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Bajaj Finserv RBL Bank Platinum Choice Supercard

Bajaj Finserv RBL Bank Value Plus SuperCard

Value Plus SuperCard: Features & benefits

The Bajaj Finserv RBL Bank Value Plus SuperCard is a powerful credit card that has the power of 4 cards in 1. You can use it to address all daily or monthly needs, shop affordably and enjoy a range of benefits whenever you transact. For instance, it offers a range of cashback offers on day-to-day travelling expenses. You get this benefit on fuel expenses and even benefit from a fuel surcharge waiver of up to Rs. 100 a month.

It also comes with other features like the emergency advance, interest free-cash withdrawal and the hassle-free EMI conversion facility. You also get rewarded with cashback worth Rs. 1,000 for hitting a spending milestone of Rs. 1 lakh. You can redeem these at popular brands like Flipkart, Shoppers Stop, MakeMyTrip and many more.

  • Welcome bonus

    Get gift vouchers, redeemable on Flipkart, MakeMyTrip and many more.

  • Spending milestones

    With every lakh you spend, you get a gift voucher worth Rs. 1,000.

  • Cashback on fuel spends

    Get 10% cashback on fuel purchases (up to Rs. 250 per month).

  • Big savings

    Save more than Rs. 6,200 a year with the SuperCard’s unique offers.

  • Fuel surcharge waivers

    Avail a fuel surcharge waiver of up to Rs. 100 per month.

  • Easy cash withdrawals

    Get interest-free cash withdrawals for up to 50 days

  • Emergency loan

    Take a loan on your cash limit, for up to 90 days, once a year.

  • Easy EMI facility

    Divide your purchases into easy EMIs when you shop using the SuperCard.

Platinum Choice SuperCard: Fees and Charges

Types of fees Charges applicable
Joining fee Rs. 499+GST
Annual fee Rs. 499+GST
Add-on card fees NIL
Foreign currency transaction** 3.5%+GST
Cash payment at branches Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.
Surcharge on purchase/cancellation of railway tickets IRCTC service charges* + payment gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge).
Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^ 1%+GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher
Reward redemption fees A reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply
Cash advance transaction fee 2.5% of the amount (min. Rs.500+GST) of the cash amount *effective July’20
Overdue interest on extended credit Upto 3.99%+GST per month or 47.88%+GST per annum
Overdue interest on secured credit cards 3.33% per month or 40% per annum
Overdue penalty/late payment fee 15% of total amount due (min. Rs. 50, max. Rs. 1,500)
Over-limit penalty Rs. 600+GST
Finance charges (retail purchases and cash) APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)
Call-a-draft fee 2.5%+GST (min. Rs. 300+GST) of the draft amount
Card replacement (lost/stolen/reissue/any other replacement) Rs. 200+GST
Duplicate statement fee Rs. 100+GST
Charge slip retrieval/copy fee Rs. 100+GST
Outstation cheque fee Rs. 100+GST
Cheque return/dishonour fee auto debit reversal-bank account out of funds Rs. 500+GST

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4,000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge

Value Plus SuperCard: Frequently asked questions

Why is the card known as a SuperCard?

This credit card helps address credit needs, cash requirements in a cash crunch and offers the EMI facility for affordable shopping.

What makes the SuperCard different?

With the SuperCard, you can withdraw from any ATM and get interest-free cash, convert purchases into EMIs* or get an instant loan.

Are cash withdrawals on the SuperCard expensive?

Withdrawing cash from ATMs is inexpensive as you don’t have to pay interest for up to 50 days and you only pay a 2.5% processing fee.

In a regular credit card, the credit limit can be used for merchant transactions. How is SuperCard different?

With a SuperCard, you can avail an emergency loan for 3 months, once a year. The loan amount is based on your cash limit.

How safe is my SuperCard from online fraud?

The SuperCard comes with a feature called ‘InControl’, to help you monitor the usage of your card through the mobile app.

What exclusive offers will I get with a SuperCard?

You get cashback, offers from Bajaj Finserv partner stores, No Cost EMI financing* and much more.

Can I use this card to purchase CNG and diesel?

Yes, you can use this card to purchase CNG and diesel at fuel stations.

Are there any reward points on regular or online spends?

No, there is no rewards program for this card.

What are the additional benefits on this card?

Avail a welcome gift voucher worth Rs. 500, redeemable at popular brands like Flipkart, Amazon, and more.

Where can I use this card for fuel purchases?

You can use this card at all fuel pumps across India.

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