Personal Loan Customer Care

Personal Loan Customer Care

For any personal loan enquiries with Bajaj Finance, please contact + 91 7757000000 for assistance and guidance on eligibility, application process, and loan options.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer

Enter mobile and OTP | Check offer | No branch visit needed

Bajaj Finserv Personal Loan contact numbers and support channels

Checking your Bajaj Finance loan status helps you stay updated on the progress of your request. Whether you've just applied or are waiting for disbursal, monitoring your application status ensures you're always informed. This guide explains all the ways you can check your loan status—online and offline.
 

For any personal loan enquiries with Bajaj Finance, please contact + 91 7757000000 for assistance and guidance on eligibility, application process, and loan options.
 

If you are looking to get a personal loan but have not started the process yet - it is quite simple:
 

✅  Check your pre-approved loan offer with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.
 

Avoid the hassle of visiting a branch by using the Bajaj Finserv app or My Account portal to access services online. Check loan details, download NOCs, view interest statements, or raise queries easily. For quick help, call the Bajaj Finance customer care number.
 

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Bajaj Finance customer care details

At Bajaj Finance, we prioritise your needs and are committed to providing quick solutions. For any questions about our products or services, please contact us using the options below:


Customer Portal (My Account)

You can conveniently address your queries and access necessary information regarding your financial account through the Bajaj Finance customer care platform. Here’s how you can log in:
 

Step 1 - Go to the Bajaj Finance customer portal- My Account
Step 2 - Input your registered mobile number, customer or email ID
Step 3 - Choose either ‘OTP’ or ‘Password’
Step 4 - Next, select ‘Generate OTP’ or ‘Next’
Step 5 - Input authentic details to complete the procedure
 

Alternatively, consumers can download the Bajaj Finance app from the Google Play Store and enjoy similar benefits.
 

Bajaj Finserv app

Here are the steps to raise a query through the Bajaj Finance app:
 

Step 1 - Go to Google Play Store and download the app
Step 2 - Now, visit ‘Help and Support’ segment in the main menu
Step 3 - Choose the product to raise a query
Step 4 - Select the query and sub-query type and elaborate the query
Step 5 - Input relevant details and ‘submit’


 

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Raise a request

Here are the steps discussed for both new and existing customers to raise a query:

  • For existing customers:

    Step 1 - Visit Raise a request
    Step 2 - Select whether you are a new or existing customer
    Step 3 - Existing consumers can simply log in to the customer portal-My Account and address their queries

  • For new customers:

    Step 1 - Go to raise a request
    Step 2 - Enter your answer based on your customer category
    Step 3 - Enter credentials like- contact number, query, email address, etc., to proceed
    Step 4 - Input the CAPTCHA code and raise your request

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Get information via SMS

Existing customers can get updates by sending the following SMS:
 

SMS (KEYWORD) to 9227564444
 

The list of keywords is as follows:

  • To receive the download URL for the mobile app: APP
  • To know the username and password for our customer portal: My Account
  • To know your 4-digit EMI Network Card PIN: PIN
  • To get your statement of account (SOA): SOA
  • To get a No Objection Certificate (NOC) on loan closure: NOC
     

Your mobile number should be registered with us to use this facility. Standard SMS charges apply.

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Ways to contact our personal loan customer care service

For the customer care service of Bajaj Finance for personal loan queries, you have several channels available. You can reach them through:
 

  1. Phone: Dial their customer care number, and speak directly with a representative. You can find this number on their website or loan documents.
  2. Email: Send an email detailing your query or concern to the official customer support email address provided.
  3. Branch Visit: Visit a nearest Bajaj Finserv branch to speak with a customer service representative face-to-face and get assistance with your loan queries, payments, or other financial services.
     

Choose the channel that best suits your preference and urgency for assistance with your Bajaj Finance personal loan.

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Steps for resolution of customer issues

If you face challenges with your personal loan, follow these steps for a smooth resolution process:
 

  • Reach out to personal loan customer care through phone, email, or the bank’s official website.
  • Call the personal loan contact number mentioned on your bank’s website or loan statement for quick assistance.
  • Provide accurate loan and personal details to help the support team resolve your issue faster.
  • Escalate the issue to the grievance redressal officer if not resolved within the standard timeframe.
  • Approach the banking ombudsman as a final step if all internal resolution channels fail.
     

This process ensures your concerns are addressed systematically and efficiently.

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How Bajaj Finance customer care can help while applying for a personal loan

Applying for a personal loan is simple with Bajaj Finance. You can start your application online by visiting the official website or by heading to the nearest branch. Just fill in your personal and financial details, upload the required documents, and submit the form. Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 


For any help during the process, you can contact the Bajaj Finance personal loan customer care number to get prompt assistance. Their team can guide you through the steps and resolve queries. You can also directly apply for a personal loan online for quick approval and disbursal.

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How to raise your loan-related complaint to Bajaj Finance

If you face any issues with your loan, Bajaj Finserv has a structured grievance redressal process to help resolve them quickly. You can reach out to the support team by calling the Bajaj loan customer care number or the Bajaj Finserv loan customer care number for prompt assistance and solutions.

  • Level 1: File a complaint at the home branch

    Start by addressing your concern directly at your home branch. The branch staff are trained to handle initial complaints and can offer immediate assistance. Ensure you provide all relevant details and documentation to facilitate a swift resolution.

  • Level 2: Approach the grievance redressal officer

    If your issue remains unresolved after interacting with the home branch, the next step is to contact the Grievance Redressal Officer. This officer is responsible for overseeing and managing complaints that require further attention. You can find their contact details on our website or by asking at your branch.

  • Level 3: Contact nodal officers

    Should the grievance still not be addressed to your satisfaction, you can escalate the matter to the Nodal Officers. These senior officials are tasked with handling unresolved complaints from the Grievance Redressal Officer stage. Their contact information is also available on our website, and they are equipped to provide a final review of your case.

We are committed to resolving your issues promptly and appreciate your patience throughout this process.

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Key offerings: 3 loan types

Personal loan interest rate and applicable charges

Type of fee

Applicable charges

Rate of interest per annum

10% to 31% p.a.

Processing fees

Up to 3.93% of the loan amount (inclusive of applicable taxes).

Flexi Facility Charge

Term Loan – Not applicable

Flexi Loans –Up To Rs 1,999 To Up To Rs 18,999/- (Inclusive Of Applicable Taxes)

Will be deducted upfront from loan amount.

Bounce charges

Rs. 700 to Rs. 1,200/- per bounce

“Bounce Charges” shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.

Part-prepayment charges

Full Pre-payment:

Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment.
Flexi Term (Dropline) Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.
Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment.

Part-prepayment

• Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-
• Not Applicable for Flexi Term (Dropline) Loan and Flexi Hybrid Term Loan.

Penal charge

Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.

Stamp duty (as per respective state)

Payable as per state laws and deducted upfront from loan amount.

Annual maintenance charges

Term Loan: Not applicable

Flexi Term (Dropline) Loan:

Up to 0.30% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges.


Flexi Hybrid Term Loan:

Up to 0.30% (Inclusive Of Applicable Taxes) Of The Dropline Limit During Initial Tenure. Up to 0.30% (Inclusive Of Applicable Taxes) Of Dropline Limit During Subsequent Tenure

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.
For customer support, call Personal Loan IVR: 7757 000 000