Personal Loan in Rajahmundry

Personal Loan in Rajahmundry

Check your eligibility for personal loan in Rajahmundry with your phone and OTP - no branch visit needed.

₹40,000 - ₹50 Lakh

You may be eligible for a pre-approved offer in Rajahmundry

Enter mobile and OTP | Quick online approval | Get money in a day*

Instant personal loan in Rajahmundry

  • Need instant funds for a family function, urgent medical care, or a home upgrade in Rajahmundry? Whether you are in Aryapuram, Danavaipeta, or AV Apparao Road, a Bajaj Finserv Personal Loan in Rajahmundry gives you easy access to funds — without collateral or lengthy paperwork.

    You can also check if you already have a pre-approved offer in Rajahmundry. The entire process is online, no branch visit required:
    Check your offer in Rajahmundry with phone number and OTP → Apply online in 5 minutes→ Receive funds within a day*

    With loan amounts of up to Rs. 55 lakh and a flexible tenure of up to 96 months, this personal loan is ideal for handling both urgent and planned expenses with ease.

Rajahmundry, located on the banks of the Godavari River, is a thriving cultural and commercial hub in Andhra Pradesh. Known for its historic importance and strong textile and agriculture-based economy, the city is also growing in terms of education, healthcare, and real estate.

As the city expands, so do the financial aspirations of its people. A Bajaj Finserv Personal Loan offers a smart, reliable, and digital way to meet those evolving needs.

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Features of personal loan in Rajahmundry

  • Disbursal in a few hours*

    Receive the loan amount directly in your bank account within 24 hours* of approval – ideal for handling emergencies in Rajahmundry.

  • Pre-approved offers

    You can check if you have a pre-approved offer for a personal loan in Rajahmundry with just your phone number and OTP – no need to visit the branch.

  • Minimal documents needed

    Apply with just a few basic documents like ID proof, address proof, and income details – no heavy paperwork involved.

  • Flexible repayment tenure

    Get a personal loan ranging from Rs. 40,000 to Rs. 55 lakh . Choose a repayment tenure of up to 96 months, allowing you to repay your personal loan in Rajahmundry at your own pace. Adjust your EMIs to fit your monthly budget with ease.

  • Quick online approval

    Apply online for a personal loan in Rajahmundry and receive approval in just a few minutes*, without visiting any branch.

     

  • No collateral required

    No need to pledge assets or provide a guarantor. Avail a completely unsecured personal loan experience in Rajahmundry. Use the personal loan EMI calculator for to estimate your EMI.

  • Online loan management

    Access our customer portal, My Account, to manage your loan details, check EMI schedules, and download statements anytime.

Types of personal loan in Rajahmundry

A personal loan in Rajahmundry offers flexible funding for various needs. Whether you are planning a holiday, preparing for a wedding, or tackling home expenses, a personal loan can help you manage costs. Here are some common uses for personal loans:

These loans are designed to offer quick, accessible solutions to help you with various financial requirements. Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

*Terms and conditions apply.

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Eligibility criteria and documents for personal loan in Rajahmundry

You can easily get the funds you need in Rajahmundry with the below criteria:

  • Eligibility criteria

    • Nationality: Indian
    • Age: 21 years to 80 years**.
    • Employed with: Public, private, or MNC.
    • CIBIL Score: 685 or higher.
    • Customer profile: Self-employed or Salaried

    *You should be 80 years** or younger, at the end of the loan tenure.

  • Documents required

    • KYC documents: Aadhaar/ passport/ voter’s ID/ driving license/ Letter of National Population Register/ NREGA job card
    • PAN card
    • Employee ID card
    • Salary slips of the last 3 months
    • Bank account statements of the previous 3 months
    • Piped gas bill
    • Pension order
    • Letter of Allotment of Accommodation Issued by Employer
    • Property / Municipal tax receipt
    • Utility bill
    • Real-time image / photograph
    • Ration card

Check your eligibility for personal loan using just mobile number and OTP – 100% online process.

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How to apply for personal loan in Rajahmundry

  • Step-by-step guide to apply for a personal loan

    1. Click on ‘CHECK ELIGIBILITY’ on this page.
    2. Enter your 10-digit mobile number and the OTP sent to your phone.
    3. Check if you have an offer. If not, fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
    4. Now, click on ‘PROCEED’ to visit the loan selection page.
    5. Enter the offer or loan amount that you need. Choose from our three personal loan variants –Term, Flexi Term, and Flexi Hybrid Term.
    6. Choose the repayment tenure and click on ‘PROCEED’.
    7. Complete your KYC and submit your application.

Our representative will contact you for further steps.

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Key offerings: 3 loan types

Compare loan variants

What are the uses of Personal Loan
 

What are the uses of Personal Loan

Disclaimer

Bajaj Finance Limited has the sole and absolute discretion, without assigning any reason to accept or reject any application. Terms and conditions apply*.