Personal Loan in Tamil Nadu

Whether you live in Chennai, Coimbatore, Madurai, or a smaller town like Kumbakonam or Dindigul, financial needs can arise anytime. A Bajaj Finserv Personal Loan in Tamil Nadu offers a quick, convenient, and 100% digital solution — with loan amounts of up to Rs. 55 lakh and no collateral required.

You can also check if you already have a pre-approved offer in Tamil Nadu. The entire process is online, no branch visit required:
Check your personal loan offer in Tamil Nadu with phone number and OTP → Apply online in 5 minutes → Receive funds within a day*

Whether you're salaried or self-employed, you can use this loan to fund personal goals, emergencies, or lifestyle upgrades with ease.

Pre-approved loan offers

You can check if you have a pre-approved offer for a personal loan in Pune with just your phone number and OTP.

Loan of up to Rs. 55 lakh

No security is needed to avail of high-value personal loans. Meet the eligibility criteria and get approval in 24 hours*.

Minimum documents

Submit only basic documents to avail of a personal loan in Tamil Nadu with faster processing.

Instant approval

Qualify for a personal loan and get instant approval. Speed up this process by applying online.

Get money within 24 hours*

The loan amount reaches your account within 24 hours* of approval.
 

No collateral

Get the personal loan without any collateral or guarantor – making the process simple and quick.

Eligibility criteria

• Nationality: Indian
• Age: 21 years to 80 years**.
• Employed with: Public, private, or MNC.
• CIBIL Score: 685 or higher.
• Customer profile: Self-employed or Salaried

*You should be 80 years** or younger, at the end of the loan tenure.

Documents required

• KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
• PAN card
• Employee ID card
• Salary slips of the last 3 months
• Bank account statements of the previous 3 months
• Piped gas bill
• Pension order
• Letter of Allotment of Accommodation Issued by Employer
• Property / Municipal tax receipt
• Utility bill
• Real-time image / photograph
• Ration card

Step-by-step guide to apply for a personal loan

1. Click on ‘CHECK ELIGIBILITY’ on this page.
2. Enter your 10-digit mobile number and the OTP sent to your phone.
3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
4. Now, click on ‘PROCEED’ to visit the loan selection page.
5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
6. Choose the repayment tenure and click on ‘PROCEED’.
7. Complete your KYC and submit your application.