you can use this card to purchase CNG and diesel at fuel stations.
No, there is no rewards program for this card.
Avail a welcome gift voucher worth Rs. 500, redeemable at popular brands like Flipkart, Amazon, and more.
You can use this card at all fuel pumps across India.