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Platinum LifeEasy SuperCard: Features & benefits

Easy and quick finance for your daily needs. The Bajaj Finserv RBL Bank Platinum LifeEasy SuperCard is a credit card which lets you plan and enjoy your benefits on grocery, travel and fuel purchases. The card perfectly complements your spending habits and lifestyle, letting you enjoy high-savings on all your grocery, fuel, Ola, Uber coupled with best-in-class milestone vouchers.

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  • Annual Fee

    Joining/Annual Fee/Fee waiver

    Upgrade to your own Platinum LifeEasy SuperCard by paying a joining fee of Rs. 1,999 (Plus Service Tax) & an annual fee of Rs. 1,999 (Plus Service Tax) from 2nd year onwards. Also, annual fee gets waived off on spends of 2 Lakh and above.

  • Fuel Surcharge

    Fuel Surcharge

    Get a fuel surcharge waiver of up to Rs. 150 per month.

  • Groceries cashback

    Groceries cashback

    Get 5% cashback on grocery spends

  • Spends based gift voucher

    Spends based gift voucher

    Benefit of gift vouchers worth Rs. 2,000 on payment of joining fees and spends of Rs. 2,000 made within 30 days of issuance.

  • Movie tickets

    Movie tickets

    Benefit of 1+1 movie ticket on BookMyShow once a month (up to Rs. 200)

  • Pay with points

    Pay with points

    You can pay for your down payment using the accumulated SuperCard reward points.
    Minimum reward points required to avail this benefit: 5000

  • Cashback on travel

    Cashback on travel

    10% cashback on Ola/Uber/Fuel purchases (up to Rs. 400 per month)

  • Airport lounge access

    Airport lounge access

    Enjoy benefit of 4 complimentary domestic airport lounge access in a year (1 per quarter)

  • Contactless payments

    Tap your card to make fast and hassle-free transactions of up to Rs. 5,000.

  • Purchase limit

    Use the tap and pay feature to make payments up to Rs. 5,000 at a time

Fees and charges

Types of fees Charges applicable
Joining fee Rs. 1999+GST
Annual fee Rs. 1999+GST
Add-on card fees NIL
Foreign currency transaction** 3.5%+GST
Cash payment at branches Rs. 250+GST cash deposit transaction done at RBL branch and Bajaj Finserv branch.
Surcharge on purchase/cancellation of railway tickets IRCTC Service charges * + Payment Gateway. Transaction charge [Upto 1.8%+GST of (ticket amount +IRCTC service charge).
Fuel transaction charge - for transaction made at petrol pumps to purchase fuel^ 1% +GSTSurcharge on fuel transaction value or Rs. 10+GST, whichever is higher
Reward redemption fees A Reward redemption fee of Rs. 99+GST will be levied on all redemptions made on Bajaj Finserv RBL Bank SuperCards w.e.f. June 01, 2019. T&C Apply
Cash advance transaction fee 2.5 % of the amount (min Rs.500+GST) of the cash amount *effective July’20
Overdue interest on extended credit Upto 3.99% +GST per month or 47.88%+GST per annum
Overdue interest on secured credit cards 3.33% per month or 40% per annum
Overdue penalty/late payment 15% of total amount due (Min. Rs. 50, max Rs. 1,500)
Over-limit penalty Rs. 600+GST
Finance charges (retail purchases and cash) APR up to 3.99%+GST p.m. (up to 47.88%+GST p.a.)
Call-a-draft fee 2.5%+GST (min Rs. 300+GST) of the draft amount
Card replacement (Lost/stolen/reissue/any other replacement) Rs. 200+GST
Duplicate statement fee Rs. 100+GST
Charge slip retrieval/copy fee Rs. 100+GST
Outstation cheque fee Rs. 100+GST
Cheque return/dishonour fee auto debit reversal-bank account out of funds Rs. 500+GST

Contact us

For assistance, you can reach us via the RBL helpline at the below number:

022-71190900 (if you are using your mobile phone, prefix your city’s STD code to the number)

You can also e-mail us at: supercardservice@rblbank.com

Platinum Lifeeasy SuperCard – Frequently asked questions

Why is the card known as the SuperCard?

The one-of-its-kind card in the industry not only takes care of your daily/monthly credit needs, but also helps you in emergency cash requirements, EMI finance options*, discounts/cashbacks on various categories, and many other offerings. You can experience the power of 4 cards in 1 with the SuperCard.

How is SuperCard different from any other credit card in the industry?

SuperCard not only comes with the regular features offered by credit cards but also offers features like:
– Emergency loan at no interest for up to 3 months
– Cash withdrawal at no interest for up to 50 days
– Best security features through in-hand security
– Instant approval/rejection on the application form
– Attractive discounts and no cost EMI options on Bajaj Finserv EMI network*

ATM cash withdrawals on credit cards are very expensive, how can SuperCard help?

In times of an emergency, other bank credit cards offer cash withdrawals with a lot of fee and interest. With SuperCard, you can easily withdraw cash from ATM for up to 50 days at no interest and a flat 2.5% processing fee. The amount that you can withdraw will be dependent on bank policies.

