Features of the RBL Bank Platinum LifeEasy SuperCard

  • Welcome rewards

    Welcome rewards

    Get 2,000 reward points on spending Rs. 2,000 within 30 days of card issuance

  • Milestone bonuses

    Milestone bonuses

    Get a Rs. 1,000 gift voucher on crossing spends of Rs. 1 lakh in a year

  • Offer on movie tickets

    Offer on movie tickets

    Get 1+1 movie tickets on BookMyShow (any day of the month, up to Rs. 200)

  • Airport lounge access

    Airport lounge access

    4 complimentary domestic airport lounge access in a year

  • Cashback on grocery shopping

    Cashback on grocery shopping

    5% cashback on grocery spends

  • Cashback on travels

    Cashback on travels

    10% cashback on Ola/Uber transactions

  • Cashback on fuel purchases

    Cashback on fuel purchases

    10% cashback on fuel spends

  • Annual savings

    Annual savings

    Savings of up to Rs. 24,000 annually

  • Fuel surcharge waiver

    Fuel surcharge waiver

    Get fuel surcharge waiver of up to Rs. 150 per month

  • Interest-free cash withdrawal

    Interest-free cash withdrawal

    No interest on cash withdrawals for up to 50 days

  • Emergency advance

    Emergency advance

    Convert your available cash limit into a personal loan for 3 months at 1.16% ROI with 0 processing fee

  • Annual Fee waiver

    Annual Fee waiver

    Spend Rs. 2 lakh in a year and get the next year’s annual fee waived off

The Bajaj Finserv RBL Bank Platinum LifeEasy SuperCard is a credit card that offers easy and quick finance for your daily needs. It enables you to access and enjoy financial benefits on everyday expenses like grocery, travel and fuel.

The SuperCard perfectly complements your spending habits and lifestyle. The best-in-class milestone vouchers make shopping a lot easier and add value to every purchase. You can even use the reward points you accumulate to make down payments.

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Eligibility criteria

  • Nationality

    Nationality

    Indian

  • Age

    Age

    25 to 65 years

  • Employment

    Employment

    Must have a regular source of income

  • Credit score

    Credit score

    750 or higher

Eligibility criteria for RBL Bank Platinum LifeEasy SuperCard

Bajaj Finserv has easy-to-meet eligibility criteria to apply for a credit card. These include:

  • Age should be within 25 to 65 years
  • You must have a regular source of income
  • Creditworthiness, with a minimum CIBIL score of 750 or higher and no past records of default
  • A residential address that which must fall within the SuperCard live locations in the country
  • Applicant must also be an existing Bajaj Finserv customer and Bajaj Finserv EMI Network card holder

Documents for Bajaj Finserv RBL Bank LifeEasy SuperCard

There are 3 primary documents required to get a credit card – photograph, identity proof and address proof. Additional documents may be needed during the application process.

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Apply for an RBL Bank Platinum LifeEasy SuperCard

Applying for the Bajaj Finserv RBL Bank SuperCard is quick and easy:

  1. 1 Click here and enter your mobile number
  2. 2 Submit the OTP you’ve received and check if you have a credit card offer
  3. 3 If you have an offer, please avail of the offer
  4. 4 In case of no offer, submit your details
  5. 5 Get a call from our representative
  6. 6 Submit the necessary documents

Fees and charges

To know about the fees and charges applicable on this credit card, refer the table below

Types of fees

Charges applicable

Joining fee

Rs. 1999 + GST

Annual fee

Rs. 1999 + GST

Add-on card fees

NIL

Foreign currency transaction**

3.5% + GST

Cash payment at branches

Rs. 250 + GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.

Surcharge on purchase/ cancellation of railway tickets

IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8% + GST of (ticket amount +IRCTC service charge).

Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^

1% + GST surcharge on fuel transaction value or Rs. 10+GST, whichever is higher

Reward redemption fees

A Reward redemption fee of Rs. 99 + GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C apply

Cash advance transaction fee

2.5 % of the amount (min Rs.500 + GST) of the cash amount *effective July’20

Overdue interest on extended credit

Up to 3.99% + GST per month or 47.88% + GST per annum

Overdue interest on secured credit cards

3.33% per month or 40% per annum

Overdue penalty/ late payment

15% of the total amount due (Min. Rs. 50, max Rs. 1,500)

Over-limit penalty

Rs. 600 + GST

Finance charges (retail purchases and cash)

APR up to 3.99% + GST p.m. (up to 47.88% + GST p.a.)

Call-a-draft fee

2.5% + GST (min Rs. 300+GST) of the draft amount

Card replacement (Lost/ stolen/ reissue/ any other replacement)

NIL

Duplicate statement fee

NIL

Charge slip retrieval/ copy fee

Rs. 100 + GST

Outstation cheque fee

Rs. 100 + GST

Cheque return/ dishonour fee auto-debit reversal/ bank account out of funds

Rs. 500 + GST

 

All the above charges are subject to change under various marketing programs. The cardmember will be informed about these changes.
^ The surcharge is applicable on minimum fuel transactions of Rs. 500 and a maximum of Rs. 4,000. The maximum surcharge waiver is Rs. 100 for Platinum SuperCards, Rs. 200 for World Plus SuperCard and Rs. 150 for all other World SuperCards.
* Refer to the IRCTC website for details
** Transactions at merchant establishments that are registered overseas, even if the merchant is in India attract a cross-border charge

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Frequently asked questions

Why is the card known as a SuperCard?

This SuperCard offers EMI facilities, interest-free ATM withdrawals, emergency advances and attractive deals. The benefits of the card go beyond the usual credit card offering and hence, it is known as a SuperCard.

What makes the SuperCard different?

You can get an emergency advance, withdraw interest-free cash, convert purchases into EMIs and enjoy complete security.

Are cash withdrawals on the SuperCard expensive?

When you withdraw cash with a SuperCard, you don’t have to pay interest for up to 50 days. You only pay a 2.5% processing fee.

In a regular credit card, the credit limit can be used for merchant transactions. How is SuperCard different?

With a SuperCard, you can avail an emergency loan for 90 days, once a year. The sanction is based on your available cash limit.

How safe is my SuperCard from online fraud?

SuperCard comes with a feature called ‘InControl’, where you can control the use of your card through the mobile app.

What exclusive offers will I get with a SuperCard?

Get cashback, offers at Bajaj Finserv partner stores, easy EMI financing and much more. Avail these on most regular spends.

Can I use this card to purchase CNG and diesel?

Yes, you can use this card to purchase CNG and diesel at stations.

What are the additional benefits on this card?

You get a welcome gift voucher worth Rs. 2,000, 10% cashback on Ola/Uber/Fuel spends (Rs. 400 per month) and more.

Where can I use this card for fuel purchases?

You can use this card at all fuel stations across India.

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