Bajaj Finserv in your city

Also known as Kochi, Cochin is an important port city and the largest metropolitan area in Kerala. It is also reputed as the industrial, financial and commercial capital of the state. It headquarters the Indian Coast Guard and Southern Naval Command.

Residents of Kochi can opt for a collateral-free Bajaj Finserv Personal Loan to fulfil any monetary requirements without hassle.

Features and benefits of personal loan in Cochin

  • Pre-approved offers

    Pre-approved offers

    Simplify your loan application procedure and save more time with the pre-approved offers. Check the offer by providing your name and contact number.
  • Basic documentation

    Basic documentation

    Hand over the minimum documents needed for verification. Before that, meet the simple personal loan eligibility criteria.

  • Loan within %$$PL-Disbursal$$%

    Loan within 24 hours

    Once approved successfully, receive the funds in your account within 24 hours.

  • Account management online

    Account management online

    Stay informed about your loan and access valuable information 24x7. Log in to our customer portal - My Account.

  • Quick approval

    Quick approval

    Meet your monetary emergencies without delay as Bajaj Finserv provides quick loan approval.

  • Zero hidden charges

    Zero hidden charges

    There are no hidden charges imposed on a personal loan in Cochin. Read our transparent terms and conditions before applying.

  • Repay easily

    Repay easily

    Select a repayment schedule that best suits your financial standing, from 12 months to 60 months

Cochin is home to several prominent commercial maritime facilities, including the Cochin Shipyard, Port of Kochi, Kochi Marina and others. Some prominent companies in the city include the Cochin Stock Exchange, Coconut Development Board, Apollo Tyres, HMT, Petronet LNG and Kochi Refineries. The city also has multiple industrial parks. Tourism is another prominent contributor to its local economy.

If you are looking for a personal loan in Cochin, rely on reputed private financers like Bajaj Finserv. Enjoy less stringent policies with 100% transparency. Be assured of no hidden charges on our unsecured personal loans. Meet our eligibility criteria to seek higher loan amounts of up to Rs. 25 lakh and benefit from exclusive features.

With our Flexi loan facility, reduce your EMIs by up to 45% by paying interests only on the utilised loan amount. Opt for the Bajaj Finserv Personal Loan in Cochin today.

*Conditions apply

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Eligibility criteria

Below are the eligibility criteria required for a personal loan in Cochin.

  • Nationality

    Nationality

    Indian, resident of India

  • Employment

    Employment

    Must be a salaried employee at a reputed MNC or a private/ public limited company

  • Credit score

    Credit score

    Above 750

  • Age

    Age

    Between 21 years to 67 years*

  • Income

    Income

    Minimum salary requirement is Rs. 28,000 per month. Refer to our eligibility page for other details

While a higher CIBIL score is always preferred, borrowers with low scores can co-apply with a family member or spouse. However, the co-applicant must hold a CIBIL score of above 750. Meet the eligibility criteria and opt for less stringent policies from Bajaj Finserv.

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Interest rates and charges

Reasonable interest rates on personal loans make them affordable for borrowers in Cochin.

Frequently asked questions

What documents do I need to submit for a personal loan?

To process your loan application, provide a few documents, including your address proof, identity proof, salary slips, account statements and a photograph. You may have to submit additional documents if requested.

What is the repayment process?

Pay off your personal loan in Cochin through small, manageable EMIs. These are equated monthly instalments comprising the principal outstanding and the payable interest.

Where will I find my loan documents, post online approval?

After you borrow the loan, you will receive essential documents like an NoC, welcome letter, interest certificates, etc., on our customer portal - My Account. Use your login credentials to check.

Is part-prepayment allowed?

Yes, part-prepayment is allowed, but only after you have paid the 3 EMIs towards the loan repayment.

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