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Credit card payment

You can pay your credit card bills through multiple online and offline payment options such as net banking, NEFT, NACH mandate, RBL MyCard App, Bill Desk or through cheque or cash payments. You can also pay your credit card bill through Razor Pay.

Online credit card payment facility allows you to repay the due amount anytime anywhere. All you need is an active internet connection, and you can use the dedicated mobile application, net banking, etc. to instantly clear the outstanding. You can also pay the credit card dues directly from your bank account and receive notifications about the successful payment instantly.

You can also make a RBL credit card bill payment via cheque if you do not want to use the online methods. Let’s take a look at some of the most convenient methods to pay your Bajaj Finserv RBL Bank SuperCard bills.

How to pay a credit card bill?

The credit card bill payment procedure is simple and straightforward. Along with various online payment methods, cardholders can also opt for offline mode and pay their monthly credit card bills via cheque or cash.

Bajaj Finserv RBL Bank SuperCard holders can also repay their monthly dues via payment wallets like Paytm for faster bill clearance. Select a suitable online or offline mode and make bill payment in a few simple steps. Also, check how to pay credit card bill via each method and choose a suitable one to make the entire process hassle-free.

  • Credit Card Payment through NEFT

    Credit card payment through NEFT

    Credit card bill payment through NEFT is one of the most commonly used internet payment option used to pay credit card bills. NEFT allows payment of credit card bills electronically between banks and is administered by the RBI. The credit card issuer must be NEFT enabled for a customer to be able to make payments.

    A few benefits of using NEFT to make credit card bill payments is that it is a secure platform, can be done online and is completely paperless. And payment charges are lower compared to other means of bill payments.

    Choose the below payee details while making NEFT payment:

    • •  Payee Name- Name as it appears on your SuperCard
    • •  Payee Account Number- SuperCard 16-digit number
    • •  Bank Name- RBL Bank
    • •  IFSC Code - RATN0CRCARD
    • •  Branch Location - NOC Goregaon, Mumbai

  • Credit Card Payment through Net Banking

    Credit card payment through net banking

    You can use online net banking option for your existing RBL Bank account to make a payment towards your SuperCard.

    To create an RBL credit card login and make a payment, click here

  • Credit Card Payment through NACH Facility

    Register for NACH facility for your Bajaj Finserv RBL Bank SuperCard and forget about the hassle of making credit card payments every month. Link your existing account with any bank to your SuperCard using NACH facility. Enrol by submitting the NACH form to us at the address given on the form. Click here to download the form.

  • Credit card payment through RBL MyCard App

    Make your Bajaj Finserv RBL Bank credit card payments with ease using RBL MyCard Mobile App. You can manage your account, Check your credit card statement and pay your credit card bill instantly using another bank account.

    Not registered for RBL MyCard Mobile App yet? Download now, it’s simple, easy and convenient. SMS MyCard to 5607011 or download from Google Play and App Store.

  • Credit Card Payment through Bill Desk

    Credit card payment through Bill Desk

    Make your Bajaj Finserv RBL Bank Credit Card payment instantly using other bank accounts to pay your Card outstanding and receive a confirmation for your payment instantly.

    Pay your credit card bill online, using Quick Bill.

  • Credit Card Payment through Cheque Payment

    Credit card payment through cheque

    Please draw a cheque in favour of Bajaj Finserv RBL Bank SuperCard <16 Digit Card No.>

  • Credit Card Payment through Cash

    Credit card payment through cash

    Pay your Bajaj Finserv RBL Bank Credit Card bill through cash. In case the online payment is inconvenient for you, opt to make cash payment towards your monthly credit card bill.
    Visit your nearest Bajaj Finserv branch or RBL Branch to pay the bill amount in cash. Deposit it into your credit card account with your name and account number. Additional charges and taxes are applicable on credit card bill payments through cash.

Credit Card Payment FAQs

What happens if you only pay the minimum due amount?

Paying the minimum due amount on your credit card allows you to avoid a penalty charge on the card. However, the outstanding balance gets carried forwarded in the next month’s bill, leaving you with a huge amount to pay off.

It also attracts interests on the due amount and adversely affects your CIBIL score.

Should I pay my credit card in full?

It’s always recommended to pay off the total amount due every month to enjoy significant benefits.

  • Prevents you from accruing heavy interests on the outstanding balance.
  • Increases your CIBIL score and strengthens the credit report.
  • Clears your existing debts and opens credit limit for newer expenses.

How can I pay my credit card bill?

You can now pay your credit card bills conveniently through NEFT transfer. This mode of payment allows the cardholder to pay their credit card bills electronically, and the credit card issuer must be NEFT enabled to receive the payment.

You can simply follow the below-mentioned steps to pay your credit card bill using NEFT transfer.
  • Step 1: Log in to your net banking account, and add RBL Bank as a beneficiary under the third party transfer.
  • Step 2: Add the IFSC code as RATN0CRCARD, in order to make the credit card payment.
  • Step 3: Enter your 16-digit Bajaj Finserv RBL Bank SuperCard number in the account number field on the banking page.
  • Step 4: Enter the Bank name as RBL Bank.
  • Step 5: Enter the Bank address as NOC Goregaon, Mumbai.
  • Step 6: Click ‘Submit’ to finish your registration process.

Once you complete the registration process, the payment will reflect within 3 banking hours in your RBL SuperCard account.

When should I pay my credit card bill?

After your credit card bill is generated, you can make the payment any time within the due date every month. Failing to do so shall attract additional interests unnecessarily.

How much should I pay on my credit card to avoid interest?

The best practice to avoid interests on credit card dues is to pay off the total amount due within the due date.

How many points does your credit score go down by for a delayed payment?

A drop-in credit score due to late payments depends on various factors, including the number of days the payment is late.

  • Delaying by one day usually doesn’t usually get recorded in a credit report.
  • Delaying for 30 to 60 days occasionally is recorded until the payments are made.
  • Frequently defaulting between 30 and 60 days causes lasting damage to your CIBIL score.
  • If you are late for more than 90 days, it hampers your credit records for up to 7 years.
Make the bill payments in time via a convenient mode and enjoy the benefits of Bajaj Finserv RBL Bank SuperCard.

What happens if you pay your credit card bill early?

Early payment of credit card bill comes with several benefits as it helps avoid interest charges, frees up your credit line for further transactions and helps improve credit score. Early payment of dues thus allows the cardholder to make maximum use of the credit limit as well as the accompanying grace period.

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