What makes Bajaj Finserv one of the most preferred lenders in Pune?

Bajaj Finserv is one of the most preferred private lenders for personal loans in Pune for the following reasons: High-value loans of up to Rs. 55 lakh Easy-to-meet eligibility criteria Minimal documentation Quick approval in 5 minutes Money credited to your account within 24 hours* No security or collateral needed Flexi loan facility for reduced EMIs by up to 45%* Flexible repayment tenor of up to 96 months Free online tools for informed decision-making Online account management 24x7

How can I apply for a personal loan in Pune online?

Meet our eligibility criteria get a lower personal loan interest rate. To apply online, follow the steps below: Fill up the online application form with accurate details Choose a suitable loan amount and tenor Hand over the essential documents to the representatives Receive the approved amount in your account

What are the basic requirements to get your personal loan in Pune approved?

If you have a pre-approved Personal Loan offer then there is no need to check for approvals. For our regular personal loan in Pune, you must fulfil certain eligibility criteria. Nationality: Indian Age: 21 years to 80 years*. Employed with: Public, private, or MNC. CIBIL Score: 685 or higher. Monthly salary: Starting Rs. 25,001, based on the city you live in. You also need to submit certain documents along with your application.

How do I avail a personal loan service in Pune?

Follow these 5 steps if you want to get a Bajaj Finance Personal Loan: Visit the personal loan page and click on ‘APPLY’ Enter your 10-digit mobile number and OTP Fill in the application form with your basic details and ‘PROCEED’ Enter the loan amount and tenure that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Complete your KYC and submit your application

Apply for Instant Personal Loan in Pune Starting 16%

Get personal loan in Pune city

Pune, Maharashtra’s second-largest metropolitan city, is a prominent IT hub and a key center for the automobile and manufacturing industries. Known as the "Oxford of India," it boasts numerous educational institutions, attracting both domestic and international students. Pune’s rich history includes being home to India’s first indigenously run girls’ school, established by Savitribai and Jyotirao Phule.

Bajaj Finserv offers instant personal loan in Pune to address various financial needs, from education and travel to emergencies. With 15 branches across the city and a simple online application process, you can enjoy quick approval and disbursement. Benefit from flexible tenors of up to 96 months and the option for Flexi loans, ensuring convenient repayment tailored to your situation.

Loan within 24 hours*

Money is credited to your bank account within 24 hours* of approval, so you can start utilising the funds immediately to address emergencies.
Flexible tenors

Tenors of up to 96 months ensure flexibility and ease of repayment. Choose wisely and check beforehand using an online EMI calculator.
Easy eligibility criteria and documents

Learn about the loan eligibility and document requirement. Qualify for credit easily.
Quick loan approval

Address your immediate monetary needs with instant approval on your online application.
Higher loan amount

Borrowers can apply for an Insta Personal Loan of up to Rs. 15,50,000 or a regular personal loan in Pune of up to Rs. 55 lakh. Meet the required eligibility criteria to get the amount you seek.

One of the biggest advantages of a personal loan is that it can be used for a wide variety of purposes. You can manage your small or large expenses using a personal loan, including:

Personal Loan for Travel: Fulfill your wanderlust with a personal loan for travel to explore dream destinations.
Personal Loan for Wedding: Plan a grand celebration by availing a personal loan for wedding and make every moment special.
Personal Loan for Education: Invest in education effortlessly with a personal loan for higher education to fund tuition or study abroad.
Personal Loan for Medical Emergency: Tackle unexpected medical bills quickly with a personal loan for medical emergency.
Personal Loan for Home Expenses: Upgrade or renovate your home using a personal loan for home expenses to cover related costs.

Since our instant personal loan in Pune is disbursed quickly, it is also feasible to manage urgent expenses during emergency situations. If you are looking for the lowest personal loan interest rates in Pune, you can consider our personal loan.

Also read: Instant personal loan for Women

Meeting the simple personal loan eligibility criteria by Bajaj Finserv increases your chances of successfully securing a personal loan in Pune. Enjoy benefits like minimum documentation and exclusive Flexi loan features for flexible and convenient repayment options.

