Personal Loan in Cochin

If you are a resident of Kochi (Cochin) looking for financial assistance to meet personal expenses, a Bajaj Finserv Personal Loan could be the ideal solution. Whether it is for a wedding, education, medical emergency, or even consolidating debt, Bajaj Finance offers a seamless borrowing experience tailored to your needs. With competitive interest rates, flexible repayment options, and a 100% online process, getting a personal loan in Cochin has never been easier.

✅Check your pre-approved loan offer in Cochin with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*.

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Cochin with just your phone number and OTP – no need to visit the branch.

Flexi loans

Make multiple withdrawals from a dropline limit and pay interest only on the withdrawn funds, with our Flexi loans.

Basic documentation

Hand over the minimum documents needed for verification. Before that, meet the simple personal loan eligibility criteria.

Loan within 24 hours*

Once approved successfully, receive the funds in your account within 24 hours*.

Account management online

Stay informed about your loan and access valuable information 24x7. Log in to our customer portal - My Account.

Quick approval

Meet your monetary emergencies without delay as Bajaj Finserv provides instant loan approval.

Zero hidden charges

There are no hidden charges imposed on a personal loan in Cochin. Read our transparent terms and conditions before applying.

Repay easily

Select a repayment schedule that best suits your financial standing, from 12 months to 96 months.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Phone bill
• Real-time image / photograph
• Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process. 

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our personal loan variants.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.

Our representative will contact you for further steps.