Bajaj Finserv in your city

The town of Sivakasi in Tamil Nadu is famous for its printing, firecracker, and matchbox industries. Together, these employ more than 2,50,000 people.

Bajaj Finserv provides personal loans with attractive features across two branches in Sivakasi. Enjoy competitive interest rates and other benefits with us.

Visit our branch for expert assistance or avail our online services for more convenience.

Features and benefits of personal loans in Sivakasi

  • Immediate approval

    Immediate approval

    Get approval on the online application within a few minutes. Before that, meet the personal loan eligibility criteria.

  • Fast disbursal

    Fast disbursal

    We take only 24 hours* to credit the sanctioned amount to your account. Use the funds at your own discretion.

  • No restriction on end-use

    No restriction on end-use

    Cover multiple financial purposes, starting from higher education to a foreign trip and more, without any restriction.

  • Tenors up to 96 months

    Tenors up to 96 months

    Pick an appropriate repayment tenor of up to 96 months with the help of a personal loan EMI calculator.

  • Pre-approved offers

    Pre-approved offers

    Exclusively for existing customers, pre-approved offers make loan processing less complex and faster.
  • Flexi loans

    Flexi loans

    Withdraw funds from a pre-set limit whenever needed and pay interest only on the funds withdrawn with our Flexi loan facility.

  • Online Account Management

    Online account management

    Our online account management facility provides you quick access to your loan account 24x7.
  • Unsecured credit

    Unsecured credit

    Apply for a personal loan from Bajaj Finserv without any collateral.

  • Minimum documentation

    Minimum documentation

    Complete your application process with the minimum documents required for a personal loan.

  • No underlying charges

    No underlying charges

    With us, pay only the fees you see in our terms and conditions. No underlying charges are imposed.

Besides its 3 major industries, Sivakasi has some significant attractions like the Badhrakali Amman temple, Periya Palli Vasal mosque, Arulmighu Shenbaga Vinayagar, etc.

Irrespective of financial requirements, Bajaj Finserv provides personal loans in Sivakasi with unrestricted end-use. Pay attractive rates of interest along with nominal associated charges. We impose no hidden charges, thus, making the loan affordable and transparent for eligible borrowers. Download our app to make payments, access important documents, and stay updated 24x7.

*Conditions apply

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Eligibility criteria for personal loans in Sivakasi

These eligibility criteria improve an applicant’s chances of getting a loan in Sivakasi.

  • Age

    Age

    Between 21 years and 80 years*

  • Income

    Income

    Refer to the city list for salary criteria

  • Employment

    Employment

    Working at a private/ public firm or an MNC

  • Credit score

    Credit score

    685+

  • Citizenship

    Citizenship

    Resident Indian

While a higher CIBIL score is desirable, borrowers with a low score can co-apply with a family member or spouse. However, the co-applicant must hold a CIBIL score above 685. Fulfil all the eligibility criteria and avail of a favourable loan from Bajaj Finserv.

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Interest rates and charges

Affording the Bajaj Finserv Personal Loan in Sivakasi is easier with competitive interest rates.

Frequently asked questions

Which documents are necessary to submit?

Provide proof of address, proof of identity, salary slips, account statements, and a photograph to process the application. You may also need to submit additional documents, if requested.

Can I make part-prepayment?

Yes, part-prepayment is allowed only after you have paid the 1st EMI towards loan repayment.

How will I get my loan documents once it is sanctioned online?

Borrowers are entitled to receive vital documents like welcome letter, NOC, interest certificates, etc. once they avail of a personal loan. You can access all these on our customer portal, Experia. Check using your login credentials.

What is the repayment process?

You can repay your personal loan through small, manageable EMIs. These are equated monthly instalments comprising both principal and interest payable.

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