Features of the Value Plus SuperCard
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Welcome rewards
Get a gift voucher worth Rs. 500 on spending Rs. 2,000 within 30 days of card issuance
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Milestone bonuses
Get Rs. 1,000 on crossing spends of Rs. 1 lakh in a year
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Cashback on fuel spends
10% cashback on fuel purchases
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Annual fee waiver
Spend Rs. 50,000 in a year and get the next year’s annual fee waived off
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Fuel surcharge waivers
Get fuel surcharge waiver up to Rs. 100 per month
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Interest-free cash withdrawal
No interest on cash withdrawal for up to 50 days
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Emergency advance*
Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
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Contactless payments
Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000
The Bajaj Finserv RBL Bank Value Plus SuperCard is a powerful credit card that has the power of 4 cards in 1. You can use it to address all daily or monthly needs, shop affordably, and enjoy a range of benefits whenever you transact.
For instance, it offers a range of cashback offers on day-to-day travelling expenses. You get this benefit on fuel expenses and even benefit from a fuel surcharge waiver of up to Rs. 100 a month.
It also comes with other features like the emergency advance, interest free-cash withdrawal, and the hassle-free EMI conversion facility. You also get rewarded with cashback worth Rs. 1,000 for hitting a spending milestone of Rs. 1 lakh. You can redeem these at popular brands like Flipkart, Shoppers Stop, MakeMyTrip and many more.
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
Eligibility criteria
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Nationality
Indian
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Age
25 to 65 years
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Employment
Must have a regular source of income
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Credit score
750 or higher
What are the eligibility criteria for getting a credit card?
Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:
- Age should be within 25 to 65 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
- A residential address which must fall within the SuperCard live locations in the country
- Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder
What documents are needed to apply for a credit card?
There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.
How to apply for a SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 In case of no offer, submit your details
- 5 Get a call from our representative
- 6 Submit the necessary documents
Fees and charges
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees |
Charges applicable |
Joining fee |
Rs. 499 + GST |
Annual fee |
Rs. 499 + GST |
Add-on card fees |
NIL |
Foreign currency transaction** |
3.5% + GST |
Cash payment at branches |
Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch. Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1st July'2022 |
Surcharge on purchase/ cancellation of railway tickets |
IRCTC service charges* + payment gateway. Transaction charge [Upto 1.8% + GST of (ticket amount + IRCTC service charge). |
Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^ |
1%+GST surcharge on fuel transaction value or Rs. 10 + GST, whichever is higher |
Reward redemption fees |
A reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply |
Cash advance transaction fee |
2.5% of the amount (min. Rs.500 + GST) of the cash amount *effective July’20 |
Overdue interest on extended credit |
Up to 3.99% + GST per month or 47.88% + GST per annum |
Overdue interest on secured credit cards |
3.33% per month or 40% per annum |
Overdue penalty/late payment fee |
15% of the total amount due (min. Rs. 50, max. Rs. 1,500) Effective from 1st July'2022 revised late payment charges will be applicable*. |
Over-limit penalty |
Rs. 600 + GST |
Finance charges (retail purchases and cash) |
APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Call-a-draft fee |
2.5% + GST (min. Rs. 300 + GST) of the draft amount |
Card replacement (lost/ stolen/ reissue/ any other replacement) |
NIL |
Duplicate statement fee |
NIL |
Charge slip retrieval/ copy fee |
Rs. 100 + GST |
Outstation cheque fee |
Rs. 100 + GST |
Cheque return/ dishonour fee auto-debit reversal/bank account out of funds |
Rs. 500 + GST |
Merchant EMI transaction |
Rs. 199 + GST |
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
*Late payment charges
Total amount due (Rs.) |
Late payment fee (Rs.) |
Up to 100 |
0 |
100.01 - 500 |
100 |
500.01 - 5,000 |
500 |
5,000.01 - 10,000 |
750 |
10,000.01 - 25,000 |
900 |
25,000.01 - 50,000 |
1,000 |
Above 50,000 |
1,300 |
The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to the IRCTC website for details.
** Transactions at merchant establishments that are registered overseas, even if the merchant is in India, attract a cross-border charge.
Frequently asked questions
This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.
With the SuperCard, you can withdraw from any ATM and get interest-free cash, convert purchases into EMIs*, or get an instant loan.
Withdrawing cash from ATMs is inexpensive as you don’t have to pay interest for up to 50 days and you only pay a 2.5% processing fee.
With a SuperCard, you can avail an emergency loan for 90 days, once a year. The loan amount is based on your cash limit.
The SuperCard comes with a feature called ‘InControl’ to help you monitor the use of your card through the mobile app.
You get cashback, offers from Bajaj Finserv partner stores, No Cost EMI financing* and much more.
Yes, you can use this card to purchase CNG and diesel at fuel stations.
No, there is no rewards program for this card.
Avail a welcome gift voucher worth Rs. 500, redeemable at popular brands like Flipkart, Amazon, and more.
You can use this card at all fuel pumps across India.
