Features of Bajaj Finserv DBS Bank 10X Signature credit card

  • Welcome bonus

    Welcome bonus

    Get 12,000 cash points as a welcome bonus on the purchase of this credit card

  • Monthly milestone benefits

    Monthly milestone benefits

    Earn 10X cash points on minimum spends of Rs. 20,000 per month

  • Discount on subscriptions

    Discount on subscriptions

    Get a 40% discount of up to 8,000 cash points in a year by subscribing to platforms like Hotstar, Gaana.com, Zomato Pro, SonyLiv and many more through our app

  • Health benefits

    Health benefits

    Enjoy a complimentary Bajaj Finserv Health membership covering all your health and well-being requirements

  • Accelerated cash points

    Accelerated cash points

    Earn 20X rewards on travel and hotel bookings made on the Bajaj Finserv and DBS Card+ app

  • Airport lounge benefits

    Airport lounge benefits

    Get complimentary access to 2 domestic airport lounges every quarter

  • Earn cash points

    Earn cash points

    Earn 2 cash points on every Rs. 200 spent on regular purchases

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get a waiver of up to Rs. 200 per month on fuel surcharge expenses

  • Easy EMI conversion

    Easy EMI conversion

    Convert spends of Rs. 2,500 and above into affordable EMIs

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    Withdraw interest-free cash from any ATM for up to 50 days

  • Savings on Bajaj Finserv EMI Network

    Savings on Bajaj Finserv EMI Network

    Get 5% cashback on down payments made at any Bajaj Finserv Network partner store

  • Contactless payment

    Contactless payment

    Enjoy hassle-free payments using our tap and pay facility

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Benefits

Value earned (in Rs.)

Welcome bonus of 12,000 cash points (First year only)

3,000

10X cash points on total spends in a month, if spends for the month is > Rs. 20,000 (assuming spends of Rs. 30,000)

9,000

20X cash points on in-app spendings on travel and holiday bookings (assuming annual spends of Rs. 1,50,000)

7,500

40% discount in the form of cash points on online subscriptions purchased through our app

2,000

Complimentary Bajaj Health membership

1,000

5% cashback on down payment of purchases made at Bajaj Finserv EMI Network stores

500

Fuel surcharge waiver 

2,400

Domestic lounge access at the airport - 2 per quarter

12,000

Total value earned

Rs. 37,000 plus


Cash point redemption value can be up to 25 paise. We have assumed a redemption value of 25 paise per cash point for the above calculation on our rewards portal.

Click here to know more about our Terms and Conditions

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    21 to 70 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

Fee and charges

Type of fee

Fees (in Rs.)

Joining fee

Rs. 2,999 + GST

Renewal fee

Rs. 2,999 + GST

Reward redemption fee

Rs. 99 + GST per redemption

Cash advance fee

2.5% of the cash amount (minimum Rs. 500)

Late payment fee

15% of the total amount due (minimum Rs. 50 and maximum Rs. 1,500)

Over limit fee

Rs. 600 + GST

Finance charges

Up to 4% per month or 48% per annum

EMI conversion processing fee

2% of the conversion amount. Minimum of Rs. 249 and a maximum of Rs. 1,500


Click here to read about the credit card fees and charges in detail.

How to apply for a Bajaj Finserv DBS Bank credit card online?

Applying for this credit card is quick and easy. To obtain your credit card, apply online in a few simple steps.

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a Bajaj Finserv DBS Bank credit card offer
  3. 3 If you have an offer, fill the application form
  4. 4 Complete the KYC process
  5. 5 Your card is ready to be used

Bajaj Finserv DBS Bank 10X Signature credit card FAQs

What welcome rewards do I get on my 10X credit card?

As a Bajaj Finserv DBS Bank 10X Signature credit card user, you qualify for 12,000 bonus cash points as a welcome bonus. However, the cash points will be credited to your account only after you have paid the joining fees and made a transaction within the first 60 days of card delivery.

What is the joining fee on Bajaj Finserv DBS Bank 10X Signature credit card?

The joining fee on Bajaj Finserv DBS Bank 10X Signature credit card is Rs. 2,999 (exclusive of GST).

Is there any annual fee associated with this card?

Yes, an annual fee of Rs. 2,999 (exclusive of GST), also called the renewal fee, is applicable on the Bajaj Finserv DBS Bank 10X Signature credit card.

What is unique about this card?

Among various credit cards available in the market, what truly distinguishes the Bajaj Finserv DBS Bank 10X Signature credit card from its counterparts is the availability of a gamut of rewards in the form of cash points on all your spends.

The card not only gives you 2 cash points on every Rs. 200 spent on retail transactions but also:

  • Monthly milestone benefit: 10X regular cash points on all monthly spends (on crossing spends worth Rs. 20,000 in that month)
  • Accelerated cash points: Earn 20X cash points for hotel and travel bookings made through Bajaj Finserv or DBS Card+ apps
Apart from earning cash points, what other privileges are available on my card?

Along with earning attractive cash points, your Bajaj Finserv DBS Bank 10X Signature credit card offers:

  • Up to 8,000 cash points on any subscriptions
  • Fuel surcharge waiver of up to Rs. 200 in a month
  • 8 domestic airport lounge access per year
  • 5% cashback on down payment of No Cost EMI loans availed at Bajaj Finserv Network partner stores and EMI Marketplace

On subscriptions availed through our rewards portal. The cash points earned on each transaction will be communicated at the time of the transaction.

How many times can I access the airport lounge?

With your Bajaj Finserv DBS Bank 10X Signature credit card, you can access the domestic airport lounge twice every quarter.

What are the subscription benefits of this card?

You earn cash points equivalent to 40% of your subscription fee by paying your desired subscriptions via our rewards portal. This is applicable for all platforms like Zomato Pro, Hotstar, Gaana.com etc.
For example, if you take a subscription worth Rs. 5,000, you will get 40% of the subscription amount as cash points, in this case, 8,000 points.

Please note: The maximum cash points earned on the Bajaj Finserv DBS Bank 10X Signature credit card via subscription benefits is 8,000 in a year. Cash point per subscription will be communicated at the time of transaction.

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