Features of the Bajaj Finserv RBL Bank Credit Card
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Airport lounge access
Get up to eight complimentary airport lounge access in a year.
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Offers on movie tickets
Get 1+1 movie tickets on BookMyShow with the SuperCard.
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Easy EMI conversion
Convert your purchases above Rs. 2,500 into affordable EMIs effortlessly.
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Emergency advance*
Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month.
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Interest-free cash withdrawal*
No interest on cash withdrawals for up to 50 days.
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5% cashback
Get 5% cashback on down payment at any Bajaj Finserv partner store.
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Pay with points
Redeem your reward points to pay the down payment on the EMI Network.
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Shop more, save more
Up to Rs. 55,000+ annual savings when you shop with the SuperCard.
The Bajaj Finserv RBL Bank credit card (SuperCard) is more than just a credit card. The SuperCard, as the name suggests, is loaded with fabulous features that not only take care of your regular credit needs but also reduce your financial burden and help you during emergencies.
The innovative and industry-first features of the SuperCard make it stand out from other credit cards in the market.
You can avail of a loan against a credit card using your available cash limit at a nominal interest rate of 1.16% for 90 days. Moreover, you can repay the loan in 3 easy EMIs. Apart from this, you can also withdraw cash from ATMs and pay no interest on it for 50 days. Only a flat processing fee of 2.5% is charged in such cases. Finally, you can make purchases and convert your expenses into budget-friendly EMIs. Offering you the advantages of 4 cards in 1, the SuperCard is one of the most powerful credit cards in the market.
* Product-specific T&C to be applied
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
*A processing fee of 2.5% or Rs. 500 (whichever is higher, is applicable) + GST.
Eligibility criteria
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Nationality
Indian
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Age
21 to 70 years
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Employment
At bank’s discretion
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Credit score
At bank’s discretion
What are the eligibility criteria for the Bajaj Finserv RBL Bank credit card?
Bajaj Finserv has easy-to-meet eligibility criteria to apply for the credit card. These include:
- Age should be within 21 to 70 years
- Nationality should be Indian
- Applicant must fulfil the income and credit score criteria set by the bank
What documents are required to apply for the Bajaj Finserv RBL Bank Credit Card?
You don't have to submit any physical documents to apply for the Bajaj Finserv RBL Bank SuperCard. You only need to share your PAN card number and Aadhaar card number to complete the application process.
How to apply for a Bajaj Finserv RBL Bank credit card online?
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy. To get the credit card, apply online in a few simple steps.
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 Get a call from our representative
Bajaj Finserv RBL Bank credit card: Fees and charges
| Type of Charge | Amount |
| Finance charges (Retail and Cash) | 3.35% - 3.99% per month |
| Add-on card fee | Nil |
| Duplicate Statement fee | Nil |
| Card replacement | Nil |
| Overdue Penalty / Late Payment fee | 15% of the total amount due (minimum of Rs. 50 and a maximum of Rs. 1,500) |
| Over Limit penalty | Rs. 600 |
| Cash Advance Transaction fee | 2.5% of the cash amount withdrawn (subjected to a minimum of Rs. 500) |
| Cash Payment at branches | Rs. 250 |
| Foreign Currency Transaction | 3.50% of the transaction amount. |
The Bajaj Finserv RBL Bank SuperCard comes in 16 different variants, each offering several perks and benefits. Each of these variants has a different joining and annual fee. Each credit card variant is tailored to suit different requirements. You can explore your options and understand the fee structure by visiting the website.
The advantages of using the Bajaj Finserv RBL Bank Credit Card are plenty. Besides allowing you to purchase any product of your choice on credit, it gives access to easy monthly instalments (EMIs). You also receive an option to convert your available credit limit into a personal loan at a nominal interest rate, and 5% cashback on down payment made at any Bajaj Finserv partner store. Interest-free cash withdrawal for up to 50 days from any ATM is another added benefit.
However, you also must be mindful of the credit card interest rates and penalty charges you will face if you do not pay your credit card dues on time. If you miss the payment due date, you are liable to pay additional interest charges.
