Platinum LifeEasy SuperCard: Features & benefits
Easy and quick finance for your daily needs. The Bajaj Finserv RBL Bank Platinum LifeEasy SuperCard is a credit card which lets you plan and enjoy your benefits on grocery, travel and fuel purchases. The card perfectly complements your spending habits and lifestyle, letting you enjoy high-savings on all your grocery, fuel, Ola, Uber coupled with best-in-class milestone vouchers.
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Joining/Annual Fee/Fee waiver
Upgrade to your own Platinum LifeEasy SuperCard by paying a joining fee of Rs. 1,999 (Plus Service Tax) & an annual fee of Rs. 1,999 (Plus Service Tax) from 2nd year onwards. Also, annual fee gets waived off on spends of 2 Lakh and above.
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Fuel Surcharge
Get a fuel surcharge waiver of up to Rs. 150 per month.
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Groceries cashback
Get 5% cashback on grocery spends
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Spends based gift voucher
Benefit of gift vouchers worth Rs. 2,000 on payment of joining fees and spends of Rs. 2,000 made within 30 days of issuance.
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Movie tickets
Benefit of 1+1 movie ticket on BookMyShow once a month (up to Rs. 200)
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Pay with points
You can pay for your down payment using the accumulated SuperCard reward points.
Minimum reward points required to avail this benefit: 5000 -
Cashback on travel
10% cashback on Ola/Uber/Fuel purchases (up to Rs. 400 per month)
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Airport lounge access
Enjoy benefit of 4 complimentary domestic airport lounge access in a year (1 per quarter)
Fees and charges
| Types of fees | Charges applicable |
|---|---|
| Joining fee | Rs. 1999+GST |
| Annual fee | Rs. 1999+GST |
| Add-on card fees | NIL |
| Foreign currency transaction** | 3.5%+GST |
| Cash payment at branches | Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch. |
| Surcharge on purchase/cancellation of railway tickets | IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge). |
| Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^ | 1% +GSTSurcharge on fuel transaction value or Rs. 10+GST, whichever is higher |
| Reward redemption fees | A Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply |
| Cash advance transaction fee | 2.5 % of the amount (min Rs.500+GST) of the cash amount *effective July’20 |
| Overdue interest on extended credit | Upto 3.99% +GST per month or 47.88%+GST per annum |
| Overdue interest on secured credit cards | 2.5% +GST per month or 30%+GST per annum |
| Overdue penalty/late payment | Fee 15% +GST of Total amount due (Min. = 50 Max. = 1250) *effective July’20 |
| Over-limit penalty | Rs. 600+GST |
| Finance charges (retail purchases and cash) | APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.) |
| Call-a-draft fee | 2.5%+GST (min Rs. 300+GST) of the draft amount |
| Card replacement (Lost/stolen/reissue/any other replacement) | Rs. 200+GST |
| Duplicate statement fee | Rs. 100+GST |
| Charge slip retrieval/copy fee | Rs. 100+GST |
| Outstation cheque fee | Rs. 100+GST |
| Cheque return/dishonour fee auto debit reversal-bank account out of funds | Rs. 500+GST |
Contact us
For assistance, you can reach us via the RBL helpline at the below number:
022-71190900 (if you are using your mobile phone, prefix your city’s STD code to the number)
You can also e-mail us at: supercardservice@rblbank.com
Platinum Lifeeasy SuperCard – Frequently asked questions
Why is the card known as the SuperCard?
The one-of-its-kind card in the industry not only takes care of your daily/monthly credit needs, but also helps you in emergency cash requirements, EMI finance options*, discounts/cashbacks on various categories, and many other offerings. You can experience the power of 4 cards in 1 with the SuperCard.
How is SuperCard different from any other credit card in the industry?
SuperCard not only comes with the regular features offered by credit cards but also offers features like:
– Emergency loan at no interest for up to 3 months
– Cash withdrawal at no interest for up to 50 days
– Best security features through in-hand security
– Instant approval/rejection on the application form
– Attractive discounts and no cost EMI options on Bajaj Finserv EMI network*
ATM cash withdrawals on credit cards are very expensive, how can SuperCard help?
In times of an emergency, other bank credit cards offer cash withdrawals with a lot of fee and interest. With SuperCard, you can easily withdraw cash from ATM for up to 50 days at no interest and a flat 2.5% processing fee. The amount that you can withdraw will be dependent on bank policies.
In a regular credit card the credit limit can be used for merchant transactions, how is SuperCard different?
SuperCard offers a unique feature, where in-case of urgent cash requirement, you can request for an emergency loan by converting your cash limit into a loan for up to 3 months at no interest, and only flat 2.5% processing fee. You can avail a loan under this offer once a year and the amount that you can convert is dependent on bank policies. You must return the amount in 3 equal monthly instalments.
How safe is my SuperCard from online fraud?
SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the mobile app too.
What kind of exclusive offers will I get on SuperCard?
You will receive offers and benefits at Bajaj Finserv partner stores like no cost EMI option*, pay with reward points, 5% cashback on down payment and much more. You can also enjoy cashback, offers, discounts and much more on your regular online and offline purchase as well.
Can a SuperCard member use this card to purchase CNG and diesel at stations?
Yes, a SuperCard member can use this card to purchase CNG and diesel at stations.
What are the additional benefits on this card?
Cardmembers get a welcome gift voucher worth Rs. 2000, 10% cash-back on Ola/Uber/Fuel purchases (Rs. 400 per month), additional fuel surcharge waiver of up to Rs. 100 per month along with the industry 1st features. Gift voucher worth Rs. 1,000 on spending Rs. 1,00,000 in a year. (Assuming spend of Rs. 2,00,000. Gift Voucher worth= Rs. 2,000)
Where can cardmembers use this card for fuel purchases?
Cardmembers can use this card on all fuel pumps across India.
Pre-Approved Offer
