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Home Loan: Overview

Kishangarh is a city in the Ajmer District of Rajasthan, built by Maharajas of Jaipur and Jodhpur. The city is 90 kilometres away from Jaipur and connected with the rest of the country via airport and railway station. The city is famous for its unique painting style and the marble industry.

Residents can now get a home loan in Kishangarh from Bajaj Finserv to fund their property purchases. We operate across 3 branches in Kishangarh. So, you can either apply online or visit one of our branches.

Home Loan in Kishangarh: Features and Benefits

  • Home loan balance transfer

    Convenient balance transfer

    Home loan balance transfer facility enables you to shift your loan balance from one lender to another. You can now enjoy lower home loan interest rates and better terms of services.

  • Flexibility in loan repayment

    With Bajaj Finserv, you can get a housing loan against a repayment period of up to 30 years. Estimate the EMIs using a calculator and find a suitable tenor accordingly.

  •  Loan of Rs.5 Crores or More

    Get a top-up loan

    Current customers of Bajaj Finserv can now get a top-up loan on their current home loan to meet an array of monetary needs.

  • Online loan account management

    Hassle-free documentation process

    Customers of Bajaj Finserv can manage their housing loan account via an online customer portal. You can make payments and access loan details through it.

  • PMAY

    Benefits under PMAY scheme

    Bajaj Finserv is registered with Central Nodal Agency to extend the advantages of Pradhan Mantri Awas Yojana. Hence, you can now enjoy subsidised home loan rates in Kishangarh.

  •  No prepayment or foreclosure charges

    Foreclosure and prepayment facilities

    You can now prepay or foreclose your home loan with Bajaj Finserv without bearing any extra charges.

  • Minimum documentation

    Nominal documentation

    Get a home loan in Kishangarh by submitting a few documents. This accelerates the loan application process. 

Home Loan Interest Rate, Fees & Charges

Home loan from Bajaj Finserv comes with affordable home loan interest rates. In addition, it does not impose any hidden charges.

The home loan interest rate (for salaried applicants) is 8.60%* p.a. to 14%, and it is 9.00%* p.a. to 14% for self-employed individuals.

Home Loan Eligibility Criteria

Bajaj Finserv has simple home loan eligibility criteria parameters allowing individuals to secure a loan easily. Here are the details –

  • Age: 23 to 62 years for salaried individuals and 25 to 70 years for self-employed individuals
  • Work experience: Minimum 3 years for salaried individuals and 5 years of business continuity for self-employed individuals
  • Citizenship: Indian
  • Monthly income: Depends on your city of residence

Documents Required for Home Loan

To get a home loan in Kishangarh, you need to submit the following list of documents –

  • KYC documents
  • Address and Identity proof
  • Latest salary slips or Form 16
  • Bank account statement of previous 6 months
  • Business proof of 5 years continuity for self-employed individuals

How to Apply for a Home Loan?

You can for a housing loan in Kishangarh online by following the steps mentioned below –

  • Step 1: Fill out the application form with required personal and professional details and enter property information
  • Step 2: You can then book an available offer by paying the secured fee online. A relationship manager will then contact you for further processing
  • Step 3: Submit the documents required for home loans to validate your application
Keep the additional fees and charges in mind before applying for a home loan in Kishangarh. Note that we do not levy any hidden charges. All our terms and conditions are 100% transparent.

Did you know, a good CIBIL score can help you get a better deal on loans and credit cards?