Home Loan in Navi Mumbai

If you’re considering getting a home in a place with vital amenities and excellent living standards, Navi Mumbai is the choice to make. With a great economic climate for employment, housing, and public transportation, choosing to live in this city would be an optimal move.

However, there’s a challenge—without a huge amount of money saved up, you cannot afford the properties in this area. The good news, however, is that there’s a solution—a home loan can help you get that desired home without stress. You can easily apply for a home loan in Navi Mumbai, thanks to Bajaj Finserv.

Despite the high prices of properties, Bajaj Finserv offers the best home loan interest rates in Navi Mumbai. Currently, the rates are 8.30%* p.a., one of the lowest you’ll find around. Our home loan deal has a host of benefits that will interest you. To discover these benefits and the application process, read on.

Navi Mumbai Home Loan: Features and Benefits

Below are some features and benefits of our housing loan package:

• 

  Pradhan Mantri Awas Yojana (PMAY)

  The PMAY, is a government scheme that enables you to access affordable housing in Navi Mumbai. We offer this so you can benefit from an interest subsidy of up to Rs.2.67 lakh.

• 

  Low interest rate

  Thanks to a recent rate cut, you can take a home loan from us for as low as 8.30%* p.a. Alongside this, you can pay a moderate amount of Rs.755/Lakh* as the equated monthly instalment (EMI) on your loan.

• 

  Sizable loan amount

  Our home loan package in Navi Mumbai exceeds many expectations as you can avail yourself of a loan amount of Rs.5 crore* or more. Your eligibility determines the amount that you can get.

• 

  Contact-free loans

  To curb the stress of applying at our branch office, we've fully digitized the application process so that you can now apply from home.

• 

  Long repayment tenor 

  We provide you with the comfort of having 30 years to repay the EMIs on your loan. Apply today and enjoy a long tenor that allows you to spread out your payments.
  
  After applying, our representative will discuss the other exciting features and benefits of our home loan offer with you.

Thanks to our lower home loan interest rate, you can effortlessly avail yourself of a Bajaj Finserv Home Loan in Navi Mumbai. Based on your eligibility, our interest rates start from 8.60%* per annum.

We will charge you a minimal processing fee. Other fees include a one-time secure fee, loan statement charges, penal interest, and a non-refundable mortgage origination fee. There are no hidden fees for you to worry about. Apart from this, you also enjoy tax benefits on home loan through the Income Tax Act. This is simply the best home loan interest rate in Navi Mumbai.

To understand the charges due, take a look at the table below.

Below are the conditions you must meet to access a home loan in Navi Mumbai through Bajaj Finserv:

Note that the upper age limit is considered as the applicant’s age at the time of loan maturity.

You can check your eligibility with our easy to use home loan eligibility calculator.

You do not need many documents to apply for a housing loan in Navi Mumbai and this lessens the loan processing time. Here are the documents required for a home loan in Mumbai:

• Know Your Customer (KYC) documents and a passport-size photograph
• Proof of address and identity
• Recent salary slips (3 months)
• ITR (2 years)
• Bank accounts statements dating back to 6 months
• Self-employed applicants must provide proof of business ownership/practice of up to 5 years

You can apply for a home loan in Navi Mumbai by either texting “HLCI” to 9773633633 or through the 3 easy steps for an online application. They are:

• Fill out the home loan application form by providing the required personal, financial, and employment details. Include property details where specified.
• Submit the details and reserve a pre-approved offer by paying a one-time secure fee. The relationship manager will contact you to move forward with your application.
• Upload scanned copies of the required documents to verify your application. While you will be able to upload most of the documents online, know that you will be required to visit our office for submitting a few documents.

Enjoy the lowest home loan interest rates in Navi Mumbai when you avail yourself of a home loan through Bajaj Finserv. We guarantee you a simple application process that ensures less processing time and quick disbursals. 

You can use our Home Loan EMI calculator to get a clear understanding of the amount that needs to be paid towards monthly home loan EMI, total interest amount payable.