Features of the Bajaj Finserv RBL Bank SuperCard
-
Easy EMI conversion
Convert your purchases into affordable EMIs effortlessly.
-
Emergency advance
Get a personal loan on your available cash limit with just a nominal interest rate of 1.16%.
-
Interest-free cash withdrawal
No interest on cash withdrawals for up to 50 days.
-
5% cashback
Get 5% cashback on down payment at any Bajaj Finserv partner store.
-
Pay with points
Redeem your reward points to pay the down payment on the EMI Network.
-
Shop more, save more
Up to Rs. 55,000+ annual savings when you shop with the SuperCard.
-
Airport lounge access
Get up to eight complimentary airport lounge access in a year.
-
Free movie tickets
Get 1+1 movie tickets on BookMyShow with the SuperCard.
Bajaj Finserv RBL Bank SuperCard is more than just a credit card. The SuperCard, as the name suggests, is loaded with fabulous features that not only take care of your regular credit needs but also reduce your financial burden and help you during emergencies.
Innovative and industry-first features of the SuperCard make it stand out from other credit cards in the market.
You can avail of a personal loan against your available cash limit at a nominal interest rate for 90 days. Moreover, you can repay the loan in 3 easy EMIs. Apart from this, you can also withdraw cash from ATMs and pay no interest on it for 50 days. Only a flat processing fee of 2.5% is charged in such cases. Finally, you can make purchases and convert your expenses into budget-friendly EMIs. Offering you the advantages of 4 cards in 1, the SuperCard is one most powerful credit cards in the market.
Eligibility criteria
-
Nationality
Indian
-
Age
25 to 65 years
-
Employment
Must have a regular source of income
-
Credit score
750 or higher
What are the eligibility criteria for getting an RBL credit card?
Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:
- Age should be within 25 to 65 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of defaulting on your payments
- A residential address that must fall within the SuperCard live locations in the country
- Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network cardholder
What documents are needed to apply for a Bajaj RBL credit card?
There are 3 primary documents required to get a Bajaj Finserv RBL credit card – photograph, identity and address proof. You may need to provide additional documents during the application process.
How to apply for a SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy. To get the RBL credit card, apply online in a few simple steps.
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 In case of no offer, submit your details
- 5 Get a call from our representative
- 6 Submit the necessary documents
Fees and charges
There are 17 credit card variants, and each card has a separate fee and charges structure.
To read about the complete fees and charges applicable on each credit card, click here.
There are several benefits of using a credit card. You can utilise a credit card to make transactions within the pre-determined or preset credit limit and repay the amount within the interest-free period without incurring additional charges.
However, you also must be mindful of the credit card interest rates and penalty charges you will face if you do not pay your credit card dues on time. If you miss the payment due date, you are liable to pay additional interest charges.
Frequently asked questions
Issued by financial institutions, credit cards give customers a preset credit limit that they can use to pay for their purchases without paying in cash or issuing a cheque. The financial institution decides the card's credit limit depending on the customer's credit score and monthly income.
A credit card statement is documentation of all transactions that you make with your credit card in a specific billing cycle. It also carries other crucial details related to your card like total amount due and minimum amount due for a billing cycle, payment due date, available credit limit, current billing cycle's opening and closing balance, reward points earned/not redeemed etc.
A credit card from Bajaj Finserv comes with various benefits:
- It brings huge reward points with almost every transaction
- ATM cash withdrawals with no interest on repayment for up to 50 days
- Personal loan against the unutilised credit limit at a nominal interest rate
- Up to Rs. 55,000 annual savings
- Easy conversion of big-ticket purchases into affordable EMIs
- Improve CIBIL score with timely repayments
Credit card balance is the total outstanding that a cardholder owes to their card issuer. It is calculated based on factors like purchases made, applicable fees, including statement charges, annual fees, interest rates, and total outstanding amount, including accrued interest. The credit card balance is equivalent to the outstanding amount and is inversely related to the credit limit.
The minimum CIBIL score required to avail of a credit card is 750 and above. Along with this, you must meet other eligibility criteria like age, income, etc. A high credit score assures the card issuer of the applicant's repayment capacity, thus enabling faster approval.
You can take simple steps that can help you improve your credit score, like making loan repayments and paying bills on time, keeping the credit utilisation ratio in check, and availing a balanced mix of secured and unsecured credits.
Once you meet these requirements, you can apply for your credit card and provide the necessary documents to enjoy faster approval.
