ManipalCigna Health Insurance - Accident Spouse Benefit at Rs. 79
Product highlights
Note: This policy is available only for existing Bajaj Finance Limited customers. By proceeding, you agree to the terms and conditions
Key features and benefits
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Coverage of up to Rs. 1 lakh at Rs. 79
The insured’s spouse gets coverage up to Rs. 1 lakh if the insured suffers death or disability due to an accident. Coverage offered if death or disability occurred within 365 days of the accident.
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Coverage for Permanent Total Disablement (PTD)
The spouse gets the coverage if the insured suffers permanent total disability.
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Coverage for Permanent Partial Disablement (PPD)
The spouse gets the coverage if the insured suffers permanent partial disability.
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End-to-end online process
You can easily buy this policy online through our 100% digital and paperless process.
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No documents required to buy
When buying Accidental Spouse Benefit policy, you do not need to present any documents at the time of making the purchase.
Eligibility criteria and documents required
You need to fulfil the following criteria to buy Accident Spouse Benefit cover. If you meet the eligibility criteria, we will need a few details to complete your application process.
Eligibility criteria
- Exclusively for Bajaj Finance customers
- Nationality: Indian
- Age: 18-65 years
Documents required
No documents required to buy the policy.
Simply provide the following details at the time of buying the policy:
- Name
- Address
- Email address
- Phone number
Step-by-step guide to buy this policy
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Step 1
Click on the ‘Buy Now’ button on this page.
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Step 2
Enter your full name as on your PAN card and mobile number and press the ‘Proceed’ button.
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Step 3
Enter the One Time Password (OTP) received on your registered mobile number for verification.
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Step 4
If your mobile number is present in our records, your pre-filled details will appear on the form. All you need to do is to check if the details are correct.
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Step 5
At this point, the payment page will open. Complete the online payment through UPI, net banking, credit/debit cards, or wallet.
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Step 6
After the payment is successful, you can download the policy receipt instantly.
Download the policy document from ‘My Account’ after 5-7 working days from the purchase date.
Policy details
Here’s a quick look at the policy details of Accident Spouse Benefit cover:
| Policy details | Description |
|---|---|
| Sum Insured (in Rs.) | 1 lakh |
| Premium including GST (in Rs.) | 79 |
| Policy tenure | One year |
Key inclusions and exclusions
Here’s a quick look at the key inclusions and exclusions under Accident Spouse Benefit cover:
- Key inclusions
- Key exclusions
| Key inclusions | Description |
|---|---|
| Coverage for spouse in case of an accident | In case of the insured’s accidental death or any disablement (total and partial), the spouse gets coverage of Rs. 1 lakh. |
| Key exclusions | Description |
|---|---|
| Adventure sports accident | Any accident due to adventure sports not covered |
| Any pre-existing disease | No pre-existing medical illness covered |
Product information
For complete details on product benefits, features, terms, and exclusions, please read the product sales brochure and policy wordings carefully before concluding a sale.
How to claim
You can contact the insurer (ManipalCigna Health Insurance) to claim the benefits of the Accident Spouse Benefit cover by email or phone:
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Insurer’s email address
Share your policy document and medical reports at servicesupport@manipalcigna.com.
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Insurer’s toll-free number
You can also call on the toll-free helpline number - 1800-102-4462 and claim the benefits.
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Documents required to claim
To claim the benefits of Accident Spouse Benefit cover, you need to present the following documents:
1. Policy document
2. Discharge summary
3. Complete billing details
4. Medical and investigation reports -
Contact Bajaj Finance Ltd.
In case you have any queries related to coverage, exclusions, or product policy, please write to us at wecare@bajajfinserv.in.
Frequently asked questions
You need no documents to buy Accident Spouse Benefit cover through Bajaj Finance. Only fill in your basic details like name, address, email address, and phone number on the form.
You can buy Accident - Spouse Benefit cover if you fit in the below criteria.
1. Age group 18-65 years
2. Indian national
3. Existing Bajaj Finance customer
Buy the Accident Spouse Benefit cover at a premium of Rs. 79 for one year.
The plan covers the insured against accidental death or total disablement. The policy gives the spouse financial coverage if the insured suffers disability or death.
Contact the insurer on email servicesupport@manipalcigna.com or call on the toll-free number 1800-102-4462.
