Credit card eligibility criteria
Factors of credit card eligibility are:
- Age: You must be in the age group of 25-65 years
- Payments: You must not be a defaulter in making payments
- Address: Your residential address must be in SuperCard live location in India
- Existing Customer: You must be an existing Bajaj Finance Limited (BFL) customer
- Credit Score: You must have a minimum credit score of 750
- Card Holder: You must be an existing EMI card holder
Documents required for credit card
Documents required for credit card of Bajaj Finserv RBL Bank
Identity proof (Any one of the below)
- Aadhaar card
- PAN card
- Driving license
- Voter ID card
- Passport
Address proof (Any one of the below)
- Electricity bill
- Ration card
- Passport
- Driving licence
- Telephone bill
- Last two month's bank statement
- Voter ID
Income proof (Any one of the below)
- Latest payslip
- Form 16
- Income tax (IT) return
Age proof (Any one of the below)
- Tenth standard school certificate
- Birth certificate
- Passport
- Voter ID card
Other Income Documents Required for Applying for Credit Card
- PAN card photocopy
- Form 60
*Please note that the list is indicative. Additional documents may be needed during credit card processing.
Credit card eligibility & documents FAQs
What is the minimum salary to apply for Bajaj Finserv’s credit card?
While applicants with higher income get more preference and higher credit limit, those with annual income below Rs. 2 Lakh can also avail a credit card.
What are the eligibility criteria for getting a credit card?
Bajaj Finserv brings easy-to-meet eligibility criteria to get credit card.. These include:-
- Creditworthiness, with a minimum CIBIL score of 750 and no past records of default.
- A residential address which must fall within the SuperCard live locations in the country.
- Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder.
- Age should be within 25 to 65 years.
What is the minimum age to get a credit card in India?
In India, the minimum age to avail a credit card is 18 years. Bajaj Finserv maintains 25 years as the lower limit primarily due to the repayment capability of applicants.
It reduces the chances of defaulting as users possess a stable source of income and can meet the minimum salary requirements easily.
What documents are needed to apply for a credit card?
There are 3 primary documents required to avail a credit card – photograph, identity proof and address proof. Additional documents may be needed during the process depending on your individual condition.
How to apply for a credit card?
You can easily apply for the Bajaj Finserv RBL Bank SuperCard by submitting the online application form and the necessary documents.
