Features of the Value Plus SuperCard

  • Welcome rewards

    Welcome rewards

    Get a gift voucher worth Rs. 500 on spending Rs. 2,000 within 30 days of card issuance

  • Cashback on fuel spends

    Cashback on fuel spends

    10% cashback on fuel purchases

  •  Annual fee waiver

    Annual fee waiver

    Spend Rs. 50,000 in a year and get the next year’s annual fee waived off

  • Fuel surcharge waivers

    Fuel surcharge waivers

    Get fuel surcharge waiver up to Rs. 100 per month

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    No interest on cash withdrawal for up to 50 days

  • Emergency advance*

    Emergency advance*

    Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month

  • Contactless payments

    Contactless payments

    Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000

  • Annual Savings

    Annual Savings

    Savings of up to Rs. 5,200 annually

The Bajaj Finserv RBL Bank Value Plus SuperCard is a powerful credit card that has the power of 4 cards in 1. You can use it to address all daily or monthly needs, shop affordably, and enjoy a range of benefits whenever you transact.

For instance, it offers a range of cashback offers on day-to-day travelling expenses. You get this benefit on fuel expenses and even benefit from a fuel surcharge waiver of up to Rs. 100 a month. The credit card also offers exclusive benefits like emergency cash advance, interest-free cash withdrawal and hassle-free EMI conversion.

*The loan is provided by RBL Bank as per their discretion and is subject to its policies.

Benefits Value earned (Rs.)
Welcome gift: Gift vouchers worth Rs. 500 (no welcome rewards are given for the first year free card variant) 500
Spend based waiver: Spend Rs. 50,000 in a year and get an annual card fee waiver 500
10% cashback on fuel purchases (Rs. 250 per month) 3,000
Fuel surcharge waiver of up to Rs. 100 per month. (The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000.) 1,200
Total benefits per annum 5,200
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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    21 to 70 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    720 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 21 to 70 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL Score of 720 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 Get a call from our representative

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Joining fee

Rs. 499 + GST

Annual fee

Rs. 499 + GST

Add-on card fees

NIL

Foreign currency transaction**

3.50% + GST

Cash payment at branches

Rs. 100 cash deposit transaction done at RBL branch and Bajaj Finserv branch effective from 1st July 2022

Surcharge on purchase/ cancellation of railway tickets

IRCTC service charges* + payment gateway. Transaction charge [Up to 1.8% + GST of (ticket amount + IRCTC service charge)].

Fuel transaction charge - for transactions made at petrol pumps to purchase fuel^

1% + GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher
Fuel surcharge will depend on the merchant
end & it may vary from 1% to 2.5%

Reward redemption fees

A reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank co-brand credit card w.e.f. 1st June 2019.
T&C apply

Cash advance transaction fee

2.5% of the amount (minimum Rs. 500 + GST) of the cash amount *effective July'20

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88% + GST per annum

Over-limit penalty

Rs. 600 + GST

Finance charges (retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Card replacement (Lost/ stolen/ reissue/ any other replacement)

NIL

Duplicate statement fee

NIL

Cheque return/ dishonour fee auto debit reversal-bank account out of funds

Rs. 500 + GST

Merchant EMI processing fee

Rs. 199 + GST

Fee on Rental Transactions 1% fee on transaction amount will be levied on all rental transactions done on any applicable merchant (w.e.f February 1, 2023)


All the above charges are subject to change under various organisational policies. However, the cardholder will be duly informed about the changes.

**Transactions at merchant establishments that are registered overseas, even if the merchant is in India, shall attract a cross-border charge.

*Refer to the IRCTC website for details.

^The surcharge is applicable on a minimum fuel transaction of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus Supercard, and Rs. 150 for all other World SuperCards.

Late payment fee

12.5% of the outstanding amount

Minimum Rs. 5

 Maximum Rs. 1,300

*Terms and conditions apply

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Frequently asked questions

Why is the card known as a SuperCard?

This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.

What makes the SuperCard different?

With the SuperCard, you can withdraw from any ATM and get interest-free cash, convert purchases into EMIs*, or get an instant loan.

Are cash withdrawals on the SuperCard expensive?

Withdrawing cash from ATMs is inexpensive as you don’t have to pay interest for up to 50 days and you only pay a 2.5% processing fee.

In a regular credit card, the credit limit can be used for merchant transactions. How is SuperCard different?

With a SuperCard, you can avail an emergency loan for 90 days, once a year. The loan amount is based on your cash limit.

How safe is my SuperCard from online fraud?

The SuperCard comes with a feature called ‘InControl’ to help you monitor the use of your card through the mobile app.

What exclusive offers will I get with a SuperCard?

You get cashback, offers from Bajaj Finserv partner stores, No Cost EMI financing* and much more.

Can I use this card to purchase CNG and diesel?

Yes, you can use this card to purchase CNG and diesel at fuel stations.

Are there any reward points on regular or online spends?

No, there is no rewards program for this card.

What are the additional benefits on this card?

Avail a welcome gift voucher worth Rs. 500, redeemable at popular brands like Flipkart, Amazon, and more.

Where can I use this card for fuel purchases?

You can use this card at all fuel pumps across India.

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