Personal Loan in Trichy

Personal Loan in Trichy

Check your eligibility for personal loan in Trichy with your phone and OTP - no branch visit needed.

Rs. 40000 - Rs. 55 lakh

You may be eligible for a pre-approved offer in Trichy

Enter mobile and OTP | Quick online approval | Get money in a day*

Instant personal loan in Tiruchirappalli

  • Whether you live in Srirangam, Thillai Nagar, Cantonment, or any part of Trichy, financial needs can arise at any moment. A Bajaj Finserv Personal Loan in Trichy offers a fast, hassle-free, and entirely digital borrowing experience. You can get up to Rs. 55 lakh with zero collateral and minimum documentation.

    Want to know if you’re already pre-approved? Simply enter your mobile number and OTP to check your personalised loan offer online. The process is quick:
    Check your offer → Apply online in 5 minutes → Get funds in your account within 24 hours*

    Whether you're a salaried employee or a self-employed professional in Trichy, this loan can help you manage emergencies, plan big-ticket expenses, or upgrade your lifestyle — without disrupting your financial stability.


     

Trichy is one of Tamil Nadu’s most historic cities, known for landmarks like the Rockfort Temple, Srirangam, and the Kaveri riverbank. It's also an important educational and commercial centre with institutions like NIT Trichy and BHEL. The city’s rapid urban development has led to a growing demand for personal loans to meet modern lifestyle needs such as home upgrades, higher education, and travel.

Its strategic location and growing population have made Trichy a hub for both traditional industries and new-age services, creating opportunities and financial needs across the board.


 

*Terms and conditions apply

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Features and benefits of a personal loan in Trichy

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Udupi. All it takes is just your phone number and OTP.

  • Money in your account in 24 hours*

    You will get the loan amount in your bank account within 24 hours*, making it easy to manage any urgent expenses.

  • High loan amount and flexible tenure

    You can take a loan ranging from Rs. 40000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years.

  • Quick approval

    Apply online and get instant approval for your personal loan. Know more about the personal loan application process.

  • Minimal documents

    With very little paperwork required, the loan application and approval processes become quick and convenient.

  • No guarantor or collateral needed

    You do not need to provide any collateral such as gold ornaments and property papers to get the loan. Use our personal loan eligibility calculator to see how much loan amount you can borrow.

Wide range of personal loans offered by Bajaj Finance



*Terms and conditions apply.

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Eligibility criteria for a personal loan in Trichy

You can easily get the funds you need in Trichy with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years*.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years* or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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How to apply for a personal loan in Trichy?

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.