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Credit card eligibility criteria

Factors of credit card eligibility are:
 
  • Age: You must be in the age group of 25-65 years
  • Payments: You must not be a defaulter in making payments
  • Address: Your residential address must be in SuperCard live location in India
  • Credit Score: You must have a minimum credit score of 750

Requirements to get a Credit Card

Documents required for credit card of Bajaj Finserv RBL Bank

Identity proof (Any one of the below)

  • Aadhaar card
  • PAN card
  • Driving license
  • Voter ID card
  • Passport

Address proof (Any one of the below)

  • Aadhaar card
  • Passport
  • Driving licence
  • Voter ID

*Please note that the list is indicative. Additional documents may be needed during credit card processing.

Credit card eligibility & documents FAQs

What are the eligibility criteria for getting a credit card?

Bajaj Finserv brings easy-to-meet eligibility criteria to get credit card. These include:-

  • Age should be within 25 to 65 years.
  • Creditworthiness, with a minimum CIBIL score of 750 and no past records of default.
  • A residential address which must fall within the SuperCard live locations in the country.
  • Applicants must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder.

What is the minimum age to get a credit card in India?

In India, the minimum age to avail a credit card is 18 years. Bajaj Finserv maintains 25 years as the lower limit primarily due to the repayment capability of applicants.

It reduces the chances of defaulting as users possess a stable source of income and can meet the minimum salary requirements easily.

What documents are needed to apply for a credit card?

There are 3 primary documents required to avail a credit card – photograph, identity proof and address proof. Additional documents may be needed during the process depending on your individual condition.

How to apply for a credit card?

You can easily apply for the Bajaj Finserv RBL Bank SuperCard by submitting the online application form and the necessary documents.

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