Kharagpur, a bustling city in West Bengal, boasts a rich cultural heritage and vibrant community life. Renowned for its prestigious educational institutions like IIT Kharagpur, the city attracts students and professionals from across the country. Amidst its dynamic atmosphere, Kharagpur also serves as a significant hub for gold trade and jewellery craftsmanship. The city's bustling markets offer a wide array of gold jewellery, catering to diverse tastes and preferences. Whether seeking traditional designs or modern creations, Kharagpur provides a captivating destination for gold enthusiasts to explore and indulge in exquisite pieces of craftsmanship. With the growing popularity of gold loans, residents in Kharagpur have easy access to financial assistance against their gold assets. Whether it is for managing urgent expenses, funding business ventures, or meeting personal needs, gold loans in Kharagpur offer a convenient and hassle-free solution for financial requirements.
Why is gold loan a feasible borrowing option in Kharagpur?
Amidst this backdrop, gold loans have emerged as a popular and convenient financial solution for the people of Kharagpur. With the flexibility and ease, gold loan in need of money has become a go-to option for individuals seeking easy access to funds without parting with ownership of their valuable jewellery. With our gold loan, you can meet all your planned and unplanned expenses with great ease. Our gold loan offers several benefits such as:
- Part-release facility
With our part release facility, you can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure. - No part-prepayment or foreclosure fee*
Repay a part of your loan in advance or pay the entire amount at no extra cost. - Transparent evaluation
To ensure you get the best value for your gold, we use top-quality karat metres in all our branches. - Free insurance of gold
Our free insurance covers against theft or loss of your gold jewellery while it is in our custody. - Convenient repayment options
We offer multiple repayment options where you may choose to pay interest on a monthly, bi-monthly, quarterly, half-yearly, or annual basis as per your convenience. Please note that the principal amount and pending interest, if any, will be due for payment at the time of loan maturity. - Easy application process
Apply for a gold loan online. Our customer representative will help you with your application when you visit our Gold Loan branch in your city. - Gold loan of up to Rs. 2 crore
We offer instant gold loans starting from Rs. 5,000 up to Rs. 2 crore. You can choose the amount that suits you best from the offer extended to you. - 800 branches and growing
We have just opened 60 new branches and are adding more all over India. Additionally, we are opening new branches in the cities where we already have operations.
Gold loan calculator
The Bajaj Finserv Gold Loan Calculator is an online tool that you can use to calculate your gold loan interest rate and loan term. One of the main benefits of using our gold loan calculator is that it gives accurate loan estimates based on the gold loan rate per gram. The calculator simplifies the process. Input your gold's weight or preferred loan amount, and it provides an immediate estimate of the maximum loan amount available.
