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Features and benefits of our 10X Plus Signature Credit Card

Features and benefits of 10X Plus Signature Credit Card 00:41

Features and benefits of 10X Plus Signature Credit Card

Here's all you need to know about the Bajaj Finserv DBS Bank 10X Plus Signature Credit Card

  • Welcome bonus*

    Welcome bonus*

    Get 20,000 cash points as a welcome bonus. You can redeem these cash points when you shop on the DBS Bank app – ‘DBS Card+ IN’.

  • Up to 10% off on T20 ticket

    Up to 10% off on T20 ticket

    Get up to 10% discount on booking T20 match ticket using Bajaj Finserv DBS Bank Credit Card on selected teams.

  • Monthly milestone benefit

    Monthly milestone benefit

    Shop for daily groceries, apparels, home appliances, and more to get 10X cash points on minimum spends of Rs. 25,000 per month.

    *Rental, wallet, fuel and cash withdrawal transactions would not be considered in milestone calculation.

  • 20X accelerated cash points

    20X accelerated cash points

    You can use this card to get 20X cash points on utility, bill payments, and travel bookings made except for air travel using the Bajaj Finserv app or the DBS Bank app – ‘DBS Card+ IN’.

  • Discount on subscriptions*

    Discount on subscriptions*

    Get 40% discount in the form of cash points when you subscribe to OTT Platforms from DBS Bank app - DBS Card + IN

  • Airport lounge benefit

    Airport lounge benefit

    With this credit card, you get complimentary 8 domestic and 2 international airport lounge access in a year. You can use this facility twice in a quarter.

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Use this card to get a fuel surcharge waiver at any station across India for an amount of up to Rs. 2,400 in a year.

  • Interest-free cash withdrawal*

    Interest-free cash withdrawal*

    You can use this card to withdraw cash from any ATM across India for up to 50 days without being charged an interest.

  • Easy EMI conversion

    Easy EMI conversion

    When you shop for over Rs. 2,500 on gadgets, appliances, and more, convert the spends into EMIs and pay at your convenience.

  • Cash points on all spends

    Cash points on all spends

    Shop online and offline using this credit card and earn 2 cash points on every Rs. 200 spent.

    *Rewards will not accrue on rental, wallet transactions, fuel spends and cash withdrawal.

    *On EMI conversion, rewards on original transaction will be reversed.

  • Cashback on down payment

    Cashback on down payment

    Get 5% cashback on down payments made at any of our 1.5 lakh+ EMI Network partner stores across 4,000+ large and small cities. *Maximum cashback of Rs. 500.Valid until 31st March, 2024.

  • *Welcome rewards would be awarded when you pay the joining fee and use the card within 60 days of issuance.

    *You can get a maximum cashback of Rs. 1,000. Applicable to a minumim order value of Rs. 1,000. The offer is valid on selected teams like Gujarat Titans, Delhi Capitals, Punjab Kings, Chennai Super Kings, Sunrisers Hyderabad. The offer is valid from 15th Mar'24 to 30th May'24. tickets are to be booked by Paytm Insider App only.

    *Online subscriptions include Hotstar, Prime Video, and Zomato Pro.

    *Cash withdrawal processing fee of 2.50% of the cash amount (minimum Rs. 500) is applicable.

    Still haven’t found what you are looking for? Click on any of the links at the top of this page.

    Terms and Conditions apply

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Eligibility criteria and documents

Eligibility criteria

  • Nationality: Indian
  • Age: 21 to 70 years
  • Credit score: 720 or higher
  • Employment: Must have a regular source of income

Details required

  • PAN card number
  • Aadhaar card number

It is also essential to have your residential address in a location that is serviceable by DBS Bank and Bajaj Finance to get the Bajaj Finserv DBS Bank SuperCard.

DBS bank credit card

About DBS Bank

DBS Bank India announced the launch of its first-ever credit card, the Bajaj Finserv DBS Bank Credit Card, in partnership with Bajaj Finance, powered by Visa. Designed to eliminate the need for multiple credit cards, the SuperCard is a combination of four cards in one – credit card, debit card, EMI card, and loan card. Through this partnership, DBS Bank India and Bajaj Finance aim to create a better experience for their customers across India.

  • Did you know?

    You can get 20,000 cash points as welcome bonus on making your first transaction within 60 days of card creation.

How to apply for the 10X Plus Signature Credit Card

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Step-by-step guide to applying for the Bajaj Finserv DBS Bank 10X Plus Signature Credit Card

  1. Enter your 10-digit mobile number and click on ‘APPLY’
  2. Verify the OTP sent to your phone to check if you have an offer.
  3. If you have an offer, your credit card limit will be displayed on the screen.
  4. Click on ‘GET IT NOW’ and enter your basic details such as your, PAN, date of birth, father’s name, occupation type, company name, marital status, and address details.
  5. Now click on ‘PROCEED’ to submit your application.
  6. After your submission, our representative will call you to complete the KYC.

