Bajaj Finserv Home Loan

Home Loan Balance Transfer Calculator

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Home Loan Balance Transfer Calculator

Home Loan Balance Transfer Calculator: Calculate savings on transferring your existing home loan balance to Bajaj Finserv using our balance transfer calculator.

Total sanctioned loan amount (in Rs.)*

INR
Existing loan tenorMonths
Existing Rate of InterestPercent
BFL Rate of InterestPercent

Rs. 0

Total amount saved with loan trasfer to Bajaj Finserv 

Rs. 0

Topup loan eligible amount

Rs. 0

New loan eligible amount

How to Use Balance Transfer Calculator?

It is ideal to use a balance transfer calculator to assess the possible savings of transferring the remaining home loan balance. Follow the simple steps mentioned below and use the balance transfer calculator easily.

  1. First, input the name of the lender of the existing loan
  2. Mention the loan tenor, specifying the starting and ending dates
  3. Next, enter the location of the property
  4. After that, set the values for total loan amount sanctioned, remaining repayment tenor and the existing home loan interest.
  5. Finally, specify the interest rate of the lending institution to where the balance transfer is intended and click on apply.

Using a balance transfer calculator is crucial for those willing to save on interest and to assess whether, at all, the balance transfer is worth it.

Benefits of Using Home Loan Balance Transfer Calculator

Some of the key benefits of using a home loan balance transfer calculator are discussed below:

  • It is easy to use and doesn’t require any expert assistance. One only needs to input some key details, such as the existing interest rate and tenor.
  • Using a home loan balance transfer calculator helps one understand the savings that can be made after the balance transfer.
  • One an individual uses a balance transfer calculator, he/she can also get an idea of the expected EMIs payable after the balance transfer.
  • Also, individuals can get an idea about the possible returns if the savings due to home loan balance transfer are invested.
  • With a home loan balance transfer calculator, individuals can also know the expected repayment tenor after the switchover and take an informed decision accordingly.

Home Loan Balance Transfer Calculator FAQs

What is a home loan balance transfer calculator?

A home loan balance transfer calculator is a freely-to-use online tool that allows you to calculate the amount of money you will save if you opt for a balance transfer.

Can home loans be transferred from one person to another?

Yes, a home loan can be transferred from one individual to another. This is done when transferring ownership but there are special conditions that must be met. For one, the new borrower must be eligible for a home loan.

When should you consider a home loan balance transfer?

The best time to consider a home loan balance transfer is when you’re servicing a loan at a much higher rate than the prevailing market rates. A minor difference in rates may not lead to significant savings but if you can repay at a much lower interest rate, you should consider transferring.

How much time does it take to transfer a home loan to Bajaj Finserv?

Transferring your home loan to Bajaj Finserv is a quick and hassle-free process. Thanks to the online loan provisions and the quick loan processing feature, a transfer can take anywhere between 5 and 10 days. This ensures minimal delays and allows you to start repaying your home loan at a better rate quickly.

Congratulations! You have a home loan balance transfer offer.

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