Features of the Value Plus SuperCard

  • Welcome rewards

    Welcome rewards

    Get a gift voucher worth Rs. 500 on spending Rs. 2,000 within 30 days of card issuance

  • Milestone bonuses

    Milestone bonuses

    Get Rs. 1,000 on crossing spends of Rs. 1 lakh in a year

  • Cashback on fuel spends

    Cashback on fuel spends

    10% cashback on fuel purchases

  •  Annual fee waiver

    Annual fee waiver

    Spend Rs. 50,000 in a year and get the next year’s annual fee waived off

  • Fuel surcharge waivers

    Fuel surcharge waivers

    Get fuel surcharge waiver up to Rs. 100 per month

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    No interest on cash withdrawal for up to 50 days

  • Emergency advance

    Emergency advance

    Convert your available cash limit into a personal loan for 3 months at 1.16% ROI with 0 processing fee

  • Contactless payments

    Contactless payments

    Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000

The Bajaj Finserv RBL Bank Value Plus SuperCard is a powerful credit card that has the power of 4 cards in 1. You can use it to address all daily or monthly needs, shop affordably, and enjoy a range of benefits whenever you transact.

For instance, it offers a range of cashback offers on day-to-day travelling expenses. You get this benefit on fuel expenses and even benefit from a fuel surcharge waiver of up to Rs. 100 a month.

It also comes with other features like the emergency advance, interest free-cash withdrawal, and the hassle-free EMI conversion facility. You also get rewarded with cashback worth Rs. 1,000 for hitting a spending milestone of Rs. 1 lakh. You can redeem these at popular brands like Flipkart, Shoppers Stop, MakeMyTrip and many more.

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    25 to 65 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Joining fee

Rs. 499 + GST

Annual fee

Rs. 499 + GST

Add-on card fees

NIL

Foreign currency transaction**

3.5% + GST

Cash payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.

Surcharge on purchase/ cancellation of railway tickets

IRCTC service charges* + payment gateway. Transaction charge [Upto 1.8% + GST of (ticket amount + IRCTC service charge).

Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^

1%+GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher

Reward redemption fees

A reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Cash advance transaction fee

2.5% of the amount (min. Rs.500 + GST) of the cash amount *effective July’20

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88% + GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/late payment fee

15% of the total amount due (min. Rs. 50, max. Rs. 1,500)

Over-limit penalty

Rs. 600 + GST

Finance charges (retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Call-a-draft fee

2.5% + GST (min. Rs. 300 + GST) of the draft amount

Card replacement (lost/ stolen/ reissue/ any other replacement)

NIL

Duplicate statement fee

NIL

Charge slip retrieval/ copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/ dishonour fee auto-debit reversal/bank account out of funds

Rs. 500 + GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.

The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.

* Refer to the IRCTC website for details.
** Transactions at merchant establishments that are registered overseas, even if the merchant is in India, attract a cross-border charge.

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Frequently asked questions

Why is the card known as a SuperCard?

This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.

What makes the SuperCard different?

With the SuperCard, you can withdraw from any ATM and get interest-free cash, convert purchases into EMIs*, or get an instant loan.

Are cash withdrawals on the SuperCard expensive?

Withdrawing cash from ATMs is inexpensive as you don’t have to pay interest for up to 50 days and you only pay a 2.5% processing fee.

In a regular credit card, the credit limit can be used for merchant transactions. How is SuperCard different?

With a SuperCard, you can avail an emergency loan for 90 days, once a year. The loan amount is based on your cash limit.

How safe is my SuperCard from online fraud?

The SuperCard comes with a feature called ‘InControl’ to help you monitor the use of your card through the mobile app.

What exclusive offers will I get with a SuperCard?

You get cashback, offers from Bajaj Finserv partner stores, No Cost EMI financing* and much more.

Can I use this card to purchase CNG and diesel?

Yes, you can use this card to purchase CNG and diesel at fuel stations.

Are there any reward points on regular or online spends?

No, there is no rewards program for this card.

What are the additional benefits on this card?

Avail a welcome gift voucher worth Rs. 500, redeemable at popular brands like Flipkart, Amazon, and more.

Where can I use this card for fuel purchases?

You can use this card at all fuel pumps across India.

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