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Features and benefits of our 10X Signature Credit Card

Features & Benefits of the Bajaj Finserv DBS Bank 10X Signature Credit Card 00:43

Features & Benefits of the Bajaj Finserv DBS Bank 10X Signature Credit Card

Here's all you need to know about the Bajaj Finserv DBS Bank 10X Signature Credit Card.

  • Welcome bonus*

    Welcome bonus*

    Get 12,000 cash points as a welcome bonus. You can redeem these cash points when you shop on the DBS Bank app – ‘DBS Card+ IN’.

  • Up to 10% off on T20 ticket

    Up to 10% off on T20 ticket

    Get up to 10% discount on booking T20 match ticket using Bajaj Finserv DBS Bank Credit Card on selected teams.

  • Monthly milestone benefit

    Monthly milestone benefit

    Shop for apparel, home appliances, and more, and get 10X cash points when you spend a minimum of Rs. 20,000 per month.

    *Rental, wallet, fuel and cash withdrawal transactions would not be considered in milestone calculation.

  • 20X accelerated cash points

    20X accelerated cash points

    Use this card for utility, bill payments, and travel bookings via the Bajaj Finserv app DBS Bank app – ‘DBS Card+ IN’ and get 20X cash points.

  • Flat Rs. 200 cashback

    Flat Rs. 200 cashback

    Apply for the Bajaj Finserv RBL Bank Credit Card and get Rs. 200 cashback. Submit your application successfully on the Bajaj Finserv app to be eligible for the cashback. Rs. 200 is credited to your Bajaj Pay Wallet within 15 days of digital card creation.

  • Discount on subscriptions*

    Discount on subscriptions*

    Get a 40% discount in the form of points when you subscribe to Amazon Prime, Airtel Xtream, OTT Play, Wynk Music, Hindustan Times, TOI +and more.

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Use this card to get a fuel surcharge waiver at any station across India for an amount of up to Rs. 2,400 in a year.

  • Airport lounge benefit

    Airport lounge benefit

    With the SuperCard, get 8 domestic airport lounge access in a year. You can use two complimentary lounge access in a quarter.

  • Easy EMI conversion

    Easy EMI conversion

    Shop for groceries, gadgets and more, and convert your purchases above Rs. 2,500 into EMIs and pay at your convenience.

  • Interest-free cash withdrawal*

    Interest-free cash withdrawal*

    During emergencies, you can use this card to withdraw cash from any ATM in India for up to 50 days without being charged an interest.

  • Cash points on all spends

    Cash points on all spends

    Shop online and offline using this credit card and earn 2 cash points on every Rs. 200 spent.

    *Rewards will not accrue on rental, wallet transactions, fuel spends and cash withdrawal.

    *On EMI conversion, rewards on original transaction will be reversed.

  • Cashback on down payment

    Cashback on down payment

    Get 5% cashback on down payments made at any of our 1.5 lakh+ EMI Network partner stores across 4,000+ large and small cities.*Maximum cashback of Rs. 500.Valid until 31st March, 2024

  • *Welcome rewards would be awarded when you pay the joining fee and use the card within 60 days of issuance.

    *You can get a maximum cashback of Rs. 1,000. Applicable to a minimum order value of Rs. 1,000. The offer is valid on selected teams like Gujarat Titans, Delhi Capitals, Punjab Kings, Chennai Super Kings, Sunrisers Hyderabad. The offer is valid from 15th Mar'24 to 30th May'24. tickets are to be booked by Paytm Insider App only.

    *Online subscriptions include Get a 40% discount in the form of points when you subscribe to Amazon Prime, Airtel Xtream, OTT Play, Wynk Music, and Hindustan Times, TOI+ and more, bought from DBS Bank app - DBS Card + IN

    *Processing fee of 2.50% of the cash amount (minimum Rs. 500) is applicable.

    Still haven’t found what you are looking for? Click on any of the links at the top of this page.

    *Cash withdrawal processing fee of 2.5% or Rs. 500 (whichever is higher) is applicable. (Plus GST)

    Terms and Conditions apply

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Eligibility criteria and documents

Eligibility criteria

  • Nationality: Indian
  • Age: 21 to 70 years
  • Credit score: 720 or higher
  • Employment: Must have a regular source of income

Details required

  • PAN card
  • Aadhaar card number

It is also essential to have your residential address in a location that is serviceable by DBS Bank and Bajaj Finance to get the Bajaj Finserv DBS Bank SuperCard.

DBS Bank Credit Card

About DBS Bank

DBS Bank India announced the launch of its first-ever credit card, the Bajaj Finserv DBS Bank Credit Card, in partnership with Bajaj Finance, powered by Visa. Designed to eliminate the need for multiple credit cards, the SuperCard is a combination of four cards in one – credit card, debit card, EMI card, and loan card. Through this partnership, DBS Bank India and Bajaj Finance aim to create a better experience for their customers across India.

  • Did you know?

    You can get 8 complimentary domestic airport lounge access in a year.

How to apply for the 10X Signature Credit Card

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Step-by-step guide to applying for the Bajaj Finserv DBS Bank 10X Signature Credit Card

  1. Enter your 10-digit mobile number and click on ‘APPLY’
  2. Verify the OTP sent to your phone to check if you have an offer.
  3. If you have an offer, your credit card limit will be displayed on the screen.
  4. Click on ‘GET IT NOW’ and enter your basic details such as your, PAN, date of birth, father’s name, occupation type, company name, marital status, and address details.
  5. Now click on ‘PROCEED’ to submit your application.
  6. After your submission, our representative will call you to complete the KYC.

