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Bajaj Finserv App

Personal Loan
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Features and Benefits

Jammu and Kashmir is the northernmost state of India, famous for its lakes, gardens, valleys, and sacred places. Its picturesque locations attract tourists from across the globe. The state has an excellent climate for floriculture and horticulture, supporting its economy significantly. Fisheries and sericulture also play a vital role in driving the economy of the state.

If you need a personal loan in Jammu and Kashmir, Bajaj Finserv assures to provide you with complete financial support. Meet simple personal loan eligibility criteria to enjoy the following benefits.

  • Online loan account access

    Online account management

    Access our customer portal, Experia and check your loan account details to stay updated.

  • Pay up to 45% lower EMI

    Loans up to Rs.25 lakh

    With high financing of up to Rs.25 lakh, pay for big-ticket expenses or medical needs with this personal loan.

  • Money within 24 hours*

    Money in bank in 48 hours

    It takes only 48 hours* to disburse a private finance loan once all your documents are verified.

  • Minimal documentation

    Few documents

    Provide only the basic documents required for a personal loan and complete the process easily.

  • Flexible tenors

    Repay easily

    Know your loan EMIs with the personal loan EMI calculator and opt for a feasible tenor of up to 60 months.

  • Instant approval

    Immediate approval

    Fill up the online application form and submit the necessary documents to receive instant approval on your personal loan.

  • education loan


    Opt for our flexi loan facility and bring down your monthly instalments by up to 45%. Borrow from the sanctioned limit whenever needed and repay the principal at the end of the tenor.

  • No hidden charges

    No hidden charges

    No underlying fees or surprise charges are levied on the personal loan. Being one of the trusted private lenders, Bajaj Finserv comes with 100% transparent policies.

  • Unsecured loan

    No need to keep any asset as collateral since a Bajaj Finserv personal loan is sanctioned against eligibility criteria only.

  • Pre-approved offers

    Pre-approved offers

    Go for a faster application process with pre-approved offers from Bajaj Finserv. Provide details like name and phone number to check your pre-approved offers.

Eligibility Criteria for Personal Loan in Jammu and Kashmir

Ensure to know the complete list of eligibility criteria and necessary documents required for a personal loan before applying.

Interest Rates and Charges for Personal Loan in Jammu and Kashmir

Bajaj Finserv offers nominal associated fees and personal loan interest rates, making the credit affordable for borrowers.

Contact Us

If you are new to Bajaj Finserv and are looking for information about personal loan in Jammu and Kashmir, you can call us at 1800-103-3535 or SMS ‘PL’ to 9773633633.

Existing customers can reach us at 020-3957 5152 or write in at

*Conditions apply