Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card – First-Year-Free

The Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card – First-Year-Free is exclusively designed to meet your everyday needs. You can use it to pay for all your daily expenses and earn accelerated cash points. The credit card offers a free Bajaj Health membership, a discount on OTT subscriptions, and 4 complimentary domestic airport lounge access. It also comes with additional SuperCard features like interest-free cash withdrawal, easy EMI conversion, and emergency cash advance.

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Features and benefits of our 5X Plus Rewards Credit Card – First-Year-Free

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All you need to know about our DBS Bank Credit Card

Watch this video to know everything about our DBS Bank Credit Card - features and benefits, fees & charges, etc.

  • First-year-free

    First-year-free

    There is no joining fee for this credit card. You also do not have to pay any annual fee during the first year.

  • Monthly milestone benefit

    Monthly milestone benefit

    Shop for daily groceries, apparel, home appliances, and more to get 5X cash points on minimum spends of Rs. 10,000 per month.

  • 10X accelerated cash points

    10X accelerated cash points

    You can use this card to get 10X cash points on utility, bill payments, and travel bookings made using the Bajaj Finserv app or DBS Bank app – ‘DBS Card+ IN’.

  • Discount on subscriptions*

    Discount on subscriptions*

    Get a 20% discount in the form of 2,000 cash points when you buy OTT subscriptions like Hotstar and more.

  • Airport lounge benefit

    Airport lounge benefit

    Get 4 complimentary domestic airport lounge access in a year. You can use this facility only once a quarter.

  • Bajaj Health membership

    Bajaj Health membership

    This card comes with many benefits, one being the Bajaj Health membership, which gives you 3 teleconsultations per month at just Rs. 75 each.

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Use this card to get a fuel surcharge waiver at any station across India for an amount of up to Rs. 1,200 in a year.

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    You can use this card to withdraw cash from any ATM across India for up to 50 days without being charged an interest.

  • Cashback on down payment

    Cashback on down payment

    Get 5% cashback on down payments made at any of our 1.5 lakh+ EMI Network partner stores across 4,000+ large and small cities.

  • Annual fee waiver

    Annual fee waiver

    Get your annual fee waived off if you spend above Rs. 75,000 in a year using this card.

  • Cash points on regular spends

    Cash points on regular spends

    Shop online and offline using this credit card and earn 2 cash points on every Rs. 200 spent.

  • *Online subscriptions include Hotstar, Prime Video, and Zomato Pro.

    Terms and conditions apply

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Applicable fees and charges

The following are the fees and charges for the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card:

Type of fee Applicable charges

Joining fee

NIL

Renewal fee

Rs. 999 + GST

Reward redemption fee

Rs. 99 + GST per redemption

Cash advance fee

2.50% of the cash amount (minimum Rs. 500)

Late payment fee

  • No charge for the amount due up to Rs. 100

  • Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500

  • Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000

  • 10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299)

Over limit fee

Rs. 600 + GST

Finance charges

Up to 4% per month or 48% per annum

EMI conversion processing fee

2% of the conversion amount (minimum of Rs. 249 and maximum of Rs. 1,500)

Click here to read about the credit card fees and charges in detail.

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Frequently asked questions

What is the joining fee on the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card - First-Year-Free?

This card has no joining fee.

Is there any annual fee associated with this card?

Yes, there is an annual fee of Rs. 999 + GST, which is applicable from the second year. However, this fee will be waived off if you spend a minimum of Rs. 75,000 in a year.

How many times can I access the airport lounge?

With the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card - First-Year-Free, you get 4 domestic lounge access in a year. You can use 1 complimentary domestic lounge access every quarter.

What are cash points?

A cash point is a benefit offered in the form of points to users whenever they transact using the Bajaj Finserv DBS Bank Credit Card. Instead of receiving cashback, points earned against the transaction are credited to your credit card account.

The value of 1 cash point is 0.25 paise. For every Rs. 200 spent, you earn 2 cash points. These can be redeemed on the Bajaj Finserv app or DBS Card IN app on categories like hotel and travel bookings, shopping, food, etc.

What are the other subscription benefits on this card?

If you pay for OTT subscriptions such as Hotstar, Prime Video, and more using this card, you get a 20% discount in the form of cash points.

For example, if you take a subscription worth Rs. 1,000, you will receive 20% of the subscription amount as cash points, which in this case would be 200 cash points.

Please note: The maximum limit up to which you can earn cash points on Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card - First-Year-Free via subscription benefits is 2,000 in a year.

What complementary health benefit is available on my card?

With the Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card – First-Year-Free, you get 3 complimentary teleconsultations per month with general physicians of your choice at Rs. 75 each via the Bajaj Finserv Health app.

How do I cancel my Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card - First-Year-Free?

To cancel your Bajaj Finserv DBS Bank 5X Plus Rewards Credit Card - First-Year-Free, please contact us on 1860 267 6789 or write to us at supercardcare@dbs.com for further assistance.

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