Download App image

Bajaj Finserv App

Bajaj Finserv RBL Bank Platinum Choice Supercard

Bajaj Finserv RBL Bank Value Plus SuperCard

Value Plus SuperCard: Features & benefits

The Bajaj Finserv RBL Bank Value Plus SuperCard is a powerful credit card that has the power of 4 cards in 1. You can use it to address all daily or monthly needs, shop affordably and enjoy a range of benefits whenever you transact. For instance, it offers a range of cashback offers on day-to-day travelling expenses. You get this benefit on fuel expenses and even benefit from a fuel surcharge waiver of up to Rs. 100 a month.

It also comes with other features like the emergency advance, interest free-cash withdrawal and the hassle-free EMI conversion facility. You also get rewarded with cashback worth Rs. 1,000 for hitting a spending milestone of Rs. 1 lakh. You can redeem these at popular brands like Flipkart, Shoppers Stop, MakeMyTrip and many more.

Get your Bajaj Finserv co-brand credit card approved instantly. Apply Now

  • Welcome bonus

    Get gift vouchers, redeemable on Flipkart, MakeMyTrip and many more.

  • Spending milestones

    With every lakh you spend, you get a gift voucher worth Rs. 1,000.

  • Cashback on fuel spends

    Get 10% cashback on fuel purchases (up to Rs. 250 per month).

  • Big savings

    Save more than Rs. 6,200 a year with the SuperCard’s unique offers.

  • Fuel surcharge waivers

    Avail a fuel surcharge waiver of up to Rs. 100 per month.

  • Easy cash withdrawals

    Get interest-free cash withdrawals for up to 50 days

  • Emergency loan

    Take a loan on your cash limit, for up to 90 days, once a year.

  • Easy EMI facility

    Divide your purchases into easy EMIs when you shop using the SuperCard.

Platinum Choice SuperCard: Fees and Charges

Types of fees Charges applicable
Joining fee Rs. 499+GST
Annual fee Rs. 499+GST
Add-on card fees NIL
Foreign currency transaction** 3.5%+GST
Cash payment at branches Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.
Surcharge on purchase/cancellation of railway tickets IRCTC service charges* + payment gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge).
Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^ 1%+GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher
Reward redemption fees A reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply
Cash advance transaction fee 2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20
Overdue interest on extended credit Upto 3.99%+GST per month or 47.88%+GST per annum
Overdue interest on secured credit cards 3.33% per month or 40% per annum
Overdue penalty/late payment fee 15% of total amount due (min. Rs. 50, max. Rs. 1,500)
Over-limit penalty Rs. 600+GST
Finance charges (retail purchases and cash) APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)
Call-a-draft fee 2.5%+GST (min. Rs. 300+GST) of the draft amount
Card replacement (lost/stolen/reissue/any other replacement) Rs. 200+GST
Duplicate statement fee Rs. 100+GST
Charge slip retrieval/copy fee Rs. 100+GST
Outstation cheque fee Rs. 100+GST
Cheque return/dishonour fee auto debit reversal-bank account out of funds Rs. 500+GST

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge

Value Plus SuperCard: Frequently asked questions

Why is the card known as a SuperCard?

This credit card helps address credit needs, cash requirements in a cash crunch and offers the EMI facility for affordable shopping.

What makes the SuperCard different?

With the SuperCard, you can withdraw from any ATM and get interest-free cash, convert purchases into EMIs* or get an instant loan.

Are cash withdrawals on the SuperCard expensive?

Withdrawing cash from ATMs is inexpensive as you don’t have to pay interest for up to 50 days and you only pay a 2.5% processing fee.

In a regular credit card, the credit limit can be used for merchant transactions. How is SuperCard different?

With a SuperCard, you can avail an emergency loan for 3 months, once a year. The loan amount is based on your cash limit.

How safe is my SuperCard from online fraud?

The SuperCard comes with a feature called ‘InControl’, to help you monitor the usage of your card through the mobile app.

What exclusive offers will I get with a SuperCard?