Bajaj Finserv RBL Bank Credit Card: Fees and charges
| Type of Charge | Amount |
| Finance charges (Retail and Cash) | 3.35% - 3.99% per month |
| Add-on card fee | Nil |
| Duplicate Statement fee | Nil |
| Card replacement | Nil |
| Overdue Penalty / Late Payment fee | 15% of the total amount due (minimum of Rs. 50 and a maximum of Rs. 1,500) |
| Over Limit penalty | Rs. 600 |
| Cash Advance Transaction fee | 2.5% of the cash amount withdrawn (subjected to a minimum of Rs. 500) |
| Cash Payment at branches | Rs. 250 |
| Foreign Currency Transaction | 3.50% of the transaction amount |
List of top Bajaj Finserv RBL Bank credit cards
Types of Bajaj Finserv RBL Bank Credit Cards
- Rewards credit cards
- Travel credit cards
- Movies & entertainment credit cards
- Shopping, dining & bill payments credit cards
- Loan & cash withdrawal credit cards
- Lifestyle credit cards
- Shopping credit cards
- Premium credit cards
Features of the different rewards credit cards may offer
- Welcome rewards
As a welcome reward, you get 4,000 reward points when you spend Rs. 2,000 within 30 days of getting this credit card. - 12X rewards on online spends*
Shop for home appliances, apparels, gadgets, and more and earn 12 reward points for every Rs. 100 spent. - Offer on movie tickets*
Get 1 + 1 movie ticket every month when you book tickets on BookMyShow using this card. - Fuel surcharge waiver
Use this card to get the fuel surcharge waived at any station across India for an amount of up to Rs. 1,200 in a year.
Some features of the travel and lifestyle credit cards offer
- 12X rewards on online spends*
Shop for home appliances, apparels, gadgets, and more and earn 12 reward points for every Rs. 100 spent. - Milestone bonus*
Get 10,000 reward points on annual spends of Rs. 1,50,000 and additional 5,000 reward points on spending Rs. 1,00,000 after crossing the initial milestone - Cashback on travels
10% cashback on Ola/ Uber transactions
Frequently asked questions
The Bajaj Finserv RBL Bank SuperCard is the best RBL credit card. This SuperCard comes with the power of four different cards clubbed into one. You can use as a regular credit or debit card, an EMI card, or a loan card.
You can apply for the Bajaj Finserv RBL Bank SuperCard by following these steps:
- Visit the website and provide your registered mobile number
- Enter the OTP and check for any Bajaj Finserv RBL Bank credit card offers
- If you have received an offer, use it
- If you don't have an offer, submit your details
- You will receive a call from our representative
- Submit the required documents
The Bajaj Finserv RBL Bank credit card comes with numerous benefits. These include:
- It extends redeemable reward points after almost every successful transaction
- You can withdraw interest-free cash from any ATM across India for up to 50 days. A processing fee of 2.5% or Rs. 500 (whichever is higher) + GST is applicable on the withdrawal
- You can avail of personal loans against the available cash limit. The interest levied on the loan is as low as 1.16% per month without any processing fee
- You can save up to Rs. 55,000 annually
- It allows conversion of bills exceeding Rs. 2,500 into easy, affordable EMIs
To activate your Bajaj Finserv RBL Bank SuperCard, you must generate a PIN. You can get your PIN in three different ways.
- By visiting the Bajaj Finserv website
- By dialling the customer care helpline number present at the back of your credit card
- By downloading the RBL MyCard application from the Google Play Store on an Android smartphone or Apple's App Store on an iOS device
You can use your Bajaj Finserv RBL Bank credit card to shop online or offline. Apart from this, you can use it to withdraw cash from any ATM without paying interest for up to fifty days. Also, if you need urgent funds during an emergency, you can avail of a personal loan on your cash limit with an interest rate as low as 1.16% per month.
Bajaj Finserv RBL Bank Credit Cards offers a variety of credit cards, including those for lifestyle and travel, rewards, cashback, and business. Some of its popular cards include Bajaj Finserv RBL Bank Binge SuperCard, Bajaj Finserv RBL Bank Platinum Choice SuperCard, Bajaj Finserv RBL Bank Platinum Plus SuperCard, Platinum ShopDaily, and more. Check out the entire range of co-brand credit cards on Bajaj Finserv website.
The Bajaj Finserv RBL SuperCard range is a great option for individuals looking for up to 12x rewards points, a high welcome bonus, and complementary benefits. Most cards under this range offer various features such as cashback and discounts on purchases, airport lounge access, cash backs, fuel surcharge waiver, and more. Before you apply for a credit card, it is important to always review the card's terms and fees to determine if it fits your needs.
Bajaj Finserv RBL Credit Cards come in 15+ variants, each designed for specific needs and lifestyle. Having one of the credit cards can come in handy and help you save up to Rs. 55,00 annually.
