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Bajaj Finserv DBS Bank 5X Rewards Credit Card

10X rewards | Fuel surcharge waiver | Quick application process
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Features and benefits of 5X Rewards Credit Card- First Year Free
 
 
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How to apply for the Bajaj Finserv DBS Bank Credit Card
 
 
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Loved by 4 lakh customers

Bajaj Finserv DBS Bank 5X Rewards Credit Card
10X rewards | Fuel surcharge waiver | Quick application process
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CC_PDP_featureicon_05 10X rewards on bills & recharges

Features and benefits

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Annual fee waiver

An annual fee of ₹499 + GST on the Bajaj Finserv DBS Bank 5X Rewards Credit Card is waived off in t...

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10X rewards on bills & recharges

Get 10 times the regular cash points for every ₹200 spent on the Bajaj Finserv and DBS Card+ IN app...

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Cash points

on bills, recharges, etc.

On utility bills, mobile and wallet recharges, and travel bookings (except air travel) made using t...

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Cash points

on monthly spends

On your total eligible spends per month if it exceeds ₹10,000 in that month. Get maximum 3,000 cash...

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No joining fee

on this credit card

Joining fee of ₹499+GST on this card is waived off for the 1st year.

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Annual fee waiver

on spends over ₹50,000 per annum

Get the annual fee waived off on spending a minimum of ₹50,000 in a year using this card.

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20% Off

on yearly Amazon Prime subscription

Get 20% off as cash points on a yearly subscription to Amazon Prime. Get maximum 1,000 cash points.

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Up to ₹100

waived on fuel surcharge per month

Up to ₹100 off per month on fuel purchased at any station across India. Applicable on spends betwee...

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Interest-free

cash withdrawals for up to 50 days

Interest-free cash withdrawals for up to 50 days A processing fee of 2.5% or Rs. 500 + GST (whichev...

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Annual fee waiver

An annual fee of ₹499 + GST on the Bajaj Finserv DBS Bank 5X Rewards Credit Card is waived off in t...

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10X rewards on bills & recharges

Get 10 times the regular cash points for every ₹200 spent on the Bajaj Finserv and DBS Card+ IN app...

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Cash points

on bills, recharges, etc.

On utility bills, mobile and wallet recharges, and travel bookings (except air travel) made using t...

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Cash points

on monthly spends

On your total eligible spends per month if it exceeds ₹10,000 in that month. Get maximum 3,000 cash...

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No joining fee

on this credit card

Joining fee of ₹499+GST on this card is waived off for the 1st year.

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Annual fee waiver

on spends over ₹50,000 per annum

Get the annual fee waived off on spending a minimum of ₹50,000 in a year using this card.

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20% Off

on yearly Amazon Prime subscription

Get 20% off as cash points on a yearly subscription to Amazon Prime. Get maximum 1,000 cash points.

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Up to ₹100

waived on fuel surcharge per month

Up to ₹100 off per month on fuel purchased at any station across India. Applicable on spends betwee...

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Interest-free

cash withdrawals for up to 50 days

Interest-free cash withdrawals for up to 50 days A processing fee of 2.5% or Rs. 500 + GST (whichev...

Savings Calculator

Savings Calculator

Calculate your annual savings with this credit card

Why get a Bajaj Finserv DBS Bank SuperCard

  • First-year-free

    There is no joining fee for this credit card. You also do not have to pay any annual fee during the first year.

  • 5X monthly milestone

    Shop for daily groceries, apparels, home appliances, and more to get 5X cash points on monthly eligible spending if your total spends cross ₹10,000 in that month.

    *Rental, wallet, fuel and cash withdrawal transactions would not be considered in milestone calculation.

  • 10X accelerated cash points

    You can use this card to get 10X cash points on utility, bill payments, and travel bookings made (except for air travel) using the Bajaj Finserv app or the DBS Bank app – ‘DBS Card+ IN’.

  • Interest-free cash withdrawal

    You can use this card to withdraw cash from any ATM across India for up to 50 days without being charged an interest.

  • Discount on subscriptions

    Get a 20% discount in the form of cash points when you buy subscriptions to Amazon Prime, Airtel Xtream, Wynk Music, Hindustan Times, TOI+ and more.