In a regular credit card the credit limit can be used for merchant transactions, how is SuperCard different?

SuperCard offers a unique feature, where in-case of urgent cash requirement, you can request for an emergency loan by converting your cash limit into a loan for up to 3 months at no interest, and only flat 2.5% processing fee. You can avail a loan under this offer once a year and the amount that you can convert is dependent on bank policies. You must return the amount in 3 equal monthly instalments.

How safe is my SuperCard from online fraud?

SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the mobile app too.

What kind of exclusive offers will I get on SuperCard?

You will receive offers and benefits at Bajaj Finserv partner stores like no cost EMI option*, pay with reward points, 5% cashback on down payment and much more. You can also enjoy cashback, offers, discounts and much more on your regular online and offline purchase as well.

Can a SuperCard member use this card to purchase CNG and diesel at stations?

Yes, a SuperCard member can use this card to purchase CNG and diesel at stations.

What are the additional benefits on this card?

Cardmembers get a welcome gift voucher worth Rs. 2000, 10% cash-back on Ola/Uber/Fuel purchases (Rs. 400 per month), additional fuel surcharge waiver of up to Rs. 100 per month along with the industry 1st features. Gift voucher worth Rs. 1,000 on spending Rs. 1,00,000 in a year. (Assuming spend of Rs. 2,00,000. Gift Voucher worth= Rs. 2,000)

Where can cardmembers use this card for fuel purchases?

Cardmembers can use this card on all fuel pumps across India.

How can you earn gift e-voucher?

Get Gift vouchers worth ₹2,000 on payment of joining fees and spends of ₹ 2,000 made within 30 days of issuance.

What is the joining fee for this card?

The joinig fee for Bajaj Finserv RBL Bank LifeEasy SuperCard is ₹1,999. however, the annual fee for 2nd year is ₹1,999 waived off on an annual spends ₹2,00,000.

What is SuperCard?

SuperCard is a cobrand credit card in association with RBL Bank Ltd. The card is known as SuperCard because of the super features available in it. This is one-of-its-kind card in the industry which not only takes care of your daily/monthly credit needs, but also helps you in emergency cash requirements, exclusive Bajaj Finserv partner store benefits discounts/cashbacks on various categories, rewards on every transaction and many other offerings.

How is SuperCard different from any other credit card in the industry?

SuperCard not only comes with the regular features offered by credit cards but also offers features like:
– Low-cost advance on cash limit at 1 .16% per month with no processing fee
– Cash withdrawal at 0% interest up to 50 days
– Superior rewards program
– Best security features through ‘InHand’ security
– Instant approval/rejection on application form

How can you use SuperCard reward points?

Reward points on your supercard can be earned in 3 ways- welcome rewards (only on paid card variants), spend based rewards and milestone rewards. You can redeem these reward points at www.rblrewards.com/SuperCard or use these at any Bajaj Finserv partner store across India for down payment of No cost EMI’s on a wide range of electronics, consumer durables etc.

How can you use low cost emergency advance?

Low cost emergency advance can be used against cash limit provided within your credit limit. you can avail this short loan on 3 easy EMI’s with no processing fee and nominal interest of 1.16% p.m. you can apply for this through RBL MyCard app or SMS “CASH” to 5607011 or call 022 71190900.

Is there any interest rate on cash withdrawal from SuperCard?

In times of an emergency, other bank credit cards offer cash withdrawals with a lot of fee and interest. Cash withdrawal from SuperCard can be done within the cash limit of the card limit and this is interest-free for upto 50 Days with nominal processing fee of 2.5%. However, its always preferred to repay on time to avoid interest charges.

How can you activate your card?

You can now activate your card and not wait for a physical card to start shopping. Simply download Bajaj Finserv wallet app (Link) sign up using your details, on homepage click on SuperCard icon and enter required details shared during your card application. set a 6-Digit mPin and view your digital SuperCard. Go to settings option ,enable online transactions and start using it for online transactions.

How can you convert shopping spends to Easy EMI’s?

You can convert shopping spends exceeding Rs. 2,500 to easy EMI through RBL MyCard App or simply write to supercardservice@rblbank.com. The EMI’s tenure is flexible as per your need with a nominal processing fee.

How can you use SuperCard for contactless payment at stores ?

Tap this card to make fast & convenient payments at retail outlets. With contactless payments enabled, your Card never has to leave your hand. Make payments of up to Rs. 5000* at a time using the tap & pay feature.

With increasing number of cybercrimes, how safe is my SuperCard from online fraud?

SuperCard comes with a feature called ‘InControl’, where the security of your SuperCard will be in your control. You can control the use of your card through the RBL MyCard App too. Your Bajaj finserv cobrand credit card is secure than ever which gives you the power to switch on/off your card in seconds. Unable or disable domestic, international, online or offline transactions.

Do you need any help regarding your supercard?

If you have any other query, call us at 022 71190900 or e-mail us at supercardservice@rblbank.com and we’ll be glad to assist you.

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