Nationality

Indian, resident of India
Employment

Must be a salaried employee at a reputed MNC or a private/ public limited company
CIBIL score

685 or higher
Age

You should be between 21 years to 80 years* of age at the end of the loan tenure.
Income

Minimum salary requirement is Rs. 35,000 per month. Refer to our eligibility page for other details

How to calculate personal loan EMI in Pune?

You can use our personal loan EMI calculator to calculate the EMI, based on the tenure, interest rate, and amount. It uses the formula:

E = P*r*(1+r)^n/((1+r)^n-1) where,

E is EMI
P is the principal loan amount,
r is the rate of interest calculated monthly, and
n is the tenure/ duration in months

For example, you have applied for a Bajaj Finserv Personal Loan of Rs. 1 lakh at an interest rate of 14% p.a. for a tenure of 2 years. Your EMI will be 4801.

Our Personal Loan branches in Pune

Personal Loan In Chinchwad, Pune	Personal Loan In Dehu Road, Pune
Personal Loan In Fatima Nagar, Pune	Personal Loan In Lonavala, Pune
Personal Loan In Pirangut, Pune	Personal Loan In Rajgurunagar, Pune
Personal Loan In Shirur, Pune

Use the interest calculator to get accurate repayment details based on the latest rates for a personal loan. It helps you plan better with competitive interest rates and manage your loan efficiently, ensuring lower EMIs. By understanding the fees and charges, you can make informed decisions and comfortably repay your loan.

Type of fee	Applicable charges
Rate of interest	16% to 31% p.a.
Processing fees	Up to 3.93% (Inclusive of applicable taxes) of the loan amount.
Flexi Facility Charge	Term Loan – Not applicable Flexi variant - A fee will be deducted upfront from the loan amount (as applicable below) Up to Rs. 1,999/- for loan amount less than Rs. 2,00,000 Up to Rs. 3,999/- for loan amount from Rs. 2,00,000 to Rs. 3,99,999 Up to Rs. 5,999/- for loan amount from Rs. 4,00,000 to Rs. 5,99,999 Up to Rs. 7,999/- for loan amount from Rs. 6,00,000 to Rs. 9,99,999 Up to Rs. 8,999/- for loan amount from Rs. 10,00,000 to Rs. 14,99,999 Up to Rs. 9,999/- for loan amount from Rs. 15,00,000 to Rs. 19,99,999 Up to Rs. 10,999/- for loan amount from Rs. 20,00,000 to Rs. 24,99,999 Up to Rs. 11,999/- for loan amount from Rs. 25,00,000 to Rs. 29,99,999 Up to Rs. 12,999/- for loan amount of Rs. 30,00,000 and above All the above Flexi facility charges are inclusive of applicable taxes Loan amount includes approved loan amount, insurance premium, and VAS charges.
Bounce charges	Up to Rs. 1,200/- per bounce “Bounce charges” shall mean charges for (i) Dishonor of any payment instrument; or (ii) Non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.
Pre-payment charges	Full Pre-payment: Foreclosure can be processed post clearance of first EMIs. •Term Loan: Up to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment. •Flexi Term Loan (Flexi Dropline): Up 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment. •Flexi Hybrid Term Loan: Up to 4.72% (Inclusive of applicable taxes) of the Dropline limit as per the repayment schedule as on the date of full prepayment. Part Pre-payment: •Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment. •Not Applicable for Flexi Term Loan (Flexi Dropline) and Flexi Hybrid Term Loan.
Penal charge	Delay in payment of instalment(s) shall attract Penal Charge at the rate of up to 36% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.
Stamp duty (as per respective state)	Payable as per state laws and deducted upfront from loan amount.
Annual maintenance charges	Term Loan: Not Applicable Flexi Term Loan (Flexi Dropline): Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit (as per the repayment schedule) on the date of levy of such charges Flexi Hybrid Term Loan: Up to 0.295% (Inclusive of applicable taxes) of the Dropline limit during Initial Tenure. Up to 0.295% (Inclusive of applicable taxes) of Dropline limit during Subsequent Tenure
Principal Holiday Facility Fees	Up to Rs.1999/- for loan amount less than Rs.2,00,000 Up to Rs.3999/- for loan amount from Rs. 200000 to Rs.399999 Up to Rs.5999/- for loan amount from Rs. 400000 to Rs.599999 Up to Rs.7,999/- for loan amount from Rs. 600000 to Rs.999999 Up to Rs.8,999/- for loan amount from Rs.10,00,000 to Rs. 1499999 Up to Rs. 9999/- for loan amount from Rs. 15,00,000 to Rs.19,99999 Up to Rs.10,999/- for loan amount from RS. 20,00,000 to RS.2499999 Up to Rs.11,999/- for loan amount from RS.25,00,000 to RS. 29,99999 Up to Rs. 12,999/- for loan amount of Rs.30,00,000 and above Above charges are inclusive of applicable taxes & will be deducted upfront from loan amount *(Loan amount includes approved loan amount, Insurance Premium & VAS Charges)