  • Annual fee waiver

    Get your annual fee waived off if you spend a minimum of ₹50,000 in a year using this card.

  • Flat ₹200 cashback

    Apply for the Bajaj Finserv DBS Bank Credit Card and get ₹200 cashback. Submit your application successfully on the Bajaj Finserv app to be eligible for the cashback. ₹200 is credited to your Bajaj Pay Wallet within 15 days of digital card creation.

*Terms and conditions apply

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How to apply for a credit card

Step-by-step guide to applying for a credit card

  1. Read through the features, benefits, and applicable fees and charges of the credit card and click on ‘APPLY NOW’.
  2. Fill in the application form with your personal details, occupation, designation, and your address.
  3. You will receive card approval from our partner bank (RBL or DBS) along with the credit limit.
  4. Proceed to sign the e-agreement or e-declaration form.
  5. After this, an RBL or DBS bank executive will contact you to help complete your KYC.
  6. After successful KYC completion, your digital card will be created instantly, and your physical card will be delivered within a few working days.
Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Eligibility criteria and documents

You must fulfil the basic eligibility criteria as mentioned below

Eligibility criteria

  • Nationality: Indian.
  • Age: 21 years to 70 years.
  • Credit Score: 720 or higher.
  • Employment: Must have a regular source of income.

Documents required

  • PAN card physical copy (Keep the PAN card copy handy to complete the KYC process)
  • Aadhaar card number

Applicable fees and charges

Types of fees Charges applicable*
Annual fee (1st year) NIL
Annual fee (2nd year onwards) Rs. 499 + GST waived off on spends over ₹1 lakh p.a.

Click here to read charges and the Most Important Terms and Conditions (MITCs) applicable to the card.

Click here to read the detailed benefits of the card.

Frequently asked questions

Will I receive welcome rewards on my card?

Since the Bajaj Finserv DBS Bank 5X Rewards Credit Card - First-Year-Free comes without any joining fees, you do not get any welcome bonus.

Is there any annual fee for this card?

Yes, an annual fee of ₹499 + GST is applicable after the first year. However, this will be waived off if you spend a minimum of ₹50,000 in a year.

Apart from earning cash points, what other benefits do I get on this card?

The Bajaj Finserv DBS Bank 5X Rewards Credit Card - First-Year-Free comes with the following benefits:

  • Get a fuel surcharge waiver of up to ₹1,200 per year
  • Get 5% cashback on down payment of your No-cost EMI loan at any Bajaj Finserv EMI Network partner store. *Valid until 31st March 2024.
  • Convert your purchases above ₹2,500 into affordable EMIs
  • Withdraw interest-free cash for up to 50 days. Processing fee of 2.5% or ₹500 (whichever is higher) is applicable.
What are 5X monthly milestone and 10X accelerated cash points?
  • When you spend a minimum of ₹10,000 in a month, you get 5X cash points, which means 5 times the regular cash points. This is known as the 5X monthly milestone.*
  • When you make utility bill payments, recharge, wallet loads and travel bookings (except air travel) through the Bajaj Finserv or DBS Bank app – ‘DBS Card+ IN’, you get 10X rewards, which means 10 times the regular rewards. This is known as the 10X accelerated cash points.**

*Maximum cash points up to 3,000 per month.

**Maximum accelerated cash points up to 3,000 per month. This will be in addition to the monthly milestone cash points.

What are cash points?

A cash point is a benefit offered in the form of points to users whenever they transact using the Bajaj Finserv DBS Bank Credit Card. Instead of receiving cashback, points earned against the transaction are credited to your credit card account.

The value of 1 cash point adds up to ₹0.25. For every ₹200 spent, you earn 2 cash points. These can be redeemed on the Bajaj Finserv app or DBS Card+ IN app on categories like hotel and travel bookings, shopping, food, etc.

What can I buy with my reward points?

You can redeem your reward points across various categories like travel, shopping, voucher, mobile recharge, etc.

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Find answers to all your credit card queries

Please reach out to us on our Toll Free Number: 18002108020

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Disclaimer

Bajaj Finance Limited in partnership with RBL and DBS bank is only responsible for marketing and distribution, and has no role in approval, fulfilment and service of the Co-brand Credit Card. RBL/DBS bank has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.