Bajaj Finserv in your state

Jammu and Kashmir, the northern-most state, is known for its booming tourism industry, thanks to the Himalayas, its famous lakes, gardens and religious places.

Residents of the state can now conveniently avail of funding through a Bajaj Finserv Personal Loan. Meet the minimal personal loan eligibility and document requirements to apply for a financing of up to Rs. 35 lakh.

Features and benefits

  • High funding of up to %$$PL-Loan-Amount$$%

    High funding of up to Rs. 35 lakh

    Meet your big-ticket funding needs with a personal loan of up to Rs. 35 lakh available in Jammu and Kashmir.

  • Online loan account

    Online loan account

    Manage your loan account online with a simple login to our customer portal, Experia.

  • Few documents needed

    Few documents needed

    With minimum documents required for a personal loan, paperwork is a mere formality for application.

  • Extended tenor for easy repayment

    Extended tenor for easy repayment

    Use the Personal Loan EMI Calculator to select the right tenor with flexibility extended up to Rs. 35 lakh.

  • Instant approval

    Instant approval

    Meet minimum eligibility and document requirements to receive instant approval for your personal loan application.
  • Receive funds in %$$PL-Disbursal$$%*

    Receive funds in 24 hours*

    Bajaj Finserv brings one of the fastest loans with money sent to account within 24 hours* of approval.

  • Nil hidden charges

    Nil hidden charges

    With complete transparency in terms and conditions, Bajaj Finserv ensures nil underlying or surprise charges.
  • Collateral-free loan

    Collateral-free loan

    Zero collateral requirements make the Bajaj Finserv Personal Loan an unsecured advance requiring only minimum eligibility criteria compliance.

  • Flexi loan facility

    Flexi loan facility

    Choose the Flexi loan facility to avail easy financing as well as EMI reduction by up to 45%*.

  •  Pre-approved offers

    Pre-approved offers

    Experience a faster and hassle-free loan processing with a pre-approved offer on Bajaj Finserv Personal Loan.

Jammu and Kashmir, along with being a strategic state for international geographic division, also has a suitable environment for activities like horticulture and floriculture which contribute to its economy. Other significant contributors to the livelihood of state residents are fisheries and sericulture.

With a high-value personal loan from Bajaj Finserv, residents of Jammu and Kashmir can avail of funding without much hassle. The pre-approved offer simplifies loan processing and helps save time, enabling easy emergency financing too.

*Conditions apply

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Eligibility criteria

Make sure to check and fulfil the personal loan eligibility requirements before applying for hassle-free approval.
  • Age


    From 21 years to 67 years*

  • CIBIL score

    CIBIL score


  • Nationality


    Resident Indian

  • Job status

    Job status

    Employed at a private/ public limited company, or MNC

Apply for a Bajaj Finserv Personal Loan in Jammu and Kashmir with minimum documents to receive funding conveniently. Check your repayment affordability with the help of Bajaj Finserv Personal Loan EMI Calculator before applying.

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Interest rates and charges

Personal loan interest rates and charges like processing fees are kept nominal to provide affordable financing to borrowers in Jammu and Kashmir.