Get Personal loan in Shillong City

Fondly known as the ‘Scotland of the East’, Shillong is a beautiful hill station and the capital of Meghalaya. Tourism is a significant economic contributor to the city’s economy because of the picturesque mountain views, markets, rolling hills, parks and numerous other places of attraction.

Avail of a personal loan in Shillong to fund any urgent or planned needs. Bajaj Finserv offers instant approval with personalised benefits.

Features of an instant personal loan in Shillong

  • Basic documentation

    Basic documentation

    The documents required for a personal loan in Shillong are easy to arrange.

  • Tenor options

    Tenor options

    Considering your repayment ability, choose from a tenor of up to 96 months using a personal loan EMI calculator online.

  • Account management facility

    Account management facility

    Our online account management facility provides you access to your loan details with just a few clicks.

  • Complete transparency

    Complete transparency

    No need to pay any hidden charges. With Bajaj Finserv, you pay only what you see.

  • Money within 24 hours*

    Money within 24 hours*

    Within 24 hours* of loan approval, the sanctioned funds reach the borrower’s account, ready for immediate use.

  • Collateral-free loans

    Collateral-free loans

    Bajaj Finserv reduces any risk on your assets with no collateral requirement. Avail of your personal loan by meeting eligibility criteria.

  • Up to Rs. 40 lakh loan amount

    Up to Rs. 40 lakh loan amount

    The maximum amount sanctioned to an eligible borrower is Rs. 40 lakh. Avail as much as you need.

  • Pre-approved offers

    Pre-approved offers

    Pre-approved offers ease the process of availing credit and also make it less time-consuming.

  • Quick approval online

    Quick approval online

    No more waiting for days to get approval. Bajaj Finserv approves loan applications almost instantly.

  • Flexi loans

    Flexi loans

    Opt for Flexi loans to enjoy the ease of repayment and save up to 45%* on the EMIs.

Nestled in the Shillong plateau, this capital city of Meghalaya boasts attractive places of interest for tourists. A few of those include the Shillong Golf Course, Elephant Falls, Shillong Peak, Ward’s Lake, Chrysalis the Gallery, Don Bosco Centre for Indigenous Cultures, Sweet Falls, Bishop and Beadon Falls. Shillong is also a popular education hub with reputed universities, degree colleges, a medical college, a law college, and autonomous institutions.

You can easily bear the expenses of higher education, travel, home improvement, and more with a Bajaj Finserv Personal Loan in Shillong. The collateral-free loan involves no risk and comes with no hidden charges. Eligible borrowers enjoy the most competitive interest rates along with nominal charges. To apply instantly, fill the application form online.

*Conditions apply

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Eligibility criteria for a personal loan in Shillong

Borrowers in Shillong can avail of unsecured financing easily once they meet the personal loan eligibility criteria.

It is easy to qualify for credit with easy-to-meet personal loan eligibility.

  • Nationality

    Nationality

    Resident Indian

  • Age

    Age

    Between 21 years to 80 years*

  • Credit score

    Credit score

    685 or above

  • Employment status

    Employment status

    Salaried individual employed at a private/ public firm or an MNC

  • Minimum salary

    Minimum salary

    Check the city list to know the income requirements for your city.

Bajaj Finserv has easy-to-fulfil eligibility criteria that improves loan accessibility. Complete the minimum paperwork required and receive instant approval online. Check out our flexible terms and conditions before applying.

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Explore different types of uses for personal loans in Shillong

One of the biggest advantages of a personal loan is that it can be used as per your requirement for multiple purposes. You can manage your small or large expenses using a personal loan, including:

  • Wedding expenses
  • Home renovation and repairs
  • Higher education
  • Medical expenses

Since our personal loan is disbursed quickly, it is also feasible to manage urgent expenses during emergency situations.

Interest rates and charges for personal loan in Shillong

Bajaj Finserv ensures to keep the cost of loans affordable with competitive personal loan interest rates.

Frequently asked questions

What are the basic requirements to get your Personal Loan in Shillong approved?

If you have an Insta Personal Loan offer, then there is no need to check for approvals as it is already pre-approved. For our regular personal loan in Shillong, you have to fulfil certain eligibility criteria –

  • Nationality: Indian
  • Age: 21 years to 80 years*.
  • Employed with: Public, private, or MNC.
  • CIBIL Score: 685 or higher.
  • Monthly salary: Starting Rs. 25,001, based on the city you live in.

You also need to submit certain documents along with your application. To know more, click here.

Do you need any collateral for availing a personal loan in Shillong?

When you borrow a personal loan from us, you do not require to submit any collateral such as gold ornaments or property. If you are looking for an instant loan in Shillong, our personal loan is a great option.

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