Features of Bajaj Finserv DBS Bank 10X Plus Signature credit card
-
Welcome bonus
Get 20,000 cash points as a welcome bonus on the purchase of this credit card
-
Monthly milestone benefits
Earn 10X cash points on minimum spends of Rs. 20,000 per month
-
Discount on subscriptions
Get a 40% discount of up to 12,000 cash points in a year by subscribing to platforms like Hotstar, Gaana.com, Zomato Pro, SonyLiv and many more through our app
-
Health benefits
Enjoy a complimentary Bajaj Finserv Health membership covering all your health and well-being requirements
-
Accelerated cash points
Earn 20X rewards on travel and hotel bookings made on the Bajaj Finserv and DBS Card+ app
-
Airport lounge benefits
Get complimentary access to 8 domestic and 2 international airport lounges every year
-
Earn cash points
Earn 2 cash points on every Rs. 200 spent on regular purchases
-
Fuel surcharge waiver
Get a waiver of up to Rs. 200 per month on fuel surcharge expenses
-
Easy EMI conversion
Convert spends of Rs. 2,500 and above into affordable EMIs
-
Interest-free cash withdrawal
Withdraw interest-free cash from any ATM for up to 50 days
-
Savings on Bajaj Finserv EMI Network
Get 5% cashback on down payments made at any Bajaj Finserv Network Partner store
-
Contactless payment
Enjoy hassle-free payments using our tap and pay facility
We value your money!
Benefits |
Value earned (in Rs.) |
Welcome bonus of 20,000 cash points (First year only) |
5,000 |
10X cash points on total spends in a month, if spends for the month is > Rs. 25,000 (assuming spends of Rs. 40,000) |
10,000 |
20X cash points on in-app spendings on travel and holiday bookings (assuming annual spends of Rs. 1,50,000) |
7,500 |
40% discount in the form of cash points on online subscriptions purchased through our app |
3,000 |
Complimentary Bajaj Health membership |
1,000 |
5% cashback on down payment of purchases made at Bajaj Finserv EMI Network stores |
500 |
Fuel surcharge waiver |
2,400 |
Lounge access at the airport - 2 per quarter in domestic lounges and 2 per year in international lounges |
18,000 |
Total value earned |
Rs. 47,000 plus |
Cash point redemption value can be up to 25 paise. We have assumed a redemption value of 25 paise per cash point for the above calculation on our rewards portal.
Click here to know more about our Terms and Conditions
Eligibility criteria
-
Nationality
Indian
-
Age
21 to 70 years
-
Employment
Must have a regular source of income
-
Credit score
750 or higher
Fees and charges
Type of fee |
Fees (in Rs.) |
Joining fee |
Rs. 4,999 + GST |
Renewal fee |
Rs. 4,999 + GST |
Reward redemption fee |
Rs. 99 + GST per redemption |
Cash advance fee |
2.5% of the cash amount (minimum Rs. 500) |
Late payment fee |
15% of the total amount due (min Rs. 50 and max Rs. 1,500) |
Over limit fee |
Rs. 600 + GST |
Finance charges |
Up to 4% per month or 48% per annum |
EMI conversion processing fee |
2% of the conversion amount. Minimum of Rs. 1,500 |
Click here to read about the credit card fees and charges in detail.
How to apply for a Bajaj Finserv DBS Bank credit card online?
Applying for this credit card is quick and easy. To obtain your credit card, apply online in a few simple steps.
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a Bajaj Finserv DBS Bank credit card offer
- 3 If you have an offer, fill the application form
- 4 Complete the KYC process
- 5 Your card is ready to be used
Bajaj Finserv DBS Bank 10X Plus Signature credit card FAQs
The Bajaj Finserv DBS Bank 10X Plus Signature credit card is different from the 10X card in terms of unmatched and unbeatable welcome bonus, attractive returns on multiple subscriptions, and access to not only domestic but international airport lounges as well.
As a Bajaj Finserv DBS Bank 10X Plus Signature credit cardholder, you receive 20,000 bonus cash points as a welcome bonus. The cash points will be credited to your account only after you have paid the joining fees and made a transaction within the first 60 days of card delivery.
The joining fee on Bajaj Finserv DBS Bank 10X Plus Signature credit card is Rs. 4,999 (exclusive of GST).
Yes, an annual fee of Rs. 4,999 (exclusive of GST), also called the renewal fee, is applicable on the Bajaj Finserv DBS Bank 10X Plus Signature credit card.
It’s a credit card with unrivalled benefits. What truly distinguishes the Bajaj Finserv DBS Bank 10X Plus Signature credit card from other credit cards is its wide variety of rewards, in the form of cash points, on all your spends.
The card not only gives you 2 cash points on every Rs. 200 spent on retail transactions but also:
- Monthly milestone benefit: 10X regular cash points on all monthly spends (on spends worth Rs. 20,000 in that month).
- Accelerated cash points: You can earn 20X cash points on travel and hotel bookings made through Bajaj Finserv or DBS Card+ apps.
Along with earning attractive cash points, Bajaj Finserv DBS Bank 10X Plus Signature credit card your offers:
- Up to 12,000 cash points on any subscriptions
- Fuel surcharge waiver of up to Rs. 200
- Complimentary airport lounge access every year - 8 domestic and 2 international
- 5% cashback on down payment of No Cost EMI loans availed at Bajaj Finserv Network partner stores and EMI Marketplace
Applicable only when payments are made via our rewards portal. The cash points earned per subscription will be communicated at the time of the transaction.
On your Bajaj Finserv DBS Bank 10X Plus Signature credit card, you qualify for 8 domestic and 2 international complimentary lounge access every year.
On paying towards your desired online subscription via our rewards portal, you earn cash points equivalent to a 40% discount on Hotstar, Zomato Pro, Gaana.com and many more subscriptions made via our rewards portal.
For example, if you take a subscription worth Rs. 5,000, you will receive 40% of the subscription amount as cash points, which in this case would be 12,000 points
Please Note: The maximum cash points to be given on the Bajaj Finserv DBS Bank 10X Plus Rewards credit card via subscription benefits is 8,000 in a year.