You get cashback, offers from Bajaj Finserv partner stores, No Cost EMI financing* and much more.

Can I use this card to purchase CNG and diesel?

Yes, you can use this card to purchase CNG and diesel at fuel stations.

Are there any reward points on regular or online spends?

No, there is no rewards program for this card.

What are the additional benefits on this card?

Avail a welcome gift voucher worth Rs. 500, redeemable at popular brands like Flipkart, Amazon, and more.

Where can I use this card for fuel purchases?

You can use this card at all fuel pumps across India.

What is the joining fee for this card?

The joining fee for Bajaj Finserv RBL Bank ValuePlus SuperCard is ₹499. however, the annual fee for 2nd year is ₹499 waived off on an annual spends ₹50,000.

How can you earn welcome e-voucher?

₹500 Gift Vouchers as welcome gift will only be available to you on payment of joining fees and on crossing spends of ₹2,000 within 30 days of card issuance.

What is SuperCard?

SuperCard is a cobrand credit card in association with RBL Bank Ltd. The card is known as SuperCard because of the super features available in it. This is one-of-its-kind card in the industry which not only takes care of your daily/monthly credit needs, but also helps you in emergency cash requirements, exclusive Bajaj Finserv partner store benefits discounts/cashbacks on various categories, rewards on every transaction and many other offerings.

How is SuperCard different from any other credit card in the industry?

SuperCard not only comes with the regular features offered by credit cards but also offers features like:
– Low-cost advance on cash limit at 1 .16% per month with no processing fee
– Cash withdrawal at 0% interest up to 50 days
– Superior rewards program
– Best security features through ‘InHand’ security
– Instant approval/rejection on application form

How can you use SuperCard reward points?

Reward points on your supercard can be earned in 3 ways- welcome rewards (only on paid card variants), spend based rewards and milestone rewards. You can redeem these reward points at www.rblrewards.com/SuperCard or use these at any Bajaj Finserv partner store across India for down payment of No cost EMI’s on a wide range of electronics, consumer durables etc.

How can you use low cost emergency advance?

Low cost emergency advance can be used against cash limit provided within your credit limit. you can avail this short loan on 3 easy EMI’s with no processing fee and nominal interest of 1.16% p.m. you can apply for this through RBL MyCard app or SMS “CASH” to 5607011 or call 022 71190900.

Is there any interest rate on cash withdrawal from SuperCard?

In times of an emergency, other bank credit cards offer cash withdrawals with a lot of fee and interest. Cash withdrawal from SuperCard can be done within the cash limit of the card limit and this is interest-free for upto 50 Days with nominal processing fee of 2.5%. However, its always preferred to repay on time to avoid interest charges.

How can you activate your card?

You can now activate your card and not wait for a physical card to start shopping. Simply download Bajaj Finserv wallet app (Link) sign up using your details, on homepage click on SuperCard icon and enter required details shared during your card application. set a 6-Digit mPin and view your digital SuperCard. Go to settings option ,enable online transactions and start using it for online transactions.

How can you convert shopping spends to Easy EMI’s?

You can convert shopping spends exceeding Rs. 2,500 to easy EMI through RBL MyCard App or simply write to supercardservice@rblbank.com. The EMI’s tenure is flexible as per your need with a nominal processing fee.

How can you use SuperCard for contactless payment at stores ?

Tap this card to make fast & convenient payments at retail outlets. With contactless payments enabled, your Card never has to leave your hand. Make payments of up to Rs. 5000* at a time using the tap & pay feature.

With increasing number of cybercrimes, how safe is my SuperCard from online fraud?

SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the RBL MyCard App too. Your Bajaj finserv cobrand credit card is secure than ever which gives you the power to switch on/off your card in seconds. Unable or disable domestic, international, online or offline transactions.

Do you need any help regarding your supercard?

If you have any other query, call us at 022 71190900 or e-mail us at supercardservice@rblbank.com and we’ll be glad to assist you.

Pre-approved offer

Quick Action