Features of Bajaj Finserv DBS Bank 10X Plus Signature credit card

  • Welcome bonus

    Welcome bonus

    Get 20,000 cash points as a welcome bonus on the purchase of this credit card

  • Monthly milestone benefits

    Monthly milestone benefits

    Earn 10X cash points on minimum spends of Rs. 20,000 per month

  • Discount on subscriptions

    Discount on subscriptions

    Get a 40% discount of up to 12,000 cash points in a year by subscribing to platforms like Hotstar, Gaana.com, Zomato Pro, SonyLiv and many more through our app

  • Health benefits

    Health benefits

    Enjoy a complimentary Bajaj Finserv Health membership covering all your health and well-being requirements

  • Accelerated cash points

    Accelerated cash points

    Earn 20X rewards on travel and hotel bookings made on the Bajaj Finserv and DBS Card+ app

  • Airport lounge benefits

    Airport lounge benefits

    Get complimentary access to 8 domestic and 2 international airport lounges every year

  • Earn cash points

    Earn cash points

    Earn 2 cash points on every Rs. 200 spent on regular purchases

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get a waiver of up to Rs. 200 per month on fuel surcharge expenses

  • Easy EMI conversion

    Easy EMI conversion

    Convert spends of Rs. 2,500 and above into affordable EMIs

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    Withdraw interest-free cash from any ATM for up to 50 days

  • Savings on Bajaj Finserv EMI Network

    Savings on Bajaj Finserv EMI Network

    Get 5% cashback on down payments made at any Bajaj Finserv Network Partner store

  • Contactless payment

    Contactless payment

    Enjoy hassle-free payments using our tap and pay facility

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Benefits

Value earned (in Rs.)

Welcome bonus of 20,000 cash points (First year only)

5,000

10X cash points on total spends in a month, if spends for the month is > Rs. 25,000 (assuming spends of Rs. 40,000)

10,000

20X cash points on in-app spendings on travel and holiday bookings (assuming annual spends of Rs. 1,50,000)

7,500

40% discount in the form of cash points on online subscriptions purchased through our app

3,000

Complimentary Bajaj Health membership

1,000

5% cashback on down payment of purchases made at Bajaj Finserv EMI Network stores

500

Fuel surcharge waiver

2,400

Lounge access at the airport - 2 per quarter in domestic lounges and 2 per year in international lounges

18,000

Total value earned

Rs. 47,000 plus

Cash point redemption value can be up to 25 paise. We have assumed a redemption value of 25 paise per cash point for the above calculation on our rewards portal.

Click here to know more about our Terms and Conditions

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    21 to 70 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

Fees and charges

Type of fee

Fees (in Rs.)

Joining fee

Rs. 4,999 + GST

Renewal fee

Rs. 4,999 + GST

Reward redemption fee

Rs. 99 + GST per redemption

Cash advance fee

2.5% of the cash amount (minimum Rs. 500)

Late payment fee

15% of the total amount due (min Rs. 50 and max Rs. 1,500)

Over limit fee

Rs. 600 + GST

Finance charges

Up to 4% per month or 48% per annum

EMI conversion processing fee

2% of the conversion amount. Minimum of Rs. 1,500


Click here to read about the credit card fees and charges in detail.

How to apply for a Bajaj Finserv DBS Bank credit card online?

Applying for this credit card is quick and easy. To obtain your credit card, apply online in a few simple steps.

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a Bajaj Finserv DBS Bank credit card offer
  3. 3 If you have an offer, fill the application form
  4. 4 Complete the KYC process
  5. 5 Your card is ready to be used

Bajaj Finserv DBS Bank 10X Plus Signature credit card FAQs

How is a 10X Plus card different from a 10X card?

The Bajaj Finserv DBS Bank 10X Plus Signature credit card is different from the 10X card in terms of unmatched and unbeatable welcome bonus, attractive returns on multiple subscriptions, and access to not only domestic but international airport lounges as well.

What welcome rewards are available on my 10X Plus card?

As a Bajaj Finserv DBS Bank 10X Plus Signature credit cardholder, you receive 20,000 bonus cash points as a welcome bonus. The cash points will be credited to your account only after you have paid the joining fees and made a transaction within the first 60 days of card delivery.

What is the joining fee on the Bajaj Finserv DBS Bank 10X Plus Signature credit card?

The joining fee on Bajaj Finserv DBS Bank 10X Plus Signature credit card is Rs. 4,999 (exclusive of GST).

Is there any annual fee associated with this card?

Yes, an annual fee of Rs. 4,999 (exclusive of GST), also called the renewal fee, is applicable on the Bajaj Finserv DBS Bank 10X Plus Signature credit card.

What is unique about this card?

It’s a credit card with unrivalled benefits. What truly distinguishes the Bajaj Finserv DBS Bank 10X Plus Signature credit card from other credit cards is its wide variety of rewards, in the form of cash points, on all your spends.

The card not only gives you 2 cash points on every Rs. 200 spent on retail transactions but also:

  • Monthly milestone benefit: 10X regular cash points on all monthly spends (on spends worth Rs. 20,000 in that month).
  • Accelerated cash points: You can earn 20X cash points on travel and hotel bookings made through Bajaj Finserv or DBS Card+ apps.
Apart from earning cash points, what other privileges are available on my card?

Along with earning attractive cash points, Bajaj Finserv DBS Bank 10X Plus Signature credit card your offers:

  • Up to 12,000 cash points on any subscriptions
  • Fuel surcharge waiver of up to Rs. 200
  • Complimentary airport lounge access every year - 8 domestic and 2 international
  • 5% cashback on down payment of No Cost EMI loans availed at Bajaj Finserv Network partner stores and EMI Marketplace

Applicable only when payments are made via our rewards portal. The cash points earned per subscription will be communicated at the time of the transaction.

How many times can I access the airport lounge?

On your Bajaj Finserv DBS Bank 10X Plus Signature credit card, you qualify for 8 domestic and 2 international complimentary lounge access every year.

What are the subscription benefits of this card?

On paying towards your desired online subscription via our rewards portal, you earn cash points equivalent to a 40% discount on Hotstar, Zomato Pro, Gaana.com and many more subscriptions made via our rewards portal.

For example, if you take a subscription worth Rs. 5,000, you will receive 40% of the subscription amount as cash points, which in this case would be 12,000 points

Please Note: The maximum cash points to be given on the Bajaj Finserv DBS Bank 10X Plus Rewards credit card via subscription benefits is 8,000 in a year.

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