Personal Loan in Tamil Nadu

Personal Loan in Tamil Nadu

Check your eligibility for personal loan in Tamil Nadu with your phone and OTP - no branch visit needed.

₹40,000 -₹Rs. 55 lakh

You may be eligible for a pre-approved offer in Tamil Nadu

Enter mobile and OTP | Quick online approval | Get money in a day*

Bajaj Finserv in your state

  • Whether you live in Chennai, Coimbatore, Madurai, or a smaller town like Kumbakonam or Dindigul, financial needs can arise anytime. A Bajaj Finserv Personal Loan in Tamil Nadu offers a quick, convenient, and 100% digital solution — with loan amounts of up to Rs. 55 lakh and no collateral required.

    You can also check if you already have a pre-approved offer in Tamil Nadu. The entire process is online, no branch visit required:
    Check your personal loan offer in Tamil Nadu with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

    Whether you're salaried or self-employed, you can use this loan to fund personal goals, emergencies, or lifestyle upgrades with ease.

Tamil Nadu is one of India’s most industrialised and culturally rich states, known for its booming automotive, textile, and IT sectors. Cities like Chennai and Coimbatore are major economic centres, while towns such as Tiruchirappalli, Salem, and Erode are growing rapidly in infrastructure, education, and real estate.

As aspirations rise across the state, so does the demand for quick and reliable credit. A Bajaj Finserv Personal Loan in Tamil Nadu gives residents a smart way to manage both planned and unexpected expenses — without paperwork or lengthy wait times.

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Features of personal loan in Tamil Nadu

  • Pre-approved loan offers

    You can check if you have a pre-approved offer for a personal loan in Pune with just your phone number and OTP.

  • Loan of up to Rs. 55 lakh

    No security is needed to avail of high-value personal loans. Meet the eligibility criteria and get approval in 24 hours*.

  • Minimum documents

    Submit only basic documents to avail of a personal loan in Tamil Nadu with faster processing.

  • Instant approval

    Qualify for a personal loan and get instant approval. Speed up this process by applying online.

  • Get money within 24 hours*

    The loan amount reaches your account within 24 hours* of approval.
     


     

  • No collateral

    Get the personal loan without any collateral or guarantor – making the process simple and quick.

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Eligibility criteria and documents for personal loan in Tamil Nadu

You can easily get the funds you need in Tamil Nadu with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years**.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years** or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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How to apply for personal loan in Tamil Nadu

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.