Key takeaways
- Bajaj Finance Gold Loan customers can request a top-up on their existing gold loan before the maturity date.
- Top-up eligibility depends on a fresh credit assessment, applicable LTV limits and the loan account being in good standing.
- The top-up amount is based on the eligible value of the pledged gold after adjusting the outstanding loan balance.
- Once approved, the existing loan account is closed and a new Loan Account Number (LAN) is generated with revised loan details.
- Top-ups are not available after the loan maturity date, even if outstanding dues remain.
