Features and benefits of our 10X Plus Signature Credit Card
All you need to know about our credit card
Watch this video to know everything about our credit card – features and benefits, fees, and charges.
-
Welcome bonus*
Get 20,000 cash points as a welcome bonus. You can redeem these cash points when you shop on the DBS Bank app – ‘DBS Card+ IN’.
-
Monthly milestone benefit
Shop for daily groceries, apparels, home appliances, and more to get 10X cash points on minimum spends of Rs. 25,000 per month.
-
20X accelerated cash points
You can use this card to get 20X cash points on utility, bill payments, and travel bookings made using the Bajaj Finserv app or the DBS Bank app – ‘DBS Card+ IN’.
-
Discount on subscriptions
Get a 40% discount in the form of 12,000 cash points when you subscribe to OTT platforms like Hotstar and more.
-
Airport lounge benefit
Get 8 domestic and 2 international airport lounge access in a year. You can use two domestic lounge access per quarter.
-
Bajaj Health membership
This card comes with many benefits, one being the Bajaj Health membership, which gives you 3 monthly teleconsultations at Rs. 75 each.
-
Fuel surcharge waiver
Use this card to get a fuel surcharge waiver at any station across India for an amount of up to Rs. 2,400 in a year.
-
Interest-free cash withdrawal
You can use this card to withdraw cash from any ATM across India for up to 50 days without being charged an interest.
-
Easy EMI conversion
When you shop for over Rs. 2,500 on gadgets, appliances, and more, convert the spends into EMIs and pay at your convenience.
-
Cash points on all spends
Shop online and offline using this credit card and earn 2 cash points on every Rs. 200 spent.
-
Cashback on down payment
Get 5% cashback on down payments made at any of our 1.5 lakh+ EMI Network partner stores across 4,000+ large and small cities.
-
*Welcome rewards would be awarded when you pay the joining fee and use the card within 60 days of issuance.
**Online subscriptions include Hotstar, Prime Video, and Zomato Pro.
Still haven’t found what you are looking for? Click on any of the links at the top of this page.
Terms and Conditions apply
Eligibility criteria and documents
Anyone can get Bajaj Finserv DBS Bank 10X Plus Signature Credit Card as long as they meet the basic criteria mentioned below. If you meet the criteria, you will need a set of documents to complete your application process.
Eligibility criteria
- Nationality: Indian
- Age: 21 to 70 years
- Credit score: 720 or higher
- Employment: Must have a regular source of income
Details required
- PAN card number
- Aadhaar card number
It is also essential to have your residential address in a location that is serviceable by DBS Bank and Bajaj Finserv to get the Bajaj Finserv DBS Bank SuperCard.
About DBS Bank
.png)
Applicable fees and charges
The following are the fees and charges for the Bajaj Finserv DBS Bank 10X Plus Signature Credit Card:
| Type of fee | Applicable charges |
Joining fee |
Rs. 4,999 + GST |
Renewal fee |
Rs. 4,999 + GST |
Reward redemption fee |
Rs. 99+ GST per redemption |
Cash advance fee |
2.50% of the cash amount (minimum Rs. 500) |
Late payment fee |
•No charge for the amount due up to Rs. 100
•Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500 •Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000 •10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299) |
Over limit fee |
Rs. 600 + GST |
Finance charges |
Up to 4% per month or 48% per annum |
EMI conversion processing fee |
2% of the conversion amount. Minimum of Rs. 249 |
Click here to read about the credit card fees and charges in detail.
Pre-approved offers for new customers
Both our new and existing customers can choose from pre-approved offerings. All we need is your mobile number to check.
You do not have to go through the complete application procedure if you are one of our customers who has been pre-approved. Consider it our green channel.
You might not require a card right now or might not have a pre-approved offer. You can still pick from a variety of offerings:
-
Examine your credit standing
Some of the most crucial factors for you are your credit health and CIBIL score. Get our Credit Health Report to keep your credit in tip-top shape.
-
Insurance in your pocket to cover every life event
In order to cover all of your life's events, including trekking, monsoon-related illnesses, car key loss/ damage, and more, we offer more than 400 insurance covers starting at just Rs. 19.
-
Convert your medical bills into easy EMIs
Convert your healthcare bills for 1,000+ treatments across 1,700+ hospitals into easy EMIs with the Health EMI Network Card.
-
1 million+ products on No Cost EMIs
Shop for electronics, gadgets, and apparel and split the bill into No Cost EMIs with the Insta EMI Card. Use this card across 1.2 lakh partner stores in 3,000+ cities.
-
Create a Bajaj Pay Wallet
The only four-in-one wallet in India that allows you to pay or transfer money using your digital wallet, a credit card, and UPI.
-
Start an SIP with just Rs. 100 per month
Pick from over 900 mutual funds across 40+ companies, such as SBI, Aditya Birla, HDFC, ICICI Prudential Mutual Fund, and more.
Frequently asked questions
With your Bajaj Finserv DBS Bank 10X Plus Signature Credit Card, you get 3 teleconsultations with general physicians of your choice at Rs. 75 each through the Bajaj Finserv Health app.
When you pay for OTT subscriptions such as Hotstar, Prime Video, and more, you earn 40% discount in the form of cash points on the rewards portal.
For example, if you take a subscription worth Rs. 5,000, you will receive 40% of the subscription amount as cash points, which in this case would be 2,000 points.
Please note: The maximum cash points to be given on the Bajaj Finserv DBS Bank 10X Plus Signature Credit Card in a year is 12,000.
The Bajaj Finserv DBS Bank 10X Plus Signature Credit Card offers 20,000 cash points as welcome bonus, compared to the 12,000 offered by the 10X Signature SuperCard. The 10X Plus variant provides complimentary access to not only domestic but international airport lounges as well.
As a Bajaj Finserv DBS Bank 10X Plus Signature Credit Card holder, you receive 20,000 cash points as a welcome bonus. The cash points will be credited to your rewards account only after you have paid the joining fees and made a transaction within the first 60 days of card delivery.
An annual fee of Rs. 4,999 + GST is applicable on the Bajaj Finserv DBS Bank 10X Plus Signature Credit Card.
A cash point is a benefit offered in the form of points to users whenever they transact using the Bajaj Finserv DBS Bank Credit Card. Instead of receiving cashback, points earned against the transaction are credited to your credit card account.
The value of 1 cash point is 0.25 paise. For every Rs. 200 spent, you earn 2 cash points. These can be redeemed on the Bajaj Finserv app or DBS Card+ IN app on categories like hotel and travel bookings, shopping, food, etc.