Eligibility criteria
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Nationality
Indian
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Age
25 to 65 years
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Employment
Must have a regular source of income
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Credit score
750 or higher
What are the eligibility criteria for getting a credit card?
Bajaj Finserv RBL Bank SuperCard has an easy to meet eligibility criteria to get a credit card
- Age should be within 25 to 65 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
- A residential address which must fall within the SuperCard live locations in the country
- Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder
What documents are needed to apply for a credit card?
There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.
Documents required
There are 3 primary documents** required to avail a SuperCard:
- Passport-size photograph
- Government approved identity proof
- Address proof
**You may be asked to submit additional documents during the application process.
Availing a Bajaj Finserv RBL Bank SuperCard is easy as the eligibility criteria are not difficult to meet and the documentation requirement is minimal. As a Bajaj Finserv customer, you can quickly get a SuperCard by displaying a regular income source and a solid financial track record. To prove your eligibility, simple KYC documents will be required.
Once approved, you can enjoy features like interest-free cash withdrawals, a personal loans for 90 days on your cash limit and easy EMI conversion options, alongside a suite of benefits like reward points, discounts, milestone bonuses, and welcome gifts.
Frequently asked questions
Issued by financial institutions, credit cards give customers a pre-set credit limit which one can use to pay for their purchases without having to pay in cash or issuing a cheque. The credit limit of the card is decided by the financial institution depending on the customer's credit score and monthly income.
The minimum age in India to avail a credit card is 18 years. Bajaj Finserv maintains 25 years as the lower limit primarily due to the repayment capability of applicants. It reduces the chances of defaulting, since by the age of 25, users usually possess a stable source of income and can meet the minimum salary requirements easily.
You can easily apply for the Bajaj Finserv RBL Bank SuperCard by submitting the online application form and the necessary documents.
