Features of Bajaj Finserv DBS Bank 7X Plus Rewards credit card
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Welcome bonus
Get 8,000 cash points as a welcome bonus on the purchase of the credit card
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Monthly milestone benefits
Earn 7X cash points on minimum spends of Rs. 15,000 per month
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Discount on subscriptions
Get a 20% discount of up to 4,000 cash points in a year by subscribing to platforms like Hotstar, Gaana.com, Zomato Pro, SonyLiv and many more through our app
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Health benefits
Enjoy a complimentary Bajaj Finserv Health membership covering all your health and well-being requirements
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Accelerated cash points
Earn 15X cash points on hotel and travel bookings made on the Bajaj Finserv and DBS Card+ app
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Airport lounge benefits
Get complimentary access to domestic lounges twice every quarter
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Earn cash points
Earn 2 cash points on every Rs. 200 spent on regular purchases
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Fuel surcharge waiver
Get a waiver of up to Rs. 150 per month on fuel surcharge spends
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Easy EMI conversion
Convert spends of Rs. 2,500 and above into affordable EMIs
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Interest-free cash withdrawal
Withdraw interest-free cash from any ATM for up to 50 days
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Savings on Bajaj Finserv EMI Network
Get 5% cashback on down payments made at any Bajaj Finserv EMI Network partner store
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Contactless payment
Enjoy hassle-free payments using our tap and pay facility
We value your money!
Benefits |
Value earned (in Rs.) |
Welcome bonus of 8,000 cash points (First year only) |
2,000 |
7X cash points on total spends in a month, if spends for the month is > Rs. 15,000 (assuming spends of Rs. 25,000) |
5,250 |
15X cash points on in-app spending on travel and holiday bookings (assuming annual spends of Rs. 1,20,000) |
4,500 |
20% discount in the form of cash points on online subscriptions purchased through our app |
1,000 |
Complimentary Bajaj Health membership |
1,000 |
5% cashback on down payment of purchases made at Bajaj Finserv EMI Network stores |
500 |
Fuel surcharge waiver |
1,800 |
Domestic lounge access at airport - 2 per quarter |
12,000 |
Total value earned |
Rs. 28,000 plus |
Cash point redemption value can be up to 25 paise. We have assumed a redemption value of 25 paise per cash point for the above calculation on our rewards portal.
Click here to know more about our Terms and Conditions.
Eligibility criteria
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Nationality
Indian
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Age
21 to 70 years
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Employment
Must have a regular source of income
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Credit score
750 or higher
Fees and charges
Type of fee |
Fees (in Rs.) |
Joining fee |
Rs. 1,999 + GST |
Renewal fee |
Rs. 1,999 + GST |
Reward redemption fee |
Rs. 99 + GST per redemption |
Cash advance fee |
2.5% of the cash amount (minimum Rs. 500) |
Late payment fee |
15% of the total amount due (minimum Rs. 50 and maximum Rs. 1,500) |
Over limit fee |
Rs. 600 + GST |
Finance charges |
Up to 4% per month or 48% per annum |
EMI conversion processing fee |
2% of the conversion amount. (minimum Rs. 249 and a maximum of Rs. 1,500) |
Click here to read about the credit card fees and charges in detail.
How to apply for a Bajaj Finserv DBS Bank credit card online?
Applying for this credit card is quick and easy. To obtain your credit card, apply online in a few simple steps.
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a Bajaj Finserv DBS Bank credit card offer
- 3 If you have an offer, fill the application form
- 4 Complete the KYC process
- 5 Your card is ready to be used
Bajaj Finserv DBS 7X Plus Rewards credit card FAQs
A ‘plus’ in all aspects, the Bajaj Finserv DBS Bank 7X Plus Rewards credit card, is different from the 7X credit card in terms of extra welcome rewards, extra return on subscriptions, and access to more domestic airport lounges every quarter.
As a Bajaj Finserv DBS Bank 7X Plus Rewards credit cardholder, you receive 8,000 bonus cash points as a welcome gift. The cash points will be credited to your account after you have paid the joining fees and made a transaction within the first 60 days of card delivery.
The joining fee on Bajaj Finserv DBS Bank 7X Plus Rewards credit card is Rs. 1,999 (exclusive of GST).
Yes, an annual fee of Rs. 1,999 (exclusive of GST), also called the renewal fee is applicable on the Bajaj Finserv DBS Bank 7X Plus Rewards credit card.
This is a credit card with features and benefits aligned to meet your lifestyle. What truly distinguishes the Bajaj Finserv DBS Bank 7X Plus Rewards credit card from other credit cards is its wide variety of rewards, in the form of cash points, on all your spends.
Along with rewarding you 2 cash points on every Rs. 200 spent on retail transactions, the 7X Plus Rewards card also rewards you with:
- 7X regular cash points on all monthly spends (on crossing spends worth Rs. 15,000 in that month)
- Accelerated rewards where you can earn 15X cash points on all transactions (like bill payments, insurance, hotel and holiday bookings, standing instructions) made through Bajaj Finserv or DBS Bank apps
Along with earning attractive cash points, your Bajaj Finserv DBS Bank 7X Plus Rewards credit card offers:
- Up to 3,000 cash points on subscriptions
- Fuel surcharge waiver of up to Rs. 150 in a month
- 2 domestic airport lounge access per quarter
- 5% cashback on down payment of easy EMI finance at Bajaj Finserv Network stores and EMI Marketplace
Applicable only when the subscription payments are made via our rewards portal.
You qualify for complimentary domestic lounge access twice every quarter on your Bajaj Finserv DBS 7X Plus Rewards credit card.
You earn cash points equivalent to 20% of your online subscription fee by paying for your desired subscription via our rewards portal. This is applicable for platforms such as Zomato Pro, Hotstar and Gaana.com. For example, if you take a subscription worth Rs. 2,000, you will get 20% of the subscription amount as cash points, in this case, 1,600 points.
Please note: Maximum limit up to which cash points can be earned on the Bajaj Finserv DBS Bank 7X Plus Rewards credit card via subscription benefits is 4,000 in a year.