Value Plus SuperCard : Features & Benefits
Loaded with unmatched financial benefits, Bajaj Finserv RBL Bank Value Plus SuperCard empowers you with privileges like exclusive cashbacks on fuel spends to spend based waiver, gift vouchers on annual spends and much more.
With industry-first features like emergency advance, interest free cash withdrawal and hassle-free EMI Conversion facility, this Credit Card rewards you on every spend whether it’s a regular spend, online spend or achievement of milestone spend. Also enjoy a welcome benefit on your premier spend and save more, the more you spend.
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Welcome gift
Gift vouchers reedemable on Flipkart, Shoppers Stop, MakeMyTrip and many more
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Milestone bonus
Gift voucher worth Rs. 1,000 on every spend of Rs. 1,00,000 in a year
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Cashback on travel
10% cashback on fuel purchases (up to Rs. 250 per month)
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Save big
Total benefits per annum Rs. 6,200+. Save even more with unique features like personal loan, cash withdrawals, and easy EMIs at no additional cost
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Fuel surcharge freedom
Fill your vehicle with fuel across any pump and get fuel surcharge waiver up to Rs. 100 per month
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Easy cash
Interest-free cash withdrawal up to 50 days
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Emergency advance
Interest-free loan on cash limit for up to 90 days, once a year
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EMI finance
Shop for durables, electronics, and much more and divide all you buy into easy EMIs*
*Upcoming feature
Fees and Charges
| Types of Fees | Charges Applicable |
|---|---|
| Joining fee | Rs. 499+GST |
| Annual fee | Rs. 499+GST |
| Add-on Card Fees | NIL |
| Foreign Currency Transaction** | 3.5%+GST |
| Cash Payment at branches | Rs 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch Effective 1st June’2018 |
| Surcharge on Purchase / Cancellation of Railway Tickets | IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge). |
| Fuel Transaction Charge - for transaction made at petrol pumps to purchase fuel^ | 1% +GSTSurcharge on Fuel transaction value or Rs. 10+GST, whichever is higher |
| Reward Redemption Fees | A Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply |
| Cash Advance Transaction fee | 2.5%+GST (min Rs. 100+GST)of the cash amount |
| Overdue Interest on extended Credit | Upto 3.99% +GST per month or 47.88%+GST per annum |
| Overdue Interest on Secured Credit Cards | 2.5% +GST per month or 30%+GST per annum |
| Overdue Penalty / Late Payment | Fee 15%+GST of Total amount due (Min Rs. 50+GST, Max Rs. 1000+GST) |
| Over-limit Penalty | Rs. 600+GST |
| Finance Charges (Retail Purchases and cash) | APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.) |
| Call-a-draft fee | 2.5%+GST (min Rs. 300+GST) of the draft amount |
| Card Replacement (Lost / Stolen / Reissue / any other replacement) | Rs. 200+GST |
| Duplicate Statement Fee | Rs. 100+GST |
| Charge Slip Retrieval / Copy Fee | Rs. 100+GST |
| Outstation Cheque Fee | Rs. 100+GST |
| Cheque Return / Dishonour Fee Auto debit Reversal-Bank Account out of funds | Rs. 500+GST |
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and maximum of Rs. 4000. Maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a cross border charge
Value Plus SuperCard - Frequently Asked Questions
Why is the card known as the SuperCard?
The card is known as SuperCard because of the super features available in it. This one-of-its-kind card in the industry not only takes care of your daily/monthly credit needs, but also helps you in emergency cash requirements, EMI finance options*, discounts/cashbacks on various categories, and many other offerings.
How is SuperCard different from any other credit card in the industry?
SuperCard not only comes with the regular features offered by credit cards but also offers features like:
– Emergency loan at 0% interest up to 3 months
– Cash withdrawal at 0% interest up to 50 days
– Best security features through ‘InHand’ security
– Instant approval/rejection on application form
– Attractive discounts and No Cost EMI options on Bajaj Finserv Limited network*
ATM cash withdrawals on credit cards are very expensive, how can SuperCard help?
In times of an emergency, other bank credit cards offer cash withdrawals with a lot of fee and interest. With SuperCard, you can easily withdraw cash from ATM for up to 50 days at 0% finance charges and a flat 2.5% processing fee. The amount that you can withdraw will be dependent on bank policies.
In a regular credit card the credit limit can be used for merchant transactions, how is SuperCard different?
SuperCard offers a unique feature, where in case of urgent cash requirement/cash crunch, you can request for emergency loan by converting your cash limit into loan up to 3 months at 0% interest, and only flat 2.5% processing fee. You can avail loan under this offer once a year and the amount that you can convert is dependent on bank policies. You have to return the amount in 3 equal monthly instalments.
How safe is my SuperCard from online fraud?
SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the mobile app too.
What kind of exclusive offers will I get on SuperCard?
You will receive super benefits at Bajaj Finserv Limited partners like No Cost EMI option* on all your purchases.
Can a SuperCard member use this card to purchase CNG and Diesel at stations ?
Yes, a SuperCard member can use this card to purchase CNG and Diesel at stations.
Are there any reward points on regular or online spends?
No, there is no rewards program for this card.
What are the additional benefits on this card?
Cardmember gets a welcome gift voucher worth Rs. 500 redeemable on brands like Flipkart, Spencer's Retail, MakeMyTrip, Amazon, Bata, Shoppers Stop, Myntra, Pizza Hut, BookMyShow, Pantaloons. Additional fuel surcharge waiver of up to Rs. 100 per month along with the industry 1st features.
Where can cardmembers use this card for fuel purchases?
Cardmembers can use this card on all fuel pumps across India.