After your KYC verification, your card will be sent to your residential address within 5 to 7 working days.

Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.

Applicable fees and charges

The following are the key fees and charges for the Bajaj Finserv DBS Bank 10X Plus Signature Credit Card:

Type of fee Applicable charges

Joining fee

Rs. 4,999 + GST

Renewal fee

Rs. 4,999 + GST

Reward redemption fee

Rs. 99+ GST per redemption

Cash advance fee

2.50% of the cash amount (minimum Rs. 500)

Late payment fee

•No charge for the amount due up to Rs. 100
•Rs. 99 for the total due amount greater than Rs. 100 and up to Rs. 500
•Rs. 499 for the total due amount greater than Rs. 500 and up to Rs. 5,000
•10% of the total due amount greater than Rs. 5,000 (maximum Rs. 1,299)

Over limit fee

Rs. 600 + GST

Finance charges

Up to 4% per month or 48% per annum

EMI conversion processing fee

2% of the conversion amount. Minimum of Rs. 249

Click here to read the detailed schedule of charges and MITCs.

Click here to read product benefits and terms.

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Pre-approved offers for new customers

Both our new and existing customers can choose from pre-approved offerings. All we need is your mobile number to check.

You do not have to go through the complete application procedure if you are one of our customers who has been pre-approved. Consider it our green channel.

You might not require a card right now or might not have a pre-approved offer. You can still pick from a variety of offerings:

  • Examine your credit standing

    Examine your credit standing

    Some of the most crucial factors for you are your credit health and CIBIL score. Get our Credit Health Report to keep your credit in tip-top shape.

    Check your CIBIL score for free

  • Insurance in your pocket to cover every life event

    Insurance in your pocket to cover every life event

    In order to cover all of your life's events, including trekking, monsoon-related illnesses, car key loss/ damage, and more, we offer more than 400 insurance covers starting at just Rs. 19. 

    Discover Insurance Mall

  • Convert your medical bills into easy EMIs

    Convert your medical bills into easy EMIs

    Convert your healthcare bills for 1,000+ treatments across 1,700+ hospitals into easy EMIs with the Health EMI Network Card.

    Check your Health EMI Network Card limit

  • 1 million+ products on No Cost EMIs

    1 million+ products on No Cost EMIs

    Shop for electronics, gadgets, and apparel and split the bill into No Cost EMIs with the Insta EMI Card. Use this card across 1.2 lakh partner stores in 3,000+ cities.

    Check your pre-approved card limit

  • Create a Bajaj Pay Wallet

    Create a Bajaj Pay Wallet

    The only four-in-one wallet in India that allows you to pay or transfer money using your digital wallet, a credit card, and UPI.

    Download Bajaj Pay

  • Start an SIP with just Rs. 100 per month

    Start an SIP with just Rs. 100 per month

    Pick from over 900 mutual funds across 40+ companies, such as SBI, Aditya Birla, HDFC, ICICI Prudential Mutual Fund, and more.

    Discover Investment Mall

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Frequently asked questions

What are the other subscription benefits available on my card?

When you pay for OTT subscriptions such as Hotstar, Prime Video, and more, you earn 40% discount in the form of cash points on the rewards portal.

For example, if you take a subscription worth Rs. 5,000 from the DBS Bank app - DBS Card + IN, you will get 40% of the subscription amount as cash points, which is 8,000 cash points in this case equivalent to Rs. 2,000.

Please note: The maximum cash points to be given on the Bajaj Finserv DBS Bank 10X Plus Signature Credit Card in a year is 12,000.

How is the 10X Plus Signature Credit Card different from the 10X Signature SuperCard?

The Bajaj Finserv DBS Bank 10X Plus Signature Credit Card offers 20,000 cash points as welcome bonus, compared to the 12,000 offered by the 10X Signature SuperCard. The 10X Plus variant provides complimentary access to not only domestic but international airport lounges as well.

What welcome rewards are available on my 10X Plus Signature Credit Card?

As a Bajaj Finserv DBS Bank 10X Plus Signature Credit Card holder, you receive 20,000 cash points as a welcome bonus. The cash points will be credited to your rewards account only after you have paid the joining fees and made a transaction within the first 60 days of card issuance.

What is the annual fee for this credit card?

An annual fee of Rs. 4,999 + GST is applicable on the Bajaj Finserv DBS Bank 10X Plus Signature Credit Card.

What are cash points?

A cash point is a benefit offered in the form of points to users whenever they transact using the Bajaj Finserv DBS Bank Credit Card. Instead of receiving cashback, points earned against the transaction are credited to your credit card account.

The value of 1 cash point is 0.25 paise. For every Rs. 200 spent, you earn 2 cash points. These can be redeemed on the Bajaj Finserv app or DBS Card+ IN app on categories like hotel and travel bookings, shopping, food, etc.

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