Features of the Value Plus SuperCard
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Welcome rewards
Get a gift voucher worth Rs. 500 on spending Rs. 2,000 within 30 days of card issuance
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Cashback on fuel spends
10% cashback on fuel purchases
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Annual fee waiver
Spend Rs. 50,000 in a year and get the next year’s annual fee waived off
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Fuel surcharge waivers
Get fuel surcharge waiver up to Rs. 100 per month
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Interest-free cash withdrawal
No interest on cash withdrawal for up to 50 days
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Emergency advance*
Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
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Contactless payments
Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000
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Annual Savings
Savings of up to Rs. 5,200 annually
The Bajaj Finserv RBL Bank Value Plus SuperCard is a powerful credit card that has the power of 4 cards in 1. You can use it to address all daily or monthly needs, shop affordably, and enjoy a range of benefits whenever you transact.
For instance, it offers a range of cashback offers on day-to-day travelling expenses. You get this benefit on fuel expenses and even benefit from a fuel surcharge waiver of up to Rs. 100 a month. The credit card also offers exclusive benefits like emergency cash advance, interest-free cash withdrawal and hassle-free EMI conversion.
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
| Benefits | Value earned (Rs.) |
| Welcome gift: Gift vouchers worth Rs. 500 (no welcome rewards are given for the first year free card variant) | 500 |
| Spend based waiver: Spend Rs. 50,000 in a year and get an annual card fee waiver | 500 |
| 10% cashback on fuel purchases (Rs. 250 per month) | 3,000 |
| Fuel surcharge waiver of up to Rs. 100 per month. (The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000.) | 1,200 |
| Total benefits per annum | 5,200 |
Eligibility criteria
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Nationality
Indian
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Age
21 to 70 years
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Employment
Must have a regular source of income
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Credit score
720 or higher
What are the eligibility criteria for getting a credit card?
Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:
- Age should be within 21 to 70 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL Score of 720 or higher and no past records of default
- A residential address which must fall within the SuperCard live locations in the country
- Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder
What documents are needed to apply for a credit card?
There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.
How to apply for a SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 Get a call from our representative
Fees and charges
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees |
Charges applicable |
Joining fee |
Rs. 499 + GST |
Annual fee |
Rs. 499 + GST |
Add-on card fees |
NIL |
Foreign currency transaction** |
3.50% + GST |
Cash payment at branches |
Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022 |
Surcharge on purchase/ cancellation of railway tickets |
IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)]. |
Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^ |
1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher Fuel surcharge will depend on the merchant end & it may vary from 1% to 2.5% |
Reward redemption fees |
A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019. |
Cash advance transaction fee |
2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20 |
Overdue interest on extended credit |
Up to 3.99% + GST per month or 47.88% + GST per annum |
Over-limit penalty |
Rs. 600 + GST |
Finance charges (retail purchases and cash) |
APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Card replacement (Lost/ stolen/ reissue/ any other replacement) |
NIL |
Duplicate statement fee |
NIL |
Cheque return/ dishonour fee auto debit reversal-bank account out of funds |
Rs. 500 + GST |
Merchant EMI processing fee |
Rs. 199 + GST |
| Fee on Rental Transactions | 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023) |
All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.
**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.
*Refer to the IRCTC website for details.
^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.
Late payment fee |
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12.5% of the outstanding amount |
|
Minimum Rs. 5 |
Maximum Rs. 1,300 |
Frequently asked questions
This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.
With the SuperCard, you can withdraw from any ATM and get interest-free cash, convert purchases into EMIs*, or get an instant loan.
Withdrawing cash from ATMs is inexpensive as you don’t have to pay interest for up to 50 days and you only pay a 2.5% processing fee.
With a SuperCard, you can avail an emergency loan for 90 days, once a year. The loan amount is based on your cash limit.
The SuperCard comes with a feature called ‘InControl’ to help you monitor the use of your card through the mobile app.
You get cashback, offers from Bajaj Finserv partner stores, No Cost EMI financing* and much more.
Yes, you can use this card to purchase CNG and diesel at fuel stations.
No, there is no rewards program for this card.
Avail a welcome gift voucher worth Rs. 500, redeemable at popular brands like Flipkart, Amazon, and more.
You can use this card at all fuel pumps across India.
