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Features and benefits of our 7X Plus Rewards Credit Card

Features & Benefits of the Bajaj Finserv DBS Bank 7X Plus Rewards Credit Card 00:41

Features & Benefits of the Bajaj Finserv DBS Bank 7X Plus Rewards Credit Card

Here's all you need to know about the Bajaj Finserv DBS Bank 7X Plus Rewards Credit Card.

  • Welcome bonus*

    Welcome bonus*

    You get 8,000 cash points as welcome bonus, which you can redeem when you shop on the DBS Bank app – ‘DBS Card+ IN’.

  • 7X monthly milestone points*

    7X monthly milestone points*

    Shop for daily groceries, apparel, home appliances, and more to get 7X cash points on minimum spends of Rs. 15,000 per month.

  • 15X accelerated cash points

    15X accelerated cash points

    Use this card for utility, bill payments, and travel bookings via the Bajaj Finserv app or DBS Bank app – ‘DBS Card+ IN’ and get 15X cash points.

  • Discount on subscriptions*

    Discount on subscriptions*

    Get a 20% discount in the form of cash points when you subscribe to platforms like Amazon Prime, TOI+, OTT Play, Airtel Xtream, Wynk Music, and Hindustan Times

  • Airport lounge benefit

    Airport lounge benefit

    With this credit card, get 8 domestic airport lounge access in a year. You can use this facility twice in a quarter.

  • Bajaj Health membership

    Bajaj Health membership

    This card comes with a free Bajaj Health membership. You can get 3 teleconsultations per month with a physician of your choice at Rs. 75 each.

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Use this card to get a fuel surcharge waiver at any station across India for an amount of up to Rs. 1,800 in a year.

  • Easy cash withdrawal*

    Easy cash withdrawal*

    You can use this card to withdraw cash from any ATM across India for up to 50 days without being charged any interest.

  • Cashback on down payment

    Cashback on down payment

    Get 5% cashback on down payments made at any of our 1.5 lakh+ EMI Network partner stores across 4,000+ large and small cities.

  • Cash points on all spends

    Cash points on all spends

    Shop online and offline using this credit card and earn 2 cash points on every Rs. 200 spent.

  • Easy EMI conversion

    Easy EMI conversion

    You can easily convert your purchases above Rs. 2,500 into affordable EMIs and pay at your convenience.

  • *Welcome rewards would be awarded when you pay the joining fee and use the card within 60 days of issuance.

    *Online subscriptions include Amazon Prime, OTT Play and Airtel Xtream, TOI+, Wynk music, and Hindustan s, purchased on the DBS Bank app - DBS Card + IN.

    *Processing fee of 2.50% of the cash amount (minimum Rs. 500) is applicable.

    Still haven’t found what you are looking for? Click on any of the links at the top of this page. 

    Terms and Conditions apply

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Eligibility criteria and documents

Eligibility criteria

  • Nationality: Indian
  • Age: 21 to 70 years
  • Credit score: 720 or higher
  • Employment: Must have a regular source of income

Details required

  • PAN card
  • Aadhaar card number

It is also essential to have your residential address in a location that is serviceable by DBS Bank and Bajaj Finserv to get the Bajaj Finserv DBS Bank Credit Card.

DBS Bank Credit Card

About DBS Bank

DBS Bank India announced the launch of its first-ever credit card, the Bajaj Finserv DBS Bank Credit Card, in partnership with Bajaj Finance Ltd, powered by Visa. Designed to eliminate the need for multiple credit cards, the SuperCard is a combination of four cards in one – credit card, debit card, EMI card, and loan card. Through this partnership, DBS Bank India and Bajaj Finance aim to create a better experience for their customers across India.

  • Did you know?

    You can get 8,000 welcome cash points with this card

How to apply for the 7X Plus Rewards Credit Card

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Step-by-step guide to applying for the Bajaj Finserv DBS Bank 7X Plus Rewards Credit Card

  1. Enter your 10-digit mobile number and click on ‘APPLY’.
  2. Verify the OTP sent to your phone to check if you have an offer.
  3. If you have an offer, your credit card limit will be displayed on the screen.
  4. Click on ‘GET IT NOW’ and enter your basic details such as your, PAN, date of birth, father’s name, occupation type, company name, marital status, and address details.
  5. Now click on ‘PROCEED’ to submit your application.
  6. After your submission, our representative will call you to complete the KYC.

After your KYC verification, your card will be sent to your residential address within 5 to 7 working days.