After your KYC verification, your card will be sent to your residential address within 5 to 7 working days.

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Applicable fees and charges

The following are the key fees and charges for the Bajaj Finserv DBS Bank 10X Signature Credit Card:

Type of fee Applicable charges

Joining fee

Rs. 2,999 + GST

Renewal fee

Rs. 2,999 + GST

Reward redemption fee

Rs. 99+ GST per redemption

Cash advance fee

2.50% of the cash amount (minimum Rs. 500)

Late payment fee

•No charge for the amount due up to Rs. 100
•Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500
•Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000
•10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299)

Over limit fee

Rs. 600 + GST

Finance charges

Up to 4% per month or 48% per annum

EMI conversion processing fee

2% of the conversion amount. Minimum of Rs. 249

Click here to read the detailed schedule of charges and MITCs.

Click here to read product benefits and terms.

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Pre-approved offers for new customers

Both our new and existing customers can choose from pre-approved offerings. All we need is your mobile number to check.

You do not have to go through the complete application procedure if you are one of our customers who has been pre-approved. Consider it our green channel.

You might not require a card right now or might not have a pre-approved offer. You can still pick from a variety of offerings:

  • Examine your credit standing

    Examine your credit standing

    Some of the most crucial factors for you are your credit health and CIBIL score. Get our Credit Health Report to keep your credit in tip-top shape.

    Check your CIBIL score for free

  • Insurance in your pocket to cover every life event

    Insurance in your pocket to cover every life event

    In order to cover all of your life's events, including trekking, monsoon-related illnesses, car key loss/ damage, and more, we offer more than 400 insurance covers starting at just Rs. 19.

    Discover Insurance Mall

  • Convert your medical bills into easy EMIs

    Convert your medical bills into easy EMIs

    Convert your healthcare bills for 1,000+ treatments across 1,700+ hospitals into easy EMIs with the Health EMI Network Card.

    Check your Health EMI Network Card limit

  • 1 million+ products on No Cost EMIs

    1 million+ products on No Cost EMIs

    Shop for electronics, gadgets, and apparel and split the bill into No Cost EMIs with the Insta EMI Card. Use this card across 1.2 lakh partner stores in 3,000+ cities.

    Check your pre-approved card limit

  • Create a Bajaj Pay Wallet

    Create a Bajaj Pay Wallet

    The only four-in-one wallet in India that allows you to pay or transfer money using your digital wallet, a credit card, and UPI.

    Download Bajaj Pay

  • Start an SIP with just Rs. 100 per month

    Start an SIP with just Rs. 100 per month

    Pick from over 900 mutual funds across 40+ companies, such as SBI, Aditya Birla, HDFC, ICICI Prudential Mutual Fund, and more.

    Discover Investment Mall

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Frequently asked questions

What is unique about the 10X Signature Credit Card?

The Bajaj Finserv DBS Bank 10X Signature Credit Card offers a range of rewards in the form of cash points on all your spends. Here are some of the unique benefits:

  • When you spend a minimum of Rs. 20,000 in a month, you get 10X cash points, which means 10 times the regular cash points.

For example, if you spend Rs. 1,000 after achieving the monthly milestone, which is Rs. 20,000, you get 10 times the regular cash point, which will be 100 cash points.

  • When you make utility, bill payments, and travel bookings (except air travel) through the DBS Bank app – ‘DBS Card+ IN’ or the Bajaj Finserv app, you get 20X accelerated benefits, which means 20 times the regular rewards.

For example, if you spend Rs. 1,000 using the DBS Bank app on travel bookings, you get 20 times the regular rewards, which will be 200 reward points.

What are the subscription benefits of this card?

When you pay for OTT subscriptions such as Amazon Prime, OTT Play, TOI+, Airtel Xtream, Wynk Music, and Hindustan Times using this credit card, you get a discount of 40% in the form of cash points which can be redeemed to make other purchases.

For example, If you take a subscription worth Rs 5000 from DBS Bank app - DBS Card + IN, you will get 40% of the subscription amount as the cash points, which is 8000 cash points in this case equivalent to Rs 2000.

Please note: The maximum cash points earned on the Bajaj Finserv DBS Bank 10X Signature Credit Card via subscription benefits is 8,000 in a year. Cash points per subscription will be communicated at the time of the transaction.

How many times can I access the airport lounge benefit?

With your Bajaj Finserv DBS Bank 10X Signature Credit Card, you get 8 complimentary domestic airport lounge access in a year. You can use this benefit twice every quarter.

When can I expect to receive my Bajaj Finserv DBS Bank 10X Signature Credit Card?

Once your Bajaj Finserv DBS Bank 10X Signature Credit Card is approved, it will be delivered within 7 days to your communication address. You will receive notifications via email and SMS about the delivery status of your card.

What are cash points?

A cash point is a benefit offered in the form of points to users whenever they transact using the Bajaj Finserv DBS Bank Credit Card. Instead of receiving cashback, points earned against the transaction are credited to your credit card account.

The value of 1 cash point adds up to Rs. 0.25. For every Rs. 200 spent, you earn 2 cash points. These can be redeemed on the Bajaj Finserv app or DBS Card+ IN app on categories like hotel and travel bookings, shopping, food, etc.

How can I cancel my Bajaj Finserv DBS Bank 10X Signature Credit Card?

To cancel your Bajaj Finserv DBS Bank 10X Signature Credit Card, please contact us on 1860 267 6789 or write to us at supercardcare@dbs.com for further assistance.

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