Features of the RBL Bank Platinum LifeEasy SuperCard
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Welcome rewards
Get 2,000 reward points on spending Rs. 2,000 within 30 days of card issuance
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Milestone bonuses
Get a Rs. 1,000 gift voucher on crossing spends of Rs. 1 lakh in a year
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Offer on movie tickets
Get 1+1 movie tickets on BookMyShow (any day of the month, up to Rs. 200)
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Airport lounge access
4 complimentary domestic airport lounge access in a year
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Cashback on grocery shopping
5% cashback on grocery spends
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Cashback on travels
10% cashback on Ola/Uber transactions
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Cashback on fuel purchases
10% cashback on fuel spends
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Annual savings
Savings of up to Rs. 24,000 annually
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Fuel surcharge waiver
Get fuel surcharge waiver of up to Rs. 150 per month
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Interest-free cash withdrawal
No interest on cash withdrawals for up to 50 days
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Emergency advance*
Convert your available cash limit into a personal loan for 3 months with zero processing fee and an interest rate of 1.16% per month
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Annual Fee waiver
Spend Rs. 2 lakh in a year and get the next year’s annual fee waived off
The Bajaj Finserv RBL Bank Platinum LifeEasy SuperCard is a credit card that offers easy and quick finance for your daily needs. It enables you to access and enjoy financial benefits on everyday expenses like grocery, travel and fuel.
The SuperCard perfectly complements your spending habits and lifestyle. The best-in-class milestone vouchers make shopping a lot easier and add value to every purchase. You can even use the reward points you accumulate to make down payments.
*The loan is provided by RBL Bank as per their discretion and is subject to its policies.
Eligibility criteria
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Nationality
Indian
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Age
25 to 65 years
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Employment
Must have a regular source of income
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Credit score
750 or higher
Eligibility criteria for RBL Bank Platinum LifeEasy SuperCard
Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:
- Age should be within 25 to 65 years
- You must have a regular source of income
- Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
- A residential address that which must fall within the SuperCard live locations in the country
- Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder
Documents for Bajaj Finserv RBL Bank LifeEasy SuperCard
There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.
Apply for an RBL Bank Platinum LifeEasy SuperCard
Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:
- 1 Click here and enter your mobile number
- 2 Submit the OTP you’ve received and check if you have a credit card offer
- 3 If you have an offer, please avail of the offer
- 4 In case of no offer, submit your details
- 5 Get a call from our representative
- 6 Submit the necessary documents
Fees and charges
To know about the fees and charges applicable on this credit card, refer the table below
Types of fees |
Charges applicable |
Joining fee |
Rs. 1999 + GST |
Annual fee |
Rs. 1999 + GST |
Add-on card fees |
NIL |
Foreign currency transaction** |
3.5% + GST |
Cash payment at branches |
Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch. Rs. 100 per cash deposit transaction done at RBL Bank branch and Bajaj Finserv branch effective from 1st July'2022 |
Surcharge on purchase/ cancellation of railway tickets |
IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8% + GST of (ticket amount +IRCTC service charge). |
Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^ |
1% + GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher |
Reward redemption fees |
A Reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply |
Cash advance transaction fee |
2.5 % of the amount (min Rs.500 + GST) of the cash amount *effective July’20 |
Overdue interest on extended credit |
Up to 3.99% + GST per month or 47.88% + GST per annum |
Overdue interest on secured credit cards |
3.33% per month or 40% per annum |
Overdue penalty/ late payment |
15% of the total amount due (Min. Rs. 50, max Rs. 1,500) Effective from 1st July'2022 revised late payment charges will be applicable*. |
Over-limit penalty |
Rs. 600 + GST |
Finance charges (retail purchases and cash) |
APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.) |
Call-a-draft fee |
2.5% + GST (min Rs. 300+GST) of the draft amount |
Card replacement (Lost/ stolen/ reissue/ any other replacement) |
NIL |
Duplicate statement fee |
NIL |
Charge slip retrieval/ copy fee |
Rs. 100 + GST |
Outstation cheque fee |
Rs. 100 + GST |
Cheque return/ dishonour fee auto-debit reversal/ bank account out of funds |
Rs. 500 + GST |
All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
*Late payment charges
Total amount due (Rs.) |
Late payment fee (Rs.) |
Up to 100 |
0 |
100.01 - 500 |
100 |
500.01 - 5,000 |
500 |
5,000.01 - 10,000 |
750 |
10,000.01 - 25,000 |
900 |
25,000.01 - 50,000 |
1,000 |
Above 50,000 |
1,300 |
The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to the IRCTC website for details
** Transactions at merchant establishments that are registered overseas, even if the merchant is in India attract a cross-border charge
Frequently asked questions
This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.
You can get an emergency advance, withdraw interest-free cash, convert purchases into EMIs and enjoy complete security.
When you withdraw cash with a SuperCard, you don’t have to pay interest for up to 50 days. You only pay a 2.5% processing fee.
With a SuperCard, you can avail an emergency loan for 90 days, once a year. The sanction is based on your available cash limit.
SuperCard comes with a feature called ‘InControl’, where you can control the use of your card through the mobile app.
Get cashback, offers at Bajaj Finserv partner stores, easy EMI financing and much more. Avail these on most regular spends.
Yes, you can use this card to purchase CNG and diesel at stations.
You get a welcome gift voucher worth Rs. 2,000, 10% cashback on Ola/Uber/Fuel spends (Rs. 400 per month) and more.
You can use this card at all fuel stations across India.