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Applicable fees and charges

The following are the key fees and charges for the Bajaj Finserv DBS Bank 7X Plus Rewards Credit Card:

Type of fee Applicable charges

Joining fee

Rs. 1,999 + GST

Renewal fee

Rs. 1,999 + GST

Reward redemption fee

Rs. 99+ GST per redemption

Cash advance fee 2.50% of the cash amount (minimum Rs. 500)
Late payment fee •No charge for the amount due up to Rs. 100
•Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500
•Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000
•10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299)
Over limit fee Rs. 600 + GST
Finance charges Up to 4% per month or 48% per annum
EMI conversion processing fee 2% of the conversion amount. Minimum of Rs. 249

Click here to read the detailed schedule of charges and MITCs.

Click here to read product benefits and terms.

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Pre-approved offers for new customers

Both our new and existing customers can choose from pre-approved offerings. All we need is your mobile number to check.

You do not have to go through the complete application procedure if you are one of our customers who has been pre-approved. Consider it our green channel.

You might not require a card right now or might not have a pre-approved offer. You can still pick from a variety of offerings:

  • Examine your credit standing

    Examine your credit standing

    Some of the most crucial factors for you are your credit health and CIBIL Score. Get our Credit Health Report to keep your credit in tip-top shape.

    Check your CIBIL Score for free

  • Insurance in your pocket to cover every life event

    Insurance in your pocket to cover every life event

    In order to cover all of your life's events, including trekking, monsoon-related illnesses, car key loss/ damage, and more, we offer more than 400 insurance covers starting at just Rs. 19.

    Discover Insurance Mall

  • Convert your medical bills into easy EMIs

    Convert your medical bills into easy EMIs

    Convert your healthcare bills for 1,000+ treatments across 1,700+ hospitals into easy EMIs with the Health EMI Network Card.

    Check your Health EMI Network Card limit

  • 1 million+ products on No Cost EMIs

    1 million+ products on No Cost EMIs

    Shop for electronics, gadgets, and apparel and split the bill into No Cost EMIs with the Insta EMI Card. Use this card across 1.2 lakh partner stores in 3,000+ cities.

    Check your pre-approved card limit

  • Create a Bajaj Pay Wallet

    Create a Bajaj Pay Wallet

    The only four-in-one wallet in India that allows you to pay or transfer money using your digital wallet, a credit card, and UPI.

    Download Bajaj Pay

  • Start an SIP with just Rs. 100 per month 

    Start an SIP with just Rs. 100 per month 

    Pick from over 900 mutual funds across 40+ companies, such as SBI, Aditya Birla, HDFC, ICICI Prudential Mutual Fund, and more. 
     
    Discover Investment Mall

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Frequently asked questions

How is the 7X Plus Rewards Credit Card different from the 7X Rewards Credit Card?

The Bajaj Finserv DBS Bank 7X Plus Rewards Credit Card offers extra welcome rewards, discount on subscriptions, and access to domestic airport lounges every quarter compared to the 7X Rewards Credit Card.

What welcome rewards are available on the 7X Plus Rewards Credit Card?

With the Bajaj Finserv DBS Bank 7X Plus Rewards Credit Card, you receive 8,000 cash points as a welcome gift. These cash points will be credited to your account once you pay the joining fees and make a transaction within the first 60 days of card delivery.

What is the annual fee for this credit card?

An annual fee of Rs. 1,999 + GST is applicable on the 7X Plus Rewards Credit Card.

Apart from earning cash points, what other benefits are available on my credit card?

Here are some of the benefits offered by the Bajaj Finserv DBS Bank 7X Plus Rewards Credit Card:

  • A fuel surcharge waiver of up to Rs. 1,800 in a year
  • 8 airport lounge access in a year
  • 5% cashback on down payment at any Bajaj Finserv network stores
  • Easy cash withdrawals*
  • Easy EMI conversion
    *Processing fee of 2.5% or Rs. 500 (whichever is higher) is applicable.
What are the documents required to apply for a Bajaj Finserv DBS Bank 7X Plus Rewards Credit Card?

To complete your application process, you do not need to submit any physical documents. You only need to have your Aadhaar number to complete your biometric or video KYC.

What are cash points?

A cash point is a benefit offered in the form of points to users whenever they transact using the Bajaj Finserv DBS Bank Credit Card. Instead of receiving cashback, points earned against the transaction are credited to your credit card account.

The value of 1 cash point adds up to Rs. 0.25. For every Rs. 200 spent, you earn 2 cash points. These can be redeemed on the Bajaj Finserv app or DBS Card+ IN app on categories like hotel and travel bookings, shopping, food, etc.

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