Instant personal loan in Vasai
Also known as Bassai, Vasai is a city located in Mumbai’s suburbs in Maharashtra. Vasai is an old city known for its Vasai Port built by the Portuguese to establish naval superiority. It also hosts various structures as a legacy of Portuguese colonialism. Vasai has also seen rapid industrialisation recently, with various small and medium-scale manufacturing units established here. The city is heavily populated due to its affordable housing facilities and proximity to Mumbai.
With over 12,000 industrial units just in Eastern Vasai, the city has witnessed consequent infrastructural and industrial development.
Bajaj Finserv brings high-value personal loans of up to Rs. 55 lakh as collateral-free advances. Avail of a personal loan at nominal rates here for affordable financing of personal and professional requirements.
Features and benefits of personal loan in Vasai-Virar
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Fast approval online
Fill up the online personal loan application form with the correct details to receive loan approval instantly.
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Up to Rs. 55 lakh loan value
Fulfil minimum eligibility requirements to avail high loan quantum of up to Rs. 55 lakh.
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Get funds within 24 hours*
With one of the fastest personal loans in India, receive money in the account within 24 hours* of approval.
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Reduce EMIs by 45%*
Through Flexi loans, make multiple withdrawals, and prepay a portion of the loan without any extra charges.
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Zero-collateral
Meet only the required eligibility criteria to avail of the collateral-free financing of an unsecured loan from Bajaj Finserv.
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Flexible tenor
Make repayment in easy EMIs with a loan tenor extended up to 96 months and flexibility of choice.
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Online loan account
Log in to the customer portal, Experia for loan account online management and easy loan details tracking.
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Easy documentation
Provide only a handful of documents required for a personal loan for quick and hassle-free processing.
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Pre-approved offers
Avail of your personal loan pre-approved offer for hassle-free and instant loan processing. Check offer with minimum personal details.
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No hidden charges
Our completely transparent terms and conditions ensure zero chances of a surprise fee.
*Conditions apply
Eligibility criteria for instant personal loan in Vasai
Check your eligibility for the advance with a Bajaj Finserv Personal Loan Eligibility Calculator and apply accordingly. Also, estimate your monthly instalments with an EMI calculator and decide on the loan amount.
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Age
From 21 years to 80 years*
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CIBIL score
685 and above
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Nationality
Resident Indian
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Job Status
Should be a salaried individual working with an MNC or a private/ public company
With a pre-approved offer on personal loan in Vasai and minimal eligibility requirements, Bajaj Finserv has simplified financing for city residents. Make sure to check your loan affordability with an EMI calculator for an informed borrowing decision.
Documents required to apply for a personal loan in Vasai
To apply for a personal loan in Vasai, you'll need to submit a few essential documents.
- Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
- PAN card
- Employee ID card
- Salary slips of the last 3 months
- Bank account statements of the previous 3 months
- Piped gas bill
- Pension order
- Letter of Allotment of Accommodation Issued by Employer
- Property / Municipal tax receipt
- Utility bill
- Real-time image / photograph
- Ration card
Know more about the personal loan documents required during the application process.
Interest rates and charges for personal loans in Vasai-Virar
With nominal interest rates on personal loan and other affordable charges, now pay your EMIs conveniently.
How to apply for a personal loan in Vasai?
You can apply for a personal loan in Vasai just a few easy steps:
- Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure and click on ‘PROCEED’.
- Complete your KYC and submit your application.
Our representative will guide you on the next steps. The personal loan amount will be transferred to your bank account on the successful verification of your documents
Frequently asked questions
The eligibility criteria for a personal loan in Vasai-Virar will vary depending on the lender. For a Bajaj Finserv Personal Loan, the criteria are as follows:
- Nationality: Indian
- Age: 21 years to 80 years*.
- Employed with: Public, private, or MNC.
- CIBIL Score: 685 or higher.
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
The repayment tenure for a Bajaj Finserv Personal Loan ranges from 12 months to 96 months.
Yes, you can foreclose your personal loan, or make part-prepayments. Ensure that you make a note of the charges associated with foreclosure and part-prepayments.
You can calculate your EMI using an personal loan EMI calculator and entering the loan amount, tenure, and interest rate.