Note: Additional cess if any, will be applicable to all charges according to state law.

*Terms and conditions apply.

To apply for a personal loan in Pune, follow these simple steps for a hassle-free process:

Click on ‘APPLY’ at the top of this page to open our online personal loan application form.
Enter your 10-digit mobile number and the OTP sent to your phone.
Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
Now, click on ‘PROCEED’ to visit the loan selection page.
Enter the loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
Complete your KYC and submit your application.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents

Frequently asked questions

You can reach Bajaj Finserv in Pune on the customer care number 020 – 3957 5152. For more convenience, you can easily access all the information online.

Bajaj Finserv is one of the most preferred private lenders for personal loans in Pune for the following reasons:

High-value loans of up to Rs. 55 lakh
Easy-to-meet eligibility criteria
Minimal documentation
Quick approval in 5 minutes
Money credited to your account within 24 hours*
No security or collateral needed
Flexi loan facility for reduced EMIs by up to 45%*
Flexible repayment tenor of up to 96 months
Free online tools for informed decision-making
Online account management 24x7

The documents required to submit for personal loans in Pune are salary slips of the previous 2 months, the last 3 years’ bank account statements, your employee ID card, KYC documents and a photograph.

Meet our eligibility criteria get a lower personal loan interest rate. To apply online, follow the steps below:

Fill up the online application form with accurate details
Choose a suitable loan amount and tenor
Hand over the essential documents to the representatives
Receive the approved amount in your account

If you have a pre-approved Personal Loan offer then there is no need to check for approvals. For our regular personal loan in Pune, you must fulfil certain eligibility criteria.

Nationality: Indian
Age: 21 years to 80 years*.
Employed with: Public, private, or MNC.
CIBIL Score: 685 or higher.
Monthly salary: Starting Rs. 25,001, based on the city you live in.

You also need to submit certain documents along with your application.

Our personal loans do not require any collateral such as gold ornaments or property. If you are looking for an instant loan in Pune, our personal loan is a great option.

The minimum salary to get our instant personal loan is Rs. 25,001.

You can opt for a Bajaj Finance Insta Personal Loan to take care of your urgent expenses. With an Insta Personal Loan, you can expect the funds to be disbursed within 30 minutes* to 4 hours.

You can apply for our loan even if you get your salary in cash.

Follow these 5 steps if you want to get a Bajaj Finance Personal Loan:

Visit the personal loan page and click on ‘APPLY’
Enter your 10-digit mobile number and OTP
Fill in the application form with your basic details and ‘PROCEED’
Enter the loan amount and tenure that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid
Complete your KYC and submit your application

The interest rates for personal loans vary from lender to lender. Bajaj Finance Personal Loan is offered with interest rates ranging from 16% to 31% p.a.

You can use the Bajaj Finserv app to get a personal loan in Pune from the comfort of your home.