Bajaj Finserv in your state

Tamil Nadu is a South Indian state known for its heritage and culture. With the second-largest economy in the country, this state offers a multitude of job and career opportunities.

Bajaj Finserv offers personal loans in Tamil Nadu at attractive interest rates online and through the 99+ branches located across the state. Walk into your nearest branch or apply online today.

Features of personal loan in Tamil Nadu

  • 24x7 online accessibility

    24x7 online accessibility

    With our customer portal – Experia, track your personal loan details online anytime, anywhere.

  • Pre-approved loan offers

    Pre-approved loan offers

    Simplify your loan processing with pre-approved offers. Just enter your basic details to check your offer.

  • Zero hidden charges

    Zero hidden charges

    Bajaj Finserv Personal Loan is 100% transparent. Avoid paying any hidden charges with our borrower-friendly terms and conditions.

  • Loan of up to Rs. 40 lakh

    Loan of up to Rs. 40 lakh

    No security is needed to avail of high-value personal loans. Meet the eligibility criteria and get approval in 24 hours*.

  • Tenor of up to 96 months

    Tenor of up to 96 months

    Select a tenor of up to 8 years for repayment.

  • Minimum documents

    Minimum documents

    Submit only basic documents to avail of a personal loan in Tamil Nadu with faster processing.

  • Instant approval

    Instant approval

    Qualify for a personal loan and get instant approval. Speed up this process by applying online.

  • Flexi loan facility

    Flexi loan facility

    Reduce your EMI burden by up to 45%* with our Flexi loan facility. Pay interest only on the funds utilised.

  • Get money within 24 hours*

    Get money within 24 hours*

    The loan amount reaches your account within 24 hours* of approval.

Tamil Nadu is one of the most urbanised Indian states. Home to several temples and attractive tourist destinations, this state gets tourists from all over the world. With a literacy rate of above 82.9%, the education and job sector are growing rapidly.

Whether you are a salaried or a self-employed individual in Tamil Nadu, you can now get personal loans from Bajaj Finserv at favourable terms and rates.

Apply online or offline to explore our unique personal loan features and benefits.

*Conditions apply

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Eligibility criteria for personal loan in Tamil Nadu

Meet our simple personal loan eligibility parameters and qualify for a sizeable amount without any collateral.

  • Employment


    Salaried applicant, employed at an MNC, private or public limited company

  • Age


    Between 21 years and 80 years*

  • Nationality


    Resident Indian

  • Minimum income

    Minimum income

    Monthly income as per city of residence

  • CIBIL score

    CIBIL score

    685 or above

Bajaj Finserv offers a personal loan eligibility calculator to streamline loan processing. Check the basic criteria before applying. Alongside, submit the required documents to complete the process.

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Documents required for instant Loan in Tamil Nadu

Below are the documents required to apply for an instant loan in Tamil Nadu.

  • KYC documents such as Aadhaar, passport, driving license, voter’s ID, or a Letter of National Population Register
  • PAN card
  • Cancelled cheque
  • Bank account statements for the last 3 months
  • Salary slips for the last 3 months

Interest rates and charges on instant loan in Tamil Nadu

Bajaj Finserv offers reasonable interest rates for personal loans that ensures affordable borrowing cost. Rest assured, there will not be any hidden charges on your loan.

Frequently asked questions

What is the minimum salary required for instant personal loan in Tamil Nadu?

The minimum salary to get a Bajaj Finance Personal Loan is Rs. 25,001.

Can I get my loan approved with a cash salary?

Yes, you can get loan approval even if you get your salary in cash.

Can I get an instant loan in Tamil Nadu with a low CIBIL Score?

You need a CIBIL Score of Rs. 25,001 or higher to get our personal loan.