Features of the RBL Bank Platinum LifeEasy SuperCard

  • Annual fee waiver
    Annual fee waiver

    Pay the joining fee and get a waiver on the annual fee for 1 year

  • Surcharge waiver
    Surcharge waiver

    Get fuel surcharge waiver of up to Rs. 150 per month

  • Groceries shopping perks
    Groceries shopping perks

    Get 5% cashback on grocery spends

  • Gift vouchers
    Gift vouchers

    Gift vouchers worth Rs. 2,000 with joining fee and spending Rs. 2,000 within 30 days

  • Benefits on movie tickets
    Benefits on movie tickets

    Avail 1+1 offer on movie tickets booked on BookMyShow, once a month

  • Pay with points
    Pay with points

    Make down payments with 5,000 reward points or more

  •  Cashback on travel
    Cashback on travel

    Enjoy 10% cashback on Ola/ Uber/ fuel spends (up to Rs. 400 per month)

  • Airport lounge access
    Airport lounge access

    Access a domestic airport lounge for free, 4 times a year

  • Contactless payments
    Contactless payments

    Tap your card to make fast and hassle-free transactions on payments up to Rs. 5,000

  • Milestone rewards
    Milestone rewards

    Get a gift voucher worth Rs. 1,000 on crossing spends of Rs. 1 lakh in a year.

The Bajaj Finserv RBL Bank Platinum LifeEasy SuperCard is a credit card that offers easy and quick finance for your daily needs. It enables you to access and enjoy financial benefits on everyday expenses like grocery, travel and fuel.

The SuperCard perfectly complements your spending habits and lifestyle. The best-in-class milestone vouchers make shopping a lot easier and it adds value to every purchase. You can even use the reward points you accumulate to make down payments.

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Eligibility criteria

  • Nationality
    Nationality

    Indian

  • Age
    Age

    25 to 65 years

  • Employment
    Employment

    Must have a regular source of income

  • Credit score
    Credit score

    750 or higher

What are the eligibility criteria for getting a credit card?

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder

What documents are needed to apply for a credit card?

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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How to apply for a SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Joining fee

Rs. 1999 + GST

Annual fee

Rs. 1999 + GST

Add-on card fees

NIL

Foreign currency transaction**

3.5% + GST

Cash payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.

Surcharge on purchase/ cancellation of railway tickets

IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8% + GST of (ticket amount +IRCTC service charge).

Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^

1% + GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher

Reward redemption fees

A Reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Cash advance transaction fee

2.5 % of the amount (min Rs.500 + GST) of the cash amount *effective July’20

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88% + GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/ late payment

15% of total amount due (Min. Rs. 50, max Rs. 1,500)

Over-limit penalty

Rs. 600 + GST

Finance charges (retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Call-a-draft fee

2.5% + GST (min Rs. 300+GST) of the draft amount

Card replacement (Lost/ stolen/ reissue/ any other replacement)

Rs. 200 + GST

Duplicate statement fee

Rs. 100 + GST

Charge slip retrieval/ copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/ dishonour fee auto debit reversal-bank account out of funds

Rs. 500 + GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to the IRCTC website for details
** Transactions at merchant establishments that are registered overseas even if the merchant is in India, attract a cross-border charge

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Frequently asked questions

Why is this credit card known as a SuperCard?

This is primarily because it houses the power of 4 cards in 1. It can fund daily/monthly credit needs and address urgent cash needs.

What makes the SuperCard different?

You can get an emergency advance, withdraw interest-free cash, convert purchases into EMIs and enjoy complete security.

Are cash withdrawals on the SuperCard expensive?

When you withdraw cash with a SuperCard, you don’t have to pay interest for up to 50 days. You only pay a 2.5% processing fee.

In a regular credit card, the credit limit can be used for merchant transactions. How is SuperCard different?

With a SuperCard, you can avail an emergency loan for 90 days, once a year. The sanction is based on your available cash limit.

How safe is my SuperCard from online fraud?

SuperCard comes with a feature called ‘InControl’, where you can control the use of your card through the mobile app.

What exclusive offers will I get with a SuperCard?

Get cashback, offers at Bajaj Finserv partner stores, easy EMI financing and much more. Avail these on most regular spends.

Can I use this card to purchase CNG and diesel?

Yes, you can use this card to purchase CNG and diesel at stations.

What are the additional benefits on this card?

You get a welcome gift voucher worth Rs. 2,000, 10% cashback on Ola/Uber/Fuel spends (Rs. 400 per month) and more.

Where can I use this card for fuel purchases?

You can use this card at all fuel stations across India.

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