Personal Loan in Shillong

Need funds to finance a family wedding, handle medical bills, or pursue higher education? Whether you live in Laitumkhrah, Nongthymmai, or Police Bazar, a Bajaj Finserv Personal Loan in Shillong gives you fast, collateral-free financial support — whenever you need it.

You can also check if you already have a pre-approved offer in Shillong. The entire process is online, no branch visit required:
Check your personal loan offer in Shillong with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

With up to Rs. 55 lakh in loan amount, flexible tenures, and instant approval, you can manage both urgent and planned needs easily from the comfort of your home.

Quick online approval

Apply online for a personal loan in Shillong through a fully digital process and receive approval within minutes* – no branch visits needed. 

Disbursal in a few hours*

Once approved, get the loan amount disbursed to your bank account within a few hours*, perfect for urgent financial needs.

No collateral required

Get a personal loan in Shillong without pledging any asset or needing a guarantor – enjoy a completely unsecured loan experience. 

Flexible repayment tenure

You can take a personal loan ranging from Rs. 40,000 to Rs. 55 lakh - and spread the repayment over long tenure of up to 8 years. 

Pre-approved offers

You can check if you have a pre-approved offer for a personal loan in Shillong with just your phone number and OTP – no need to visit the branch.

Minimal documents needed

Complete your loan application with just a few essential documents – quick, easy, and hassle-free.

Online loan management

Track your loan, download statements, and make repayments conveniently using the customer portal, My Account.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years**.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years** or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.